--- title: On The Move - October 10, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – October 10, 2023 ### **October 15, 2023** – Effective Date of Change ## Lincoln Financial Group #### Fixed Indexed Annuity **Lincoln Core Capital 10,000+** - 5-Year Fixed Account:  Rate: 5.25% - 1 Year S&P 500 Point to Point:  Cap 9.000%  - 1 Year S&P 500 Performance Triggered:  Cap 8.000%  **Lincoln Core Capital 100,000+** - 1 Year S&P 500 Performance Triggered:  Cap 10.000%  - 1 Year S&P 500 Point to Point:  Cap 9.000%  - 5-Year Fixed Account:  Rate: 6.00% **Lincoln Covered Choice 5 10,000+** - 1 Year S&P 500 Point-to-Point Cap:  Cap 8.850%  - 1 Year S&P Performance Triggered:  Cap 8.000%  - 5-Year Fixed Account:  Rate: 4.65% **Lincoln Covered Choice 5 100,000+** - 5-Year Fixed Account:  Rate: 5.00% - 1 Year S&P Performance Triggered:  Cap 8.750%  - 1 Year S&P 500 Point-to-Point Cap:  Cap 10.000%  **Lincoln Covered Choice 5 Advisory 10,000+** - 1-Year S&P Performance Triggered:  Cap 8.250%  - 5-Year Fixed Account:  Rate: 4.65% - 1-Year S&P 500 Point-to-Point Cap:  Cap 9.350%  **Lincoln Covered Choice 5 Advisory 100,000+** - 1-Year S&P 500 Point-to-Point Cap:  Cap 10.500%  - 5-Year Fixed Account:  Rate: 5.50% - 1-Year S&P Performance Triggered:  Cap 9.250%  **Lincoln Covered Choice® 5 II 10,000+** - 1 Year S&P 500 Annual Point to Point Cap:  Cap 9.000%  - 1 Year S&P 500 Annual Performance Triggered:  Cap 8.050%  - 1-Year Fixed Account:  Rate: 4.80% **Lincoln Covered Choice® 5 II 100,000+** - 1-Year Fixed Account:  Rate: 5.10% - 1 Year S&P 500 Annual Performance Triggered:  Cap 9.050%  - 1 Year S&P 500 Annual Point to Point Cap:  Cap 10.350%  **Lincoln Covered Choice® 5 II Advisory 10,000+** - 1 Year S&P 500 Annual Point to Point Cap:  Cap 10.000%  - 1-Year Fixed Account:  Rate: 5.25% - 1 Year S&P 500 Annual Performance Triggered:  Cap 9.000%  **Lincoln Covered Choice® 5 II Advisory 100,000+** - 1 Year S&P 500 Annual Performance Triggered:  Cap 10.000%  - 1-Year Fixed Account:  Rate: 6.00% - 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.000%  **Lincoln OptiBlend 10 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 2-Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.400%  - 1-Year S&P 500 Participation:  Part Rate 50% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 200% - 1-Year S&P 500 Performance Triggered:  Cap 8.300%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year Fixed Account:  Rate: 4.65% **Lincoln OptiBlend 10 100,000+** - 1-Year Fixed Account:  Rate: 5.00% - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 9.100%  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 225% - 1-Year S&P 500 Participation:  Part Rate 60% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.400%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 250% - 1-Year S&P 500 5% Daily Risk Control ER Spread :  **Lincoln OptiBlend 10 CA 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.550%  - 1-Year S&P 500 Participation :  Part Rate 40% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 165% - 1-Year Fixed Account:  Rate: 4.30% - 1-Year S&P 500 Performance Triggered :  Cap 7.550%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  **Lincoln OptiBlend 10 CA 100,000+** - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 8.550%  - 1-Year Fixed Account:  Rate: 4.75% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 190% - 1-Year S&P 500 Participation :  Part Rate 55% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% **Lincoln OptiBlend 5 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 Participation :  Part Rate 50% - 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 165% - 1-Year S&P 500 Performance Triggered :  Cap 8.400%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.600%  - 1-Year Fixed Account:  Rate: 4.50% **Lincoln OptiBlend 5 100,000+** - 1-Year Fixed Account:  Rate: 5.20% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.700%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 Performance Triggered :  Cap 9.350%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 190% - 1-Year S&P 500 Participation :  Part Rate 55% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% **Lincoln OptiBlend 5 CA 10,000+** - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.700%  - 1-Year S&P 500 Participation :  Part Rate 40% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 155% - 1-Year Fixed Account:  Rate: 4.50% - 1-Year S&P 500 Performance Triggered :  Cap 8.100%  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  **Lincoln OptiBlend 5 CA 100,000+** - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 Performance Triggered :  Cap 9.100%  - 1-Year Fixed Account:  Rate: 4.75% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 180% - 1-Year S&P 500 Participation :  Part Rate 50% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.700%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% **Lincoln OptiBlend 7 10,000+** - 1 Year Fidelity AIM Dividend Participation:  Part Rate 165% - 1-Year S&P 500 Performance Triggered :  Cap 8.450%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.800%  - 1-Year S&P 500 Participation:  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.75% **Lincoln OptiBlend 7 100,000+** - 1-Year Fixed Account:  Rate: 5.25% - 1-Year S&P 500 Participation:  Part Rate 60% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.000%  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 1-Year S&P 500 Performance Triggered :  Cap 9.500%  - 1 Year Fidelity AIM Dividend Participation:  Part Rate 190% **Lincoln OptiBlend 7 CA 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000%  - 1-Year S&P 500 Participation:  Part Rate 40% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 160% - 1-Year Fixed Account:  Rate: 4.60% - 1-Year S&P 500 Performance Triggered :  Cap 8.200%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  **Lincoln OptiBlend 7 CA 100,000+** - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 1-Year S&P 500 10% Daily Risk Control with Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% - 1-Year S&P 500 Performance Triggered :  Cap 9.200%  - 1-Year Fixed Account:  Rate: 5.00% - 1 Year Fidelity AIM Dividend Participation:  Part Rate 185% - 1-Year S&P 500 Participation:  Part Rate 55% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.250%  **Lincoln Set 5 II 10,000+** - 1 Year S&P 500 Cap:  Cap 9.000%  - 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 12.000%  - Fixed:  Rate: 4.65% - 1 Year S&P 500 Performance Triggered:  Cap 8.000%  **Lincoln Set 5 II 100,000+** - 1 Year S&P 500 Performance Triggered:  Cap 8.850%  - Fixed:  Rate: 5.10% - 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15.000%  - 1 Year S&P 500 Cap:  Cap 10.350%  #### Author:Webmaster [Next Shifting Paradigms: The Importance of Holistic Financial Planning](https://blog.iamsinc.com/shifting-paradigms-the-importance-of-holistic-financial-planning) [Previous SSA Announces COLA Increase for 2024](https://blog.iamsinc.com/social-security-announces-cola-increase-for-2024) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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