--- title: On The Move - October 29, 2024 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – October 29, 2024 #### October 31, 2024 – Effective Date of Change ## Ibexis #### Fixed Indexed Annuity **FIA Plus 10 25,000+** - Fixed Account:  Rate: 3.9% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15%  - S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103% - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15%  - Annual Declared Rate:  Rate: 4.1% **FIA Plus 10 100,000+** - Annual Declared Rate:  Rate: 4.3% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110% - S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5%  - S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor -5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100% - Fixed Account:  Rate: 4.1% **FIA Plus 10 Premium Bonus 25,000+** - Annual Declared Rate:  Rate: 2.5% - Fixed Account:  Rate: 2.3% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 53% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 4.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 60% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 146% Floor 15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 78% Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 103% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 139% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 155% Floor 15%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 5.75%  Floor 2.5%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 7%  Floor 5%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 12%  Floor 15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 9.5%  Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 92% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 114% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 137% Floor 10%  **FIA Plus 10 Premium Bonus 100,000+** - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 144% Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 120% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 98% Floor 2.5%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.5%  Floor 10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 13%  Floor 15%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 8%  Floor 5%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.75%  Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 161% Floor 15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 145% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 109% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 84% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 153% Floor 15%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 67% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 59% - Fixed Account:  Rate: 2.5% - Annual Declared Rate:  Rate: 2.7% **FIA Plus 5 25,000+** - Annual Declared Rate:  Rate: 4.1% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5%  - Fixed Account:  Rate: 3.9% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5%  **FIA Plus 5 100,000+** - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor -5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100% - Fixed Account:  Rate: 4.1% - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15%  - Annual Declared Rate:  Rate: 4.3% **FIA Plus 5 Premium Bonus 25,000+** - Annual Declared Rate:  Rate: 3.05% - S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 133% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 160% Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 169% Floor 15%  - Fixed Account:  Rate: 2.85% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 68% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 79% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 98% Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 122% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 156% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 175% Floor 15%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5%  **FIA Plus 5 Premium Bonus 100,000+** - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 181% Floor 15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 162% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 128% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 104% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 86% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 74% - Fixed Account:  Rate: 3.05% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 175% Floor 15%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 167% Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 140% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 116% Floor 2.5%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5%  - Annual Declared Rate:  Rate: 3.25% **FIA Plus 7 25,000+** - Annual Declared Rate:  Rate: 4.1% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103% - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5%  - Fixed Account:  Rate: 3.9% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15%  - S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5%  **FIA Plus 7 100,000+** - S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5%  - S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100% - Fixed Account:  Rate: 4.1% - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110% - S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15%  - Annual Declared Rate:  Rate: 4.3% **FIA Plus 7 Premium Bonus 25,000+** - Annual Declared Rate:  Rate: 3% - S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 97% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 129% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 154% Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 162% Floor 15%  - Fixed Account:  Rate: 2.8% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 66% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 78% - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 92% Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 119% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 152% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 170% Floor 15%  - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5%  **FIA Plus 7 Premium Bonus 100,000+** - S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 176% Floor 15%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 158% Floor 10%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 125% Floor 5%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 99% Floor 2.5%  - HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 85% - S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25%  - Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 72% - Fixed Account:  Rate: 3% - HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 169% Floor 15%  - HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 161% Floor 10%  - HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 135% Floor 5%  - HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 113% Floor 2.5%  - S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10%  - S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15%  - S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5%  - Annual Declared Rate:  Rate: 3.2% #### November 1, 2024 – Effective Date of Change ## Delaware Life **Retirement Stages Select 5 25,000+** - 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 35% - 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 65% - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 75% - 1 Year Fixed Account:  Rate: 4.25% - 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 8.75%  - 1-Year S&P 500 Performance Trigger:  Cap 6.35%  - 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate\*:  Part Rate 90% - 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 150% **Retirement Stages Select 5 100,000+** - 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 170% - 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate\*:  Part Rate 100% - 1-Year S&P 500 Performance Trigger:  Cap 7.6%  - 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 9.75%  - 1 Year Fixed Account:  Rate: 4.5% - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 85% - 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 70% - 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40% **Retirement Stages Select 7 25,000+** - 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40% - 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 70% - 1-Year S&P 500 Performance Trigger:  Cap 6.6%  - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 80% - 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 160% - 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate\*:  Part Rate 95% - 1 Year Fixed Account:  Rate: 4.3% - 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 9%  **Retirement Stages Select 7 100,000+** - 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 10%  - 1 Year Fixed Account:  Rate: 4.55% - 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate\*:  Part Rate 105% - 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 180% - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 90% - 1-Year S&P 500 Performance Trigger:  Cap 7.7%  - 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 75% - 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 45% **Target Growth 10 25,000+** - 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 165% - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 85% - 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate\*:  Part Rate 105% - 1-Year S&P 500 Performance Trigger:  Cap 6.75%  - 1 Year Fixed Account:  Rate: 4.6% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25%  - 1-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 45% **Target Growth 10 100,000+** - 1-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 50% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.25%  - 1 Year Fixed Account:  Rate: 4.85% - 1-Year S&P 500 Performance Trigger:  Cap 7.75%  - 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate\*:  Part Rate 110% - 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate\* and Volatility Limit:  Part Rate 95% - 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate\*, Boost and Knockout:  Part Rate 185% **Target Income 10 25,000+** - 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 80% - 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5%  - 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 95% - 1 Year S&P 500 Performance Trigger:  Cap 4.5%  - 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 55% - 1 Year Fixed Account:  Rate: 3.15% - 1 Year S&P 500 with Participation Rate:  Part Rate 22% - 1 Year S&P 500 with Cap:  Cap 5.25%  **Target Income 10 100,000+** - 1 Year S&P 500 with Cap:  Cap 5.5%  - 1 Year S&P 500 with Participation Rate:  Part Rate 25% - 1 Year Fixed Account:  Rate: 3.3% - 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 60% - 1 Year S&P 500 Performance Trigger:  Cap 4.75%  - 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 100% - 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5.25%  - 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 85% **Target Income 10 500,000+** - 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 90% - 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5.5%  - 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 105% - 1 Year S&P 500 Performance Trigger:  Cap 5%  - 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 65% - 1 Year Fixed Account:  Rate: 3.4% - 1 Year S&P 500 with Participation Rate:  Part Rate 27% - 1 Year S&P 500 with Cap:  Cap 5.75%  ## **MYGA** - **Apex MYGA 3 **10,000+  4.40% - **Apex MYGA 3 **100,000+  4.70% - **Apex MYGA 5 **10,000+  4.60% - **Apex MYGA 5 **100,000+  4.90% - **Apex MYGA 7 **10,000+  4.55% - **Apex MYGA 7 **100,000+  4.80% - **Pinnacle Plus MYGA 10 **25,000+  4.45% - **Pinnacle Plus MYGA 10 **100,000+  4.70% - **Pinnacle Plus MYGA 3 **25,000+  4.35% - **Pinnacle Plus MYGA 3 **100,000+  4.65% - **Pinnacle Plus MYGA 5 **25,000+  4.55% - **Pinnacle Plus MYGA 5 **100,000+  4.85% - **Pinnacle Plus MYGA 7 **25,000+  4.50% - **Pinnacle Plus MYGA 7 **100,000+  4.75% #### Author:Webmaster [Next Maximizing Client Value: Cross-Selling to Medicare Clients](https://blog.iamsinc.com/maximizing-client-value-cross-selling-to-medicare-clients) [Previous On The Move – October 29, 2024](https://blog.iamsinc.com/on-the-move-oct-29-2024) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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