--- title: On The Move - November 14, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - November 14, 2023 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-nov-14-2023) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Nov 14, 2023 11:45:53 AM #### November 15, 2023 Effective Date of Change ## American Equity Investment Life Insurance Company #### MYGA - **GuaranteeShield 3 **10,000+**  5.10%** - **GuaranteeShield 3 **100,000+**  5.35%** - **GuaranteeShield 3 **250,000+**  5.45%** - **GuaranteeShield 5 **10,000+**  5.35%** - **GuaranteeShield 5 **100,000+**  5.60%** - **GuaranteeShield 5 **250,000+**  5.65%** ## AuguStar #### Fixed Indexed Annuity **Orbiter 10 15,000+** - **1-Year Fixed Account:  Rate: 4.50%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.250%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135%** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** - **1-Year Russell 2000 Mothly Averaging Cap :  Cap 9.500% ** **Orbiter 10 150,000+** - **1-Year Russell 2000 Mothly Averaging Cap :  Cap 11.000% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 210%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 11.750% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 16.500%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 5.25%** **Orbiter 10 Premium Bonus 15,000+** - **1-Year Fixed Account:  Rate: 3.35%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.750%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 7.000% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.000% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** **Orbiter 10 Premium Bonus 150,000+** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 210%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 8.000% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.000%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 4.10%** **Orbiter 5 15,000+** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%** - **1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.500% ** - **1-Year Fixed Account:  Rate: 4.25%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.750%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 10.500% ** **Orbiter 5 150,000+** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 11.500% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.000%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 5.00%** - **1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.750% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%** **Orbiter 7 15,000+** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.250% ** - **1-Year Fixed Account:  Rate: 4.50%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 10.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 170%** **Orbiter 7 150,000+** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 11.500% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 5.20%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.500% ** **Orbiter 7 Premium Bonus 15,000+** - **1-Year Fixed Account:  Rate: 3.60%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 8.250% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.000% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 170%** **Orbiter 7 Premium Bonus 150,000+** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 9.250% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 4.35%** **OrionShield 10 15,000+** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750% ** - **1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135%** - **1-Year Fixed Account:  Rate: 4.10%** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** **OrionShield 10 150,000+** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 210%** - **1-Year Fixed Account:  Rate: 4.85%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%** - **1-Year Russell 2000 Monthly Averaging Cap:  Cap 11.000% ** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 11.750% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 16.250%  Part Rate 50%** **OrionShield 10 Premium Bonus 15,000+** - **1-Year Fixed Account:  Rate: 3.00%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 7.000% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.250% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 170%** **OrionShield 10 Premium Bonus 150,000+** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 8.000% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 3.75%** **OrionShield 5 15,000+** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.500% ** - **1-Year Fixed Account:  Rate: 4.10%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.500%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 10.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%** **OrionShield 5 150,000+** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 11.500% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.750%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 4.85%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.750% ** **OrionShield 7 15,000+** - **1-Year Fixed Account:  Rate: 4.10%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.000%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 10.500% ** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 170%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.250% ** **OrionShield 7 150,000+** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.500% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 190%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%** - **1-Year S&P 500 Annual Point to Point Cap:  Cap 11.500% ** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.250%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 4.85%** **OrionShield 7 Premium Bonus 15,000+** - **1-Year Fixed Account:  Rate: 3.90%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 7.250%  Part Rate 100%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.500% ** **OrionShield 7 Premium Bonus 150,000+** - **1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.750% ** - **3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180%** - **1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%** - **1-Year S&P 500 Annual Point to Point Cap :  Cap 8.250%  Part Rate 100%** - **1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50%** - **1-Year Fixed Account:  Rate: 4.65%** #### MYGA - **LunarGuard 3 **10,000+**  5.55%** - **LunarGuard 3 **100,000+**  5.75%** - **LunarGuard 5 **10,000+**  5.60%** - **LunarGuard 5 **100,000+**  5.80%** - **LunarGuard 7 **10,000+**  5.50%** - **LunarGuard 7 **100,000+**  5.70%** - **LunarLock 3 **10,000+**  5.55%** - **LunarLock 3 **100,000+**  5.75%** - **LunarLock 5 **10,000+**  5.60%** - **LunarLock 5 **100,000+**  5.80%** - **LunarLock 7 **10,000+**  5.50%** - **LunarLock 7 **100,000+**  5.70%** ## Integrity Life Insurance Company #### Fixed Indexed Annuity **Integrity Indextra 5 15,000+** - **1-Year Point-to-Point S&P 500:  Cap 11.250% ** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 250%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 175%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 200%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 150%** - **1-Year Fixed Interest Option:  Rate: 5.00%** **Integrity Indextra 5 – Two 15,000+** - **1-Year Point-to-Point S&P 500:  Cap 12.250% ** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 255%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 180%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 205%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 152%** - **1-Year Fixed Interest Option:  Rate: 5.10%** **Integrity IndextraTM 10 15,000+** - **1-Year S&P 500 Point-to-Point with Cap:  Cap 9.750% ** - **3-Year Point-to-Point GS Momentum Builder:  Part Rate 275%** - **1-Year Fixed Interest Option:  Rate: 4.40%** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 225%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 150%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 125%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 175%** - **3-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 225%** **Integrity IndextraTM 10 – Two 15,000+** - **3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 230%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 180%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 127%** - **1-Year S&P 500 Point-to-Point with Cap:  Cap 11.000% ** - **3-Year Point-to-Point GS Momentum Builder:  Part Rate 280%** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 230%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 155%** - **1-Year Fixed Interest Option:  Rate: 4.50%** **Integrity IndextraTM 7 15,000+** - **1-Year Fixed Interest Option:  Rate: 4.40%** - **1-Year Point-to-Point S&P 500:  Cap 9.750% ** - **3-Year Point-to-Point GS Momentum Builder:  Part Rate 275%** - **3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 225%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 175%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 125%** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 225%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 150%** **Integrity IndextraTM7 – Two 15,000+** - **3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 230%** - **2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 180%** - **1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 127%** - **1-Year Point-to-Point S&P 500:  Cap 11.000% ** - **3-Year Point-to-Point GS Momentum Builder:  Part Rate 280%** - **2-Year Point-to-Point GS Momentum Builder :  Part Rate 230%** - **1-Year Point-to-Point GS Momentum Builder :  Part Rate 155%** - **1-Year Fixed Interest Option:  Rate: 4.50%** [View full post](https://blog.iamsinc.com/on-the-move-nov-14-2023) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:46:00.459Z", "datePublished" : "2023-11-14T11:45:53Z", "headline" : "On The Move – November 14, 2023", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-nov-14-2023", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```