---
title: On The Move - March 14, 2023 - Insurance Agency Marketing Services
description: Rates changing! Get the latest product and rate updates from our carrier partners.
---

[IAMS Blog](https://blog.iamsinc.com)

# [On The Move - March 14, 2023 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-march-14-2023)

 Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Mar 14, 2023 10:17:04 AM

### **March 15, 2023** – Effective Date of Change

## Lincoln Financial Group

**Lincoln OptiBlend 10 10,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.750% 
- 1-Year Fixed Account:  Rate 3.75%
- 1-Year S&P 500 Participation:  Part Rate 35%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
- 1-Year S&P 500 Performance Triggered :  Cap 6.500% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 

**Lincoln OptiBlend 10 100,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.250% 
- 1-Year Fixed Account:  Rate 4.00%
- 1-Year S&P 500 Participation:  Part Rate 40%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
- 1-Year S&P 500 Performance Triggered :  Cap 7.250% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread : 

**Lincoln OptiBlend 10 CA 10,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.000% 
- 1-Year S&P 500 Participation :  Part Rate 30%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
- 1-Year Fixed Account:  Rate 3.30%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
- 1-Year S&P 500 Performance Triggered :  Cap 6.000% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 1.00% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

**Lincoln OptiBlend 10 CA 100,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.500% 
- 1-Year S&P 500 Participation :  Part Rate 35%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
- 1-Year Fixed Account:  Rate 3.55%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
- 1-Year S&P 500 Performance Triggered :  Cap 6.500% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread: 

**Lincoln OptiBlend 7 10,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.500% 
- 1-Year Fixed Account:  Rate 4.15%
- 1-Year S&P 500 Participation:  Part Rate 40%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
- 1-Year S&P 500 Performance Triggered :  Cap 7.500% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

**Lincoln OptiBlend 7 100,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
- 1-Year Fixed Account:  Rate 4.40%
- 1-Year S&P 500 Participation:  Part Rate 45%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
- 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread: 

**Lincoln OptiBlend 7 CA 10,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.250% 
- 1-Year S&P 500 Participation:  Part Rate 35%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
- 1-Year Fixed Account:  Rate 3.90%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 170%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 215%
- 1-Year S&P 500 Performance Triggered :  Cap 7.250% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

**Lincoln OptiBlend 7 CA 100,000+**

- 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.750% 
- 1-Year S&P 500 Participation:  Part Rate 40%
- 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
- 1-Year Fixed Account:  Rate 4.15%
- 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 195%
- 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
- 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 240%
- 1-Year S&P 500 Performance Triggered :  Cap 7.750% 
- 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
- 1-Year S&P 500 5% Daily Risk Control ER Spread: 

### March 16, 2023 – Effective Date of Change

## Upstream Life

### MYGA

- **Secure Legacy 10 Year **10,000+  5.10%
- **Secure Legacy 10 Year 81+ **10,000+  4.85%
- **Secure Legacy 10 Year 81+ NV **10,000+  4.75%
- **Secure Legacy 10 Year NV **10,000+  5.00%
- **Secure Legacy 15 Year **10,000+  3.50%
- **Secure Legacy 15 Year 81+ **10,000+  3.25%
- **Secure Legacy 15 Year 81+ NV **10,000+  3.15%
- **Secure Legacy 15 Year NV **10,000+  3.40%
- **Secure Legacy 3 Year **10,000+  5.65%
- **Secure Legacy 3 Year 81+ **10,000+  5.40%
- **Secure Legacy 3 Year 81+ NV **10,000+  5.30%
- **Secure Legacy 3 Year NV **10,000+  5.55%
- **Secure Legacy 5 Year **10,000+  5.65%
- **Secure Legacy 5 Year NV **10,000+  5.55%
- **Secure Legacy 5 Year 81+ **10,000+  5.40%
- **Secure Legacy 5 Year 81+ NV **10,000+  5.30%
- **Secure Legacy 7 Year **10,000+  5.25%
- **Secure Legacy 7 Year 81+ **10,000+  5.00%
- **Secure Legacy 7 Year 81+ NV **10,000+  4.90%
- **Secure Legacy 7 Year NV **10,000+  5.15%

[View full post](https://blog.iamsinc.com/on-the-move-march-14-2023)

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