On The Move – September 10, 2024

September 13, 2024 – Effective Date of Change

Fidelity & Guaranty Life

Fixed Indexed Annuity

FG Accelerator Plus 10 10,000+

• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.45% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.5% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 235%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Monthly Point-to-Point with Charge:  Cap 3.25% 
• 1-Year S&P 500 Point-to-Point with Cap with Charge:  Cap 10.25% 
• 1-Year Index Gain Option with Declared Rate with Charge:  Cap 7.25% 
• 2-Year Barclays Trailblazer Sectors 5 Index with Charge:  Part Rate 275%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge:  Part Rate 45%
• 1-Year Balanced Asset 5 Index with Spread & Par :  Spread 1%  Part Rate 165%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 240%
• 1-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 220%
• 2-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 280%
• 1-Year Balanced Asset 10 Point to Point Participation:  Part Rate 85%
• 1-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5.5%  Part Rate 155%
• 2-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5%  Part Rate 175%
• 2-Year Balanced Asset 10 Index with Spread & Par with Charge:  Spread 5%  Part Rate 205%
• 1-Year GS Global Factor Point to Point Par:  Part Rate 170%
• 1-Year GS Global Factor Point to Point Par with Charge:  Part Rate 230%
• 2-Year GS Global Factor Point to Point Par with Charge:  Part Rate 295%
• 2-Year GS Global Factor Point to Point Par & Spread:  Part Rate 255%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 185%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 130%

FG Accelerator Plus 14 10,000+

• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 190%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 135%
• 1-Year GS Global Factor Point to Point Par:  Part Rate 175%
• 1-Year GS Global Factor Point to Point Par with Charge:  Part Rate 235%
• 2-Year GS Global Factor Point to Point Par with Charge:  Part Rate 305%
• 2-Year GS Global Factor Point to Point Par & Spread:  Part Rate 265%
• 1-Year Balanced Asset 10 Point to Point Participation:  Part Rate 90%
• 1-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5.5%  Part Rate 160%
• 2-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5%  Part Rate 180%
• 2-Year Balanced Asset 10 Index with Spread & Par with Charge:  Spread 5%  Part Rate 210%
• 1-Year Balanced Asset 5 Index with Spread & Par :  Part Rate 170%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 250%
• 1-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 225%
• 2-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 290%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge:  Part Rate 45%
• 1-Year S&P 500 Monthly Point-to-Point with Charge:  Cap 3.35% 
• 1-Year S&P 500 Point-to-Point with Cap with Charge:  Cap 10.5% 
• 1-Year Index Gain Option with Declared Rate with Charge:  Cap 7.5% 
• 2-Year Barclays Trailblazer Sectors 5 Index with Charge:  Part Rate 280%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.5% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.75% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 240%
• 1-Year Fixed Account:  Rate: 4%

FG AccumulatorPlus 10 10,000+

• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 255%
• 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.45% 
• 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 14.25% 
• 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 11% 
• 1-Year S&P 500 Annual Performance Trigger With Charge:  Cap 7.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 295%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 50%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.65% 
• 1-Year S&P 500 Monthly Average with Cap:  Cap 8.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
• 1-Year S&P 500 Annual Performance Trigger:  Cap 6% 
• 1-Year Fixed Account:  Rate: 4%
• 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 190%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 280%
• 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 250%
• 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 325%

FG AccumulatorPlus 7 10,000+

• 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 245%
• 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 320%
• 1-Year GS Global Factor Point-to-Point Spread and Par :  Part Rate 185%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 275%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 50%
• 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.35% 
• 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 14% 
• 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 10.75% 
• 1-Year S&P 500 Annual Performance Trigger With Charge:  Cap 7.5% 
• 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 290%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.55% 
• 1-Year S&P 500 Monthly Average with Cap:  Cap 8.5% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1-Year S&P 500 Annual Performance Trigger:  Cap 5.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 250%
• 1-Year Fixed Account:  Rate: 4%

FG Power Accumulator 10 10,000+

• 1-Year Fixed Account:  Rate: 4%
• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 90%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 3%  Part Rate 175%
• 1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par:  Part Rate 40%
• 2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 55%
• 1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par:  Part Rate 40%
• 2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par:  Spread 4.5%  Part Rate 70%
• 1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par :  Part Rate 40%
• 2-Year iShares U.S. Real (IYR) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares Gold Trust (IAU) Point-to-Point with Par :  Part Rate 40%
• 1-Year Balanced Asset 5 Index Par:  Part Rate 170%
• 1-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 225%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 255%
• 2-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 295%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 190%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 135%
• 1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 180%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 220%

FG Power Accumulator 7 10,000+

• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 185%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 130%
• 1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 175%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 215%
• 1-Year Balanced Asset 5 Index Par:  Part Rate 165%
• 1-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 220%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 250%
• 2-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 290%
• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 85%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 3%  Part Rate 170%
• 1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par:  Part Rate 40%
• 2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 55%
• 1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par:  Part Rate 40%
• 2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par:  Spread 4.5%  Part Rate 65%
• 1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par :  Part Rate 40%
• 2-Year iShares U.S. Real Estate (IYR) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares Gold Trust (IAU) Point-to-Point with Par :  Part Rate 40%
• 1-Year Fixed Account:  Rate: 4%

Flex Accumulator 10,000+

• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 85%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par with Fee:  Spread 4%  Part Rate 190%
• 2-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 175%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 205%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 4%  Part Rate 160%
• S&P 500 1-year Monthly Point-to-Point w/Cap:  Cap 2.25% 
• S&P 500 1-Year Annual Point-to-Point w/Cap:  Cap 6.75% 
• Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par :  Part Rate 220%
• S&P 500 1-year Monthly Point-to-Point w/Cap With Charge:  Cap 2.95% 
• Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par With Charge:  Part Rate 260%
• 1 Year Fixed Account :  Rate: 3.75%
• S&P 500 1-Year Annual Point-to-Point w/Spread & Par With Charge:  Spread 3%  Part Rate 55%
• S&P 500 1-Year Annual Point-to-Point w/Spread & Par:  Spread 3%  Part Rate 40%

Performance Pro with GMWB 10,000+

• 1-Year Balanced Asset 5 Point to Point Participation:  Part Rate 140%
• 2-Year Balanced Asset 5 Point to Point Participation with Charge:  Part Rate 240%
• 2-Year Balanced Asset 5 Point to Point Participation and Spread:  Part Rate 200%
• 1-Year GS Global Factor Point-to-Point Par :  Part Rate 150%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 220%
• 2-Year GS Global Factor Point to Point Participation with Charge :  Part Rate 260%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 160%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 200%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.15% 
• 1-Year S&P 500 Annual Point-to-Point:  Cap 6.5% 
• 2-Year S&P 500 Point-to-Point:  Cap 12% 
• 3-Year S&P 500 Point-to-Point:  Cap 18.75% 
• 1-Year Gold Point-to-Point:  Cap 7.75% 
• 1-Year Fixed Account:  Rate: 3%

Prosperity Elite 10 Enhancement 10,000+

• 1-Year Gold Point-to-Point with a Cap:  Cap 9.75% 
• 1-Year S&P 500 Monthly Point-to-Point with a Cap :  Cap 2.5% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 9.75% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.25% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 255%
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 265%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 305%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 275%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 315%

Prosperity Elite 10 Protection 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 265%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 305%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 275%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 315%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 255%
• 1-Year S&P 500 Monthly Point-to-Point with a Cap :  Cap 2.5% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 9.75% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.25% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6% 
• 1 Year Fixed Account :  Rate: 4%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.75% 

Prosperity Elite 14 Enhancement 10,000+

• 1-Year Gold Point-to-Point with a Cap:  Cap 10% 
• 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.6% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 10% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 260%
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 270%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 310%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 320%

Prosperity Elite 14 Protection 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 270%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 310%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 320%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 260%
• 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.6% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 10% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
• 1 Year Fixed Account :  Rate: 4%
• 1-Year Gold Point-to-Point with a Cap:  Cap 10% 

Prosperity Elite 7 Enhancement 10,000+

• 1-Year Gold Point-to-Point with a Cap:  Cap 9.5% 
• 1-Year S&P 500 Monthly Point-to-Point with Cap :  Cap 2.4% 
• 1-Year S&P 500 Monthly Average with Cap :  Cap 9.5% 
• 1-Year S&P 500 Point-to-Point with Cap :  Cap 8% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 250%
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 180%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 255%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 295%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 270%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 310%

Prosperity Elite 7 Protection 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 180%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 255%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 295%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 270%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 310%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 250%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.5% 
• 1-Year S&P 500 Monthly Point-to-Point with Cap :  Cap 2.4% 
• 1-Year S&P 500 Monthly Average with Cap :  Cap 9.5% 
• 1-Year S&P 500 Point-to-Point with Cap :  Cap 8% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 1 Year Fixed Account :  Rate: 4%

MYGA

• FG Guarantee-Platinum 3 20,000+  4.60%
• FG Guarantee-Platinum 5 20,000+  4.80%
• FG Guarantee-Platinum 7 20,000+  4.80%

SILAC

MYGA

• Secure Savings 2 Year 10,000+  2.60%
• Secure Savings 3 Year 10,000+  3.15%
• Secure Savings 5 Year 10,000+  3.45%
• Secure Savings Elite 2 10,000+  3.90%
• Secure Savings Elite 2 (FL) 10,000+  3.15%
• Secure Savings Elite 3 10,000+  5.00%
• Secure Savings Elite 3 (FL) 10,000+  4.00%
• Secure Savings Elite 5 10,000+  5.00%
• Secure Savings Elite 5 (FL) 10,000+  4.25%

September 16, 2024 – Effective Date of Change

AuguStar

MYGA

• LunarGuard 3 10,000+  4.45%
• LunarGuard 3 100,000+  4.65%
• LunarGuard 5 10,000+  4.45%
• LunarGuard 5 100,000+  4.65%
• LunarGuard 7 10,000+  4.45%
• LunarGuard 7 100,000+  4.65%