--- title: On The Move - March 26, 2024 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – March 26, 2024 #### April 1, 2024 – Effective Date of Change ## American General Life Insurance Company #### Fixed Indexed Annuity **Power Select Builder 25,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 7.75%  - 2-Year PIMCO Global Optima Index Participation:  Part Rate 80% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 305% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 265% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 355% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 165% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 255% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 215% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 305% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 265% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 355% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 165% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 255% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 215% - 1 Year Russell 2000 Annual Point to Point :  Part Rate 28% - 2-Year MLStrategic Balanced Index with Spread:  Spread 2.2%  - 1-Year Fixed Interest Account:  Rate: 4.85% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 10.5%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 49% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 50% **Power Select Builder 100,000+** - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 55% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 11.5%  - 1-Year Fixed Interest Account:  Rate: 5.1% - 2-Year MLStrategic Balanced Index with Spread:  Spread 1.7%  - 1 Year Russell 2000 Annual Point to Point :  Part Rate 33% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 230% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 275% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 180% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 375% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 280% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 325% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 275% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 180% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 375% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 280% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 325% - 2-Year PIMCO Global Optima Index Participation:  Part Rate 95% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 8.75%  **Power Select Builder 8 25,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4%  - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 36% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 105% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 145% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 155% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 195% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 205% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 245% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 105% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 145% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 155% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 195% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 205% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 245% - 1 Year Fixed Account:  Rate: 3.05% - S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.4%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 32% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 75% - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 45% **Power Select Builder 8 100,000+** - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 60% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 85% - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 35% - S&P 500 Annual Point-to-Point w/ Cap:  Cap 6.15%  - 1 Year Fixed Account:  Rate: 3.2% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 270% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 230% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 220% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 180% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 170% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 130% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 270% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 220% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 180% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 170% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 130% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 51% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.75%  **Power Select Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.55%  - 2-Year PIMCO Global Optima Index Participation :  Part Rate 40% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 160% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 120% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 160% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 24% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 37% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 55% - 2-Year MLStrategic Balanced Index with Spread :  Spread 3.5%  - 1-Year Fixed Interest Account:  Rate: 2% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 4.25%  - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 15% **Power Select Plus Income 100,000+** - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5%  - 1-Year Fixed Interest Account:  Rate: 2.25% - 2-Year MLStrategic Balanced Index with Spread :  Spread 3%  - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 80% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 45% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 28% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 180% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 140% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 140% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 180% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 55% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 3.3%  **Power Select Plus Income with Multiplier® 25,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.55%  - 2-Year PIMCO Global Optima Index Participation :  Part Rate 40% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 160% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 120% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 160% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 24% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 55% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 32% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 4.25%  - 2-Year MLStrategic Balanced Index with Spread :  Spread 3.5%  - 1-Year Fixed Interest Account:  Rate: 2% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 15% **Power Select Plus Income with Multiplier® 100,000+** - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 20% - 1-Year Fixed Interest Account:  Rate: 2.25% - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 5%  - 2-Year MLStrategic Balanced Index with Spread :  Spread 3%  - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 45% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 80% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 28% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 180% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 140% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 180% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 140% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 55% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 3.3%  ## AuguStar **OrionShield 10 15,000+** - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.25%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.5%  - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.75%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year Fixed Account:  Rate: 3.85% **OrionShield 10 150,000+** - 1-Year Fixed Account:  Rate: 4.6% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.75%  - 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.5%  Part Rate 50% **OrionShield 10 Premium Bonus 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.75%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.5%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140% - 1-Year Fixed Account:  Rate: 2.25% **OrionShield 10 Premium Bonus 150,000+** - 1-Year Fixed Account:  Rate: 2.5% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10%  Part Rate 50% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75%  **OrionShield 5 15,000+** - 1-Year Fixed Account:  Rate: 3.6% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.25%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.5%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.75%  **OrionShield 5 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.5%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.35% **OrionShield 7 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.5%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Fixed Account:  Rate: 3.75% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.25%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.5%  **OrionShield 7 150,000+** - 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.5%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.5% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.75%  **OrionShield 7 Premium Bonus 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Fixed Account:  Rate: 3% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.5%  **OrionShield 7 Premium Bonus 150,000+** - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.5%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.5% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7%  #### MYGA - **LunarGuard 3 **10,000+  4.85% - **LunarGuard 3 **100,000+  5.05% - **LunarGuard 5 **10,000+  4.85% - **LunarGuard 5 **100,000+  5.05% - **LunarGuard 7 **10,000+  4.85% - **LunarGuard 7 **100,000+  5.05% #### Author:Webmaster [Next Empowering Professional Growth with IAMS](https://blog.iamsinc.com/empowering-professional-growth-with-iams) [Previous April is CD Replacement Month](https://blog.iamsinc.com/april-is-cd-replacement-month) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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