--- title: On The Move - June 21, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – June 21, 2022 ### ****June 21, 2022** – Effective Date of Change** ## Great American Life Insurance Company ### Fixed Index Annuity: #### ********American Landmark 3 50,000+******** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.25%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 6.65%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 6.250%  - 1 Year Declared Rate Strategy:  Rate 2.45% #### **American Landmark 3 150,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.50%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.00%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 6.50%  - 1 Year Declared Rate Strategy:  Rate 2.55% #### **American Landmark 3 Non-MVA 50,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.00%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 6.40%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 6.00%  - 1 Year Declared Rate Strategy:  Rate 2.40% #### **American Landmark 3 Non-MVA 150,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.25%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 6.90%  - 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 6.25%  - 1 Year Declared Rate Strategy:  Rate 2.45% #### **American Landmark 5 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.85%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.50%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 80% - 1 Year Declared Rate Strategy:  Rate 2.85% - 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 60% - S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 5.25%  #### **American Landmark 5 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.15%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.00%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 85% - 1 Year Declared Rate Strategy:  Rate 2.90% - 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 65% - S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 5.50%  #### **American Landmark 5 Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.25%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 6.75%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 70% - 1 Year S&P 500 Risk Control with PR:  Part Rate 55% - 1 Year Declared Rate Strategy:  Rate 2.65% - S&P 500 5-year cap lock annual point-to-point:  Cap 4.75%  #### **American Landmark 5 Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.50%  - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.25%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 75% - 1 Year S&P 500 Risk Control with PR:  Part Rate 60% - 1 Year Declared Rate Strategy:  Rate 2.75% - S&P 500 5-year cap lock annual point-to-point :  Cap 5.00%  #### **American Landmark 5 PLUS 10,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 6.85%  - 1 Year iShares U.S. Real Estate:  Cap 7.50%  - 1 Year S&P 500 Risk Control:  Part Rate 60% - 1 Year Declared Rate Strategy:  Rate 2.85% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 5.25%  #### **American Landmark 5 PLUS 100,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 7.15%  - 1 Year iShares U.S. Real Estate:  Cap 8.00%  - 1 Year S&P 500 Risk Control:  Part Rate 65% - 1 Year Declared Rate Strategy:  Rate 2.90% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 5.50%  #### **American Landmark 5 PLUS Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 6.25%  - 1 Year iShares U.S. Real Estate:  Cap 6.75%  - 1 Year S&P 500 Risk Control:  Part Rate 55% - 1 Year Declared Rate Strategy:  Rate 2.65% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 4.75%  #### **American Landmark 5 PLUS Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 6.50%  - 1 Year iShares U.S. Real Estate:  Cap 7.25%  - 1 Year S&P 500 Risk Control:  Part Rate 60% - 1 Year Declared Rate Strategy:  Rate 2.75% - 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point:  Cap 5.00%  #### **American Legend 7 10,000+** - 1 Year Declared Rate Strategy:  Rate 3.15% - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.95%  - 1 Year S&P 500 Monthly Sum with Cap:  Cap 2.75%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 65% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 9.25%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 80% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.75%  - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 5.50%  #### **American Legend 7 100,000+** - 1 Year Declared Rate Strategy:  Rate 3.25% - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 8.25%  - 1 Year S&P 500 Monthly Sum with Cap:  Cap 3.00%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 70% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 9.500%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 85% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.25%  - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 5.75%  #### **American Legend 7 Non-MVA 10,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.35%  - 1 Year S&P 500 Monthly Sum with Cap:  Cap 2.50%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 60% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 8.25%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 70% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 6.85%  - 1 Year Declared Rate Strategy:  Rate 3.00% - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 4.85%  #### **American Legend 7 Non-MVA 100,000+** - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.60%  - 1 Year S&P 500 Monthly Sum with Cap:  Cap 2.75%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 65% - 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 8.50%  - 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate:  Part Rate 75% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.35%  - 1 Year Declared Rate Strategy:  Rate 3.10% - 1 Year S&P 500 7-year cap lock point-to-point:  Cap 5.10%  #### **American Legend 7 PLUS 10,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.95%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 65% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 7.75%  - Declared Rate:  Rate 3.15% - S&P 500 7-year cap lock point-to-point:  Cap 5.50%  #### **American Legend 7 PLUS 100,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 8.25%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 70% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 8.25%  - Declared Rate:  Rate 3.25% - S&P 500 7-year cap lock point-to-point:  Cap 5.75%  #### **American Legend 7 PLUS Non-MVA 10,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.35%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 60% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 6.85%  - Declared Rate:  Rate 3.00% - S&P 500 7-year cap lock point-to-point:  Cap 4.85%  #### **American Legend 7 PLUS Non-MVA 100,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.60%  - S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 65% - iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 7.35%  - Declared Rate:  Rate 3.10% - S&P 500 7-year cap lock point-to-point:  Cap 5.10%  #### **Safe Return 25,000+** - 1 Year Declared Rate Strategy:  Rate 1.75% - 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 4.50%  - 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 40% - 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 4.50%  ### MYGA: **SecureGain 3 **10,000+  2.90% **SecureGain 3 **100,000+  3.15% **SecureGain 3 Non-MVA **10,000+  2.70% **SecureGain 3 Non-MVA **100,000+  2.95% ### June 23, 2022 – Effective Date of Change ## Oceanview Life and Annuity ### Fixed Indexed Annuity: #### **Harbourview FIA 10 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.75%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 40% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.50%  - 1 Year Fixed Rate Account:  Rate 3.00% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 50% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 145% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 200% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.75%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.75%  #### **Harbourview FIA 10 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.75%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 35% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.50%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 42% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 145% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 200% - 1 Year Fixed Rate Account:  Rate 3.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.75%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.75%  #### **Harbourview FIA 3 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.25%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 15% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 2.50%  - 1 Year Fixed Account:  Rate 2.00% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 65% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 85% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.25%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.25%  #### **Harbourview FIA 3 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.25%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 14% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 22% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 2.50%  - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 65% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 85% - 1 Year Fixed Account:  Rate 2.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.25%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.25%  #### **Harbourview FIA 5 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.75%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.00%  - 1 Year Fixed Account:  Rate 2.50% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 45% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 85% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 120% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.75%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.75%  #### **Harbourview FIA 5 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.75%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 27% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.00%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 38% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 85% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 120% - 1 Year Fixed Account:  Rate 2.50% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.75%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.75%  #### **Harbourview FIA 7 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.50%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 35% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.25%  - 1 Year Fixed Account:  Rate 2.75% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 48% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 130% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 180% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.50%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.50%  #### **Harbourview FIA 7 CA 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.50%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 3.25%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 40% - 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation:  Part Rate 130% - 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate:  Part Rate 180% - 1 Year Fixed Account:  Rate 2.75% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.50%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.50%  #### Author:Webmaster [Next On The Move – June 14, 2022](https://blog.iamsinc.com/on-the-move-june-14-2022) [Previous On The Move – June 29, 2022](https://blog.iamsinc.com/on-the-move-june-29-2022) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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