On The Move – February 11, 2025

February 17, 2024 – Effective Date of Change

AuguStar

Fixed Indexed Annuity

OrionShield 10 25,000+

• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.65% 
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 7.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 1-Year Fixed Account:  Rate: 3.85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 155%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 60%

OrionShield 10 150,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 65%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 65%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 175%
• 1-Year Fixed Account:  Rate: 4.6%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.75% 
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%

OrionShield 10 Premium Bonus 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 35%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 35%
• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 5.65%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.55% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 70%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 95%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 3.5% 

OrionShield 10 Premium Bonus 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.75% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.75% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 45%

OrionShield 5 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year Fixed Account:  Rate: 3.6%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 8.65% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.75% 

OrionShield 5 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.35%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 65%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 65%

OrionShield 5 CA 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year Fixed Account:  Rate: 3.6%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 8.65% 
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%

OrionShield 5 CA 150,000+

• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8% 
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.35%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 65%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 65%

OrionShield 7 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 60%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.5% 
• 1-Year Fixed Account:  Rate: 3.75%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.65% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%

OrionShield 7 150,000+

• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.5%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.75% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 145%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 65%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 65%

OrionShield 7 CA 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 60%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.5% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.65% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Fixed Account:  Rate: 3.75%

OrionShield 7 CA 150,000+

• 1-Year Fixed Account:  Rate: 4.5%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 145%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.75% 
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 65%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 65%

OrionShield 7 Premium Bonus 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 2.8%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.25% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.5%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.55% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%

OrionShield 7 Premium Bonus 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.55% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.75%  Part Rate 50%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.25% 
• 1-Year Fixed Account:  Rate: 3.3%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 55%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 55%

OrionShield 7 Premium Bonus CA 25,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 2.8%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.5%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.55% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.25% 

OrionShield 7 Premium Bonus CA 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.25% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.55% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.75%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.3%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 55%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 55%

OrionShield 9 CA 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 7.75% 
• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.65% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 155%

OrionShield 9 CA 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 175%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.65% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.6%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.75% 

OrionShield 9 Premium Bonus CA 25,000+

• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 5.65%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.55% 
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 3.5% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 70%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 95%

OrionShield 9 Premium Bonus CA 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.75% 
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.75% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3%

MYGA

• LunarGuard 3 10,000+  4.65%
• LunarGuard 3 100,000+  4.85%
• LunarGuard 5 10,000+  4.65%
• LunarGuard 5 100,000+  4.85%
• LunarGuard 7 10,000+  4.65%
• LunarGuard 7 100,000+  4.85%

February 17, 2024 – Effective Date of Change

Lincoln Financial

Lincoln OptiBlend 10 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1-Year Fixed Account:  Rate: 4.1%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1-Year S&P 500 Participation:  Part Rate 55%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.5% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 6.85% 

Lincoln OptiBlend 10 100,000+

• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 8.35% 
• 1-Year S&P 500 Performance Triggered :  Cap 8.1% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread : 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 10% 
• 1-Year S&P 500 Participation:  Part Rate 60%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10% 
• 1-Year Fixed Account:  Rate: 4.6%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%

Lincoln OptiBlend 10 CA 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.5% 
• 1-Year Fixed Account:  Rate: 3.55%
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.5% 

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 Performance Triggered :  Cap 7.6% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5% 
• 1-Year S&P 500 Participation :  Part Rate 55%
• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.75% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%

Lincoln OptiBlend 5 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7% 
• 1-Year Fixed Account:  Rate: 3.4%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 6.5% 

Lincoln OptiBlend 5 100,000+

• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 8% 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5% 
• 1-Year Fixed Account:  Rate: 4.25%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1-Year S&P 500 Participation :  Part Rate 55%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%

Lincoln OptiBlend 5 CA 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 155%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7% 
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1-Year Fixed Account:  Rate: 2.75%
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 

Lincoln OptiBlend 5 CA 100,000+

• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.75% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%

Lincoln OptiBlend 7 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 6.65% 

Lincoln OptiBlend 7 100,000+

• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 8.15% 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.75% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5% 
• 1-Year Fixed Account:  Rate: 4.5%
• 1-Year S&P 500 Participation:  Part Rate 55%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%

Lincoln OptiBlend 7 CA 10,000+

• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.25% 
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3.45%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 Performance Triggered :  Cap 6.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 100,000+

• 1-Year S&P 500 Performance Triggered :  Cap 7.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year Fixed Account:  Rate: 3.5%
• 1-Year S&P 500 Participation:  Part Rate 50%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%