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On The Move - September 19, 2023 - Insurance Agency Marketing Services

Written by Webmaster | Sep 19, 2023 8:47:40 AM

September 20, 2023 – Effective Date of Change

American Life

Fixed Indexed Annuity

American Fusion MYGIA 10,000+

  • 5 Year Guaranteed Rate:  Rate: 4.25%
  • 5 Year S&P 500 Index Performance Threshold:  Part Rate 25%

MYGA

  • American Classic 3 (No Liquidity) 1,000+  5.40%
  • American Classic 3 Year 1,000+  5.40%
  • American Classic 5 (No Liquidity) 1,000+  5.40%
  • American Classic 5 Year 1,000+  5.40%
  • American Fusion MYGIA 10,000+  4.25%

September 20, 2023 – Effective Date of Change

Fixed Indexed Annuity

NAC VersaChoice 10 20,000+

  • S&P 500 Monthly Point to Point Cap :  Cap 2.750% 
  • S&P 500 Annual Point to Point Cap :  Cap 7.750% 
  • Fixed Rate:  Rate: 4.00%
  • S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
  • S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 140%
  • S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 45%
  • S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 200%
  • Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150%
  • Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 265%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 265%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 150%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210%
  • 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 105%
  • 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75%

NAC VersaChoice 10 75,000+

  • 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 85%
  • 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 120%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 235%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 175%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 290%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200%
  • Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 290%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 175%
  • Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 235%
  • S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 225%
  • S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 50%
  • S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 165%
  • S&P 500 Annual Point to Point Participation Rate:  Part Rate 35%
  • Fixed Rate:  Rate: 4.25%
  • S&P 500 Annual Point to Point Cap :  Cap 8.750% 
  • S&P 500 Monthly Point to Point Cap :  Cap 2.900% 

NAC VersaChoice 10 (ELB) 20,000+

  • S&P 500 Monthly Point to Point Cap :  Cap 2.750% 
  • S&P 500 Annual Point to Point Cap :  Cap 7.750% 
  • S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
  • Fixed Rate:  Rate: 4.00%
  • S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 200%
  • S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 140%
  • S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 45%
  • Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185%
  • Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 265%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 265%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 150%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210%
  • 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75%
  • 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 105%

NAC VersaChoice 10 (ELB) 75,000+

  • 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 120%
  • 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 85%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 235%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 175%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 290%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200%
  • Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 290%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200%
  • Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 175%
  • Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 235%
  • S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 50%
  • S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 165%
  • S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 225%
  • Fixed Rate:  Rate: 4.25%
  • S&P 500 Annual Point to Point Participation Rate:  Part Rate 35%
  • S&P 500 Annual Point to Point Cap :  Cap 8.750% 
  • S&P 500 Monthly Point to Point Cap :  Cap 2.900% 

Performance Choice 8 20,000+

  • 1-Year S&P 500 Point-to-Point :  Cap 8.250% 
  • 1-Year S&P 500 Monthly Point-to-Point Cap :  Cap 2.850% 
  • 1-Year Fixed :  Rate: 4.20%
  • 1-Year S&P MARC 5% ER Annual Point to Point W/PR:  Part Rate 160%
  • 1-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 30%
  • 2-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 45%
  • 2-Year S&P MARC 5% ER Annual Point to Point W/PR :  Part Rate 215%
  • 1-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 170%
  • 2-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 225%
  • 1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 195%
  • 2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 285%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 195%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 285%
  • Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 170%
  • Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 225%
  • 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 80%
  • 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 115%
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