On The Move – July 16, 2024

July 17, 2024 – Effective Date of Change

National Life Group

MYGA

• RetireMax Secure 5 100,000+  5.15%

July 21, 2024 – Effective Date of Change

MassMutual Ascend Life Insurance Company

Fixed Indexed Annuity

American Landmark 3 50,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.75% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8% 
• 1 Year Declared Rate Strategy :  Rate: 3.7%
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 8% 
• 1-Year First Trust Barclays Edge point-to-point with 3-year participation rate lock:  Part Rate 130%
• 1-Year First Trust Barclays Edge point-to-point with participation rate:  Part Rate 130%

American Landmark 3 150,000+

• 1-Year First Trust Barclays Edge point-to-point with participation rate:  Part Rate 135%
• 1-Year First Trust Barclays Edge point-to-point with 3-year participation rate lock:  Part Rate 135%
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 8.5% 
• 1 Year Declared Rate Strategy :  Rate: 3.8%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 8% 

American Landmark 3 Non-MVA 50,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.25% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.5% 
• 1 Year Declared Rate Strategy :  Rate: 3.55%
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.75% 
• 1-Year First Trust Barclays Edge point-to-point with participation rate:  Part Rate 125%
• 1-Year First Trust Barclays Edge point-to-point with 3-year participation rate lock:  Part Rate 125%

American Landmark 3 Non-MVA 150,000+

• 1-Year First Trust Barclays Edge point-to-point with 3-year participation rate lock:  Part Rate 130%
• 1-Year First Trust Barclays Edge point-to-point with participation rate:  Part Rate 130%
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 8% 
• 1 Year Declared Rate Strategy :  Rate: 3.65%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8% 
• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.5% 

American Landmark 5 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 8% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 9.25% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65%
• 1 Year Declared Rate Strategy :  Rate: 3.85%
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 60%
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 8% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 13% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 12.75% 

American Landmark 5 100,000+

• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 13.25% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 13.5% 
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 8.5% 
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 65%
• 1 Year Declared Rate Strategy :  Rate: 4%
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 70%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 9.5% 
• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 8.5% 

American Landmark 5 Non-MVA 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.5% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.75% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60%
• 1 Year Declared Rate Strategy :  Rate: 3.75%
• 1 Year S&P 500 Risk Control with PR:  Part Rate 55%
• S&P 500 5-year cap lock annual point-to-point :  Cap 7% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12% 
• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 11.75% 

American Landmark 5 Non-MVA 100,000+

• 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock:  Cap 12% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12.25% 
• S&P 500 5-year cap lock annual point-to-point :  Cap 7.25% 
• 1 Year S&P 500 Risk Control with PR:  Part Rate 60%
• 1 Year Declared Rate Strategy :  Rate: 3.85%
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 9.25% 
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.75% 

American Legend 7 10,000+

• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 70%
• 1 Year Declared Rate Strategy :  Rate: 4.2%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.35% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 65%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 10.75% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 9.75% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 8.5% 
• 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock:  Cap 13% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 13.1% 

American Legend 7 100,000+

• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 13.6% 
• 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock:  Cap 13.5% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 9% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 10.25% 
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 11.5% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 70%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.85% 
• 1 Year Declared Rate Strategy :  Rate: 4.4%
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 75%

American Legend 7 Non-MVA 10,000+

• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 60%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 10% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 65%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 9.5% 
• 1 Year Declared Rate Strategy :  Rate: 4.05%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.75% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.5% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12.25% 
• 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock:  Cap 12% 

American Legend 7 Non-MVA 100,000+

• 1-Year First Trust Barclays Edge point-to-point with 7-year Cap rate lock:  Cap 12.25% 
• 1-Year First Trust Barclays Edge point-to-point with Cap rate:  Cap 12.5% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.75% 
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8% 
• 1 Year Declared Rate Strategy :  Rate: 4.2%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 10% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 70%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 10.25% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 65%