--- title: On The Move - May 14, 2024 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - May 14, 2024 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-may-14-2024) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | May 14, 2024 8:17:36 AM #### May 15, 2024 – Effective Date of Change ## AuguStar **OrionShield 10 Premium Bonus 15,000+** - 1-Year Fixed Account:  Rate: 2.5% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.75%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.1%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.75%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 95% **OrionShield 10 Premium Bonus 150,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 135% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.1%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10%  Part Rate 50% - 1-Year Fixed Account:  Rate: 2.75% **OrionShield 7 Premium Bonus 15,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.1%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 95% - 1-Year Fixed Account:  Rate: 3.25% **OrionShield 7 Premium Bonus 150,000+** - 1-Year Fixed Account:  Rate: 3.75% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 8.1%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.25%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% #### MYGA - **LunarLock 3 **10,000+  4.90% - **LunarLock 3 **100,000+  5.10% - **LunarLock 5 **10,000+  5.10% - **LunarLock 5 **100,000+  5.30% - **LunarLock 7 **10,000+  5.10% - **LunarLock 7 **100,000+  5.30% - **LunarLock Prime 3 **10,000+  4.90% - **LunarLock Prime 3 **100,000+  5.10% - **LunarLock Prime 5 **10,000+  5.10% - **LunarLock Prime 5 **100,000+  5.30% - **LunarLock Prime 7 **10,000+  5.10% - **LunarLock Prime 7 **100,000+  5.30% ## Integrity Life Insurance Company **Integrity Indextra 5 15,000+** - 1-Year Point-to-Point S&P 500:  Cap 11%  - 2-Year Point-to-Point GS Momentum Builder :  Part Rate 240% - 1-Year Point-to-Point GS Momentum Builder :  Part Rate 175% - 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 195% - 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 145% - 1-Year Fixed Interest Option:  Rate: 4.8% **Integrity Indextra 5 – Two 15,000+** - 1-Year Point-to-Point S&P 500:  Cap 12%  - 2-Year Point-to-Point GS Momentum Builder :  Part Rate 245% - 1-Year Point-to-Point GS Momentum Builder :  Part Rate 180% - 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 200% - 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 147% - 1-Year Fixed Interest Option:  Rate: 4.9% **Integrity IndextraTM 10 15,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.25%  - 3-Year Point-to-Point GS Momentum Builder:  Part Rate 280% - 1-Year Fixed Interest Option:  Rate: 4.15% - 2-Year Point-to-Point GS Momentum Builder :  Part Rate 210% - 1-Year Point-to-Point GS Momentum Builder :  Part Rate 155% - 1-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 130% - 2-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 175% - 3-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 210% **Integrity IndextraTM 10 – Two 15,000+** - 3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 215% - 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 180% - 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 132% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.5%  - 3-Year Point-to-Point GS Momentum Builder:  Part Rate 285% - 2-Year Point-to-Point GS Momentum Builder :  Part Rate 215% - 1-Year Point-to-Point GS Momentum Builder :  Part Rate 160% - 1-Year Fixed Interest Option:  Rate: 4.25% **Integrity IndextraTM 7 15,000+** - 3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 210% - 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 175% - 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 130% - 2-Year Point-to-Point GS Momentum Builder :  Part Rate 210% - 1-Year Point-to-Point GS Momentum Builder :  Part Rate 155% - 1-Year Fixed Interest Option:  Rate: 4.15% - 1-Year Point-to-Point S&P 500:  Cap 9.25%  - 3-Year Point-to-Point GS Momentum Builder:  Part Rate 280% #### May 16, 2024 – Effective Date of Change ## Lincoln Financial Group #### MYGA - **Lincoln MYGuarantee Plus 5 **10,000+  4.50% - **Lincoln MYGuarantee Plus 5 **100,000+  5.30% - **Lincoln MYGuarantee Plus 7 **10,000+  4.50% - **Lincoln MYGuarantee Plus 7 **100,000+  5.20% #### May 20, 2024 – Effective Date of Change ## Lincoln Financial Group **Lincoln OptiBlend 10 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5%  - 1-Year Fixed Account:  Rate: 4% - 1-Year S&P 500 Participation:  Part Rate 57% - 1-Year S&P 500 Performance Triggered :  Cap 8%  - 1 Year S&P 500 Dual Trigger:  Cap 6.25%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.85%  **Lincoln OptiBlend 10 100,000+** - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 11.1%  - 1-Year S&P 500 5% Daily Risk Control ER Spread :  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 250% - 1 Year S&P 500 Dual Trigger:  Cap 7.6%  - 1-Year S&P 500 Performance Triggered :  Cap 9%  - 1-Year S&P 500 Participation:  Part Rate 62% - 1-Year Fixed Account:  Rate: 4.5% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5%  **Lincoln OptiBlend 10 CA 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8%  - 1-Year S&P 500 Participation :  Part Rate 47% - 1-Year Fixed Account:  Rate: 4% - 1-Year S&P 500 Performance Triggered :  Cap 7.25%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.25%  - 1 Year S&P 500 Dual Trigger:  Cap 6%  **Lincoln OptiBlend 10 CA 100,000+** - 1 Year S&P 500 Dual Trigger:  Cap 7%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 10.75%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 1-Year S&P 500 Performance Triggered :  Cap 8.25%  - 1-Year Fixed Account:  Rate: 4.25% - 1-Year S&P 500 Participation :  Part Rate 57% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9%  **Lincoln OptiBlend 5 10,000+** - 1-Year Fixed Account:  Rate: 4% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5%  - 1-Year S&P 500 Participation :  Part Rate 57% - 1-Year S&P 500 Performance Triggered :  Cap 7.75%  - 1 Year S&P 500 Dual Trigger:  Cap 6.25%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75%  **Lincoln OptiBlend 5 100,000+** - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 11%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 1 Year S&P 500 Dual Trigger:  Cap 7.7%  - 1-Year S&P 500 Performance Triggered :  Cap 8.85%  - 1-Year S&P 500 Participation :  Part Rate 62% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5%  - 1-Year Fixed Account:  Rate: 4.75% **Lincoln OptiBlend 5 CA 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5%  - 1-Year Fixed Account:  Rate: 3.85% - 1-Year S&P 500 Participation :  Part Rate 45% - 1-Year S&P 500 Performance Triggered :  Cap 7.6%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.25%  - 1 Year S&P 500 Dual Trigger:  Cap 6%  **Lincoln OptiBlend 5 CA 100,000+** - 1 Year S&P 500 Dual Trigger:  Cap 7%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 10.5%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% - 1-Year S&P 500 Performance Triggered :  Cap 8.1%  - 1-Year S&P 500 Participation :  Part Rate 55% - 1-Year Fixed Account:  Rate: 4.35% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9%  **Lincoln OptiBlend 7 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.75%  - 1-Year Fixed Account:  Rate: 4.1% - 1-Year S&P 500 Participation:  Part Rate 60% - 1-Year S&P 500 Performance Triggered :  Cap 8%  - 1 Year S&P 500 Dual Trigger:  Cap 6.5%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.8%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  **Lincoln OptiBlend 7 100,000+** - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 11.05%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225% - 1 Year S&P 500 Dual Trigger:  Cap 7.75%  - 1-Year S&P 500 Performance Triggered :  Cap 9%  - 1-Year S&P 500 Participation:  Part Rate 65% - 1-Year Fixed Account:  Rate: 4.6% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.75%  **Lincoln OptiBlend 7 CA 10,000+** - 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5%  - 1-Year S&P 500 Participation:  Part Rate 47% - 1-Year Fixed Account:  Rate: 4% - 1-Year S&P 500 Performance Triggered :  Cap 7.8%  - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185% - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235% - 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5%  - 1 Year S&P 500 Dual Trigger:  Cap 6%  **Lincoln OptiBlend 7 CA 100,000+** - 1 Year S&P 500 Dual Trigger:  Cap 7%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 10.5%  - 1-Year S&P 500 5% Daily Risk Control ER Spread:  - 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260% - 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210% - 1-Year S&P 500 Performance Triggered :  Cap 8.3%  - 1-Year Fixed Account:  Rate: 4.25% - 1-Year S&P 500 Participation:  Part Rate 57% - 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5%  **Lincoln Set 5 II 10,000+** - 1 Year S&P 500 Dual Trigger:  Cap 6%  - 1 Year Fixed Account:  Rate: 3.85% - 1 Year S&P 500 Performance Triggered:  Cap 7%  - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75%  **Lincoln Set 5 II 100,000+** - 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 11%  - 1 Year S&P 500 Performance Triggered:  Cap 8.75%  - 1 Year Fixed Account:  Rate: 4.5% - 1 Year S&P 500 Dual Trigger:  Cap 7.4%  ## Oceanview Life and Annuity #### MYGA - **Harbourview 10 **20,000+  5.20% - **Harbourview 10 **80,000+  5.50% - **Harbourview 10 (CA) **20,000+  5.05% - **Harbourview 10 (CA) **80,000+  5.40% - **Harbourview 2 **20,000+  4.90% - **Harbourview 2 **80,000+  5.25% - **Harbourview 2 (CA) **20,000+  4.80% - **Harbourview 2 (CA) **80,000+  5.15% - **Harbourview 3 **20,000+  5.15% - **Harbourview 3 **80,000+  5.50% - **Harbourview 3 (CA) **20,000+  4.95% - **Harbourview 3 (CA) **80,000+  5.30% - **Harbourview 4 **20,000+  5.20% - **Harbourview 4 **80,000+  5.55% - **Harbourview 4 (CA) **20,000+  5.05% - **Harbourview 4 (CA) **80,000+  5.40% - **Harbourview 5 **20,000+  5.30% - **Harbourview 5 **80,000+  5.65% - **Harbourview 5 (CA) **20,000+  5.15% - **Harbourview 5 (CA) **80,000+  5.50% - **Harbourview 6 **20,000+  5.35% - **Harbourview 6 **80,000+  5.70% - **Harbourview 6 (CA) **20,000+  5.20% - **Harbourview 6 (CA) **80,000+  5.55% - **Harbourview 7 **20,000+  5.15% - **Harbourview 7 **80,000+  5.50% - **Harbourview 7 (CA) **20,000+  5.00% - **Harbourview 7 (CA) **80,000+  5.35% [View full post](https://blog.iamsinc.com/on-the-move-may-14-2024) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:41:19.166Z", "datePublished" : "2024-05-14T08:17:36Z", "headline" : "On The Move – May 14, 2024", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-may-14-2024", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```