IAMS Blog

On The Move - July 18, 2023 - Insurance Agency Marketing Services

Written by Webmaster | Jul 18, 2023 10:04:51 AM

July 19, 2023 – Effective Date of Change

American Equity Investment Life Insurance Company

Fixed Indexed Annuity

AssetShield 10 5,000+

  • S&P 500 Annual Pt to Pt with Cap:  Cap 10.000% 
  • S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 2.600% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 175%
  • S&P 500 Annual Pt to Pt with PR:  Part Rate 30%
  • S&P 500 NeXt Monthly Pt to Pt with Replacement Rate:  Cap 0.100% 
  • 1 Year Fixed Account:  Rate: 4.00%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 250%
  • BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 170%
  • CS Tech Edge Annual Pt to Pt with PR:  Part Rate 175%
  • SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 165%
  • BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 250%
  • CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 265%
  • SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 240%
  • S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 13.000% 
  • S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 3.400% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 245%
  • S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45%
  • S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee:  Cap 1.200% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 345%
  • BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 225%
  • CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 235%
  • SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 220%
  • BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 330%
  • CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 350%
  • SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 320%
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205%
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 195%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 285%

AssetShield 5 5,000+

  • S&P 500 Annual Pt to Pt w/Cap:  Cap 8.500% 
  • S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.300% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 145%
  • S&P 500 Annual Pt to Pt w/PR:  Part Rate 24%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
  • 1 Year Fixed Account:  Rate: 3.35%
  • BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 110%
  • CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 115%
  • SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 110%
  • S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.000% 
  • S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.100% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 230%
  • S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 38%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
  • BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 210%
  • CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 215%
  • SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 210%
  • BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 125%
  • BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *FEE*:  Part Rate 180%

AssetShield 7 5,000+

  • S&P 500 Annual Pt to Pt w/Cap:  Cap 9.250% 
  • S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.500% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 160%
  • S&P 500 Annual Pt to Pt w/PR:  Part Rate 29%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
  • 1 Year Fixed Account:  Rate: 3.75%
  • BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 125%
  • CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 130%
  • SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 125%
  • S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.750% 
  • S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.300% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 240%
  • S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 43%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
  • BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
  • CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
  • SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 215%
  • BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 135%
  • BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *Fee*:  Part Rate 190%

AssetShield 9 Bonus CA 5,000+

  • Traditional Fixed Value:  Rate: 3.00%
  • S&P 500 Annual Pt to Pt w/Cap:  Cap 7.750% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 100%
  • S&P 500 Annual Pt to Pt w/PR:  Part Rate 30%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 140%
  • BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 100%
  • CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 100%
  • SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 100%
  • BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
  • CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
  • BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 140%
  • BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
  • CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 140%
  • CS Tech Edge 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
  • SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 140%
  • SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*:  Part Rate 240%
  • S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 11.000% 
  • S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 45%
  • SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
  • S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.900% 
  • S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 2.600% 
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150%
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 155%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 230%

AssetShield 9 CA 5,000+

  • S&P 500 Annual Pt to Pt w/Cap:  Cap 10.000% 
  • S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.600% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 175%
  • S&P 500 Annual Pt to Pt w/PR:  Part Rate 30%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 250%
  • Traditional Fixed Value:  Rate: 4.00%
  • BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 170%
  • CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 175%
  • SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 165%
  • BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
  • CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 235%
  • SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
  • BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 250%
  • BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*:  Part Rate 330%
  • CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 265%
  • CS Tech Edge 2 Year Pt to Pt w/PR *FEE*:  Part Rate 350%
  • SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 240%
  • SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*:  Part Rate 320%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*:  Part Rate 245%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*:  Part Rate 345%
  • S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 13.000% 
  • S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.400% 
  • S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 45%
  • S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205%
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 195%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 285%

AssetShield Bonus 10 5,000+

  • 1 Year Fixed Account:  Rate: 3.00%
  • S&P 500 Annual Pt to Pt with Cap:  Cap 7.750% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 100%
  • S&P 500 Annual Pt to Pt with PR:  Part Rate 30%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 140%
  • BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 100%
  • CS Tech Edge Annual Pt to Pt with PR:  Part Rate 100%
  • SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 100%
  • BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 140%
  • CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 140%
  • SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 140%
  • S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 11.000% 
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 170%
  • S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45%
  • S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
  • BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 170%
  • CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 170%
  • SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 170%
  • BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
  • CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
  • SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
  • S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 1.900% 
  • S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 2.600% 
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150%
  • BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 155%
  • BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 230%

July 24, 2023 – Effective Date of Change

American General Life Insurance Company

Fixed Indexed Annuity

AG Choice Index 10 25,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 10.500% 
  • 1 Year Fixed Account:  Rate: 5.10%
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 47%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 10.500% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 10.500% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 77%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 102%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 98%

AG Choice Index 10 100,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 11.500% 
  • 1 Year Fixed Account:  Rate: 5.35%
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 50%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 11.500% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 11.500% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 87%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 122%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 118%

AG Choice Index 10 (LIP) 25,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 7.050% 
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 37%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 7.300% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 7.300% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 62%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 87%
  • 1 Year Fixed Account:  Rate: 3.85%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 83%

AG Choice Index 10 (LIP) 100,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 7.750% 
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 40%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 8.000% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 8.000% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 77%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 102%
  • 1 Year Fixed Account:  Rate: 4.10%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 98%

AG Choice Index 10 (LIPM) 25,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 6.550% 
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 33%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 6.800% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 6.800% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 57%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 82%
  • 1 Year Fixed Account:  Rate: 3.10%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 78%

AG Choice Index 10 (LIPM) 100,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 7.250% 
  • 1 Year S&P 500 Annual Point to Point Participation:  Part Rate 35%
  • 1 Year Russel 2000 Annual Point to Point:  Cap 7.500% 
  • 1 Year MSCI EAFE Annual Point to Point:  Cap 7.500% 
  • 1 year PIMCO Global Optima Index Annual Point to Point with Participation :  Part Rate 72%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation :  Part Rate 97%
  • 1 Year Fixed Account:  Rate: 3.35%
  • 1 Year Franklin Quality Dividend Point to Point with PR:  Part Rate 93%

Power 10 Protector 25,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 10.500% 
  • 1 Year Fixed Account:  Rate: 4.60%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 40%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 63%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 88%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 182%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 288%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 258%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 362%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 138%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 192%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 132%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 94%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130%

Power 10 Protector 100,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 11.500% 
  • 1 Year Fixed Account:  Rate: 4.85%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 45%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 68%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 108%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 192%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 298%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 268%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 372%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 158%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 212%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 152%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 102%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 102%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 138%

Power 10 Protector Plus Income 25,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 8.000% 
  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 33%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 65%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 165%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 270%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 87%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 48%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 115%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 165%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 110%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 110%

Power 10 Protector Plus Income 100,000+

  • 1 Year S&P 500 Annual Point to Point:  Cap 9.000% 
  • 1 Year Fixed Account:  Rate: 4.25%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 60%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 80%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 175%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 280%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 90%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 53%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 130%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 185%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 125%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 120%

Power 5 Protector 25,000+

  • 1 Year S&P 500 Annual Point-to-Point :  Cap 10.000% 
  • 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 28%
  • 5 Year S&P 500 Annual Point-to-Point :  Cap 65.000% 
  • 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 53%
  • 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 75%
  • 1 Year Fixed Account:  Rate: 4.25%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 265%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 235%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 340%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 43%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 165%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 115%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 73%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 77%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 103%

Power 5 Protector 100,000+

  • 1 Year S&P 500 Annual Point-to-Point :  Cap 11.000% 
  • 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 33%
  • 5 Year S&P 500 Annual Point-to-Point :  Cap 70.000% 
  • 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 68%
  • 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 100%
  • 1 Year Fixed Account:  Rate: 4.50%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 280%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 48%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 145%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 88%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 92%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 118%

Power 7 Protector 25,000+

  • 1 Year Fixed Interest Account:  Rate: 4.35%
  • 1 year S&P 500 Annual Point to Point:  Cap 10.250% 
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 53%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 77%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 167%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 273%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 243%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 348%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 53%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 123%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 177%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 117%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 83%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 83%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 117%

Power 7 Protector 100,000+

  • 1 Year Fixed Interest Account:  Rate: 4.60%
  • 1 year S&P 500 Annual Point to Point:  Cap 11.250% 
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 68%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 102%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 182%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 280%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 258%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 363%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 58%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 148%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 202%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 142%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 98%
  • 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 98%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 132%

Power 7 Protector Plus Income 25,000+

  • 1-Year S&P 500 Annual Point-to-Point Account:  Cap 7.750% 
  • 1 Year Fixed Account:  Rate: 3.75%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 31%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 52%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 65%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 155%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 260%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 77%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 230%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 335%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 46%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 110%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 105%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 75%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 105%

Power 7 Protector Plus Income 100,000+

  • 1-Year S&P 500 Annual Point-to-Point Account:  Cap 8.750% 
  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 36%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55%
  • 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 75%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 165%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 270%
  • 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 85%
  • 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240%
  • 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 345%
  • 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51%
  • 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120%
  • 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175%
  • 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120%
  • 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80%
  • 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115%

Power Select Builder 25,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 10.500% 
  • 1-Year Fixed Interest Account:  Rate: 4.35%
  • 2-Year MLStrategic Balanced Index with Spread:  Spread 1.30% 
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 39%
  • 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 85%
  • 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 57%
  • 1 Year Russell 2000 Annual Point to Point :  Part Rate 31%
  • 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 180%
  • 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 280%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 330%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 280%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 380%
  • 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 180%
  • 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 280%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 230%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 330%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 280%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 380%
  • 2-Year PIMCO Global Optima Index Participation:  Part Rate 87%

Power Select Builder 100,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 11.500% 
  • 1-Year Fixed Interest Account:  Rate: 4.60%
  • 2-Year MLStrategic Balanced Index with Spread:  Spread 0.80% 
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 45%
  • 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 110%
  • 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 67%
  • 1 Year Russell 2000 Annual Point to Point :  Part Rate 36%
  • 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 195%
  • 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 300%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 245%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 350%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 295%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 400%
  • 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 195%
  • 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 300%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 245%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 350%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 295%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 400%
  • 2-Year PIMCO Global Optima Index Participation:  Part Rate 102%

Power Select Builder 8 25,000+

  • S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.500% 
  • S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 24%
  • ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 88%
  • 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 52%
  • 1 Year Fixed Account:  Rate: 3.20%
  • 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 42%
  • 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 120%
  • 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 175%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 170%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 225%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 220%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 275%
  • 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 120%
  • 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 175%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 170%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 225%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 220%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 275%

Power Select Builder 8 100,000+

  • S&P 500 Annual Point-to-Point w/ Cap:  Cap 6.250% 
  • S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 27%
  • ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 98%
  • 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 67%
  • 1 Year Fixed Account:  Rate: 3.35%
  • 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 57%
  • 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 145%
  • 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 200%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 195%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 250%
  • 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 245%
  • 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 300%
  • 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 145%
  • 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 200%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 195%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 245%
  • 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 250%
  • 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 300%

Power Select Plus Income 25,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.250% 
  • 1-Year Fixed Interest Account:  Rate: 2.50%
  • 2-Year MLStrategic Balanced Index with Spread :  Spread 2.00% 
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 31%
  • 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 65%
  • 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 42%
  • 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20%
  • 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 145%
  • 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 195%
  • 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 145%
  • 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 195%
  • 2-Year PIMCO Global Optima Index Participation :  Part Rate 50%

Power Select Plus Income 100,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.000% 
  • 1-Year Fixed Interest Account:  Rate: 2.75%
  • 2-Year MLStrategic Balanced Index with Spread :  Spread 1.50% 
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 35%
  • 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 90%
  • 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 50%
  • 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 25%
  • 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 165%
  • 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.50%  Part Rate 215%
  • 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 165%
  • 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 215%
  • 2-Year PIMCO Global Optima Index Participation :  Part Rate 65%

Power Select Plus Income with Multiplier® 25,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 4.500% 
  • 2-Year MLStrategic Balanced Index with Spread :  Spread 2.20% 
  • 1-Year Fixed Interest Account:  Rate: 2.05%
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 26%
  • 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 65%
  • 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 39%
  • 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 16%
  • 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 100%
  • 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 155%
  • 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 100%
  • 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 155%
  • 2-Year PIMCO Global Optima Index Participation :  Part Rate 47%

Power Select Plus Income with Multiplier® 100,000+

  • 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 5.250% 
  • 2-Year MLStrategic Balanced Index with Spread :  Spread 1.70% 
  • 1-Year Fixed Interest Account:  Rate: 2.30%
  • 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 30%
  • 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 90%
  • 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 52%
  • 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 21%
  • 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.50%  Part Rate 120%
  • 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1.00%  Part Rate 175%
  • 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.50%  Part Rate 120%
  • 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1.00%  Part Rate 175%
  • 2-Year PIMCO Global Optima Index Participation :  Part Rate 62%