--- title: On The Move - October 17, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - October 17, 2023 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-oct-17-2023) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Oct 17, 2023 8:47:27 AM ### **October 23, 2023** – Effective Date of Change ## Lincoln Financial Group #### Fixed Indexed Annuity **Lincoln Core Capital 10,000+** - 5-Year Fixed Account:  Rate: 5.25% - 1 Year S&P 500 Performance Triggered:  Cap 8.000%  - 1 Year S&P 500 Point to Point:  Cap 9.000%  **Lincoln Core Capital 100,000+** - 1 Year S&P 500 Point to Point:  Cap 9.000%  - 1 Year S&P 500 Performance Triggered:  Cap 10.000%  - 5-Year Fixed Account:  Rate: 6.00% **Lincoln Covered Choice 5 10,000+** - 1 Year S&P Performance Triggered:  Cap 8.000%  - 1 Year S&P 500 Point-to-Point Cap:  Cap 8.850%  - 5-Year Fixed Account:  Rate: 4.75% **Lincoln Covered Choice 5 100,000+** - 5-Year Fixed Account:  Rate: 5.10% - 1 Year S&P 500 Point-to-Point Cap:  Cap 11.000%  - 1 Year S&P Performance Triggered:  Cap 9.000%  **Lincoln Covered Choice 5 Advisory 10,000+** - 1-Year S&P Performance Triggered :  Cap 8.250%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 9.350%  - 5-Year Fixed Account:  Rate: 4.65% **Lincoln Covered Choice 5 Advisory 100,000+** - 5-Year Fixed Account:  Rate: 5.50% - 1-Year S&P 500 Point-to-Point Cap:  Cap 11.500%  - 1-Year S&P Performance Triggered :  Cap 9.250%  **Lincoln Covered Choice® 5 II 10,000+** - 1 Year S&P 500 Annual Point to Point Cap:  Cap 9.000%  - 1 Year Fixed Account:  Rate: 4.85% - 1 Year S&P 500 Annual Performance Triggered:  Cap 8.050%  **Lincoln Covered Choice® 5 II 100,000+** - 1 Year S&P 500 Annual Performance Triggered:  Cap 9.050%  - 1 Year Fixed Account:  Rate: 5.25% - 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.500%  **Lincoln Covered Choice® 5 II Advisory 10,000+** - 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.000%  - 1 Year S&P 500 Annual Performance Triggered:  Cap 9.000%  - 1 Year Fixed Account:  Rate: 5.25% **Lincoln Covered Choice® 5 II Advisory 100,000+** - 1 Year Fixed Account:  Rate: 6.00% - 1 Year S&P 500 Annual Performance Triggered:  Cap 10.000%  - 1 Year S&P 500 Annual Point to Point Cap:  Cap 12.000%  **Lincoln OptiBlend 10 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1-Year S&P 500 Performance Triggered:  Cap 8.300%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.400%  - 1-Year Fixed Account:  Rate: 4.65% - 1-Year S&P 500 Participation:  Part Rate 50% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 200% **Lincoln OptiBlend 10 100,000+** - 1 Year Fidelity AIM Dividend Participation:  Part Rate 225% - 1-Year S&P 500 Participation:  Part Rate 60% - 1-Year Fixed Account:  Rate: 5.00% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.400%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 9.100%  - 1-Year S&P 500 5% Daily Risk Control ER Spread :  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 250% **Lincoln OptiBlend 10 CA 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 165% - 1-Year S&P 500 Performance Triggered :  Cap 7.550%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.550%  - 1-Year S&P 500 Participation:  Part Rate 40% - 1-Year Fixed Account:  Rate: 4.30% **Lincoln OptiBlend 10 CA 100,000+** - 1-Year Fixed Account:  Rate: 4.75% - 1-Year S&P 500 Participation:  Part Rate 55% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 Performance Triggered:  Cap 8.550%  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 190% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% **Lincoln OptiBlend 5 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 Performance Triggered :  Cap 8.400%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 165% - 1-Year S&P 500 Participation:  Part Rate 50% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.600%  - 1-Year Fixed Account:  Rate: 4.70% **Lincoln OptiBlend 5 100,000+** - 1-Year Fixed Account:  Rate: 5.50% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.000%  - 1-Year S&P 500 Participation:  Part Rate 55% - 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 190% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 10.000%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% **Lincoln OptiBlend 5 CA 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 Participation :  Part Rate 40% - 1-Year Fixed Account:  Rate: 4.60% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 155% - 1-Year S&P 500 Performance Triggered :  Cap 8.250%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500%  **Lincoln OptiBlend 5 CA 100,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.000%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 9.500%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 180% - 1-Year Fixed Account:  Rate: 5.00% - 1-Year S&P 500 Participation :  Part Rate 50% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% **Lincoln OptiBlend 7 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 Performance Triggered :  Cap 8.800%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 165% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.800%  - 1-Year Fixed Account:  Rate: 5.00% - 1-Year S&P 500 Participation:  Part Rate 50% **Lincoln OptiBlend 7 100,000+** - 1-Year S&P 500 Participation:  Part Rate 60% - 1-Year Fixed Account:  Rate: 5.75% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.500%  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 190% - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 10.500%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% **Lincoln OptiBlend 7 CA 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550%  - 1-Year S&P 500 Participation:  Part Rate 40% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 160% - 1-Year Fixed Account:  Rate: 4.75% - 1-Year S&P 500 Performance Triggered :  Cap 8.300%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  **Lincoln OptiBlend 7 CA 100,000+** - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 9.750%  - 1-Year Fixed Account:  Rate: 5.25% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 185% - 1-Year S&P 500 Participation:  Part Rate 55% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.750%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% **Lincoln Set 5 II 10,000+** - Fixed:  Rate: 4.85% - 1 Year S&P 500 Performance Triggered:  Cap 8.000%  - 1 Year S&P 500 Cap:  Cap 9.000%  - 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 12.000%  **Lincoln Set 5 II 100,000+** - 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15.000%  - 1 Year S&P 500 Cap:  Cap 11.500%  - 1 Year S&P 500 Performance Triggered:  Cap 9.000%  - Fixed:  Rate: 5.25% #### MYGA - **Lincoln MYGuarantee Plus 5 **10,000+  5.30% - **Lincoln MYGuarantee Plus 5 **100,000+  5.75% - **Lincoln MYGuarantee Plus 7 **10,000+  5.00% - **Lincoln MYGuarantee Plus 7 **100,000+  5.50% [View full post](https://blog.iamsinc.com/on-the-move-oct-17-2023) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:41:50.559Z", "datePublished" : "2023-10-17T08:47:27Z", "headline" : "On The Move – October 17, 2023", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-oct-17-2023", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```