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On The Move – July 2, 2024

July 3, 2024 – Effective Date of Change

Aspida

Fixed Indexed Annuity

Synergy Choice Bonus 10 25,000+

  • 1-Year Fixed Account Rate:  Rate: 2.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 5.25% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 10.75% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 40%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 49%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 63%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 91%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 145%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 200%

Synergy Choice Bonus 10 100,000+

  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 215%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 155%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 98%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 68%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 52%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 43%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 12.25% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 6% 
  • 1-Year Fixed Account Rate:  Rate: 3%

Synergy Choice Bonus 10 CA 25,000+

  • 1-Year Fixed Account Rate:  Rate: 2.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 5.25% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 10.75% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 40%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 49%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 63%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 91%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 200%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 145%

Synergy Choice Bonus 10 CA 100,000+

  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 155%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 215%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 98%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 68%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 52%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 43%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 12.25% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 6% 
  • 1-Year Fixed Account Rate:  Rate: 3%

Synergy Choice Max 10 25,000+

  • 1-Year Fixed Account Rate:  Rate: 4.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.25% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.5% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 62%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 72%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 105%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 158%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 225%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 300%

Synergy Choice Max 10 100,000+

  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 315%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 235%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 165%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 110%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 75%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 65%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 21% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 11% 
  • 1-Year Fixed Account Rate:  Rate: 5%

Synergy Choice Max 5 25,000+

  • 1-Year Fixed Account Rate:  Rate: 4.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.5% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.5% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 62%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 72%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 105%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 300%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 158%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 225%

Synergy Choice Max 5 100,000+

  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 235%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 165%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 315%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 110%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 75%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 65%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 21% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.25% 
  • 1-Year Fixed Account Rate:  Rate: 5%
  • Synergy Choice 2 25,000+  5.15%
  • Synergy Choice 2 100,000+  5.30%
  • Synergy Choice 3 25,000+  5.25%
  • Synergy Choice 3 100,000+  5.40%
  • Synergy Choice 5 25,000+  5.35%
  • Synergy Choice 5 100,000+  5.50%
  • Synergy Choice 7 25,000+  5.30%
  • Synergy Choice 7 100,000+  5.45%

July 4, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

  • Fixed Account:  Rate: 4.2%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.5%  Floor -5% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 24.5%  Floor -15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 19.5%  Floor -10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 
  • Annual Declared Rate:  Rate: 4.4%

FIA Plus 10 100,000+

  • Annual Declared Rate:  Rate: 4.6%
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 20.5%  Floor -10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 25.5%  Floor -15% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.5%  Floor -5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 13%  Floor -2.5% 
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 11% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
  • Fixed Account:  Rate: 4.4%

FIA Plus 10 Premium Bonus 25,000+

  • Annual Declared Rate:  Rate: 3.2%
  • Fixed Account:  Rate: 3%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 70%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 83%
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 166% Floor 15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 94% Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 119% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 154% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 169% Floor 15% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.75%  Floor 2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.25%  Floor 5% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 15.25%  Floor 15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 12.25%  Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 113% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 158% Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 134% Floor 5% 

FIA Plus 10 Premium Bonus 100,000+

  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 141% Floor 5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 165% Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 119% Floor 2.5% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 13.25%  Floor 10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 16.25%  Floor 15% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 10.25%  Floor 5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.75%  Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 175% Floor 15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 160% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 125% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 99% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 173% Floor 15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 90%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 7.25% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 75%
  • Fixed Account:  Rate: 3.2%
  • Annual Declared Rate:  Rate: 3.4%

FIA Plus 5 25,000+

  • Annual Declared Rate:  Rate: 4.4%
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 24.5%  Floor -15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 19.5%  Floor -10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
  • Fixed Account:  Rate: 4.2%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.5%  Floor -5% 

FIA Plus 5 100,000+

  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.5%  Floor -5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 13%  Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 11% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
  • Fixed Account:  Rate: 4.4%
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 20.5%  Floor -10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 25.5%  Floor -15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 
  • Annual Declared Rate:  Rate: 4.6%

FIA Plus 5 Premium Bonus 25,000+

  • Annual Declared Rate:  Rate: 3.8%
  • Fixed Account:  Rate: 3.6%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 87%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 7.25% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 101%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 136% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 169% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor 15% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.75%  Floor 2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 10.25%  Floor 5% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 16.25%  Floor 15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 13.25%  Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 129% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 151% Floor 5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 185% Floor 15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor 10% 

FIA Plus 5 Premium Bonus 100,000+

  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 182% Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor 15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 158% Floor 5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 136% Floor 2.5% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 14.25%  Floor 10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 17.25%  Floor 15% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 11.25%  Floor 5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9.75%  Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor 15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 142% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 115% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 108%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.25% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 93%
  • Fixed Account:  Rate: 3.8%
  • Annual Declared Rate:  Rate: 4%

FIA Plus 7 25,000+

  • Annual Declared Rate:  Rate: 4.4%
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 
  • Fixed Account:  Rate: 4.2%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.5%  Floor -5% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 24.5%  Floor -15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 19.5%  Floor -10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 

FIA Plus 7 100,000+

  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 20.5%  Floor -10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 25.5%  Floor -15% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.5%  Floor -5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 13%  Floor -2.5% 
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 11% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
  • Fixed Account:  Rate: 4.4%
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 
  • Annual Declared Rate:  Rate: 4.6%

FIA Plus 7 Premium Bonus 25,000+

  • Annual Declared Rate:  Rate: 3.7%
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 16%  Floor 15% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 13%  Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 128% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 150% Floor 5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 174% Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 182% Floor 15% 
  • Fixed Account:  Rate: 3.5%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 85%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 7% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 99%
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 108% Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 135% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 168% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 185% Floor 15% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.5%  Floor 2.5% 
  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 10%  Floor 5% 

FIA Plus 7 Premium Bonus 100,000+

  • S&P 500 Annual PTP Cap with -5% Floor:  Cap 11%  Floor 5% 
  • S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9.5%  Floor 2.5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 190% Floor 15% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 173% Floor 10% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 140% Floor 5% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 113% Floor 2.5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 105%
  • S&P 500 Annual PTP Cap with 0% Floor:  Cap 8% 
  • Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 90%
  • Fixed Account:  Rate: 3.7%
  • HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor 15% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 180% Floor 10% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 156% Floor 5% 
  • HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor 2.5% 
  • S&P 500 Annual PTP Cap with -10% Floor:  Cap 14%  Floor 10% 
  • S&P 500 Annual PTP Cap with -15% Floor:  Cap 17%  Floor 15% 
  • Annual Declared Rate:  Rate: 3.9%

MYGA Plus 3 FIA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 5.25%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7% 

MYGA Plus 3 FIA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.5% 
  • MYGA Fixed Option (Simple Interest):  Rate: 5.5%

MYGA Plus 3 FIA CA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 5.15%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.9% 

MYGA Plus 3 FIA CA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 
  • MYGA Fixed Option (Simple Interest):  Rate: 5.4%

MYGA Plus 5 FIA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 5.7%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.5% 

MYGA Plus 5 FIA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8% 
  • MYGA Fixed Option (Simple Interest):  Rate: 6%

MYGA Plus 5 FIA CA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 5.6%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 

MYGA Plus 5 FIA CA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.9% 
  • MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 7 FIA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 6%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.5% 

MYGA Plus 7 FIA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 8% 
  • MYGA Fixed Option (Simple Interest):  Rate: 6.3%

MYGA Plus 7 FIA CA 10,000+

  • MYGA Fixed Option (Simple Interest):  Rate: 5.9%
  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 

MYGA Plus 7 FIA CA 100,000+

  • 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.9% 
  • MYGA Fixed Option (Simple Interest):  Rate: 6.2%

MYGA

  • MYGA Plus 3 (Simple Interest) 10,000+  5.25%
  • MYGA Plus 3 (Simple Interest) 100,000+  5.50%
  • MYGA Plus 3 (Simple Interest) CA 10,000+  5.15%
  • MYGA Plus 3 (Simple Interest) CA 100,000+  5.40%
  • MYGA Plus 5 (Simple Interest) 10,000+  5.70%
  • MYGA Plus 5 (Simple Interest) 100,000+  6.00%
  • MYGA Plus 5 (Simple Interest) CA 10,000+  5.60%
  • MYGA Plus 5 (Simple Interest) CA 100,000+  5.90%
  • MYGA Plus 7 (Simple Interest) 10,000+  6.00%
  • MYGA Plus 7 (Simple Interest) 100,000+  6.30%
  • MYGA Plus 7 (Simple Interest) CA 10,000+  5.90%
  • MYGA Plus 7 (Simple Interest) CA 100,000+  6.20%

July 6, 2024 – Effective Date of Change

Athene IA

AccuMax 7 10,000+

  • 1 Year Point-to-Point AI Powered MultiAsset Index (AIMAX) Participation Rate:  Part Rate 145%
  • 1 Year Point-to-Point Shiller Barclays CAPE Allocatior 6 Index (BXIISC6E):  Part Rate 135%
  • 7 Year Point-to-Point AI Powered Multi-Asset Index (AIMAX) Participation Rate:  Part Rate 420%
  • 7 Year Point-to-Point S&P 500 Index (SPX) Participation Rate:  Part Rate 90%
  • 7 Year Point-to-Point Shiller Barclays CAPE Allocator 6 Index (BXIIC6E) Participation Rate:  Part Rate 440%
  • 7 Year Annual Interval Sum S&P 500 Index (SPX) Participation Rate:  Part Rate 75% Floor 10% 
  • 7 Year Fixed Account:  Rate: 3.7%

AccuMax 7 100,000+

  • 7 Year Fixed Account:  Rate: 3.95%
  • 7 Year Annual Interval Sum S&P 500 Index (SPX) Participation Rate:  Part Rate 80% Floor 10% 
  • 7 Year Point-to-Point Shiller Barclays CAPE Allocator 6 Index (BXIIC6E) Participation Rate:  Part Rate 465%
  • 7 Year Point-to-Point S&P 500 Index (SPX) Participation Rate:  Part Rate 95%
  • 7 Year Point-to-Point AI Powered Multi-Asset Index (AIMAX) Participation Rate:  Part Rate 440%
  • 1 Year Point-to-Point Shiller Barclays CAPE Allocatior 6 Index (BXIISC6E):  Part Rate 145%
  • 1 Year Point-to-Point AI Powered MultiAsset Index (AIMAX) Participation Rate:  Part Rate 155%

Athene Accumulator 10 10,000+

  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • 2-Year AI Powered US Equity Index :  Part Rate 235%
  • 2-Year Nasdaq FC Index :  Part Rate 195%
  • 1 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 2 Year S&P 500 FC:  Part Rate 135%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • 2 Year UBS Innovative Balanced:  Part Rate 210%
  • 2 Year AI Powered Global Opportunities :  Part Rate 205%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215%
  • 1 Year Fixed Account:  Rate: 4.65%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 300%
  • S&P 500 Point-to-Point:  Cap 9.75% 
  • 1-Year AI Powered US Equity Index:  Part Rate 175%

Athene Accumulator 10 100,000+

  • 1-Year AI Powered US Equity Index:  Part Rate 185%
  • S&P 500 Point-to-Point:  Cap 10.5% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 315%
  • 1 Year Fixed Account:  Rate: 4.9%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 230%
  • 2 Year AI Powered Global Opportunities :  Part Rate 220%
  • 2 Year UBS Innovative Balanced:  Part Rate 225%
  • 1 Year UBS Innovative Balanced:  Part Rate 165%
  • 2 Year S&P 500 FC:  Part Rate 145%
  • 1 Year S&P 500 FC:  Part Rate 105%
  • 1 Year AI Powered Global Opportunities :  Part Rate 160%
  • 2-Year Nasdaq FC Index :  Part Rate 205%
  • 2-Year AI Powered US Equity Index :  Part Rate 245%
  • 1-Year Nasdaq FC Index:  Part Rate 135%

Athene Accumulator 10 CA 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 2 Year S&P 500 FC:  Part Rate 135%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • 2 Year UBS Innovative Balanced:  Part Rate 210%
  • 2 Year AI Powered Global Opportunities :  Part Rate 205%
  • 1 Year Fixed Account:  Rate: 3%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 300%
  • S&P 500 Point-to-Point:  Cap 9.75% 
  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • 1-Year AI Powered US Equity Index:  Part Rate 175%
  • 2-Year AI Powered US Equity Index :  Part Rate 235%
  • 2-Year Nasdaq FC Index :  Part Rate 195%

Athene Accumulator 10 CA 100,000+

  • 2-Year Nasdaq FC Index :  Part Rate 205%
  • 2-Year AI Powered US Equity Index :  Part Rate 245%
  • 1-Year AI Powered US Equity Index:  Part Rate 185%
  • 1-Year Nasdaq FC Index:  Part Rate 135%
  • S&P 500 Point-to-Point:  Cap 10.5% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 315%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 230%
  • 1 Year Fixed Account:  Rate: 3%
  • 2 Year AI Powered Global Opportunities :  Part Rate 220%
  • 2 Year UBS Innovative Balanced:  Part Rate 225%
  • 1 Year UBS Innovative Balanced:  Part Rate 165%
  • 2 Year S&P 500 FC:  Part Rate 145%
  • 1 Year S&P 500 FC:  Part Rate 105%
  • 1 Year AI Powered Global Opportunities :  Part Rate 160%

Athene Accumulator 5 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 2-Year AI Powered US Equity Index :  Part Rate 220%
  • 2-Year Nasdaq FC Index :  Part Rate 185%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 205%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 285%
  • S&P 500 Point-to-Point:  Cap 9.5% 
  • Fixed Account with 1-Year Guarantee:  Rate: 4.4%

Athene Accumulator 5 100,000+

  • Fixed Account with 1-Year Guarantee:  Rate: 4.65%
  • S&P 500 Point-to-Point:  Cap 10.25% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 300%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215%
  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • 2 Year AI Powered Global Opportunities :  Part Rate 205%
  • 2 Year UBS Innovative Balanced:  Part Rate 210%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • 2 Year S&P 500 FC:  Part Rate 135%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 1-Year AI Powered US Equity Index:  Part Rate 175%
  • 2-Year Nasdaq FC Index :  Part Rate 195%
  • 2-Year AI Powered US Equity Index :  Part Rate 235%
  • 1 Year AI Powered Global Opportunities :  Part Rate 150%

Athene Accumulator 5 CA 10,000+

  • Fixed Account with 1-Year Guarantee:  Rate: 3%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 205%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 285%
  • S&P 500 Point-to-Point:  Cap 9.5% 
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 2-Year AI Powered US Equity Index :  Part Rate 220%
  • 2-Year Nasdaq FC Index :  Part Rate 185%
  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%

Athene Accumulator 5 CA 100,000+

  • 2 Year UBS Innovative Balanced:  Part Rate 210%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • 2 Year AI Powered Global Opportunities :  Part Rate 205%
  • 2 Year S&P 500 FC:  Part Rate 135%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 1 Year AI Powered Global Opportunities :  Part Rate 150%
  • 2-Year Nasdaq FC Index :  Part Rate 195%
  • 2-Year AI Powered US Equity Index :  Part Rate 235%
  • 1-Year AI Powered US Equity Index:  Part Rate 175%
  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • S&P 500 Point-to-Point:  Cap 10.25% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 300%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215%
  • Fixed Account with 1-Year Guarantee:  Rate: 3%

Athene Accumulator 7 10,000+

  • 2-Year AI Powered US Equity Index :  Part Rate 230%
  • 2-Year Nasdaq FC Index :  Part Rate 190%
  • 1-Year Nasdaq FC Index:  Part Rate 122%
  • 1-Year AI Powered US Equity Index:  Part Rate 170%
  • 1 Year AI Powered Global Opportunities :  Part Rate 147%
  • 1 Year S&P 500 FC:  Part Rate 97%
  • 2 Year S&P 500 FC:  Part Rate 132%
  • 1 Year UBS Innovative Balanced:  Part Rate 150%
  • 2 Year UBS Innovative Balanced:  Part Rate 205%
  • 2 Year AI Powered Global Opportunities :  Part Rate 200%
  • Fixed Account with 1-Year Guarantee:  Rate: 4.55%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 295%
  • S&P 500 Point-to-Point:  Cap 9.75% 
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 210%

Athene Accumulator 7 100,000+

  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 220%
  • S&P 500 Point-to-Point:  Cap 10.5% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 305%
  • Fixed Account with 1-Year Guarantee:  Rate: 4.8%
  • 2 Year AI Powered Global Opportunities :  Part Rate 210%
  • 2 Year UBS Innovative Balanced:  Part Rate 215%
  • 1 Year UBS Innovative Balanced:  Part Rate 160%
  • 2 Year S&P 500 FC:  Part Rate 140%
  • 1 Year S&P 500 FC:  Part Rate 102%
  • 1 Year AI Powered Global Opportunities :  Part Rate 155%
  • 1-Year AI Powered US Equity Index:  Part Rate 180%
  • 1-Year Nasdaq FC Index:  Part Rate 130%
  • 2-Year Nasdaq FC Index :  Part Rate 200%
  • 2-Year AI Powered US Equity Index :  Part Rate 240%

Athene Accumulator 7 CA 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 147%
  • 1 Year S&P 500 FC:  Part Rate 97%
  • 2 Year S&P 500 FC:  Part Rate 132%
  • 2 Year AI Powered Global Opportunities :  Part Rate 200%
  • 1 Year UBS Innovative Balanced:  Part Rate 150%
  • 2 Year UBS Innovative Balanced:  Part Rate 205%
  • Fixed Account with 1-Year Guarantee:  Rate: 3%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 210%
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 295%
  • S&P 500 Point-to-Point:  Cap 9.75% 
  • 1-Year Nasdaq FC Index:  Part Rate 122%
  • 1-Year AI Powered US Equity Index:  Part Rate 170%
  • 2-Year AI Powered US Equity Index :  Part Rate 230%
  • 2-Year Nasdaq FC Index :  Part Rate 190%

Athene Accumulator 7 CA 100,000+

  • 2-Year Nasdaq FC Index :  Part Rate 200%
  • 2-Year AI Powered US Equity Index :  Part Rate 240%
  • 1-Year AI Powered US Equity Index:  Part Rate 180%
  • 1-Year Nasdaq FC Index:  Part Rate 130%
  • S&P 500 Point-to-Point:  Cap 10.5% 
  • BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 305%
  • BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 220%
  • Fixed Account with 1-Year Guarantee:  Rate: 3%
  • 2 Year UBS Innovative Balanced:  Part Rate 215%
  • 1 Year UBS Innovative Balanced:  Part Rate 160%
  • 2 Year AI Powered Global Opportunities :  Part Rate 210%
  • 2 Year S&P 500 FC:  Part Rate 140%
  • 1 Year S&P 500 FC:  Part Rate 102%
  • 1 Year AI Powered Global Opportunities :  Part Rate 155%

Athene Performance Elite 10 10,000+

  • 1-Year Nasdaq FC Index:  Part Rate 92%
  • 1-Year AI Powered US Equity Index:  Part Rate 130%
  • 1-Year AI Powered US Equity Index With Charge:  Part Rate 175%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 215%
  • 1-Year Nasdaq FC Index With Charge :  Part Rate 125%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 9.75% 
  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 235%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 300%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 195%
  • 2-Year AI Powered US Equity Index :  Part Rate 170%
  • 2-Year Nasdaq FC Index :  Part Rate 140%
  • 1 Year AI Powered Global Opportunities :  Part Rate 110%
  • 2 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 72%
  • 2 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 115%
  • 2 Year UBS Innovative Balanced:  Part Rate 155%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 150%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 205%
  • 1 Year S&P 500 FC with Charge:  Part Rate 100%
  • 2 Year S&P 500 FC with Charge:  Part Rate 135%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 155%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 210%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 160%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 215%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy :  Cap 7% 
  • 1 Year Fixed Account :  Rate: 3.35%

Athene Performance Elite 10 CA 10,000+

  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 150%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 205%
  • 1 Year S&P 500 FC with Charge:  Part Rate 100%
  • 2 Year S&P 500 FC with Charge:  Part Rate 135%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 155%
  • 2 Year UBS Innovative Balanced With Charge:  Part Rate 210%
  • 1 Year AI Powered Global Opportunities :  Part Rate 110%
  • 2 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 72%
  • 2 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 115%
  • 2 Year UBS Innovative Balanced:  Part Rate 155%
  • 1 Year Fixed Account :  Rate: 3%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy :  Cap 7% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 215%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 160%
  • 1-Year Nasdaq FC Index:  Part Rate 92%
  • 1-Year AI Powered US Equity Index:  Part Rate 130%
  • 2-Year AI Powered US Equity Index :  Part Rate 170%
  • 2-Year Nasdaq FC Index :  Part Rate 140%
  • 1-Year AI Powered US Equity Index With Charge:  Part Rate 175%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 215%
  • 1-Year Nasdaq FC Index With Charge :  Part Rate 215%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 9.75% 
  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 235%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 300%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 195%

Athene Performance Elite 10 Plus 10,000+

  • 1-Year AI Powered US Equity Index With Charge:  Part Rate 175%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 215%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 125%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 9.75% 
  • 2-Year AI Powered US Equity Index With Charge:  Part Rate 235%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 300%
  • 2-Year Nasdaq FC Index With Charge:  Part Rate 195%
  • 1-Year Nasdaq FC Index:  Part Rate 92%
  • 1-Year AI Powered US Equity Index:  Part Rate 130%
  • 2-Year AI Powered US Equity Index :  Part Rate 170%
  • 2-Year Nasdaq FC Index :  Part Rate 140%
  • 1 Year AI Powered Global Opportunities :  Part Rate 110%
  • 2 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 72%
  • 2 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 115%
  • 2 Year UBS Innovative Balanced:  Part Rate 155%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 150%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 205%
  • 1 Year S&P 500 FC with Charge:  Part Rate 100%
  • 2 Year S&P 500 FC with Charge:  Part Rate 135%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 155%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 210%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 215%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 160%
  • 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 7% 
  • 1 Year Fixed Account :  Rate: 3.35%

Athene Performance Elite 7 10,000+

  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 205%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy:  Cap 9.5% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 285%
  • 1 Year Fixed Account :  Rate: 4.65%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 185%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 245%
  • 1 Year S&P 500 FC with Charge:  Part Rate 120%
  • 2 Year S&P 500 FC with Charge:  Part Rate 165%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 187%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 250%
  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 2-Year AI Powered US Equity Index :  Part Rate 220%
  • 2-Year Nasdaq FC Index :  Part Rate 185%
  • 1-Year AI Powered US Equity Index With Charge :  Part Rate 210%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 260%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 153%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge :  Cap 13.25% 
  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 280%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 360%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 235%

Athene Performance Elite 7 Plus 10,000+

  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 280%
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 2-Year AI Powered US Equity Index:  Part Rate 220%
  • 2-Year Nasdaq FC Index:  Part Rate 185%
  • 1-Year AI Powered US Equity Index With Charge :  Part Rate 210%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 260%
  • 1-Year Nasdaq FC Index With Charge :  Part Rate 153%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 13.25% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 360%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 235%
  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 185%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 245%
  • 1 Year S&P 500 FC with Charge:  Part Rate 120%
  • 2 Year S&P 500 FC with Charge:  Part Rate 165%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 187%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 250%
  • 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 9.5% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point:  Part Rate 285%
  • 1 Year Fixed Account :  Rate: 4.65%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 205%

Athene Performance Elite® 10 Plus CA 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 110%
  • 2 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 72%
  • 2 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 115%
  • 2 Year UBS Innovative Balanced:  Part Rate 155%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 150%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 205%
  • 1 Year S&P 500 FC with Charge:  Part Rate 100%
  • 2 Year S&P 500 FC with Charge:  Part Rate 135%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 155%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 210%
  • 1 Year Fixed Account :  Rate: 3%
  • 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 7% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 215%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 160%
  • 1-Year Nasdaq FC Index:  Part Rate 92%
  • 1-Year AI Powered US Equity Index:  Part Rate 130%
  • 2-Year AI Powered US Equity Index :  Part Rate 170%
  • 2-Year Nasdaq FC Index :  Part Rate 140%
  • 1-Year AI Powered US Equity Index With Charge:  Part Rate 175%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 215%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 125%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 9.75% 
  • 2-Year AI Powered US Equity Index With Charge:  Part Rate 235%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 300%
  • 2-Year Nasdaq FC Index With Charge:  Part Rate 195%

Athene Performance Elite® 15 10,000+

  • 1-Year AI Powered US Equity Index With Charge:  Part Rate 195%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 240%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 139%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 11.25% 
  • 2-Year AI Powered US Equity Index With Charge:  Part Rate 260%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 335%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 215%
  • 1-Year Nasdaq FC Index:  Part Rate 107%
  • 1-Year AI Powered US Equity Index:  Part Rate 150%
  • 2-Year AI Powered US Equity Index :  Part Rate 200%
  • 2-Year Nasdaq FC Index :  Part Rate 165%
  • 1 Year AI Powered Global Opportunities :  Part Rate 130%
  • 2 Year AI Powered Global Opportunities :  Part Rate 175%
  • 1 Year S&P 500 FC:  Part Rate 85%
  • 2 Year S&P 500 FC:  Part Rate 115%
  • 1 Year UBS Innovative Balanced:  Part Rate 135%
  • 2 Year UBS Innovative Balanced:  Part Rate 180%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 170%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 230%
  • 1 Year S&P 500 FC with Charge:  Part Rate 110%
  • 2 Year S&P 500 FC with Charge:  Part Rate 150%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 175%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 235%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 185%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 255%
  • 1-Year S&P 500 Point-to-Point Index Strategy:  Cap 8.25% 
  • 1 Year Fixed Account :  Rate: 4.05%

Athene Performance Elite® 15 Plus 10,000+

  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 255%
  • 1-Year S&P 500 Point-to-Point Index Cap Strategy :  Cap 8.25% 
  • 1 Year Fixed Account :  Rate: 4.05%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 185%
  • 1 Year AI Powered Global Opportunities :  Part Rate 130%
  • 2 Year AI Powered Global Opportunities :  Part Rate 175%
  • 1 Year S&P 500 FC:  Part Rate 85%
  • 2 Year S&P 500 FC:  Part Rate 115%
  • 1 Year UBS Innovative Balanced:  Part Rate 135%
  • 2 Year UBS Innovative Balanced:  Part Rate 180%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 170%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 230%
  • 1 Year S&P 500 FC with Charge:  Part Rate 110%
  • 2 Year S&P 500 FC with Charge:  Part Rate 150%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 175%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 235%
  • 2-Year AI Powered US Equity Index :  Part Rate 200%
  • 2-Year Nasdaq FC Index :  Part Rate 165%
  • 1-Year Nasdaq FC Index :  Part Rate 107%
  • 1-Year AI Powered US Equity Index:  Part Rate 150%
  • 1-Year AI Powered US Equity Index With Charge :  Part Rate 195%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 240%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 139%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 11.25% 
  • 2-Year AI Powered US Equity Index With Charge:  Part Rate 260%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 335%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 215%

Athene Performance Elite® 7 CA 10,000+

  • 1 Year Fixed Account :  Rate: 3%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy:  Cap 9.5% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 285%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 205%
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 2-Year AI Powered US Equity Index :  Part Rate 220%
  • 2-Year Nasdaq FC Index :  Part Rate 185%
  • 1-Year AI Powered US Equity Index With Charge :  Part Rate 210%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 260%
  • 1-Year Nasdaq FC Index With Charge:  Part Rate 153%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge :  Cap 13.25% 
  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 280%
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 360%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 253%
  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 185%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 245%
  • 1 Year S&P 500 FC with Charge:  Part Rate 120%
  • 2 Year S&P 500 FC with Charge:  Part Rate 165%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 187%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 250%

Athene Performance Elite® 7 Plus CA 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 145%
  • 2 Year AI Powered Global Opportunities :  Part Rate 195%
  • 1 Year S&P 500 FC:  Part Rate 95%
  • 2 Year S&P 500 FC:  Part Rate 130%
  • 1 Year UBS Innovative Balanced:  Part Rate 147%
  • 2 Year UBS Innovative Balanced:  Part Rate 200%
  • 1 Year AI Powered Global Opportunities with Charge:  Part Rate 185%
  • 2 Year AI Powered Global Opportunities with Charge:  Part Rate 245%
  • 1 Year S&P 500 FC with Charge:  Part Rate 120%
  • 2 Year S&P 500 FC with Charge:  Part Rate 165%
  • 1 Year UBS Innovative Balanced with Charge:  Part Rate 187%
  • 2 Year UBS Innovative Balanced with Charge:  Part Rate 250%
  • 1 Year Fixed Account :  Rate: 3%
  • 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 9.5% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point:  Part Rate 285%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 205%
  • 1-Year Nasdaq FC Index:  Part Rate 120%
  • 1-Year AI Powered US Equity Index:  Part Rate 165%
  • 2-Year AI Powered US Equity Index:  Part Rate 220%
  • 2-Year Nasdaq FC Index:  Part Rate 185%
  • 1-Year AI Powered US Equity Index With Charge :  Part Rate 210%
  • 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 260%
  • 1-Year Nasdaq FC Index With Charge :  Part Rate 153%
  • 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 13.25% 
  • 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 360%
  • 2-Year Nasdaq FC Index With Charge :  Part Rate 235%
  • 2-Year AI Powered US Equity Index With Charge :  Part Rate 280%

Athene Protector 5 *ROP for FEE* 10,000+

  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • 1-Year AI Powered US Equity Index:  Part Rate 175%
  • 1 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • BNP Paribas Multi Asset Diversified 5 Index:  Part Rate 215%
  • S&P 500 Point-to-Point with Cap:  Cap 10.25% 
  • Fixed:  Rate: 4.65%

Athene Protector 5 *ROP for FEE* CA 10,000+

  • 1 Year AI Powered Global Opportunities :  Part Rate 150%
  • 1 Year S&P 500 FC:  Part Rate 100%
  • 1 Year UBS Innovative Balanced:  Part Rate 155%
  • Fixed:  Rate: 4.65%
  • BNP Paribas Multi Asset Diversified 5 Index:  Part Rate 215%
  • S&P 500 Point-to-Point with Cap:  Cap 10.25% 
  • 1-Year Nasdaq FC Index:  Part Rate 125%
  • 1-Year AI Powered US Equity Index:  Part Rate 175%

Athene Protector 7 *ROP for FEE* 10,000+

  • 1-Year Nasdaq FC Index:  Part Rate 130%
  • 1-Year AI Powered US Equity Index:  Part Rate 180%
  • 1 Year AI Powered Global Opportunities :  Part Rate 155%
  • 1 Year S&P 500 FC:  Part Rate 102%
  • 1 Year UBS Innovative Balanced:  Part Rate 160%
  • BNP Paribas Multi Asset Diversified 5 Index:  Part Rate 220%
  • S&P 500 Point-to-Point with Cap:  Cap 10.5% 
  • Fixed:  Rate: 4.8%

Athene Protector 7 *ROP for FEE* CA 10,000+

  • 1 Year AI Powered Global Opportunities:  Part Rate 155%
  • 1 Year S&P 500 FC:  Part Rate 102%
  • 1 Year UBS Innovative Balanced:  Part Rate 160%
  • Fixed:  Rate: 4.8%
  • BNP Paribas Multi Asset Diversified 5 Index:  Part Rate 220%
  • S&P 500 Point-to-Point with Cap:  Cap 10.5% 
  • 1-Year Nasdaq FC Index:  Part Rate 130%
  • 1-Year AI Powered US Equity Index:  Part Rate 180%

July 8, 2024 – Effective Date of Change

Corebridge Financial

MYGA

  • American Pathway Fixed 3 Annuity 25,000+  3.55%
  • American Pathway Fixed 3 Annuity 100,000+  5.05%

July 10, 2024 – Effective Date of Change

Pacific Guardian Life

MYGA

  • Diamond Head 10 10,000+  5.30%
  • Diamond Head 3 10,000+  5.00%
  • Diamond Head 4 10,000+  5.00%
  • Diamond Head 5 10,000+  5.30%
  • Diamond Head 6 10,000+  5.30%
  • Diamond Head 7 10,000+  5.30%
  • Diamond Head 8 10,000+  5.30%
  • Diamond Head 9 10,000+  5.30%

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