--- title: On The Move - June 29, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - June 29, 2022 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-june-29-2022) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Jun 29, 2022 10:48:51 AM ### ****June 27, 2022** – Effective Date of Change** ## American General Life Insurance Company ### Fixed Index Annuity: #### **AG Choice Index 10 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.50%  - 1 Year Fixed Account:  Rate 3.00% - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 42% - 1 Year Russel 2000 Annual Point to Point:  Cap 6.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 75% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 107% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 102% #### **AG Choice Index 10 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.50%  - 1 Year Fixed Account:  Rate 3.00% - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 45% - 1 Year Russel 2000 Annual Point to Point:  Cap 7.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 90% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 127% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 122% #### **AG Choice Index 10 (LIP) 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 6.30%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 37% - 1 Year Russel 2000 Annual Point to Point:  Cap 6.35%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.35%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 65% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 92% - 1 Year Fixed Account:  Rate 2.75% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 87% #### **AG Choice Index 10 (LIP) 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.00%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 39% - 1 Year Russel 2000 Annual Point to Point:  Cap 7.25%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.25%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 80% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 107% - 1 Year Fixed Account:  Rate 2.75% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 102% #### **AG Choice Index 10 (LIPM) 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 6.30%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 37% - 1 Year Russel 2000 Annual Point to Point:  Cap 6.35%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.35%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 65% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 92% - 1 Year Fixed Account:  Rate 2.75% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 87% #### **AG Choice Index 10 (LIPM) 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.00%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 39% - 1 Year Russel 2000 Annual Point to Point:  Cap 7.25%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.25%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 80% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 107% - 1 Year Fixed Account:  Rate 2.75% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 102% #### **AIG X5 Advantage 25,000+** - 1-Year Morgan Stanley Expanded Horizons:  Part Rate 110% - 5-Year Strategy Morgan Stanley Expanded Horizons:  Part Rate 150% - 10-Year Strategy Morgan Stanley Expanded Horizons:  Part Rate 200% - 1-Year PIMCO Global Elite Markets:  Part Rate 110% - 5-Year Strategy PIMCO Global Elite Markets:  Part Rate 150% - 10-Year Strategy PIMCO Global Elite Markets:  Part Rate 200% - 1-Year S&P 500 Daily Risk Control 7% USD ER:  Part Rate 80% #### **Power 10 Protector 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.25%  - 1 Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year Russell 2000 Annual Point to Point:  Cap 6.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Spread 1.00%  Part Rate 150% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Part Rate 180% #### **Power 10 Protector 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.25%  - 1 Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year Russell 2000 Annual Point to Point:  Cap 7.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Spread 1.00%  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Part Rate 200% #### **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.25%  - 1 Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year Russell 2000 Annual Point to Point:  Cap 6.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Spread 1.00%  Part Rate 150% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Part Rate 180% #### **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.25%  - 1 Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year Russell 2000 Annual Point to Point:  Cap 7.75%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.75%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Spread 1.00%  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate with Spread:  Part Rate 200% #### **Power 5 Protector 25,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 6.650%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35% - 5 Year S&P 500 Annual Point-to-Point:  Cap 28.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 85% - 1 Year Fixed Account:  Rate 2.50% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 135% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 185% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 235% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 45% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 130% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 125% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115% #### **Power 5 Protector 100,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 8.00%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 40% - 5 Year S&P 500 Annual Point-to-Point:  Cap 35.000%  - 1 Year Russell 2000 Point-to-Point:  Cap 7.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 75% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 110% - 1 Year Fixed Account:  Rate 2.50% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 150% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 200% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 235% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 50% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 155% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 200% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 150% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 100% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 100% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% #### **Power 7 Protector 25,000+** - Fixed Interest Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point:  Cap 6.70%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year Russell 2000 Annual Point to Point :  - 1 Year MSCI EAFE Annual Point to Point:  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 185% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 210% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 285% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% #### **Power 7 Protector 100,000+** - Fixed Interest Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point:  Cap 8.10%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42% - 1 Year Russell 2000 Annual Point to Point:  Cap 7.50%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.50%  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 225% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 300% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% #### **Power 7 Protector Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 6.70%  - 1-Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year Russell 2000 Annual Point to Point:  - 1 Year MSCI EAFE Annual Point to Point:  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 185% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 210% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 285% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% #### **Power 7 Protector Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 8.10%  - 1-Year Fixed Account:  Rate 2.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42% - 1 Year Russell 2000 Annual Point to Point:  - 1 Year MSCI EAFE Annual Point to Point:  - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 105% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 225% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 300% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% #### **Power Select Builder 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 7.25%  - 1-Year Fixed Interest Account:  Rate 2.60% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 2-Year PIMCO Global Optima Index with Spread:  Spread 2.50%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 44% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 90% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1 Year Russell 2000 Annual Point to Point:  Part Rate 29% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 155% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 160% #### **Power Select Builder 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 8.25%  - 1-Year Fixed Interest Account:  Rate 2.60% - 2-Year MLStrategic Balanced Index with Spread:  - 2-Year PIMCO Global Optima Index with Spread:  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 50% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 115% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 75% - 1 Year Russell 2000 Annual Point to Point:  Part Rate 35% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 180% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 180% #### **Power Select Builder 8 25,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 4.25%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 19% - ML Strategic Balanced Index Point-to-Point w/ Spread:  Spread 2.50%  - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participation:  Part Rate 100% - PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation:  Part Rate 50% - Fixed:  Rate 2.25% - 1 Year Russell 2000 Annual Point to Point:  Cap 3.75%  - PIMCO Global Optima Index Annual Point-to-Point w/ Spread:  Spread 5.00%  - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 100% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 2.00%  Part Rate 140% #### **Power Select Builder 8 100,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.000%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 22% - ML Strategic Balanced Index Point-to-Point w/ Spread:  Spread 1.50%  - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participation:  Part Rate 110% - PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation:  Part Rate 65% - Fixed:  Rate 2.25% - 1 Year Russell 2000 Annual Point to Point:  Cap 4.25%  - PIMCO Global Optima Index Annual Point-to-Point w/ Spread:  Spread 4.00%  - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 115% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 2.00%  Part Rate 170% #### **Power Select Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.25%  - 1-Year Fixed Interest Account:  Rate 2.15% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 2-Year PIMCO Global Optima Index with Spread:  Spread 5.90%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 36% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 47% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 110% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 130% #### **Power Select Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.00%  - 1-Year Fixed Interest Account:  Rate 2.15% - 2-Year MLStrategic Balanced Index with Spread :  - 2-Year PIMCO Global Optima Index with Spread:  Spread 4.00%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 40% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 25% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 130% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 150% **Power Select Plus Income with Multiplier® 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.250%  - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 1-Year Fixed Interest Account:  Rate 2.15% - 2-Year PIMCO Global Optima Index with Spread:  Spread 5.90%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 36% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 47% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 20% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 110% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 130% #### **Power Select Plus Income with Multiplier® 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.00%  - 2-Year MLStrategic Balanced Index with Spread:  - 1-Year Fixed Interest Account:  Rate 2.15% - 2-Year PIMCO Global Optima Index with Spread:  Spread 4.00%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 40% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 25% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 130% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 150% ### June 27, 2022 – Effective Date of Change ## Americo ### MYGA: - **Platinum Assure 2 **20,000+  3.00% - **Platinum Assure 3 **20,000+  3.40% - **Platinum Assure 4 **20,000+  3.85% - **Platinum Assure 5 **20,000+  4.20% - **Platinum Assure 5 CA **10,000+  4.20% - **Platinum Assure 6 **20,000+  4.30% - **Platinum Assure 7 **20,000+  4.50% ### June 27, 2022 – Effective Date of Change ## Delaware Life #### **Target Growth 10 25,000+** - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.25%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 36% - 1 Year First Trust Capital Strength Barclays 5% Point-to-Point w/Participation:  Part Rate 130% - 1 Year Morgan Stanley Global Opportunities Point-to-Point w/Participation:  Part Rate 130% - Fixed:  Rate 3.00% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread:  Spread 0.20%  #### **Target Growth 10 100,000+** - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.25%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40% - 1 Year First Trust Capital Strength Barclays 5% Point-to-Point w/Participation:  Part Rate 155% - 1 Year Morgan Stanley Global Opportunities Point-to-Point w/Participation:  Part Rate 155% - Fixed:  Rate 3.50% - 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread:  Spread 0.10%  ### June 27, 2022 – Effective Date of Change ## Oceanview Life and Annuity ### MYGA: - **Harbourview 10 **20,000+  4.10% - **Harbourview 10 **80,000+  4.30% - **Harbourview 10 (CA) **20,000+  3.95% - **Harbourview 10 (CA) **80,000+  4.15% - **Harbourview 2 **20,000+  3.30% - **Harbourview 2 **80,000+  3.50% - **Harbourview 2 (CA) **20,000+  3.20% - **Harbourview 2 (CA) **80,000+  3.40% - **Harbourview 3 **20,000+  3.50% - **Harbourview 3 **80,000+  3.70% - **Harbourview 3 (CA) **20,000+  3.40% - **Harbourview 3 (CA) **80,000+  3.60% - **Harbourview 4 **20,000+  3.90% - **Harbourview 4 **80,000+  4.10% - **Harbourview 4 (CA) **20,000+  3.75% - **Harbourview 4 (CA) **80,000+  3.95% - **Harbourview 5 **20,000+  3.90% - **Harbourview 5 **80,000+  4.10% - **Harbourview 5 (CA) **20,000+  3.75% - **Harbourview 5 (CA) **80,000+  3.95% - **Harbourview 6 **20,000+  4.10% - **Harbourview 6 **80,000+  4.30% - **Harbourview 6 (CA) **20,000+  3.95% - **Harbourview 6 (CA) **80,000+  4.15% - **Harbourview 7 **20,000+  4.10% - **Harbourview 7 **80,000+  4.30% - **Harbourview 7 (CA) **20,000+  3.95% - **Harbourview 7 (CA) **80,000+  4.15% ### June 27, 2022 – Effective Date of Change ## Upstream Life ### MYGA: - **Secure Legacy 10 Year **10,000+  3.85% - **Secure Legacy 10 Year 81+ **10,000+  3.60% - **Secure Legacy 10 Year 81+ NV **10,000+  3.50% - **Secure Legacy 10 Year NV **10,000+  3.75% - **Secure Legacy 15 Year **10,000+  3.85% - **Secure Legacy 15 Year 81+ **10,000+  3.60% - **Secure Legacy 15 Year 81+ NV **10,000+  3.50% - **Secure Legacy 15 Year NV **10,000+  3.75% - **Secure Legacy 3 Year **10,000+  3.65% - **Secure Legacy 3 Year 81+ **10,000+  3.40% - **Secure Legacy 3 Year 81+ NV **10,000+  3.30% - **Secure Legacy 3 Year NV **10,000+  3.55% - **Secure Legacy 5 Year **10,000+  3.90% - **Secure Legacy 5 Year NV **10,000+  3.80% - **Secure Legacy 5 Year 81+ **10,000+  3.65% - **Secure Legacy 5 Year 81+ NV **10,000+  3.55% - **Secure Legacy 7 Year **10,000+  3.90% - **Secure Legacy 7 Year 81+ **10,000+  3.65% - **Secure Legacy 7 Year 81+ NV **10,000+  3.55% - **Secure Legacy 7 Year NV **10,000+  3.80% ### July 1, 2022 – Effective Date of Change ## Delaware Life ### Fixed Indexed Annuity #### **Retirement Chapters 10 25,000+** - 1-Year S&P 500 Point to Point with Cap Rate:  Cap 6.00%  - 1-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 100% - 2-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 110% - 1-Year Fixed Account:  Rate 2.50% - 1-Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 30% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 125% #### **Retirement Stages 7 \*ROP for FEE\* 10,000+** - 1-Year S&P 500 Point to Point with Cap Rate:  Cap 8.00%  - 1-Year Fixed Account:  Rate 3.75% - 1-Year S&P 500 Performance Trigger:  Cap 7.500%  - 1-Year S&P 500 with Participation Rate:  Part Rate 35% - 1-Year Morgan Stanley Global Opportunities:  Part Rate 125% - 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 125% [View full post](https://blog.iamsinc.com/on-the-move-june-29-2022) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:44:48.104Z", "datePublished" : "2022-06-29T10:48:51Z", "headline" : "On The Move – June 29, 2022", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-june-29-2022", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```