--- title: On The Move - November 1, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – November 1, 2022 ### **November 1, 2022** – Effective Date of Change ## Clear Spring Life ### Fixed Indexed Annuity **Highlander 10,000+** - S&P 500 1-Year Point-To-Point With Cap:  Cap 7.50%  - S&P 500 1-Year Point-To-Point With Participation:  Part Rate 35% - 1 Year Fixed Rate Strategy:  Rate 3.50% - S&P 500 MARC 5% ER 1-Year Pt-to-Pt w/Participation :  Part Rate 165% **Highlander 7 10,000+** - 1 Year Fixed:  Rate 4.00% - S&P MARC 5% ER 1-Year Pt-to-Pt w/Participation:  Part Rate 175% - S&P 500 1-Year Pt-to-Pt w/Annual Cap:  Cap 9.00%  - S&P 500 1-Year Pt-to-Pt w/Participation:  Part Rate 35% **ViStar 10,000+** - S&P 500 w/ Cap:  Cap 10.00%  - S&P 500 w/ Participation:  Part Rate 35% - S&P 500 Sector Rotator Daily RC2 5% Index ER w/ Participation:  Part Rate 160% - S&P Economic Cycle Factor Rotator Index w/ Participation:  Part Rate 160% - S&P MARC 5% Excess Return Index w/ Participation:  Part Rate 165% - Fixed:  Rate 4.00% ### MYGA - **Preserve MYGA 10 **10,000+  4.90% - **Preserve MYGA 10 **250,000+  5.00% - **Preserve MYGA 3 **10,000+  4.60% - **Preserve MYGA 3 **250,000+  4.70% - **Preserve MYGA 4 **10,000+  4.75% - **Preserve MYGA 4 **250,000+  4.85% - **Preserve MYGA 5 **10,000+  4.80% - **Preserve MYGA 5 **250,000+  4.90% - **Preserve MYGA 6 **10,000+  4.80% - **Preserve MYGA 6 **250,000+  4.90% - **Preserve MYGA 7 **10,000+  4.80% - **Preserve MYGA 7 **250,000+  4.90% - **Preserve MYGA 8 **10,000+  4.80% - **Preserve MYGA 8 **250,000+  4.90% - **Preserve MYGA 9 **10,000+  4.80% - **Preserve MYGA 9 **250,000+  4.90% - **ProOption MYGA 10 with ROP **10,000+ - **ProOption MYGA 5 with ROP **10,000+ - **ProOption MYGA 7 with ROP **10,000+ ## Delaware Life ### Fixed Indexed Annuity **Retirement Chapters 10 25,000+** - 1-Year S&P 500 Point to Point with Cap Rate:  Cap 7.50%  - 1-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 125% - 2-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 135% - 1-Year Fixed Account:  Rate 3.50% - 1-Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 30% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 130% **Retirement Stages 7 \*ROP for FEE\* 10,000+** - 1-Year S&P 500 Point to Point with Cap Rate:  Cap 10.00%  - 1-Year Fixed Account:  Rate 4.00% - 1-Year S&P 500 Performance Trigger:  Cap 8.00%  - 1-Year S&P 500 with Participation Rate:  Part Rate 35% - 1-Year Morgan Stanley Global Opportunities:  Part Rate 150% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 160% **Target Growth 10 25,000+** - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.50%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 30% - 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 150% - 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 140% - Fixed:  Rate 3.25% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 160% **Target Growth 10 100,000+** - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 10.00%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 35% - 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 165% - 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 155% - Fixed:  Rate 3.50% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 175% **Target Income 10 25,000+** - 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 90% - 1 Year S&P 500 with Cap:  Cap 4.00%  - Fixed:  Rate 1.50% - 1 Year S&P 500 with Participation:  Part Rate 25% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 90% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.50%  **Target Income 10 100,000+** - 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 100% - 1 Year S&P 500 with Cap:  Cap 4.50%  - Fixed:  Rate 1.65% - 1 Year S&P 500 with Participation:  Part Rate 27% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 100% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.25%  **Target Income 10 500,000+** - 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 110% - 1 Year S&P 500 with Cap:  Cap 5.00%  - Fixed:  Rate 1.80% - 1 Year S&P 500 with Participation:  Part Rate 30% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 110% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.10%  ## Integrity Life Insurance Company ### Fixed Annuity - **New Momentum 5 **5,000+  4.15% w/ 0.75% Bonus - **New Momentum 6 **5,000+  4.05% w/ 0.75% Bonus - **New Momentum QIO **5,000+  5.50% - **SPDA Series II 1 **3,000+  5.60% - **SPDA Series II 3 **3,000+  4.55% w/ 1.00% Bonus - **SPDA Series II 5 **3,000+  4.45% w/ 1.00% Bonus ### MYGA - **MultiVantage 10 **20,000+  4.10% w/ 1.00% Bonus - **MultiVantage 4 **20,000+  4.30% w/ 1.00% Bonus - **MultiVantage 5 **20,000+  4.15% w/ 1.00% Bonus - **MultiVantage 7 **20,000+  4.10% w/ 1.00% Bonus - **New Momentum 10 **5,000+  3.90% w/ 0.75% Bonus - **New Momentum 7 **5,000+  3.95% w/ 0.75% Bonus - **SPDA Series II 7 **3,000+  4.35% w/ 1.00% Bonus ## MassMutual Ascend Life Insurance Company ### MYGA - **SecureGain 3 **10,000+  3.95% - **SecureGain 3 **100,000+  4.10% - **SecureGain 5 **10,000+ - **SecureGain 5 **100,000+ - **SecureGain 7 **10,000+ - **SecureGain 7 **100,000+ ## Nassau Life and Annuity Company ### Fixed Indexed Annuity **Nassau Growth Annuity 10 Group A 15,000+** - 1-year S&P 500 – Cap:  Cap 11.00%  - 1-year S&P 500 – Participation Rate:  Part Rate 45% - 2-Year S&P 500 – Participation Rate:  Part Rate 58% - 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 160% - 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50% - 2-year S&P 500 Participation Rate with Fee:  Part Rate 70% - 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 200% - Fixed Account:  Rate 4.45% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 90% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 112% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 32% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 40% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 45% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 56% **Nassau Growth Annuity 10 Group A with Income 15,000+** - 1-year S&P 500 – Cap:  Cap 11.00%  - 1-year S&P 500 – Participation Rate:  Part Rate 45% - 2-year S&P 500 – Participation Rate:  Part Rate 58% - 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 160% - 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50% - 2-year S&P 500 Participatin Rate with Fee:  Part Rate 70% - 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 200% - Fixed Account:  Rate 4.45% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 90% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 112% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 32% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 40% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 45% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 56% **Nassau Growth Annuity 10 Group B 15,000+** - 1-year S&P 500 Cap:  Cap 10.50%  - 1-year S&P 500 Participation Rate:  Part Rate 43% - 2-year S&P 500 Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 152% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 48% - 2-year S&P 500 Participation Rate with Fee:  Part Rate 67% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 191% - Fixed Account:  Rate 4.25% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 30% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 43% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54% **Nassau Growth Annuity 10 Group B with Income 15,000+** - 1-year S&P 500 Cap:  Cap 10.50%  - 1-year S&P 500 Participation Rate:  Part Rate 43% - 2-year S&P 500 Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 152% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 48% - 2-year S&P 500 Participation Rate with Fee:  Part Rate 67% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 191% - Fixed Account:  Rate 4.25% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 30% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 43% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54% **Nassau Growth Annuity 10 Group C 15,000+** - 1-year S&P 500 Cap:  Cap 10.50%  - 1-year S&P 500 Participation Rate:  Part Rate 43% - 2-year S&P 500 Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 152% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 48% - 2-year S&P 500 Participation Rate with Fee:  Part Rate 67% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 191% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 30% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 43% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54% - Fixed Account:  Rate 4.25% **Nassau Growth Annuity 10 Group C with Income 15,000+** - 1-year S&P 500 Cap:  Cap 10.50%  - 1-year S&P 500 Participation Rate:  Part Rate 43% - 2-year S&P 500 Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 152% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 48% - 2-year S&P 500 Participation Rate with Fee:  Part Rate 67% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 191% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 30% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 38% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 43% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54% - Fixed Account:  Rate 4.25% **Nassau Growth Annuity 7 Group B 15,000+** - Fixed Account:  Rate 3.85% - 1-year S&P 500 Cap:  Cap 9.50%  - 1-year S&P 500 Participation Rate:  Part Rate 40% - 2-year S&P 500 Participation Rate:  Part Rate 51% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 135% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 43% - 2-year S&P 500 Participation Rate With Fee:  Part Rate 60% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 175% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 75% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 98% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 28% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 39% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 50% **Nassau Growth Annuity 7 Group C 15,000+** - 1-year S&P 500 Cap:  Cap 9.50%  - 1-year S&P 500 Participation Rate:  Part Rate 40% - 2-year S&P 500 Participation Rate:  Part Rate 51% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 135% - 1-year S&P 500 Participation Rate with Fee:  Part Rate 43% - 2-year S&P 500 Participation Rate With Fee:  Part Rate 60% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 175% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 75% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 98% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 28% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 39% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 50% - Fixed Account:  Rate 3.85% **Nassau Personal Income Annuity Group A 15,000+** - Monthly S&P 500:  Cap 1.15%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 2.50%  - 1-Year S&P 500 Participation :  Part Rate 20% - 2-Year S&P 500 Participation:  Part Rate 30% - 1-Year CSTMA Spread:  Spread 4.75%  - 2-Year CSTMA Spread:  Spread 4.75%  - 1 Year Fixed Account:  Rate 1.50% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 95% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 32% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 55% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 15% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 25% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35% - 1 Year S&P 500 Par With Fee:  Part Rate 30% - 2 Year S&P 500 Par With Fee:  Part Rate 43% **Nassau Personal Income Annuity Group B 15,000+** - Monthly S&P 500:  Cap 0.95%  - 1-Year S&P 500 Cap:  Cap 2.00%  - 1-Year S&P 500 Participation:  Part Rate 16% - 2-Year S&P 500 Participation :  Part Rate 25% - 1-Year CSTMA Spread:  Spread 6.00%  - 2-Year CSTMA Spread:  Spread 7.00%  - 1 Year Fixed Account:  Rate 1.20% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Income Annuity Group C 15,000+** - Monthly S&P 500:  Cap 0.95%  - 1-Year S&P 500 Cap:  Cap 2.00%  - 1-Year S&P 500 Participation:  Part Rate 16% - 2-Year S&P 500 Participation :  Part Rate 25% - 1-Year CSTMA Spread:  Spread 6.00%  - 2-Year CSTMA Spread:  Spread 7.00%  - 1 Year Fixed Account:  Rate 1.20% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Income Annuity Group D 15,000+** - Monthly S&P 500:  Cap 0.95%  - 1-Year S&P 500 Cap:  Cap 2.00%  - 1-Year S&P 500 Participation:  Part Rate 16% - 2-Year S&P 500 Participation :  Part Rate 25% - 1-Year CSTMA Spread:  Spread 6.00%  - 2-Year CSTMA Spread:  Spread 7.00%  - 1 Year Fixed Account:  Rate 1.20% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Protection ChoiceSM Group A 15,000+** - S&P 500 Monthly Cap:  Cap 1.75%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 4.75%  - 1-Year S&P 500 Point-to-Point Participation :  Part Rate 26% - 2-Year S&P 500 Point-to-Point Participation :  Part Rate 37% - 1-Year CSTMAI Point-to-Point Spread:  Spread 0.75%  - 2-Year CSTMAI Point-to-Point Spread:  - 1-Year Fixed Account:  Rate 2.75% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 113% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 155% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 63% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 86% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 21% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 30% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 31% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 43% - 1 Year S&P 500 Par With Fee:  Part Rate 36% - 2 Year S&P 500 Par With Fee:  Part Rate 51% **Nassau Personal Protection ChoiceSM Group B 15,000+** - S&P 500 Monthly Cap:  Cap 1.60%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 4.25%  - 1-Year S&P 500 Point-to-Point Participation :  Part Rate 23% - 2-Year S&P 500 Point-to-Point Participation :  Part Rate 33% - 1-Year CSTMAI Point-to-Point Spread :  Spread 1.50%  - 2-Year CSTMAI Point-to-Point Spread :  - Fixed:  Rate 2.45% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 100% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 143% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 56% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 79% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 19% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 27% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 28% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 39% - 1 Year S&P 500 Par With Fee:  Part Rate 33% - 2 Year S&P 500 Par With Fee:  Part Rate 47% **Nassau Personal Protection ChoiceSM Group C 15,000+** - S&P 500 Monthly Cap:  Cap 1.60%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 4.25%  - 1-Year S&P 500 Point-to-Point Participation :  Part Rate 23% - 2-Year S&P 500 Point-to-Point Participation :  Part Rate 33% - 1-Year CSTMAI Point-to-Point Spread :  Spread 1.50%  - 2-Year CSTMAI Point-to-Point Spread :  - Fixed:  Rate 2.45% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 100% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 143% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 56% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 79% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 19% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 27% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 28% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 39% - 1 Year S&P 500 Par With Fee:  Part Rate 33% - 2 Year S&P 500 Par With Fee:  Part Rate 47% **Nassau Personal Protection ChoiceSM Group D 15,000+** - S&P 500 Monthly Cap:  Cap 1.60%  - 1-Year S&P 500 Point-to-Point Cap:  Cap 4.25%  - 1-Year S&P 500 Point-to-Point Participation :  Part Rate 23% - 2-Year S&P 500 Point-to-Point Participation :  Part Rate 33% - 1-Year CSTMAI Point-to-Point Spread :  Spread 1.50%  - 2-Year CSTMAI Point-to-Point Spread :  - Fixed:  Rate 2.45% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 100% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 143% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 56% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 79% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 19% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 27% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 28% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 39% - 1 Year S&P 500 Par With Fee:  Part Rate 33% - 2 Year S&P 500 Par With Fee:  Part Rate 47% **Nassau Personal Retirement Choice with Income Group A 15,000+** - Monthly S&P 500 with Cap:  Cap 1.15%  - 1-Year S&P 500 with Cap:  Cap 2.50%  - 1-Year S&P 500 with PR:  Part Rate 20% - 2-Year S&P 500 with PR:  Part Rate 30% - 1-Year CSTMAI Spread:  Spread 4.75%  - 2-Year CSTMAI Spread:  Spread 4.75%  - 1 Year Fixed Account:  Rate 1.50% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 55% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 95% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 32% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 15% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 25% - 1 Year S&P 500 Par With Fee:  Part Rate 30% - 2 Year S&P 500 Par With Fee:  Part Rate 43% **Nassau Personal Retirement Choice with Income Group B 15,000+** - Monthly S&P 500 with Cap:  Cap 0.95%  - 1-Year S&P 500 with Cap:  Cap 2.00%  - 1-Year S&P 500 with PR:  Part Rate 16% - 2-Year S&P 500 with PR:  Part Rate 25% - 1-Year CSTMAI Spread:  Spread 6.00%  - 2-Year CSTMAI Spread:  Spread 7.00%  - Fixed Account:  Rate 1.20% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Retirement Choice with Income Group C 15,000+** - Monthly S&P 500 with Cap:  Cap 0.95%  - 1-Year S&P 500 with Cap:  Cap 2.00%  - 1-Year S&P 500 with PR:  Part Rate 16% - 2-Year S&P 500 with PR:  Part Rate 25% - 1-Year CSTMAI Spread:  Spread 6.00%  - 2-Year CSTMAI Spread:  Spread 7.00%  - Fixed Account:  Rate 1.20% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Retirement ChoiceSM Group A 15,000+** - Monthly S&P 500 with Cap:  Cap 1.15%  - 1-Year S&P 500 with Cap:  Cap 2.50%  - 1-Year S&P 500 with Participation Rate:  Part Rate 20% - 2-Year S&P 500 with Participation Rate:  Part Rate 30% - 1-Year CSTMAI Spread:  Spread 4.75%  - 2-Year CSTMAI Spread:  Spread 4.75%  - Fixed Account:  Rate 1.50% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 55% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 21% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 35% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 55% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 95% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 32% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 15% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 25% - 1 Year S&P 500 Par With Fee:  Part Rate 30% - 2 Year S&P 500 Par With Fee:  Part Rate 43% **Nassau Personal Retirement ChoiceSM Group B 15,000+** - Monthly S&P 500 with Cap:  Cap 0.95%  - 1-Year S&P 500 with Cap:  Cap 2.00%  - 1-Year S&P 500 with PR:  Part Rate 16% - 2-Year S&P 500 with PR:  Part Rate 25% - 1-Year CSTMAI Spread:  Spread 6.00%  - 2-Year CSTMAI Spread:  Spread 7.00%  - Fixed Account:  Rate 1.20% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% **Nassau Personal Retirement ChoiceSM Group C 15,000+** - Monthly S&P 500 with Cap:  Cap 0.95%  - 1-Year S&P 500 with Cap:  Cap 2.00%  - 1-Year S&P 500 with Participation Rate:  Part Rate 16% - 2-Year S&P 500 with Participation Rate:  Part Rate 25% - 1-Year CSTMAI Spread:  Spread 6.00%  - 2-Year CSTMAI Spread:  Spread 7.00%  - Fixed Account:  Rate 1.20% - 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 48% - 2-year Nasdaq-100 – Participation Rate :  Part Rate 17% - 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 31% - 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 45% - 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 85% - 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 26% - 1-year Nasdaq-100 – Participation Rate:  Part Rate 12% - 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 21% - 1 Year S&P 500 Par With Fee:  Part Rate 26% - 2 Year S&P 500 Par With Fee:  Part Rate 38% ### MYGA - **Nassau MYAnnuity 5X 0% Free **10,000+  5.30% - **Nassau MYAnnuity 5X 10% Free **10,000+  5.10% - **Nassau MYAnnuity 7X 0% Free **10,000+  5.40% - **Nassau MYAnnuity 7X 10% Free **10,000+  5.20% - **Nassau Simple Annuity 4 **5,000+  5.05% - **Nassau Simple Annuity 6 **5,000+  5.30% ## Oxford Life Insurance Company ### Fixed Indexed Annuity **Royal Select 10,000+** - 1 Year Fixed Account Strategy:  Rate 3.65% - 1 Year Monthly Average Strategy:  Cap 6.50%  - 1 Year Annual Point-to-Point Strategy:  Cap 6.50%  **Select 10 10,000+** - 1 Year Fixed Account Strategy :  Rate 4.50% - 1 Year S&P 500 Monthly Average :  Cap 8.60%  - 1 Year S&P 500 Annual Point-to-Point:  Cap 8.60%  **Select 3 20,000+** - 1 Year S&P 500 Monthly Average :  Cap 7.10%  - 1 Year S&P 500 Annual Point-to-Point:  Cap 7.10%  - 1 Year Fixed Account Strategy :  Rate 4.05% **Select 5 20,000+** - 1 Year S&P 500 Monthly Average :  Cap 8.10%  - 1 Year S&P 500 Annual Point-to-Point:  Cap 8.10%  - 1 Year Fixed Account Strategy :  Rate 4.35% **Select 7 20,000+** - 1 Year S&P 500 Monthly Average :  Cap 8.35%  - 1 Year S&P 500 Annual Point-to-Point:  Cap 8.35%  - 1 Year Fixed Account Strategy :  Rate 4.35% **Silver Select 10,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 7.50%  - 1 Year S&P 500 Annual Monthly Average:  Cap 7.50%  - 1 Year Fixed Account Strategy:  Rate 4.10% ### MYGA - **Multi-Select 10 **20,000+  5.00% - **Multi-Select 3 **20,000+  4.45% - **Multi-Select 4 **20,000+  4.70% - **Multi-Select 5 **20,000+  4.70% - **Multi-Select 6 **20,000+  5.00% - **Multi-Select 7 **20,000+  4.90% - **Multi-Select 8 **20,000+  4.95% - **Multi-Select 9 **20,000+  4.95% ## Protective Life ### MYGA - **Balance Annuity 5 MYGA **10,000+  1.30% w/ 2.50% Bonus - **Balance Annuity 5 MYGA **100,000+  1.40% w/ 2.50% Bonus - **Balance Annuity 5 MYGA with ROP **10,000+  1.30% w/ 1.00% Bonus - **Balance Annuity 5 MYGA with ROP **100,000+  1.40% w/ 1.00% Bonus - **Secure Saver 5 **10,000+  3.05% - **Secure Saver 5 **25,000+  3.95% - **Secure Saver 5 **75,000+  4.15% - **Secure Saver 7 **10,000+  3.35% - **Secure Saver 7 **25,000+  4.00% - **Secure Saver 7 **75,000+  4.20% ### **November 3, 2022** – Effective Date of Change ## Oceanview Life and Annuity ### Fixed Indexed Annuity **Harbourview FIA 10 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.25%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 35% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.00%  - 1 Year Fixed Rate Account:  Rate 5.00% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 40% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 210% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 300% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.25%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.25%  **Harbourview FIA 10 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.25%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.00%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 32% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 210% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 300% - 1 Year Fixed Rate Account:  Rate 5.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.25%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.25%  **Harbourview FIA 3 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.00%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 15% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.00%  - 1 Year Fixed Account:  Rate 3.00% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 100% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 150% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.00%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.00%  **Harbourview FIA 3 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.00%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 14% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 22% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.00%  - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 100% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 150% - 1 Year Fixed Account:  Rate 3.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.00%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.00%  **Harbourview FIA 5 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.00%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.00%  - 1 Year Fixed Account:  Rate 3.50% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 120% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 180% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.00%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.00%  **Harbourview FIA 5 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.00%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 25% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.00%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 120% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 180% - 1 Year Fixed Account:  Rate 3.50% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.00%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.00%  **Harbourview FIA 7 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.50%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.00%  - 1 Year Fixed Account:  Rate 4.00% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 190% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 275% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.50%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.50%  **Harbourview FIA 7 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.50%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 25% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.00%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation :  Part Rate 190% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate :  Part Rate 275% - 1 Year Fixed Account:  Rate 4.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.50%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.50%  ### **November 7, 2022** – Effective Date of Change ## American General Life Insurance Company ### Fixed Indexed Annuity **Power 10 Protector 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 10.50%  - 1 Year Fixed Account:  Rate 4.90% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 46% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 185% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 285% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 260% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 360% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 61% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 10 Protector 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 11.50%  - 1 Year Fixed Account:  Rate 4.90% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 51% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 300% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 275% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 375% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 66% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 165% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 220% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 110% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 145% **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 10.50%  - 1 Year Fixed Account:  Rate 4.90% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 46% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 185% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 285% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 95% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 260% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 360% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 61% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 11.50%  - 1 Year Fixed Account:  Rate 4.90% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 51% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 200% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 300% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 110% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 275% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 375% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 66% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 165% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 220% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 145% **Power 5 Protector 25,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 10.00%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 42% - 5 Year S&P 500 Annual Point-to-Point :  Cap 60.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 85% - 1 Year Fixed Account:  Rate 4.40% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 165% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 265% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 340% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 57% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 130% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 125% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115% **Power 5 Protector 100,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 10.00%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 42% - 5 Year S&P 500 Annual Point-to-Point :  Cap 60.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 75% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 110% - 1 Year Fixed Account:  Rate 4.40% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 180% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 280% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 255% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 57% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 155% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 200% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 150% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 100% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 100% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 7 Protector 25,000+** - 1 Year Fixed Interest Account:  Rate 4.65% - 1 year S&P 500 Annual Point to Point:  Cap 10.25%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 45% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 275% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% **Power 7 Protector 100,000+** - 1 Year Fixed Interest Account:  Rate 4.65% - 1 year S&P 500 Annual Point to Point:  Cap 11.25%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 49% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 290% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 265% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 365% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 64% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% **Power 7 Protector Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 10.25%  - 1 Year Fixed Account:  Rate 4.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 45% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 275% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% **Power 7 Protector Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 11.25%  - 1 Year Fixed Account:  Rate 4.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 49% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 190% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 290% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 105% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 265% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 365% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 64% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% **Power Select Builder 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 10.50%  - 1-Year Fixed Interest Account:  Rate 4.90% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 46% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 90% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1 Year Russell 2000 Annual Point to Point :  Part Rate 37% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 175% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 280% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 225% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 330% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 275% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 380% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 175% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 280% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 225% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 330% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 275% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 380% - 2-Year PIMCO Global Optima Index Participation:  Part Rate 95% **Power Select Builder 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 11.50%  - 1-Year Fixed Interest Account:  Rate 4.90% - 2-Year MLStrategic Balanced Index with Spread:  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 52% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 115% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 75% - 1 Year Russell 2000 Annual Point to Point :  Part Rate 42% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 200% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 300% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 250% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 350% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 300% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 400% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 200% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 300% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 250% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 350% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 300% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 400% - 2-Year PIMCO Global Optima Index Participation:  Part Rate 110% **Power Select Builder 8 25,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.75%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 29% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 105% - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 60% - 1 Year Fixed Account:  Rate 3.75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 50% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 125% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 175% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 175% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 225% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 225% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 275% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 125% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 175% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 175% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 225% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 225% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 275% **Power Select Builder 8 100,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 6.50%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 32% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 115% - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 75% - 1 Year Fixed Account:  Rate 3.75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 65% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 150% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 200% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 200% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 250% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 250% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 300% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 150% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 200% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 200% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 250% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 250% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 300% **Power Select Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.25%  - 1-Year Fixed Interest Account:  Rate 3.25% - 2-Year MLStrategic Balanced Index with Spread :  Spread 0.50%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 38% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 47% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 22% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 155% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 205% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 155% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 205% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 60% **Power Select Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 7.00%  - 1-Year Fixed Interest Account:  Rate 3.25% - 2-Year MLStrategic Balanced Index with Spread :  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 42% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 60% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 27% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 175% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 225% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 175% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 225% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 75% **Power Select Plus Income with Multiplier® 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 5.50%  - 2-Year MLStrategic Balanced Index with Spread :  Spread 0.50%  - 1-Year Fixed Interest Account:  Rate 2.70% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 37% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 47% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 21% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 105% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 155% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 105% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 155% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 55% **Power Select Plus Income with Multiplier® 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 6.25%  - 2-Year MLStrategic Balanced Index with Spread :  - 1-Year Fixed Interest Account:  Rate 2.70% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 41% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 60% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 26% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 125% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 175% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 125% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 175% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 70% #### Author:Webmaster [Next On The Move – October 25, 2022](https://blog.iamsinc.com/on-the-move-october-25-2022) [Previous On The Move – November 8, 2022](https://blog.iamsinc.com/on-the-move-november-08-2022) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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