On The Move – October 1, 2024

October 2, 2024 – Effective Date of Change

Reliance Standard Life

Fixed Indexed Annuity

Keystone 10 Index Annuity 10,000+

• 1 Year Point-to-Point – Capped :  Cap 9% 
• 1 Year Point-to-Point – Participation Rate:  Part Rate 48%
• 1 Year Monthly Average – Capped:  Cap 9.5% 
• 1 Year Fixed Interest Strategy :  Rate: 4%

Keystone 5 Index Annuity 10,000+

• 1 Year Point-to-Point – Capped:  Cap 9.5% 
• 1 Year Point-to-Point – Participation Rate:  Part Rate 50%
• 1 Year Monthly Average – Capped:  Cap 10% 
• 1 Year Fixed Interest Strategy:  Rate: 4.3%

Keystone 7 Index Annuity 10,000+

• 1 Year Point-to-Point – Capped :  Cap 9.5% 
• 1 Year Point-to-Point – Participation Rate :  Part Rate 50%
• 1 Year Monthly Average – Capped :  Cap 10% 
• 1 Year Fixed Interest Strategy :  Rate: 4.3%

Reliance Accumulator 10 20,000+

• 1-Year S&P 500 Point to Point Capped:  Cap 9% 
• 1-Year S&P 500 Point to Point Participation:  Part Rate 48%
• 1-Year S&P 500 Monthly Average Capped:  Cap 9.5% 
• Fixed Interest :  Rate: 4%
• 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 185%
• 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 205%

Reliance Accumulator 5 20,000+

• 1-Year S&P 500 Point to Point Capped:  Cap 9.5% 
• 1-Year S&P 500 Point to Point Participation:  Part Rate 50%
• 1-Year S&P 500 Monthly Average Capped:  Cap 10% 
• 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 190%
• 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 210%
• Fixed Interest :  Rate: 4.3%

Reliance Accumulator 7 20,000+

• 1-Year S&P 500 Point to Point Capped:  Cap 9.5% 
• 1-Year S&P 500 Point to Point Participation:  Part Rate 50%
• 1-Year S&P 500 Monthly Average Capped:  Cap 10% 
• 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 190%
• 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 210%
• Fixed Interest :  Rate: 4.3%

October 3, 2024 – Effective Date of Change

American General Life Insurance Company

Power Select Builder 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 6.15% 
• 1 Year Russell 2000 Annual Point to Point :  Part Rate 23%
• 2-Year MLStrategic Balanced Index with Spread:  Spread 4.3% 
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 31%
• 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 54%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 34%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 8.25% 
• 1-Year Fixed Interest Account:  Rate: 3.85%
• 2-Year PIMCO Global Optima Index Participation:  Part Rate 60%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 295%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 123%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 195%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 173%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 245%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 223%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 295%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 123%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 195%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 173%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 245%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 223%

Power Select Builder 100,000+

• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 238%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 265%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 188%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 215%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 138%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 315%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 238%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 265%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 188%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 215%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 138%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 315%
• 2-Year PIMCO Global Optima Index Participation:  Part Rate 75%
• 1-Year Fixed Interest Account:  Rate: 4.1%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 9.25% 
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 44%
• 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 79%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 37%
• 2-Year MLStrategic Balanced Index with Spread:  Spread 3.8% 
• 1 Year Russell 2000 Annual Point to Point :  Part Rate 28%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 7.15% 

Power Select Builder 8 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.4% 
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 173%
• S&P 500 Annual Point-to-Point w/ Cap:  Cap 3.15% 
• S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 19%
• ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 51%
• 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 25%
• 1 Year Fixed Account:  Rate: 2.05%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 73%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 110%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 123%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 160%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 19%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 60%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 73%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 110%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 123%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 160%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 173%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 60%

Power Select Builder 8 100,000+

• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 85%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 198%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 185%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 148%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 135%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 98%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 85%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 34%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 185%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 148%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 135%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 98%
• 1 Year Fixed Account:  Rate: 2.2%
• 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 40%
• ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 61%
• S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 22%
• S&P 500 Annual Point-to-Point w/ Cap:  Cap 3.9% 
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 198%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 3.15% 

Power Select Plus Income 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2% 
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 18%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 31%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 48%
• 2-Year MLStrategic Balanced Index with Spread :  Spread 4.7% 
• 1-Year Fixed Interest Account:  Rate: 1.65%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 3.5% 
• 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 12%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 33%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 100%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 135%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 100%
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 135%

Power Select Plus Income 100,000+

• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 155%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 120%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 155%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 48%
• 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 17%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 4.25% 
• 1-Year Fixed Interest Account:  Rate: 1.9%
• 2-Year MLStrategic Balanced Index with Spread :  Spread 4.2% 
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 73%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 39%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 22%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.75% 

Power Select Plus Income with Multiplier® 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2% 
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 18%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 48%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 26%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 3.5% 
• 2-Year MLStrategic Balanced Index with Spread :  Spread 4.7% 
• 1-Year Fixed Interest Account:  Rate: 1.65%
• 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 12%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 33%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 100%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 135%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 100%
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 135%

Power Select Plus Income with Multiplier® 100,000+

• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 155%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 120%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 155%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 48%
• 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 17%
• 1-Year Fixed Interest Account:  Rate: 1.9%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 4.25% 
• 2-Year MLStrategic Balanced Index with Spread :  Spread 4.2% 
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 39%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 73%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 22%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.75% 

CL Life

Fixed Annuity

• CL Tarrant Trail 20,000+  4.99% w/ 3.00% Bonus

MYGA

• CL Sundance 2 20,000+  4.25%
• CL Sundance 3 20,000+  4.50%

Ibexis

Fixed Indexed Annuity

MYGA Plus 3 FIA 10,000+

• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 4.45%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 5.9% 

MYGA Plus 3 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 
• 3 Year Fixed MYGA Option (Simple Interest):  Rate: 4.9%

MYGA Plus 3 FIA CA 10,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 5.8% 
• MYGA Fixed Option (Simple Interest):  Rate: 4.35%

MYGA Plus 3 FIA CA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.8%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 

MYGA Plus 5 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.85%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 

MYGA Plus 5 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.7% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.35%

MYGA Plus 5 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.75%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 

MYGA Plus 5 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.6% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.25%

MYGA Plus 7 FIA 10,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.3% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.2%

MYGA Plus 7 FIA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.7%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.7% 

MYGA Plus 7 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.1%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.2% 

MYGA Plus 7 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.6% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.6%

MYGA

• MYGA Plus 3 (Simple Interest) 10,000+  4.45%
• MYGA Plus 3 (Simple Interest) 100,000+  4.90%
• MYGA Plus 3 (Simple Interest) CA 10,000+  4.35%
• MYGA Plus 3 (Simple Interest) CA 100,000+  4.80%
• MYGA Plus 5 (Simple Interest) 10,000+  4.85%
• MYGA Plus 5 (Simple Interest) 100,000+  5.35%
• MYGA Plus 5 (Simple Interest) CA 10,000+  4.75%
• MYGA Plus 5 (Simple Interest) CA 100,000+  5.25%
• MYGA Plus 7 (Simple Interest) 10,000+  5.20%
• MYGA Plus 7 (Simple Interest) 100,000+  5.70%
• MYGA Plus 7 (Simple Interest) CA 10,000+  5.10%
• MYGA Plus 7 (Simple Interest) CA 100,000+  5.60%

October 4, 2024 – Effective Date of Change

Pacific Guardian Life

MYGA

• Diamond Head 10 10,000+  4.00%
• Diamond Head 3 10,000+  4.00%
• Diamond Head 4 10,000+  4.00%
• Diamond Head 5 10,000+  4.00%
• Diamond Head 6 10,000+  4.00%
• Diamond Head 7 10,000+  4.00%
• Diamond Head 8 10,000+  4.00%
• Diamond Head 9 10,000+  4.00%

Revol One Financial

Fixed Indexed Annuity

Enduris 10 10,000+

• Fixed:  Rate: 4.25%
• 1 Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40%
• 1 Year S&P 500 Point-to-Point with CAP :  Cap 8.5% 
• 2 Year S&P 500 Point-to-Point with CAP:  Cap 18% 
• 2 Year S&P 500 Point-to-Point with Participation Rate :  Part Rate 50%

Enduris 10 Bonus 10,000+

• Fixed:  Rate: 2.75%
• 1 Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 30%
• 1 Year S&P 500 Point-to-Point with CAP :  Cap 6% 
• 2 Year S&P 500 Point-to-Point with CAP:  Cap 12% 
• 2 Year S&P 500 Point-to-Point with Participation Rate :  Part Rate 40%

Enduris 6 50,000+

• 1 Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40%
• 2 Year S&P 500 Point-to-Point with Participation Rate :  Part Rate 50%
• 1 Year S&P 500 Point-to-Point with CAP :  Cap 8% 
• 2 Year S&P 500 Point-to-Point with CAP:  Cap 15% 
• 1 Year Fixed Account:  Rate: 4.25%

Excelera Plus 3 Year 50,000+

• 3 Year Fixed MYGA Option :  Rate: 4%
• 3 Year S&P 500 Point-to-Point Participation Rate:  Part Rate 50%

Excelera Plus 5 Year 50,000+

• 5 Year Fixed MYGA Option :  Rate: 4%
• 5 Year S&P 500 Point-to-Point Participation Rate:  Part Rate 60%

Excelera Plus 7 Year 50,000+

• 7 Year MYGA Option :  Rate: 4%
• 7 Year S&P 500 Point-to-Point Participation Rate:  Part Rate 70%

MYGA

• Excelera 3 Year 50,000+  4.70%
• Excelera 5 Year 50,000+  4.85%
• Excelera 7 Year 50,000+  5.00%
• Excelera Plus 3 Year 50,000+  4.00%
• Excelera Plus 5 Year 50,000+  4.00%