--- title: On The Move - March 4, 2025 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_100x20.png?width=96&height=20&name=IAMS-Logo_100x20.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – March 4, 2025 #### March 5, 2025 – Effective Date of Change ## American National Insurance Company #### **Fixed Annuity** - **Wealth Quest Citadel 5 Diamond **5,000+  4.25% w/ 1.00% Bonus - **Wealth Quest Citadel 5 Diamond **100,000+  4.35% w/ 1.00% Bonus - **Wealth Quest Citadel 7 Diamond **5,000+  4.38% w/ 2.00% Bonus - **Wealth Quest Citadel 7 Diamond **100,000+  4.48% w/ 2.00% Bonus #### **Fixed Indexed Annuity** **Rate Certainty Annuity 10 10,000+** - Declared Rate:  Rate: 3.8% - 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger:  Cap 5.8%  Floor 2%  - 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger:  Cap 7.8%  - 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger :  Cap 9.4%  **Rate Certainty Annuity 20 10,000+** - Declared Rate:  Rate: 3.7% - 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger:  Cap 5.7%  Floor 2%  - 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger:  Cap 8.2%  - 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger :  Cap 9.7%  **Rate Certainty Annuity 7 10,000+** - Declared Rate:  Rate: 3.8% - 1 Year S&P 500 Dynamic Intraday TCA Index Protected Performance Trigger:  Cap 5.8%  Floor 2%  - 1 Year S&P 500 Dynamic Intraday TCA Index Performance Trigger:  Cap 7.55%  - 1 Year S&P 500 Dynamic Intraday TCA Index Enhanced Performance Trigger :  Cap 9%  **Strategy Indexed Annuity PLUS 10 10,000+** - 1 Year S&P 500 Annual Point-to-Point With 100% PR:  Cap 9%  Part Rate 100% - 1 Year S&P 500 Annual Point-to-Point Uncapped PR:  Part Rate 38% - 1 Year Declared Rate:  Rate: 4% - 1 Year S&P MARC 5% ER Low Volatility Participation:  Part Rate 135% - 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap:  Cap 9%  Part Rate 100% - BNPP Patriot Technologies Participation:  Part Rate 135% **Strategy Indexed Annuity PLUS 7 10,000+** - 1 Year S&P MARC 5% ER Low Volatility Participation:  Part Rate 120% - 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap:  Cap 6%  Part Rate 100% - 1 Year S&P 500 Annual Point-to-Point with 100% PR:  Cap 6%  Part Rate 100% - 1 Year S&P 500 Annual Point-to-Point Uncapped PR:  Part Rate 30% - 1 Year Declared Rate:  Rate: 3% #### **MYGA** - **Palladium Match MYG Annuity 3 **5,000+  4.75% - **Palladium Match MYG Annuity 3 **100,000+  4.85% - **Palladium Match MYG Annuity 3 **250,000+  5.00% - **Palladium Match MYG Annuity 5 **5,000+  5.00% - **Palladium Match MYG Annuity 5 **100,000+  5.10% - **Palladium Match MYG Annuity 5 **250,000+  5.25% - **Palladium Match MYG Annuity 7 **5,000+  5.15% - **Palladium Match MYG Annuity 7 **100,000+  5.25% - **Palladium Match MYG Annuity 7 **250,000+  5.40% - **Palladium MYG Annuity 10 **5,000+  4.80% - **Palladium MYG Annuity 10 **100,000+  4.90% - **Palladium MYG Annuity 10 **250,000+  5.05% - **Palladium MYG Annuity 3 **5,000+  4.75% - **Palladium MYG Annuity 3 **100,000+  4.85% - **Palladium MYG Annuity 3 **250,000+  5.00% - **Palladium MYG Annuity 5 **5,000+  5.10% - **Palladium MYG Annuity 5 **100,000+  5.20% - **Palladium MYG Annuity 5 **250,000+  5.35% - **Palladium MYG Annuity 6 **5,000+  5.32% w/ 5.00% Bonus - **Palladium MYG Annuity 6 **100,000+  5.42% w/ 5.00% Bonus - **Palladium MYG Annuity 6 **250,000+  5.57% w/ 5.00% Bonus - **Palladium MYG Annuity 7 **5,000+  5.20% - **Palladium MYG Annuity 7 **100,000+  5.30% - **Palladium MYG Annuity 7 **250,000+  5.45% - **Palladium MYG Annuity 8 **5,000+  4.80% - **Palladium MYG Annuity 8 **100,000+  4.90% - **Palladium MYG Annuity 8 **250,000+  5.05% - **Palladium MYG Annuity 9 **5,000+  4.80% - **Palladium MYG Annuity 9 **100,000+  4.90% - **Palladium MYG Annuity 9 **250,000+  5.05% ## EquiTrust Life Insurance Company #### Fixed Indexed Annuity **Bridge Annuity 50,000+** - 1-Year Interest:  Rate: 4.5% - S&P 500 1-Year Point-to-Point Cap:  Cap 8%  - S&P 500 1-Year Point-to-Point Participation:  Part Rate 45% - S&P 500 1-Year Monthly Average Participation:  Part Rate 80% - Focus50 1-Year Point-to-Point Participation:  Part Rate 145% - MARC 5% 1-Year Point-to-Point Participation:  Part Rate 170% **Market Power Bonus Index 10,000+** - 1-Year S&P 500 Pt-to-Pt Performance Trigger:  Cap 5%  - 1-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par:  Part Rate 50% - 1-Year S&P MARC 5% ER Point to Point Participation:  Part Rate 140% - 1 Year S&P 500 Monthly Average Participation Index Account:  Part Rate 65% - 1-Year S&P 500 Monthly Cap Index Account:  Cap 1.75%  - 1-Year Barclays Focus50 Participation Index Account:  Part Rate 125% - 1-Year Interest Account:  Rate: 3.25% - 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 6%  - 1-Year S&P 500 Point-to-Point Cap Index Account with Buy Up:  Cap 8%  - 1-Year S&P 500 Point-to-Point Par Index Account with Buy Up:  Part Rate 50% - 2-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par :  Part Rate 70% **Market Ten Bonus Index 10,000+** - 1-Year S&P 500 Point-to-Point Cap Index Account with Buy Up:  Cap 8%  - 1-Year S&P 500 Point-to-Point Par Index Account with Buy Up:  Part Rate 50% - 2-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par :  Part Rate 70% - 1-Year Barclays Focus50 Participation Index Account:  Part Rate 125% - 1-Year Interest Account:  Rate: 3.25% - 1-Year S&P 500 Monthly Average Participation Index Account:  Part Rate 65% - 1-Year S&P 500 Monthly Cap Index Account:  Cap 1.75%  - 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 6%  - 1-Year S&P MARC 5% ER Point to Point Participation :  Part Rate 140% - 1-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par:  Part Rate 50% - 1-Year S&P 500 Pt-to-Pt Performance Trigger:  Cap 5%  **Market Value Index 10,000+** - 1-Year S&P 500 Monthly Cap Index Account:  Cap 2.15%  - 1-Year S&P 500 Monthly Average Participation Index Account:  Part Rate 80% - 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 190% - 1-Year Barclays Focus50 Participation Index Account:  Part Rate 170% - 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 8%  - 1-Year Fixed Interest Account:  Rate: 4.5% - 2-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par :  Part Rate 95% - 1-Year S&P 500 Point-to-Point Cap Index Account with Buy Up:  Cap 10.5%  - 1-Year S&P 500 Point-to-Point Par Index Account with Buy Up:  Part Rate 65% - 1-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par:  Part Rate 70% - 1-Year S&P 500 Pt-to-Pt Performance Trigger:  Cap 7%  **MarketFive Index 10,000+** - 1-Year S&P 500 Point-to-Point Cap Index Account with Buy Up:  Cap 10%  - 1-Year S&P 500 Point-to-Point Par Index Account with Buy Up:  Part Rate 60% - 2-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par :  Part Rate 90% - 1-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par:  Part Rate 65% - 1-Year S&P 500 Pt-to-Pt Performance Trigger:  Cap 6.5%  - 1-Year Interest Account:  Rate: 4.25% - 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 7.5%  - 1-Year S&P 500 Monthly Cap Index Account :  Cap 2%  - 1-Year Barclays Focus50 Participation Index Account:  Part Rate 160% - 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 180% - 1-Year S&P 500 Monthly Average Participation Index Account :  Part Rate 75% **MarketSeven Index 10,000+** - 1-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par:  Part Rate 70% - 1-Year S&P 500 Pt-to-Pt Performance Trigger:  Cap 7%  - 1-Year Barclays Focus50 Participation Index Account:  Part Rate 170% - 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 190% - 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 8%  - 1-Year Interest Account:  Rate: 4.5% - 1-Year S&P 500 Monthly Average Participation Index Account :  Part Rate 80% - 1-Year S&P 500 Monthly Cap Index Account :  Cap 2.15%  - 1-Year S&P 500 Point-to-Point Cap Index Account with Buy Up:  Cap 10.5%  - 1-Year S&P 500 Point-to-Point Par Index Account with Buy Up:  Part Rate 65% - 2-Year S&P 500 Dynamic Intraday TCA Pt-to-Pt Par :  Part Rate 95% #### Author:Webmaster [Next Sharpen Your Edge](https://blog.iamsinc.com/sharpen-your-edge) [Previous Underwriting with Andrea: Non-US Citizen](https://blog.iamsinc.com/underwriting-with-andrea-non-us-citizen) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. THIS SITE IS FOR AGENT USE ONLY. [Disclosures](https://www.iamsinc.com/disclaimer/). [Privacy Center](https://www.iamsinc.com/privacy-center/). [Cookie Policy.](https://www.iamsinc.com/cookie-policy/) ![](https://www.facebook.com/tr?id=253820018493378&ev=PageView&noscript=1)