--- title: On The Move - July 26, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – July 26, 2022 ### **July 22, 2022** – Effective Date of Change ## Fidelity & Guaranty Life ####  **FG AccumulatorPlus 10 10,000+** - 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.75%  - 1-Year S&P 500 Monthly Average with Cap:  Cap 8.00%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25%  - 1-Year Index Gain Option with Declared Rate:  Cap 6.25%  - 1-Year Fixed Account:  Rate 2.50% - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 220% - 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.50%  - 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 11.50%  - 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 11.00%  - 1-Year Index Gain Option with Declared Rate With Charge:  Cap 8.25%  - 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 270% - 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 45% - 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 170% - 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 240% - 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 230% - 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 285% #### **FG AccumulatorPlus 10 (State Variation) 10,000+** - 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.75%  - 1-Year S&P 500 Monthly Average with Cap:  Cap 8.00%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25%  - 1-Year Index Gain Option with Declared Rate:  Cap 6.25%  - 1-Year Fixed Account:  Rate 2.50% - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 220% - 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 170% - 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 240% #### **FG AccumulatorPlus 7 10,000+** - 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.60%  - 1-Year S&P 500 Monthly Average with Cap:  Cap 7.75%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.00%  - 1-Year Index Gain Option with Declared Rate:  Cap 6.25%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 215% - 1-Year Fixed Account:  Rate 2.25% - 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.35%  - 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 11.25%  - 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 10.75%  - 1-Year Index Gain Option with Declared Rate With Charge:  Cap 8.00%  - 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 265% - 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 45% - 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 225% - 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 280% - 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 165% - 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 230% #### **Flex Accumulator 10,000+** - S&P 500 1-year Monthly Point-to-Point w/Cap:  Cap 2.35%  - S&P 500 1-Year Annual Point-to-Point w/Cap:  Cap 7.00%  - Morgan Stanley Dynamic Rotator 1-Year Annual Point-to-Point w/Spread & Par:  Part Rate 75% - Morgan Stanley Dynamic Rotator 2-Year Annual Point-to-Point w/Spread & Par:  Part Rate 130% - Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par:  Part Rate 205% - S&P 500 1-year Monthly Point-to-Point w/Cap With Charge:  Cap 3.00%  - Morgan Stanley Dynamic Rotator 2-Year Annual Point-to-Point w/Spread & Par With Charge:  Part Rate 150% - Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par With Charge:  Part Rate 240% - Fixed:  Rate 2.00% - S&P 500 1-Year Annual Point-to-Point w/Spread & Par With Charge:  Spread 3.00%  Part Rate 40% - S&P 500 1-Year Annual Point-to-Point w/Spread & Par:  Spread 3.00%  Part Rate 30% #### **Prosperity Elite 10 Enhancement 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.35%  - 1-Year S&P 500 Monthly Average with A Cap:  Cap 6.75%  - 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.25%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.50%  - 1 Year Fixed Account:  Rate 1.75% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 205% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 160% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 215% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 245% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 155% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 210% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 240% #### **Prosperity Elite 10 Protection 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.35%  - 1-Year S&P 500 Monthly Average with A Cap:  Cap 6.75%  - 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.25%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.50%  - 1 Year Fixed Account:  Rate 1.75% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 205% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 160% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 215% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 245% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 155% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 210% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 240% #### **Prosperity Elite 14 Enhancement 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.50%  - 1-Year S&P 500 Monthly Average with A Cap:  Cap 7.00%  - 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.50%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.75%  - 1 Year Fixed Account:  Rate 2.00% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 210% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 165% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 220% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 250% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 160% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 215% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 245% #### **Prosperity Elite 14 Protection 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.50%  - 1-Year S&P 500 Monthly Average with A Cap:  Cap 7.00%  - 1-Year S&P 500 Point-to-Point with a Cap:  Cap 7.50%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.75%  - 1 Year Fixed Account:  Rate 2.00% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 210% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 165% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 220% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 250% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 160% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 215% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 245% #### **Prosperity Elite 7 Enhancement 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with Cap:  Cap 2.25%  - 1-Year S&P 500 Monthly Average with Cap:  Cap 6.50%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.25%  - 1 Year Fixed Account:  Rate 1.50% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 200% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 155% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 210% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 240% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 150% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 205% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 235% #### **Prosperity Elite 7 Protection 10,000+** - 1-Year S&P 500 Monthly Point-to-Point with Cap:  Cap 2.25%  - 1-Year S&P 500 Monthly Average with Cap:  Cap 6.50%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00%  - 1-Year Index Gain Option with Declared Rate:  Cap 5.25%  - 1 Year Fixed Account:  Rate 1.50% - 1-Year Gold Point-to-Point with a Cap:  Cap 5.50%  - 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 200% - 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 155% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 210% - 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 240% - 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 150% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 205% - 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 235% ### **July 25, 2022** – Effective Date of Change ## Aspida ### MYGA - **Synergy Choice 2 **25,000+  3.45% - **Synergy Choice 2 **100,000+  3.60% - **Synergy Choice 3 **25,000+  4.15% - **Synergy Choice 3 **100,000+  4.30% - **Synergy Choice 5 **25,000+  4.50% - **Synergy Choice 5 **100,000+  4.65% - **Synergy Choice 7 **25,000+  4.65% - **Synergy Choice 7 **100,000+  4.80% #### Author:Webmaster [Next Marketing Automation for the People](https://blog.iamsinc.com/marketing-automation-for-the-people) [Previous On The Move – August 2, 2022](https://blog.iamsinc.com/on-the-move-august-2-2022) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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