On The Move – January 3, 2023

January 4, 2023 – Effective Date of Change

Liberty Bankers Life

MYGA

• Bankers 3 10,000+  4.50%
• Bankers 5 10,000+  4.70%
• Bankers 5 Premier 10,000+  5.00%
• Bankers 5 Premier Plus 10,000+  4.80% w/ 1.00% Bonus
• Bankers 7 10,000+  4.70%
• Bankers 7 Premier 10,000+  5.00%
• Bankers Elite 3 10,000+  4.90%
• Bankers Elite 5 10,000+  5.00%
• Bankers Elite 7 10,000+  4.95%
• Bankers Elite 9 10,000+  4.90%

January 5, 2023 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

MYGA Plus 3 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.05%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.20% 

MYGA Plus 3 FIA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.25%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.40% 

MYGA Plus 5 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.55%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.30% 

MYGA Plus 5 FIA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.80%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.50% 

MYGA Plus 7 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.30%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.00% 

MYGA Plus 7 FIA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate 5.55%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.20% 

January 9, 2023 – Effective Date of Change

American General Life Insurance Company

Power 10 Protector Plus Income 25,000+

• 1 Year S&P 500 Annual Point to Point:  Cap 10.000% 
• 1 Year Fixed Account:  Rate 4.75%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 70%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 170%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 275%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 88%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 245%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 58%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 115%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 120%

Power 10 Protector Plus Income 100,000+

• 1 Year S&P 500 Annual Point to Point:  Cap 11.000% 
• 1 Year Fixed Account:  Rate 5.00%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 48%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 70%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 95%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 185%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 290%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 103%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 260%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 365%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 63%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 145%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 200%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 100%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 135%

Power 7 Protector Plus Income 25,000+

• 1-Year S&P 500 Annual Point-to-Point Account:  Cap 9.500% 
• 1 Year Fixed Account:  Rate 4.50%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 70%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 160%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 265%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 83%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 235%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 340%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 57%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 115%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 170%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 110%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115%

Power 7 Protector Plus Income 100,000+

• 1-Year S&P 500 Annual Point-to-Point Account:  Cap 10.500% 
• 1 Year Fixed Account:  Rate 4.75%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 46%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 70%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 95%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 175%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 280%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 98%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 61%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130%

Global Atlantic Financial Group

MYGA

• SecureFore 3 10,000+  4.00%
• SecureFore 3 100,000+  4.50%
• SecureFore 5 10,000+  4.50%
• SecureFore 5 100,000+  5.00%
• SecureFore 7 10,000+  4.50%
• SecureFore 7 100,000+  5.00%

Guaranty Income Life

Fixed Indexed Annuity

Guaranty Growth Builder 10 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 10 with Enhanced Access 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 14 20,000+

• Fixed Rate:  Rate 5.00%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 125%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 11.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 150%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 210%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 14.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 175%

Guaranty Growth Builder 14 with Enhanced Access 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 125%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 11.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 150%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 210%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 14.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 175%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 5 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 110%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 180%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 160%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 5 with Enhanced Access 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 110%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 180%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 160%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 7 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.500% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.500% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 55%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Builder 7 with Enhanced Access 20,000+

• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120%
• 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.500% 
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140%
• 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200%
• 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.500% 
• 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 55%
• 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170%
• Fixed Rate:  Rate 5.00%

Guaranty Growth Plus 20,000+

• S&P 500 Total Return Point-to-Point with Participation Rate:  Part Rate 40%
• S&P 500 Total Return Point-to-Point with Cap:  Cap 11.000% 
• S&P 500 Total Return Monthly Sum with Cap:  Cap 3.000% 
• S&P 500 Price Return Point-to-Point with Participation Rate:  Part Rate 50%
• S&P 500 Price Return Point-to-Point with Cap:  Cap 12.000% 
• S&P 500 Price Return Monthly Sum with Cap:  Cap 3.500% 
• S&P 500 MARC 5 Point-to-Point with Participation Rate:  Part Rate 150%
• Fixed:  Rate 5.00%