--- title: On The Move - July 18, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- [IAMS Blog](https://blog.iamsinc.com) # [On The Move - July 18, 2023 - Insurance Agency Marketing Services](https://blog.iamsinc.com/on-the-move-july-18-2023) Written by [Webmaster](https://blog.iamsinc.com/author/webmaster) | Jul 18, 2023 10:04:51 AM ### **July 19, 2023** – Effective Date of Change ### American Equity Investment Life Insurance Company #### Fixed Indexed Annuity **AssetShield 10 5,000+** - S&P 500 Annual Pt to Pt with Cap:  Cap 10.000%  - S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 2.600%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 175% - S&P 500 Annual Pt to Pt with PR:  Part Rate 30% - S&P 500 NeXt Monthly Pt to Pt with Replacement Rate:  Cap 0.100%  - 1 Year Fixed Account:  Rate: 4.00% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 250% - BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 170% - CS Tech Edge Annual Pt to Pt with PR:  Part Rate 175% - SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 165% - BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 250% - CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 265% - SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 240% - S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 13.000%  - S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 3.400%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 245% - S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45% - S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee:  Cap 1.200%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 345% - BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 225% - CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 235% - SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 220% - BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 330% - CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 350% - SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 320% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 195% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 285% **AssetShield 5 5,000+** - S&P 500 Annual Pt to Pt w/Cap:  Cap 8.500%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.300%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 145% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 24% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100%  - 1 Year Fixed Account:  Rate: 3.35% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 110% - CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 115% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 110% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 12.000%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 3.100%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index \*FEE\*:  Part Rate 230% - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 38% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.200%  - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 210% - CS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 215% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 210% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 125% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate \*FEE\*:  Part Rate 180% **AssetShield 7 5,000+** - S&P 500 Annual Pt to Pt w/Cap:  Cap 9.250%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.500%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 160% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 29% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100%  - 1 Year Fixed Account:  Rate: 3.75% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 125% - CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 130% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 125% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 12.750%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 3.300%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index \*FEE\*:  Part Rate 240% - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 43% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.200%  - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 220% - CS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 225% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 215% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 135% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate \*Fee\*:  Part Rate 190% **AssetShield 9 Bonus CA 5,000+** - Traditional Fixed Value:  Rate: 3.00% - S&P 500 Annual Pt to Pt w/Cap:  Cap 7.750%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 100% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 30% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 140% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 100% - CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 100% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 100% - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 170% - CS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 170% - BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 140% - BofA Destinations Index 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 240% - CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 140% - CS Tech Edge 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 240% - SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 140% - SG Global Sentiment 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 240% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 170% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR \*FEE\*:  Part Rate 240% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 11.000%  - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 45% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 170% - S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.900%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 2.600%  - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 155% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 230% **AssetShield 9 CA 5,000+** - S&P 500 Annual Pt to Pt w/Cap:  Cap 10.000%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.600%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 175% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 30% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 250% - Traditional Fixed Value:  Rate: 4.00% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 170% - CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 175% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 165% - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 225% - CS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 235% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 220% - BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 250% - BofA Destinations Index 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 330% - CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 265% - CS Tech Edge 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 350% - SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 240% - SG Global Sentiment 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 320% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 245% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR \*FEE\*:  Part Rate 345% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 13.000%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 3.400%  - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 45% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.200%  - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 195% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 285% **AssetShield Bonus 10 5,000+** - 1 Year Fixed Account:  Rate: 3.00% - S&P 500 Annual Pt to Pt with Cap:  Cap 7.750%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 100% - S&P 500 Annual Pt to Pt with PR:  Part Rate 30% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 140% - BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 100% - CS Tech Edge Annual Pt to Pt with PR:  Part Rate 100% - SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 100% - BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 140% - CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 140% - SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 140% - S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 11.000%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 170% - S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240% - BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 170% - CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 170% - SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 170% - BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240% - CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 240% - SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 240% - S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 1.900%  - S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 2.600%  - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 155% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 230% ### July 24, 2023 – Effective Date of Change ### American General Life Insurance Company #### Fixed Indexed Annuity **AG Choice Index 10 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 10.500%  - 1 Year Fixed Account:  Rate: 5.10% - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 47% - 1 Year Russel 2000 Annual Point to Point:  Cap 10.500%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 10.500%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 102% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 98% **AG Choice Index 10 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 11.500%  - 1 Year Fixed Account:  Rate: 5.35% - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 50% - 1 Year Russel 2000 Annual Point to Point:  Cap 11.500%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 11.500%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 87% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 122% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 118% **AG Choice Index 10 (LIP) 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.050%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 37% - 1 Year Russel 2000 Annual Point to Point:  Cap 7.300%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.300%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 87% - 1 Year Fixed Account:  Rate: 3.85% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 83% **AG Choice Index 10 (LIP) 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.750%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 40% - 1 Year Russel 2000 Annual Point to Point:  Cap 8.000%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 8.000%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 102% - 1 Year Fixed Account:  Rate: 4.10% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 98% **AG Choice Index 10 (LIPM) 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 6.550%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 33% - 1 Year Russel 2000 Annual Point to Point:  Cap 6.800%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 6.800%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 57% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 82% - 1 Year Fixed Account:  Rate: 3.10% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 78% **AG Choice Index 10 (LIPM) 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 7.250%  - 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 35% - 1 Year Russel 2000 Annual Point to Point:  Cap 7.500%  - 1 Year MSCI EAFE Annual Point to Point:  Cap 7.500%  - 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 72% - 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 97% - 1 Year Fixed Account:  Rate: 3.35% - 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 93% **Power 10 Protector 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 10.500%  - 1 Year Fixed Account:  Rate: 4.60% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 40% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 63% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 88% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 182% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 288% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 258% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 362% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 138% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 192% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 132% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 94% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 10 Protector 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 11.500%  - 1 Year Fixed Account:  Rate: 4.85% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 45% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 68% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 108% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 192% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 298% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 268% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 372% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 158% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 212% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 152% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 102% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 102% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 138% **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.000%  - 1 Year Fixed Account:  Rate: 4.00% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 33% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 65% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 165% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 270% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 87% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 48% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 115% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 165% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 110% **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 9.000%  - 1 Year Fixed Account:  Rate: 4.25% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 60% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 80% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 280% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 53% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 130% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 185% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 125% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 120% **Power 5 Protector 25,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 10.000%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 28% - 5 Year S&P 500 Annual Point-to-Point :  Cap 65.000%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 53% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 75% - 1 Year Fixed Account:  Rate: 4.25% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 265% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 235% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 340% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 43% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 165% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 115% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 73% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 77% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 103% **Power 5 Protector 100,000+** - 1 Year S&P 500 Annual Point-to-Point :  Cap 11.000%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 33% - 5 Year S&P 500 Annual Point-to-Point :  Cap 70.000%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 68% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 100% - 1 Year Fixed Account:  Rate: 4.50% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 280% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 48% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 145% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 88% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 92% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 118% **Power 7 Protector 25,000+** - 1 Year Fixed Interest Account:  Rate: 4.35% - 1 year S&P 500 Annual Point to Point:  Cap 10.250%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 53% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 77% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 167% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 273% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 243% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 348% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 53% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 123% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 177% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 117% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 83% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 83% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 117% **Power 7 Protector 100,000+** - 1 Year Fixed Interest Account:  Rate: 4.60% - 1 year S&P 500 Annual Point to Point:  Cap 11.250%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 68% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 102% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 182% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 280% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 258% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 363% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 58% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 148% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 202% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 142% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 98% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 98% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 132% **Power 7 Protector Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 7.750%  - 1 Year Fixed Account:  Rate: 3.75% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 31% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 52% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 65% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 155% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 260% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 77% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 230% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 335% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 46% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 110% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 75% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 105% **Power 7 Protector Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 8.750%  - 1 Year Fixed Account:  Rate: 4.00% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 36% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 75% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 165% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 270% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 85% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 345% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115% **Power Select Builder 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 10.500%  - 1-Year Fixed Interest Account:  Rate: 4.35% - 2-Year MLStrategic Balanced Index with Spread:  Spread 1.30%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 39% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 85% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 57% - 1 Year Russell 2000 Annual Point to Point :  Part Rate 31% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 180% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 280% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 330% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 280% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 380% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 180% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 280% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 230% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 330% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 280% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 380% - 2-Year PIMCO Global Optima Index Participation:  Part Rate 87% **Power Select Builder 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 11.500%  - 1-Year Fixed Interest Account:  Rate: 4.60% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.80%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 45% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 110% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 67% - 1 Year Russell 2000 Annual Point to Point :  Part Rate 36% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 195% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 300% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 245% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 350% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 295% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 400% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 195% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 300% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 245% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 350% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 295% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 400% - 2-Year PIMCO Global Optima Index Participation:  Part Rate 102% **Power Select Builder 8 25,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.500%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 24% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 88% - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 52% - 1 Year Fixed Account:  Rate: 3.20% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 42% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 120% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 175% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 170% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 225% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 220% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 275% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 120% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 175% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 170% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 225% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 220% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 275% **Power Select Builder 8 100,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 6.250%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 27% - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 98% - 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 67% - 1 Year Fixed Account:  Rate: 3.35% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 57% - 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 145% - 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 200% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 195% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 250% - 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 245% - 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 300% - 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 145% - 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 200% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 195% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 245% - 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 250% - 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 300% **Power Select Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.250%  - 1-Year Fixed Interest Account:  Rate: 2.50% - 2-Year MLStrategic Balanced Index with Spread :  Spread 2.00%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 31% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 65% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 42% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 145% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 195% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 145% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 195% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 50% **Power Select Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.000%  - 1-Year Fixed Interest Account:  Rate: 2.75% - 2-Year MLStrategic Balanced Index with Spread :  Spread 1.50%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 35% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 90% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 50% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 25% - 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 165% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 215% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 165% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 215% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 65% **Power Select Plus Income with Multiplier® 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 4.500%  - 2-Year MLStrategic Balanced Index with Spread :  Spread 2.20%  - 1-Year Fixed Interest Account:  Rate: 2.05% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 26% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 65% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 39% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 16% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 100% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 155% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 100% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 155% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 47% **Power Select Plus Income with Multiplier® 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 5.250%  - 2-Year MLStrategic Balanced Index with Spread :  Spread 1.70%  - 1-Year Fixed Interest Account:  Rate: 2.30% - 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 30% - 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 90% - 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 52% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 21% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 120% - 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 175% - 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 120% - 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 175% - 2-Year PIMCO Global Optima Index Participation :  Part Rate 62% [View full post](https://blog.iamsinc.com/on-the-move-july-18-2023) ```json { "@context" : "http://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Webmaster" }, "dateModified" : "2025-04-15T17:48:00.998Z", "datePublished" : "2023-07-18T10:04:51Z", "headline" : "On The Move – July 18, 2023", "image" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "mainEntityOfPage" : "https://blog.iamsinc.com/on-the-move-july-18-2023", "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "height" : 60, "url" : "/hs/hsstatic/content_shared_assets/static-1.4092/img/default-amp-logo.png", "width" : 60 }, "name" : "IAMS Blog" } } ```