On The Move – March 14, 2023

March 15, 2023 – Effective Date of Change

Lincoln Financial Group

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.750% 
• 1-Year Fixed Account:  Rate 3.75%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 6.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.250% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 7.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread : 

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.000% 
• 1-Year S&P 500 Participation :  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
• 1-Year Fixed Account:  Rate 3.30%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
• 1-Year S&P 500 Performance Triggered :  Cap 6.000% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.500% 
• 1-Year S&P 500 Participation :  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
• 1-Year Fixed Account:  Rate 3.55%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 6.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.500% 
• 1-Year Fixed Account:  Rate 4.15%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 1-Year Fixed Account:  Rate 4.40%
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.250% 
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
• 1-Year Fixed Account:  Rate 3.90%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 170%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 215%
• 1-Year S&P 500 Performance Triggered :  Cap 7.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.750% 
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
• 1-Year Fixed Account:  Rate 4.15%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 195%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 240%
• 1-Year S&P 500 Performance Triggered :  Cap 7.750% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 

March 16, 2023 – Effective Date of Change

Upstream Life

MYGA

• Secure Legacy 10 Year 10,000+  5.10%
• Secure Legacy 10 Year 81+ 10,000+  4.85%
• Secure Legacy 10 Year 81+ NV 10,000+  4.75%
• Secure Legacy 10 Year NV 10,000+  5.00%
• Secure Legacy 15 Year 10,000+  3.50%
• Secure Legacy 15 Year 81+ 10,000+  3.25%
• Secure Legacy 15 Year 81+ NV 10,000+  3.15%
• Secure Legacy 15 Year NV 10,000+  3.40%
• Secure Legacy 3 Year 10,000+  5.65%
• Secure Legacy 3 Year 81+ 10,000+  5.40%
• Secure Legacy 3 Year 81+ NV 10,000+  5.30%
• Secure Legacy 3 Year NV 10,000+  5.55%
• Secure Legacy 5 Year 10,000+  5.65%
• Secure Legacy 5 Year NV 10,000+  5.55%
• Secure Legacy 5 Year 81+ 10,000+  5.40%
• Secure Legacy 5 Year 81+ NV 10,000+  5.30%
• Secure Legacy 7 Year 10,000+  5.25%
• Secure Legacy 7 Year 81+ 10,000+  5.00%
• Secure Legacy 7 Year 81+ NV 10,000+  4.90%
• Secure Legacy 7 Year NV 10,000+  5.15%