On The Move – November 28, 2023

November 29, 2023 Effective Date of Change

Americo (Legacy)

Fixed Indexed Annuity

ClassicMark 10 10,000+

• 2-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR :  Part Rate 263%
• 1-Year Gold Point to Point with Participation:  Part Rate 58%
• 1-Yr S&P 500 IQ Index Point to Point with Cap:  Cap 15.500% 
• 1-Yr S&P 500 IQ Index Point to Point with Participation:  Part Rate 76%
• 1-Yr SG Laser Index Point to Point with Participation:  Part Rate 189%
• 2-Yr SG Laser Index Point to Point with Participation:  Part Rate 261%
• 1-Year S&P 500 Point-to-Point :  Cap 9.100% 
• 2-Year S&P 500 Point-to-Point w/ PR :  Part Rate 75%
• 1-Year Morgan Stanley TEBI Point-to-Point :  Part Rate 145%
• 2-Year Morgan Stanley TEBI Point-to-Point :  Part Rate 200%
• Declared Interest Option:  Rate: 4.60%
• 5-Year FUSION Strategy Fixed Rate On Gain (Part A):  Cap 6.000% 
• 5-Year FUSION Strategy Participation Rate (Part B):  Part Rate 152%
• 1-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR:  Part Rate 191%

ClassicMark 10 Plus 10,000+

• 5-Year FUSION Strategy Fixed Rate On Gain (Part A) :  Cap 5.000% 
• 5-Year FUSION Strategy Participation Rate (Part B) :  Part Rate 146%
• 1-Year S&P 500 Point-to-Point :  Cap 8.000% 
• 2-Year S&P 500 Point-to-Point w/ PR :  Part Rate 67%
• 1-Year Morgan Stanley TEBI Point-to-Point :  Part Rate 126%
• 2-Year Morgan Stanley TEBI Point-to-Point:  Part Rate 174%
• Declared Interest Option:  Rate: 4.10%
• 1-Year SG Columbia Adaptive Risk Allocation Point-to-point W/PR :  Part Rate 168%
• 1-Yr S&P 500 IQ Index Point to Point with Cap:  Cap 12.500% 
• 1-Yr S&P 500 IQ Index Point to Point with Participation:  Part Rate 68%
• 1-Yr SG Laser Index Point to Point with Participation:  Part Rate 168%
• 2-Yr SG Laser Index Point to Point with Participation:  Part Rate 232%
• 2-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR :  Part Rate 231%
• 1-Year Gold Point to Point with Participation:  Part Rate 52%

LibertyMark Freedom 10 10,000+

• 1-Yr S&P 500 PTP w/Cap:  Cap 9.000% 
• 1-Yr S&P 500 PTP w/Cap with Fee:  Cap 14.250% 
• 1-Yr S&P 500 PTP w/Par:  Part Rate 53%
• 1-Yr S&P 500 PTP w/Par with Fee:  Part Rate 72%
• 2-Yr S&P 500 PTP w/Par :  Part Rate 76%
• 2-Yr S&P 500 PTP w/Par with Fee:  Part Rate 104%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 195%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 265%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 269%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 366%
• 1-Yr SG Laser Index PTP w/ Par:  Part Rate 191%
• 1-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 262%
• 2-Yr SG Laser Index PTP w/ Par:  Part Rate 264%
• 2-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 363%
• Declaired Interest Rate:  Rate: 4.80%
• 1-Yr S&P 500 IQ Index Point to Point with Cap:  Cap 16.000% 
• 1-Yr S&P 500 IQ Index Point to Point with Participation:  Part Rate 77%
• 1-Yr S&P 500 IQ Index Point to Point Participation with Fee:  Part Rate 106%

LibertyMark Freedom 10 Plus 10,000+

• 1-Yr S&P 500 IQ Index Point to Point with Cap:  Cap 10.000% 
• 1-Yr S&P 500 IQ Index Point to Point with Participation:  Part Rate 58%
• 1-Yr S&P 500 IQ Index Point to Point Participation with Fee:  Part Rate 87%
• Declaired Interest Rate:  Rate: 3.50%
• 1-Yr S&P 500 PTP w/Cap:  Cap 7.000% 
• 1-Yr S&P 500 PTP w/Cap with Fee:  Cap 11.000% 
• 1-Yr S&P 500 PTP w/Par:  Part Rate 40%
• 1-Yr S&P 500 PTP w/Par with Fee:  Part Rate 60%
• 2-Yr S&P 500 PTP w/Par :  Part Rate 57%
• 2-Yr S&P 500 PTP w/Par with Fee:  Part Rate 85%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 144%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 214%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 198%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 296%
• 1-Yr SG Laser Index PTP w/ Par:  Part Rate 144%
• 1-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 215%
• 2-Yr SG Laser Index PTP w/ Par:  Part Rate 199%
• 2-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 298%

LibertyMark Freedom 7 10,000+

• 1-Yr S&P 500 PTP w/Cap:  Cap 8.650% 
• 1-Yr S&P 500 PTP w/Cap with Fee:  Cap 13.000% 
• 1-Yr S&P 500 PTP w/Par:  Part Rate 50%
• 1-Yr S&P 500 PTP w/Par with Fee:  Part Rate 67%
• 2-Yr S&P 500 PTP w/Par :  Part Rate 72%
• 2-Yr S&P 500 PTP w/Par with Fee:  Part Rate 96%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 182%
• 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 243%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par:  Part Rate 252%
• 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee:  Part Rate 335%
• 1-Yr SG Laser Index PTP w/ Par:  Part Rate 181%
• 1-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 242%
• 2-Yr SG Laser Index PTP w/ Par:  Part Rate 250%
• 2-Yr SG Laser Index PTP w/ Par with Fee:  Part Rate 335%
• Declaired Interest Rate:  Rate: 4.45%
• 1-Yr S&P 500 IQ Index Point to Point with Cap:  Cap 14.250% 
• 1-Yr S&P 500 IQ Index Point to Point with Participation:  Part Rate 73%
• 1-Yr S&P 500 IQ Index Point to Point Participation with Fee:  Part Rate 98%

Aspida

Fixed Indexed Annuity

Synergy Choice Max 10 25,000+

• 1-Year Fixed Account Rate:  Rate: 5.00%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.750% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.500% 
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 62%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 90%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 200%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 128%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 270%

Synergy Choice Max 10 100,000+

• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 285%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 135%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 210%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 95%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 65%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 70%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 21.000% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.500% 
• 1-Year Fixed Account Rate:  Rate: 5.25%

Synergy Choice Max 5 25,000+

• 1-Year Fixed Account Rate:  Rate: 5.00%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.750% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 18.250% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 57%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 64%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 85%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 123%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 265%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 195%

Synergy Choice Max 5 100,000+

• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 205%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 280%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 130%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 90%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 60%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.750% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.500% 
• 1-Year Fixed Account Rate:  Rate: 5.25%

WealthLock Accumulator 10 25,000+

• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 62%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
• 1-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 195%
• 2-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 270%
• 5-Year Franklin Factors US High Watermark Participation Rate :  Part Rate 220%
• 1-Year Janus SG Lighthouse Point to Point Participation Rate :  Part Rate 120%
• 2-Year Janus SG Lighthouse Point to Point Participation Rate:  Part Rate 165%
• 5-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 400%
• 2-Year Invesco Peak Point to Point Participation Rate :  Part Rate 265%
• 1-Year Invesco Peak Point to Point Participation Rate :  Part Rate 195%
• 1-Year Fixed Account Rate:  Rate: 5.00%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.250% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.500% 

WealthLock Accumulator 10 100,000+

• 2-Year S&P 500 Point to Point Cap Rate:  Cap 21.000% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.750% 
• 1-Year Fixed Account Rate:  Rate: 5.25%
• 1-Year Invesco Peak Point to Point Participation Rate :  Part Rate 205%
• 2-Year Invesco Peak Point to Point Participation Rate :  Part Rate 280%
• 5-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 425%
• 2-Year Janus SG Lighthouse Point to Point Participation Rate:  Part Rate 175%
• 1-Year Janus SG Lighthouse Point to Point Participation Rate :  Part Rate 125%
• 5-Year Franklin Factors US High Watermark Participation Rate :  Part Rate 235%
• 2-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 285%
• 1-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 205%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 70%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 65%

WealthLock Accumulator 7 25,000+

• 1-Year Fixed Account Rate:  Rate: 5.25%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.750% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.250% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 57%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 66%
• 1-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 190%
• 5-Year Franklin Factors US High Watermark Participation Rate :  Part Rate 215%
• 1-Year Invesco Peak Point to Point Participation Rate :  Part Rate 185%
• 2-Year Invesco Peak Point to Point Participation Rate :  Part Rate 260%
• 2-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 260%
• 1-Year Janus SG Lighthouse Point to Point Participation Rate :  Part Rate 115%
• 2-Year Janus SG Lighthouse Point to Point Participation Rate:  Part Rate 160%
• 5-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 390%

WealthLock Accumulator 7 100,000+

• 5-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 415%
• 2-Year Janus SG Lighthouse Point to Point Participation Rate:  Part Rate 170%
• 1-Year Janus SG Lighthouse Point to Point Participation Rate :  Part Rate 120%
• 2-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 275%
• 2-Year Invesco Peak Point to Point Participation Rate :  Part Rate 275%
• 1-Year Invesco Peak Point to Point Participation Rate :  Part Rate 195%
• 5-Year Franklin Factors US High Watermark Participation Rate :  Part Rate 230%
• 1-Year Franklin Factors US Point to Point Participation Rate :  Part Rate 200%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 69%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 60%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 20.750% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 12.500% 
• 1-Year Fixed Account Rate:  Rate: 5.50%

MYGA

• Synergy Choice 2 25,000+  4.85%
• Synergy Choice 2 100,000+  5.00%
• Synergy Choice 3 25,000+  5.55%
• Synergy Choice 3 100,000+  5.70%
• Synergy Choice 5 25,000+  5.65%
• Synergy Choice 5 100,000+  5.80%
• Synergy Choice 7 25,000+  5.65%
• Synergy Choice 7 100,000+  5.80%

Lincoln Financial Group

MYGA

• Lincoln MYGuarantee Plus 5 10,000+  4.95%
• Lincoln MYGuarantee Plus 5 100,000+  5.40%
• Lincoln MYGuarantee Plus 7 10,000+  4.95%
• Lincoln MYGuarantee Plus 7 100,000+  5.40%