On The Move – July 11, 2023

July 13, 2023 – Effective Date of Change

Oceanview Life and Annuity

Fixed Indexed Annuity

Harbourview FIA 10 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 11.850% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 35%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000% 
• 1 Year Fixed Rate Account:  Rate: 6.75%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 40%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 11.850% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 11.850% 

Harbourview FIA 10 CA 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 11.850% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 32%
• 1 Year Fixed Rate Account:  Rate: 6.75%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 11.850% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 11.850% 

Harbourview FIA 3 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.850% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 15%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000% 
• 1 Year Fixed Account:  Rate: 5.00%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.850% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.850% 

Harbourview FIA 3 CA 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 5.850% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 14%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 22%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000% 
• 1 Year Fixed Account:  Rate: 5.00%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 5.850% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 5.850% 

Harbourview FIA 5 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.600% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000% 
• 1 Year Fixed Account:  Rate: 5.00%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.600% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.600% 

Harbourview FIA 5 CA 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.600% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 25%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27%
• 1 Year Fixed Account:  Rate: 5.00%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.600% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.600% 

Harbourview FIA 7 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 11.350% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000% 
• 1 Year Fixed Account:  Rate: 6.15%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 11.350% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 11.350% 

Harbourview FIA 7 CA 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 11.350% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 25%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 27%
• 1 Year Fixed Account:  Rate: 6.15%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 11.350% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 11.350%

July 19, 2023 – Effective Date of Change

American Equity Investment Life Insurance Company

Fixed Indexed Annuity

AssetShield 10 5,000+

• S&P 500 Annual Pt to Pt with Cap:  Cap 10.000% 
• S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 2.600% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 175%
• S&P 500 Annual Pt to Pt with PR:  Part Rate 30%
• S&P 500 NeXt Monthly Pt to Pt with Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate: 4.00%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 250%
• BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 170%
• CS Tech Edge Annual Pt to Pt with PR:  Part Rate 175%
• SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 165%
• BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 250%
• CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 265%
• SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 240%
• S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 13.000% 
• S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 3.400% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 245%
• S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45%
• S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee:  Cap 1.200% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 345%
• BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 225%
• CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 235%
• SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 220%
• BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 330%
• CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 350%
• SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 320%
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205%
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 195%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 285%

AssetShield 5 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 8.500% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.300% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 145%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 24%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate: 3.35%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 110%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 115%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 110%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.000% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.100% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 230%
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 38%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 210%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 215%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 210%
• BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 125%
• BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *FEE*:  Part Rate 180%

AssetShield 7 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 9.250% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.500% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 160%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 29%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate: 3.75%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 125%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 130%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 125%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.750% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.300% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 240%
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 43%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 215%
• BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 135%
• BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *Fee*:  Part Rate 190%

AssetShield 9 Bonus CA 5,000+

• Traditional Fixed Value:  Rate: 4.10%
• S&P 500 Annual Pt to Pt w/Cap:  Cap 7.750% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 100%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 30%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 140%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 100%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 100%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 100%
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
• BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 140%
• BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
• CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 140%
• CS Tech Edge 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
• SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 140%
• SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*:  Part Rate 240%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*:  Part Rate 240%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 11.000% 
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 45%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 170%
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.900% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 2.600% 
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150%
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 155%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 230%

AssetShield 9 CA 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 10.000% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.600% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 175%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 30%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 250%
• Traditional Fixed Value:  Rate: 4.00%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 170%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 175%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 165%
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 235%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
• BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 250%
• BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*:  Part Rate 330%
• CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 265%
• CS Tech Edge 2 Year Pt to Pt w/PR *FEE*:  Part Rate 350%
• SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 240%
• SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*:  Part Rate 320%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*:  Part Rate 245%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*:  Part Rate 345%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 13.000% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.400% 
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 45%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 140%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 205%
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 195%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 285%

AssetShield Bonus 10 5,000+

• 1 Year Fixed Account:  Rate: 3.99%
• S&P 500 Annual Pt to Pt with Cap:  Cap 7.750% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 100%
• S&P 500 Annual Pt to Pt with PR:  Part Rate 30%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 140%
• BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 100%
• CS Tech Edge Annual Pt to Pt with PR:  Part Rate 100%
• SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 100%
• BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 140%
• CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 140%
• SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 140%
• S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 11.000% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 170%
• S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
• BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 170%
• CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 170%
• SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 170%
• BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
• CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
• SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 240%
• S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 1.900% 
• S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 2.600% 
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 105%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 150%
• BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*:  Part Rate 155%
• BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*:  Part Rate 230%