--- title: On The Move - June 7, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - June 7, 2022 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-june-7-2022) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Jun 6, 2022 4:31:07 PM ## Allianz Life Insurance Company of North America ### ****June 7, 2022** – Effective Date of Change** #### ****Allianz 222 Annuity 20,000+**** - 1-Year S&P 500 Monthly Sum Cap:  Cap 1.70%  - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 3.50%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 3.35%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 3.00%  - 1-Year Fixed Interest Account:  Rate 1.80% - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.60%  - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 3.00%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 3.00%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 3.10%  - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 80% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 80% - BlackRock iBLD Claria ER Annual Point-to-Point w/PR:  Part Rate 85% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 90% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 90% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 105% #### ****Allianz 360 Annuity 20,000+**** - 1-Year S&P 500 Monthly Sum Cap:  Cap 1.90%  - 1-Year S&P 500 Annual Point-to-Point:  Cap 4.00%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.10%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 5.00%  - Fixed Interest Account:  Rate 2.30% - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 5.00%  - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 2.35%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 5.00%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 1.70%  - BlackRock iBLD Claria ER Annual Point-to-Point w/ PR:  Part Rate 100% - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 90% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 90% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 110% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 110% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 120% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 145% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 145% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 155% #### ****Allianz Accumulation Advantage 20,000+**** - S&P 500 Annual Point-to-Point:  Cap 3.75%  - S&P 500 Monthly Sum:  Cap 1.70%  - Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 2.70%  - PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 2.50%  - BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 2.75%  - Fixed Interest:  Rate 1.75% - 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 3.00%  - 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 3.25%  - 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 3.75%  - 2 Year BlackRock iBLD Claria® ER Index Point To Point W/ PR:  Part Rate 105% - 2 Year Bloomberg US Dynamic Balance ER Index II Point To Point W/ PR:  Part Rate 90% - 2 Year PIMCO Tactical Balanced ER Index Point To Point W/ PR:  Part Rate 90% - PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR:  Part Rate 70% - Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR:  Part Rate 70% - BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR:  Part Rate 75% #### ****Allianz Accumulation Advantage 100,000+**** - S&P 500 Annual Point-to-Point:  Cap 4.50%  - S&P 500 Monthly Sum:  Cap 2.00%  - Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 3.50%  - PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 3.25%  - BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 3.50%  - Fixed Interest:  Rate 2.05% - 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 2.25%  - 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 2.50%  - 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 3.00%  - 2 Year BlackRock iBLD Claria® ER Index Point To Point W/ PR:  Part Rate 120% - 2 Year Bloomberg US Dynamic Balance ER Index II Point To Point W/ PR:  Part Rate 105% - 2 Year PIMCO Tactical Balanced ER Index Point To Point W/ PR:  Part Rate 105% - PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR:  Part Rate 85% - Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR:  Part Rate 85% - BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR:  Part Rate 90% #### ****Allianz Benefit Control 20,000+**** - 1-Year S&P 500 Monthly Sum Cap:  Cap 1.80%  - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 3.75%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.85%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 4.00%  - Fixed Interest Account:  Rate 1.90% - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.10%  - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 4.00%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 4.00%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 2.60%  - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 85% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 85% - BlackRock iBLD Claria ER Annual Point-to-Point w/PR:  Part Rate 90% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 95% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi-Year Participation Rate:  Part Rate 110% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi-Year Participation Rate:  Part Rate 110% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi-Year Participation Rate:  Part Rate 120% #### ****Allianz Core Income 7 Annuity 10,000+**** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 5.75%  - 1-Year Nasdaq-100 Annual Point-to-Point Cap:  Cap 5.75%  - 1-Year Russell 2000 Annual Point-to-Point Cap:  Cap 5.75%  - 1-Year Bloomberg Dynamic Balance II with Spread:  Spread 1.25%  - 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 7.50%  - Fixed Interest Account:  Rate 2.90% - 1-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 120% - 2-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 165% #### ****Allianz Essential Income 7 10,000+**** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 5.75%  - 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 7.50%  - Fixed Interest Account:  Rate 2.90% #### ****Retirement Foundation ADV 10,000+**** - Fixed Interest Account:  Rate 3.20% - 1-Year Nasdaq-100 Annual Point-to-Point Cap:  Cap 6.25%  - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 6.25%  - 1-Year Russell 2000 Annual Point-to-Point Cap:  Cap 6.25%  - 1-Year Bloomberg Dynamic Balance II w/ Cap:  Cap 9.50%  ## Oceanview Life and Annuity ### **June 7, 2022** – Effective Date of Change - **Harbourview 10 **20,000+  3.85% - **Harbourview 10 **80,000+  4.05% - **Harbourview 10 (CA) **20,000+  3.75% - **Harbourview 10 (CA) **80,000+  3.90% - **Harbourview 2 **20,000+  2.80% - **Harbourview 2 **80,000+  2.95% - **Harbourview 2 (CA) **20,000+  2.70% - **Harbourview 2 (CA) **80,000+  2.85% - **Harbourview 3 **20,000+  3.40% - **Harbourview 3 **80,000+  3.55% - **Harbourview 3 (CA) **20,000+  3.30% - **Harbourview 3 (CA) **80,000+  3.45% - **Harbourview 4 **20,000+  3.70% - **Harbourview 4 **80,000+  3.90% - **Harbourview 4 (CA) **20,000+  3.60% - **Harbourview 4 (CA) **80,000+  3.75% - **Harbourview 5 **20,000+  3.65% - **Harbourview 5 **80,000+  3.85% - **Harbourview 5 (CA) **20,000+  3.55% - **Harbourview 5 (CA) **80,000+  3.70% - **Harbourview 6 **20,000+  3.95% - **Harbourview 6 **80,000+  4.15% - **Harbourview 6 (CA) **20,000+  3.85% - **Harbourview 6 (CA) **80,000+  4.00% - **Harbourview 7 **20,000+  3.70% - **Harbourview 7 **80,000+  3.90% - **Harbourview 7 (CA) **20,000+  3.60% - **Harbourview 7 (CA) **80,000+  3.75% ## Protective Life ### June 7, 2022 Effective Date of Change #### **Asset Builder II 10 No ROP 10,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.15%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 20% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.00%  - 1-Year S&P 500 Performance Trigger:  Cap 3.65%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 84% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 110% - Fixed:  Rate 1.80% #### **Asset Builder II 10 No ROP 50,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.05%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 29% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 5.90%  - 1-Year S&P 500 Performance Trigger:  Cap 4.55%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 103% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 130% - Fixed:  Rate 2.15% #### **Asset Builder II 10 No ROP 100,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.55%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 34% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.40%  - 1-Year S&P 500 Performance Trigger:  Cap 5.25%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 115% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 140% - Fixed:  Rate 2.60% #### **Asset Builder II 5 10,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 3.50%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 16% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 3.40%  - 1-Year S&P 500 Performance Trigger:  Cap 3.05%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 70% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 90% - Fixed:  Rate 1.70% #### **Asset Builder II 5 50,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.20%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 21% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.10%  - 1-Year S&P 500 Performance Trigger:  Cap 3.50%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 85% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 110% - Fixed:  Rate 1.90% #### **Asset Builder II 5 100,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.85%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 25% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.75%  - 1-Year S&P 500 Performance Trigger:  Cap 4.05%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 95% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 120% - Fixed:  Rate 2.05% #### **Asset Builder II 5 No ROP 10,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.05%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 18% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 3.90%  - 1-Year S&P 500 Performance Trigger:  Cap 3.55%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 80% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 100% - Fixed:  Rate 1.70% #### **Asset Builder II 5 No ROP 50,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 5.80%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 27% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 5.65%  - 1-Year S&P 500 Performance Trigger:  Cap 4.35%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 98% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 123% - Fixed:  Rate 1.95% #### **Asset Builder II 5 No ROP 100,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.30%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 32% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.15%  - 1-Year S&P 500 Performance Trigger:  Cap 5.05%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 105% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 130% - Fixed:  Rate 2.35% #### **Asset Builder II 7 10,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 3.55%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 17% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 3.45%  - 1-Year S&P 500 Performance Trigger:  Cap 3.10%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 73% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 95% - Fixed:  Rate 1.75% #### **Asset Builder II 7 50,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.25%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 22% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.15%  - 1-Year S&P 500 Performance Trigger:  Cap 3.60%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 87% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 115% - Fixed:  Rate 1.95% #### **Asset Builder II 7 100,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.95%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 26% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.85%  - 1-Year S&P 500 Performance Trigger:  Cap 4.15%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 97% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 125% - Fixed:  Rate 2.10% #### **Asset Builder II 7 No ROP 10,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.10%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 19% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 3.95%  - 1-Year S&P 500 Performance Trigger:  Cap 3.60%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 82% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 105% - Fixed:  Rate 1.75% #### **Asset Builder II 7 No ROP 50,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 5.90%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 28% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 5.75%  - 1-Year S&P 500 Performance Trigger:  Cap 4.45%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 100% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 128% - Fixed:  Rate 2.05% #### **Asset Builder II 7 No ROP 100,000+** - 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.40%  - 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 33% - 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.25%  - 1-Year S&P 500 Performance Trigger:  Cap 5.15%  - 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 107% - 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 135% - Fixed:  Rate 2.45% [View full post](https://blog.iamsinc.com/on-the-move-june-7-2022) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:47:52.344Z", "datePublished" : "2022-06-06T16:31:07Z", "headline" : "On The Move – June 7, 2022", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-june-7-2022", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```