On The Move – March 5, 2024

March 6, 2024 – Effective Date of Change

Liberty Bankers Life

MYGA

• Bankers 3 10,000+  4.85% 
• Bankers 5 10,000+  5.00% 
• Bankers 5 Premier 10,000+  5.30% 
• Bankers 5 Premier Plus 10,000+  5.30% w/ 1.00% Bonus 
• Bankers 7 10,000+  5.00% 
• Bankers 7 Premier 10,000+  5.30% 
• Bankers Elite 3 10,000+  5.00% 
• Bankers Elite 5 10,000+  5.30% 
• Bankers Elite 7 10,000+  5.35% 
• Bankers Elite 9 10,000+  5.40% 

March 7, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+ 

• Fixed Account:  Rate: 4.25% 

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15%  
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15%  

FIA Plus 10 100,000+ 

• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15%  
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5%  

• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5%  
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113% 
• Fixed Account:  Rate: 4.45% 

FIA Plus 5 25,000+ 

• Fixed Account:  Rate: 4.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25%  
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10%  

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15%  

FIA Plus 5 100,000+ 

• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15%  
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5%  
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10%  

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113% 
• Fixed Account:  Rate: 4.45% 

FIA Plus 7 25,000+ 

• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10%  
• Fixed Account:  Rate: 4.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5%  

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15%  
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25%  

FIA Plus 7 100,000+ 

• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor 5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5%  
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113% 
• Fixed Account:  Rate: 4.45% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10%  
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10%  
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15%  
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5%  
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5%  
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 

Royal Neighbors of America

MYGA

• MYGA 10 Year 10,000+  5.25% 
• MYGA 10 Year 100,000+  5.35% 
• MYGA 3 Year 10,000+  5.25% 
• MYGA 3 Year 100,000+  5.35% 
• MYGA 3 Year CA 10,000+  5.15% 
• MYGA 3 Year CA 100,000+  5.25% 
• MYGA 5 Year 10,000+  5.35% 
• MYGA 5 Year 100,000+  5.45% 
• MYGA 5 Year CA 10,000+  5.25% 
• MYGA 5 Year CA 100,000+  5.35% 
• MYGA 9 Year CA 10,000+  5.15% 
• MYGA 9 Year CA 100,000+  5.25%