IAMS Blog

On The Move - October 17, 2023 - Insurance Agency Marketing Services

Written by Webmaster | Oct 17, 2023 8:47:27 AM

October 23, 2023 – Effective Date of Change

Lincoln Financial Group

Fixed Indexed Annuity

Lincoln Core Capital 10,000+

  • 5-Year Fixed Account:  Rate: 5.25%
  • 1 Year S&P 500 Performance Triggered:  Cap 8.000% 
  • 1 Year S&P 500 Point to Point:  Cap 9.000% 

Lincoln Core Capital 100,000+

  • 1 Year S&P 500 Point to Point:  Cap 9.000% 
  • 1 Year S&P 500 Performance Triggered:  Cap 10.000% 
  • 5-Year Fixed Account:  Rate: 6.00%

Lincoln Covered Choice 5 10,000+

  • 1 Year S&P Performance Triggered:  Cap 8.000% 
  • 1 Year S&P 500 Point-to-Point Cap:  Cap 8.850% 
  • 5-Year Fixed Account:  Rate: 4.75%

Lincoln Covered Choice 5 100,000+

  • 5-Year Fixed Account:  Rate: 5.10%
  • 1 Year S&P 500 Point-to-Point Cap:  Cap 11.000% 
  • 1 Year S&P Performance Triggered:  Cap 9.000% 

Lincoln Covered Choice 5 Advisory 10,000+

  • 1-Year S&P Performance Triggered :  Cap 8.250% 
  • 1-Year S&P 500 Point-to-Point Cap:  Cap 9.350% 
  • 5-Year Fixed Account:  Rate: 4.65%

Lincoln Covered Choice 5 Advisory 100,000+

  • 5-Year Fixed Account:  Rate: 5.50%
  • 1-Year S&P 500 Point-to-Point Cap:  Cap 11.500% 
  • 1-Year S&P Performance Triggered :  Cap 9.250% 

Lincoln Covered Choice® 5 II 10,000+

  • 1 Year S&P 500 Annual Point to Point Cap:  Cap 9.000% 
  • 1 Year Fixed Account:  Rate: 4.85%
  • 1 Year S&P 500 Annual Performance Triggered:  Cap 8.050% 

Lincoln Covered Choice® 5 II 100,000+

  • 1 Year S&P 500 Annual Performance Triggered:  Cap 9.050% 
  • 1 Year Fixed Account:  Rate: 5.25%
  • 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.500% 

Lincoln Covered Choice® 5 II Advisory 10,000+

  • 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.000% 
  • 1 Year S&P 500 Annual Performance Triggered:  Cap 9.000% 
  • 1 Year Fixed Account:  Rate: 5.25%

Lincoln Covered Choice® 5 II Advisory 100,000+

  • 1 Year Fixed Account:  Rate: 6.00%
  • 1 Year S&P 500 Annual Performance Triggered:  Cap 10.000% 
  • 1 Year S&P 500 Annual Point to Point Cap:  Cap 12.000% 

Lincoln OptiBlend 10 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1-Year S&P 500 Performance Triggered:  Cap 8.300% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.400% 
  • 1-Year Fixed Account:  Rate: 4.65%
  • 1-Year S&P 500 Participation:  Part Rate 50%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 200%

Lincoln OptiBlend 10 100,000+

  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 225%
  • 1-Year S&P 500 Participation:  Part Rate 60%
  • 1-Year Fixed Account:  Rate: 5.00%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.400% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.100% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread : 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%

Lincoln OptiBlend 10 CA 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 165%
  • 1-Year S&P 500 Performance Triggered :  Cap 7.550% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.550% 
  • 1-Year S&P 500 Participation:  Part Rate 40%
  • 1-Year Fixed Account:  Rate: 4.30%

Lincoln OptiBlend 10 CA 100,000+

  • 1-Year Fixed Account:  Rate: 4.75%
  • 1-Year S&P 500 Participation:  Part Rate 55%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered:  Cap 8.550% 
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 190%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%

Lincoln OptiBlend 5 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.400% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 165%
  • 1-Year S&P 500 Participation:  Part Rate 50%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.600% 
  • 1-Year Fixed Account:  Rate: 4.70%

Lincoln OptiBlend 5 100,000+

  • 1-Year Fixed Account:  Rate: 5.50%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.000% 
  • 1-Year S&P 500 Participation:  Part Rate 55%
  • 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 190%
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 10.000% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%

Lincoln OptiBlend 5 CA 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1-Year S&P 500 Participation :  Part Rate 40%
  • 1-Year Fixed Account:  Rate: 4.60%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 

Lincoln OptiBlend 5 CA 100,000+

  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.500% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
  • 1-Year Fixed Account:  Rate: 5.00%
  • 1-Year S&P 500 Participation :  Part Rate 50%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210%

Lincoln OptiBlend 7 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.800% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 165%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.800% 
  • 1-Year Fixed Account:  Rate: 5.00%
  • 1-Year S&P 500 Participation:  Part Rate 50%

Lincoln OptiBlend 7 100,000+

  • 1-Year S&P 500 Participation:  Part Rate 60%
  • 1-Year Fixed Account:  Rate: 5.75%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.500% 
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 190%
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 10.500% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%

Lincoln OptiBlend 7 CA 10,000+

  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550% 
  • 1-Year S&P 500 Participation:  Part Rate 40%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
  • 1-Year Fixed Account:  Rate: 4.75%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.300% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 100,000+

  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.750% 
  • 1-Year Fixed Account:  Rate: 5.25%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
  • 1-Year S&P 500 Participation:  Part Rate 55%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.750% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210%

Lincoln Set 5 II 10,000+

  • Fixed:  Rate: 4.85%
  • 1 Year S&P 500 Performance Triggered:  Cap 8.000% 
  • 1 Year S&P 500 Cap:  Cap 9.000% 
  • 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 12.000% 

Lincoln Set 5 II 100,000+

  • 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15.000% 
  • 1 Year S&P 500 Cap:  Cap 11.500% 
  • 1 Year S&P 500 Performance Triggered:  Cap 9.000% 
  • Fixed:  Rate: 5.25%

MYGA

  • Lincoln MYGuarantee Plus 5 10,000+  5.30%
  • Lincoln MYGuarantee Plus 5 100,000+  5.75%
  • Lincoln MYGuarantee Plus 7 10,000+  5.00%
  • Lincoln MYGuarantee Plus 7 100,000+  5.50%
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