IAMS Blog

On The Move - July 26, 2022 - Insurance Agency Marketing Services

Written by Webmaster | Jul 25, 2022 10:42:13 AM

July 22, 2022 – Effective Date of Change

Fidelity & Guaranty Life

 FG AccumulatorPlus 10 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.75% 
  • 1-Year S&P 500 Monthly Average with Cap:  Cap 8.00% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
  • 1-Year Fixed Account:  Rate 2.50%
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 220%
  • 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.50% 
  • 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 11.50% 
  • 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 11.00% 
  • 1-Year Index Gain Option with Declared Rate With Charge:  Cap 8.25% 
  • 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 270%
  • 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 45%
  • 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 170%
  • 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 240%
  • 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 230%
  • 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 285%

FG AccumulatorPlus 10 (State Variation) 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.75% 
  • 1-Year S&P 500 Monthly Average with Cap:  Cap 8.00% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
  • 1-Year Fixed Account:  Rate 2.50%
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 220%
  • 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 170%
  • 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 240%

FG AccumulatorPlus 7 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.60% 
  • 1-Year S&P 500 Monthly Average with Cap:  Cap 7.75% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.00% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 215%
  • 1-Year Fixed Account:  Rate 2.25%
  • 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.35% 
  • 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 11.25% 
  • 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 10.75% 
  • 1-Year Index Gain Option with Declared Rate With Charge:  Cap 8.00% 
  • 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 265%
  • 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 45%
  • 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 225%
  • 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 280%
  • 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 165%
  • 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 230%

Flex Accumulator 10,000+

  • S&P 500 1-year Monthly Point-to-Point w/Cap:  Cap 2.35% 
  • S&P 500 1-Year Annual Point-to-Point w/Cap:  Cap 7.00% 
  • Morgan Stanley Dynamic Rotator 1-Year Annual Point-to-Point w/Spread & Par:  Part Rate 75%
  • Morgan Stanley Dynamic Rotator 2-Year Annual Point-to-Point w/Spread & Par:  Part Rate 130%
  • Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par:  Part Rate 205%
  • S&P 500 1-year Monthly Point-to-Point w/Cap With Charge:  Cap 3.00% 
  • Morgan Stanley Dynamic Rotator 2-Year Annual Point-to-Point w/Spread & Par With Charge:  Part Rate 150%
  • Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par With Charge:  Part Rate 240%
  • Fixed:  Rate 2.00%
  • S&P 500 1-Year Annual Point-to-Point w/Spread & Par With Charge:  Spread 3.00%  Part Rate 40%
  • S&P 500 1-Year Annual Point-to-Point w/Spread & Par:  Spread 3.00%  Part Rate 30%

Prosperity Elite 10 Enhancement 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.35% 
  • 1-Year S&P 500 Monthly Average with A Cap:  Cap 6.75% 
  • 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.25% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.50% 
  • 1 Year Fixed Account:  Rate 1.75%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 205%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 160%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 215%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 245%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 155%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 210%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 240%

Prosperity Elite 10 Protection 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.35% 
  • 1-Year S&P 500 Monthly Average with A Cap:  Cap 6.75% 
  • 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.25% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.50% 
  • 1 Year Fixed Account:  Rate 1.75%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 205%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 160%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 215%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 245%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 155%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 210%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 240%

Prosperity Elite 14 Enhancement 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.50% 
  • 1-Year S&P 500 Monthly Average with A Cap:  Cap 7.00% 
  • 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.50% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
  • 1 Year Fixed Account:  Rate 2.00%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 210%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 165%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 220%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 250%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 160%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 215%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 245%

Prosperity Elite 14 Protection 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.50% 
  • 1-Year S&P 500 Monthly Average with A Cap:  Cap 7.00% 
  • 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.50% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
  • 1 Year Fixed Account:  Rate 2.00%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 210%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 165%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 220%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 250%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 160%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 215%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 245%

Prosperity Elite 7 Enhancement 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with Cap:  Cap 2.25% 
  • 1-Year S&P 500 Monthly Average with Cap:  Cap 6.50% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.25% 
  • 1 Year Fixed Account:  Rate 1.50%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 200%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 155%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 210%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 240%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 150%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 205%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 235%

Prosperity Elite 7 Protection 10,000+

  • 1-Year S&P 500 Monthly Point-to-Point with Cap:  Cap 2.25% 
  • 1-Year S&P 500 Monthly Average with Cap:  Cap 6.50% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00% 
  • 1-Year Index Gain Option with Declared Rate:  Cap 5.25% 
  • 1 Year Fixed Account:  Rate 1.50%
  • 1-Year Gold Point-to-Point with a Cap:  Cap 5.50% 
  • 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 200%
  • 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 155%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 210%
  • 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 240%
  • 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 150%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 205%
  • 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 235%

July 25, 2022 – Effective Date of Change

Aspida

MYGA

  • Synergy Choice 2 25,000+  3.45%
  • Synergy Choice 2 100,000+  3.60%
  • Synergy Choice 3 25,000+  4.15%
  • Synergy Choice 3 100,000+  4.30%
  • Synergy Choice 5 25,000+  4.50%
  • Synergy Choice 5 100,000+  4.65%
  • Synergy Choice 7 25,000+  4.65%
  • Synergy Choice 7 100,000+  4.80%
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