On The Move – October 15, 2024

October 16, 2024 – Effective Date of Change

Farmers Life Insurance Company

Fixed Indexed Annuity

Farmers Harvest 10 10,000+

• Fixed Account Rate:  Rate: 4%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 11.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 45%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 90%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 110%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 115%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 165%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 140%

Farmers Harvest 10 Enhanced Liquiditiy 10,000+

• Fixed Account Rate:  Rate: 3.75%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 7.75% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 70%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 115%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 115%

Farmers Harvest 10 Premium Bonus 10,000+

• Fixed Account Rate:  Rate: 3.75%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 7.75% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 70%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 115%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 115%

Farmers Harvest 5 10,000+

• Fixed Account Rate:  Rate: 4%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 11.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 45%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 90%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 110%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 115%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 165%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 140%

Farmers Harvest 5 Enhanced Liquiditiy 10,000+

• Fixed Account Rate:  Rate: 3.75%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 7.75% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 70%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 115%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 115%

Farmers Harvest 7 10,000+

• Fixed Account Rate:  Rate: 4%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 11.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 45%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 90%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 110%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 115%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 165%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 140%

Farmers Harvest 7 Enhanced Liquiditiy 10,000+

• Fixed Account Rate:  Rate: 3.75%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 7.75% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 70%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 115%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 115%

Farmers Harvest 7 Premium Bonus 10,000+

• Fixed Account Rate:  Rate: 3.75%
• Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate:  Part Rate 140%
• S&P 500 Annual Point-to-Point Cap Rate:  Cap 7.75% 
• S&P 500 Annual Point-to-Point Enhanced Cap Rate :  Cap 9.5% 
• S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45%
• S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate:  Part Rate 70%
• S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate :  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate:  Part Rate 90%
• Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate:  Part Rate 115%
• Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate:  Part Rate 115%

October 21, 2024 – Effective Date of Change

MassMutual Ascend Life Insurance Company

Fixed Indexed Annuity

American Landmark 5 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60%
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 55%
• 1 Year Declared Rate Strategy :  Rate: 3.35%
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 6.5% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 11.75% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12% 

American Landmark 5 100,000+

• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12.5% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 12.25% 
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7% 
• 1 Year Declared Rate Strategy :  Rate: 3.5%
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 60%
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.3% 
• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.5% 

American Landmark 5 Non-MVA 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.5% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 7.75% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 55%
• 1 Year S&P 500 Risk Control with PR:  Part Rate 50%
• S&P 500 5-year cap lock annual point-to-point :  Cap 6% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 11% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 10.75% 
• 1 Year Declared Rate Strategy :  Rate: 3.25%

American Landmark 5 Non-MVA 100,000+

• 1 Year Declared Rate Strategy :  Rate: 3.35%
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 11% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 11.25% 
• S&P 500 5-year cap lock annual point-to-point :  Cap 6.25% 
• 1 Year S&P 500 Risk Control with PR:  Part Rate 55%
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.25% 
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.75% 

AssuranceSelect 5 Plus 10,000+

• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 12.25% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12.5% 
• S&P 500 Annual Point-to-Point:  Cap 8% 
• iShares US Real Estate Annual Point-to-Point:  Cap 9.5% 
• Declared Rate:  Rate: 3.6%
• S&P 500 Risk Control 1-year point-to-point with participation rate :  Part Rate 60%
• S&P U.S. Retiree Spending 1-year point-to-point with participation rate:  Part Rate 70%
• SPDR Gold Shares 1-year point-to-point with cap:  Cap 9.75% 
• S&P 500 5-year cap lock annual point-to-point :  Cap 8% 

AssuranceSelect 5 Plus 100,000+

• S&P 500 5-year cap lock annual point-to-point :  Cap 8.5% 
• SPDR Gold Shares 1-year point-to-point with cap:  Cap 10.25% 
• S&P U.S. Retiree Spending 1-year point-to-point with participation rate:  Part Rate 75%
• S&P 500 Risk Control 1-year point-to-point with participation rate :  Part Rate 65%
• Declared Rate:  Rate: 3.85%
• iShares US Real Estate Annual Point-to-Point:  Cap 10% 
• S&P 500 Annual Point-to-Point:  Cap 8.5% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 13% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 12.75%