--- title: On The Move - May 2, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – May 2, 2023 ### **May 07, 2023** – Effective Date of Change ## MassMutual Ascend Life Insurance Company ### Fixed Indexed Annuity **American Landmark 3 50,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.250%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.950%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.750%  - 1 Year Declared Rate Strategy :  Rate 2.97% **American Landmark 3 150,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.500%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.200%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 8.000%  - 1 Year Declared Rate Strategy :  Rate 3.00% **American Landmark 3 Non-MVA 50,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.450%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.450%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.500%  - 1 Year Declared Rate Strategy :  Rate 2.92% **American Landmark 3 Non-MVA 150,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.700%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.950%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.750%  - 1 Year Declared Rate Strategy :  Rate 2.95% **American Landmark 5 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.500%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.000%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60% - 1 Year Declared Rate Strategy :  Rate 2.97% - 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 55% - S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.000%  **American Landmark 5 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.750%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.250%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65% - 1 Year Declared Rate Strategy :  Rate 3.00% - 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 60% - S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.250%  **American Landmark 5 Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.500%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 7.500%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 50% - 1 Year S&P 500 Risk Control with PR:  Part Rate 50% - 1 Year Declared Rate Strategy :  Rate 2.95% - S&P 500 5-year cap lock annual point-to-point :  Cap 6.000%  **American Landmark 5 Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.750%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.000%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 55% - 1 Year S&P 500 Risk Control with PR:  Part Rate 55% - 1 Year Declared Rate Strategy :  Rate 2.97% - S&P 500 5-year cap lock annual point-to-point :  Cap 6.250%  **American Landmark 5 PLUS 10,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 7.500%  - 1 Year iShares U.S. Real Estate :  Cap 8.000%  - 1 Year S&P 500 Risk Control:  Part Rate 55% - 1 Year Declared Rate Strategy :  Rate 2.97% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.000%  **American Landmark 5 PLUS 100,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 7.750%  - 1 Year iShares U.S. Real Estate :  Cap 8.250%  - 1 Year S&P 500 Risk Control:  Part Rate 60% - 1 Year Declared Rate Strategy :  Rate 3.00% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.250%  **American Landmark 5 PLUS Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 6.500%  - 1 Year iShares U.S. Real Estate :  Cap 7.500%  - 1 Year S&P 500 Risk Control:  Part Rate 50% - 1 Year Declared Rate Strategy :  Rate 2.95% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 6.000%  **American Landmark 5 PLUS Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 6.750%  - 1 Year iShares U.S. Real Estate :  Cap 8.000%  - 1 Year S&P 500 Risk Control:  Part Rate 55% - 1 Year Declared Rate Strategy :  Rate 2.97% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 6.250%  **American Legend 7 10,000+** - 1 Year Declared Rate Strategy :  Rate 2.99% - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.250%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 60% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 10.000%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.250%  - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.050%  **American Legend 7 100,000+** - 1 Year Declared Rate Strategy :  Rate 3.00% - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.500%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 65% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 10.500%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.750%  - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.300%  **American Legend 7 Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.500%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 55% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 9.000%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 50% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 7.750%  - 1 Year Declared Rate Strategy :  Rate 2.96% - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 6.050%  **American Legend 7 Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.750%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 60% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 9.250%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 55% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.250%  - 1 Year Declared Rate Strategy :  Rate 2.98% - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 6.300%  **American Legend 7 PLUS 10,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 8.250%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.25% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 60.000%  - Declared Rate:  Rate 2.99% - S&P 500 7-year cap lock point-to-point:  Cap 7.050%  **American Legend 7 PLUS 100,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 8.500%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.75% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 65.000%  - Declared Rate:  Rate 3.00% - S&P 500 7-year cap lock point-to-point:  Cap 7.300%  **American Legend 7 PLUS Non-MVA 10,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.500%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 7.75% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 55.000%  - Declared Rate:  Rate 2.96% - S&P 500 7-year cap lock point-to-point:  Cap 6.050%  **American Legend 7 PLUS Non-MVA 100,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.750%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.25% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 60.000%  - Declared Rate:  Rate 2.98% - S&P 500 7-year cap lock point-to-point:  Cap 6.300%  **Safe Return 25,000+** - 1 Year Declared Rate Strategy :  Rate 2.87% - 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 5.500%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 45% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 6.000%  ### **May 08, 2023** – Effective Date of Change ## National Life Group **FIT Secure Growth 5,000+** - 1-Year S&P 500 Annual Point to Point with Cap:  Cap 8.000%  - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.100%  - Declared Rate:  Rate 0.36% - 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 150% - 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 150% - 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 10.500%  - 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 2.750%  - 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 200% - 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 200% **FIT Select Income – Max Bonus 5,000+** - 1-Year S&P 500 Annual Point to Point with Cap:  Cap 9.500%  - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.500%  - Declared Rate:  Rate 0.41% - 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 200% - 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 200% - 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 12.000%  - 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 3.250%  - 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 250% - 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 250% **FIT Select Income – Split Bonus 5,000+** - Declared Rate:  Rate 0.90% - 1-Year S&P 500 Annual Point to Point with Cap:  Cap 9.500%  - 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 200% - 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 200% - 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 12.000%  - 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 250% - 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 250% - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.500%  - 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 3.250%  #### Author:Webmaster [Next Expanding Your Social Media Reach](https://blog.iamsinc.com/expanding-your-social-media-reach) [Previous The Value of Relationship Marketing](https://blog.iamsinc.com/the-value-of-relationship-marketing) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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