October 25, 2023 – Effective Date of Change
Sagicor Life Insurance Company
MYGA
- Milestone MYGA 3 15,000+ 4.60%
- Milestone MYGA 3 50,000+ 5.35%
- Milestone MYGA 3 100,000+ 5.60%
- Milestone MYGA 3 CA 15,000+ 4.55%
- Milestone MYGA 3 CA 50,000+ 5.30%
- Milestone MYGA 3 CA 100,000+ 5.55%
- Milestone MYGA 3 FL 15,000+ 4.60%
- Milestone MYGA 3 FL 50,000+ 5.35%
- Milestone MYGA 3 FL 100,000+ 5.60%
- Milestone MYGA 4 15,000+ 4.80%
- Milestone MYGA 4 50,000+ 5.35%
- Milestone MYGA 4 100,000+ 5.60%
- Milestone MYGA 4 CA 15,000+ 4.75%
- Milestone MYGA 4 CA 50,000+ 5.30%
- Milestone MYGA 4 CA 100,000+ 5.55%
- Milestone MYGA 4 FL 15,000+ 4.80%
- Milestone MYGA 4 FL 50,000+ 5.35%
- Milestone MYGA 4 FL 100,000+ 5.60%
- Milestone MYGA 5 15,000+ 5.10%
- Milestone MYGA 5 50,000+ 5.55%
- Milestone MYGA 5 100,000+ 5.80%
- Milestone MYGA 5 CA 15,000+ 5.05%
- Milestone MYGA 5 CA 50,000+ 5.50%
- Milestone MYGA 5 CA 100,000+ 5.75%
- Milestone MYGA 5 FL 15,000+ 5.10%
- Milestone MYGA 5 FL 50,000+ 5.55%
- Milestone MYGA 5 FL 100,000+ 5.80%
- Milestone MYGA 6 15,000+ 5.20%
- Milestone MYGA 6 50,000+ 5.55%
- Milestone MYGA 6 100,000+ 5.75%
- Milestone MYGA 6 CA 15,000+ 5.15%
- Milestone MYGA 6 CA 50,000+ 5.50%
- Milestone MYGA 6 CA 100,000+ 5.70%
- Milestone MYGA 6 FL 15,000+ 5.20%
- Milestone MYGA 6 FL 50,000+ 5.55%
- Milestone MYGA 6 FL 100,000+ 5.75%
- Milestone MYGA 7 15,000+ 5.25%
- Milestone MYGA 7 50,000+ 5.60%
- Milestone MYGA 7 100,000+ 5.75%
- Milestone MYGA 7 CA 15,000+ 5.20%
- Milestone MYGA 7 CA 50,000+ 5.55%
- Milestone MYGA 7 CA 100,000+ 5.70%
- Milestone MYGA 7 FL 15,000+ 5.25%
- Milestone MYGA 7 FL 50,000+ 5.60%
- Milestone MYGA 7 FL 100,000+ 5.75%
October 26, 2023 Effective Date of Change
American Life
Fixed Indexed Annuity
American Fusion MYGIA 10,000+
- 5 Year Guaranteed Rate: Rate: 4.35%
- 5 Year S&P 500 Index Performance Threshold: Cap 14.000%
MYGA
- American Classic 3 (No Liquidity) 1,000+ 5.50%
- American Classic 3 Year 1,000+ 5.50%
- American Classic 5 (No Liquidity) 1,000+ 5.55%
- American Classic 5 Year 1,000+ 5.55%
Oceanview Life and Annuity
Fixed Indexed Annuity
Harbourview FIA 10 20,000+
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 12.000%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 12.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 65%
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 12.000%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 50%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 8.000%
- 1 Year Fixed Rate Account: Rate: 8.00%
Harbourview FIA 10 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 12.000%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 45%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 8.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 57%
- 1 Year Fixed Rate Account: Rate: 8.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 12.000%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 12.000%
Harbourview FIA 3 20,000+
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.000%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.000%
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.000%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 40%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 4.000%
- 1 Year Fixed Account: Rate: 5.35%
Harbourview FIA 3 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.000%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 29%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 35%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 4.000%
- 1 Year Fixed Account: Rate: 5.35%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.000%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.000%
Harbourview FIA 5 20,000+
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 10.500%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 10.500%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 58%
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 10.500%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 45%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 5.000%
- 1 Year Fixed Account: Rate: 5.35%
Harbourview FIA 5 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 10.500%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 40%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 5.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 50%
- 1 Year Fixed Account: Rate: 5.35%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 10.500%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 10.500%
Harbourview FIA 7 20,000+
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.500%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.500%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 58%
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.500%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 45%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 6.000%
- 1 Year Fixed Account: Rate: 7.00%
Harbourview FIA 7 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.500%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 40%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 6.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 50%
- 1 Year Fixed Account: Rate: 7.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.500%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.500%
MYGA
- Harbourview 10 20,000+ 5.20%
- Harbourview 10 80,000+ 5.55%
- Harbourview 10 (CA) 20,000+ 5.05%
- Harbourview 10 (CA) 80,000+ 5.40%
- Harbourview 2 20,000+ 5.05%
- Harbourview 2 80,000+ 5.40%
- Harbourview 2 (CA) 20,000+ 4.95%
- Harbourview 2 (CA) 80,000+ 5.30%
- Harbourview 3 20,000+ 5.20%
- Harbourview 3 80,000+ 5.55%
- Harbourview 3 (CA) 20,000+ 5.00%
- Harbourview 3 (CA) 80,000+ 5.35%
- Harbourview 4 20,000+ 5.35%
- Harbourview 4 80,000+ 5.70%
- Harbourview 4 (CA) 20,000+ 5.20%
- Harbourview 4 (CA) 80,000+ 5.55%
- Harbourview 5 20,000+ 5.30%
- Harbourview 5 80,000+ 5.65%
- Harbourview 5 (CA) 20,000+ 5.15%
- Harbourview 5 (CA) 80,000+ 5.50%
- Harbourview 6 20,000+ 5.55%
- Harbourview 6 80,000+ 5.90%
- Harbourview 6 (CA) 20,000+ 5.40%
- Harbourview 6 (CA) 80,000+ 5.75%
- Harbourview 7 20,000+ 5.25%
- Harbourview 7 80,000+ 5.60%
- Harbourview 7 (CA) 20,000+ 5.10%
- Harbourview 7 (CA) 80,000+ 5.45%
- Sky Harbourview 10 20,000+ 5.00%
- Sky Harbourview 10 80,000+ 5.35%
- Sky Harbourview 10 CA 20,000+ 4.85%
- Sky Harbourview 10 CA 80,000+ 5.20%
- Sky Harbourview 3 20,000+ 5.05%
- Sky Harbourview 3 80,000+ 5.40%
- Sky Harbourview 3 CA 20,000+ 4.95%
- Sky Harbourview 3 CA 80,000+ 5.30%
- Sky Harbourview 5 20,000+ 5.20%
- Sky Harbourview 5 80,000+ 5.55%
- Sky Harbourview 5 CA 20,000+ 5.05%
- Sky Harbourview 5 CA 80,000+ 5.40%
- Sky Harbourview 7 20,000+ 5.05%
- Sky Harbourview 7 80,000+ 5.40%
- Sky Harbourview 7 CA 20,000+ 4.90%
- Sky Harbourview 7 CA 80,000+ 5.25%