--- title: On The Move - January 3, 2023 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – January 3, 2023 ### **January 4, 2023** – Effective Date of Change ## Liberty Bankers Life ### MYGA - **Bankers 3 **10,000+  4.50% - **Bankers 5 **10,000+  4.70% - **Bankers 5 Premier **10,000+  5.00% - **Bankers 5 Premier Plus **10,000+  4.80% w/ 1.00% Bonus - **Bankers 7 **10,000+  4.70% - **Bankers 7 Premier **10,000+  5.00% - **Bankers Elite 3 **10,000+  4.90% - **Bankers Elite 5 **10,000+  5.00% - **Bankers Elite 7 **10,000+  4.95% - **Bankers Elite 9 **10,000+  4.90% ### **January 5, 2023** – Effective Date of Change ## Ibexis ### Fixed Indexed Annuity **MYGA Plus 3 FIA 10,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.05% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.20%  **MYGA Plus 3 FIA 100,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.25% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.40%  **MYGA Plus 5 FIA 10,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.55% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.30%  **MYGA Plus 5 FIA 100,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.80% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.50%  **MYGA Plus 7 FIA 10,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.30% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.00%  **MYGA Plus 7 FIA 100,000+** - MYGA Fixed Option (Simple Interest):  Rate 5.55% - 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.20%  ### January 9, 2023 – Effective Date of Change ## American General Life Insurance Company **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 10.000%  - 1 Year Fixed Account:  Rate 4.75% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 70% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 170% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 275% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 88% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 245% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 350% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 58% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 120% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 115% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 120% **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 11.000%  - 1 Year Fixed Account:  Rate 5.00% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 48% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 70% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 95% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 185% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 290% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 103% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 260% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 365% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 63% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 145% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 200% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 100% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 135% **Power 7 Protector Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 9.500%  - 1 Year Fixed Account:  Rate 4.50% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 55% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 70% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 265% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 83% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 235% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 340% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 57% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 115% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 170% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 80% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115% **Power 7 Protector Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 10.500%  - 1 Year Fixed Account:  Rate 4.75% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 46% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 70% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 95% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 280% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 98% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 355% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 61% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% ## Global Atlantic Financial Group ### MYGA - **SecureFore 3 **10,000+  4.00% - **SecureFore 3 **100,000+  4.50% - **SecureFore 5 **10,000+  4.50% - **SecureFore 5 **100,000+  5.00% - **SecureFore 7 **10,000+  4.50% - **SecureFore 7 **100,000+  5.00% ## Guaranty Income Life ### Fixed Indexed Annuity **Guaranty Growth Builder 10 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 10 with Enhanced Access 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 14 20,000+** - Fixed Rate:  Rate 5.00% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 125% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 11.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 150% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 210% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 14.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 175% **Guaranty Growth Builder 14 with Enhanced Access 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 125% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 11.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 150% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 210% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 14.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 175% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 5 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 110% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 180% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 160% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 5 with Enhanced Access 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 110% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.000%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 180% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.000%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 50% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 160% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 7 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.500%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.500%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 55% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170% - Fixed Rate:  Rate 5.00% **Guaranty Growth Builder 7 with Enhanced Access 20,000+** - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate:  Part Rate 120% - 1 Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40% - 1 Year S&P 500 Annual Point-to-Point Cap Rate:  Cap 10.500%  - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate:  Part Rate 140% - 1 Year Citi Risk Balanced 5% Net Annual Point-to-Point Par Rate With Buy Up:  Part Rate 200% - 1 Year S&P 500 Annual Point-to-Point Cap Rate With Buy Up:  Cap 13.500%  - 1 Year S&P 500 Annual Point-to-Point Par Rate With Buy Up:  Part Rate 55% - 1 Year S&P MARC 5% Annual Point-to-Point Par Rate With Buy Up:  Part Rate 170% - Fixed Rate:  Rate 5.00% **Guaranty Growth Plus 20,000+** - S&P 500 Total Return Point-to-Point with Participation Rate:  Part Rate 40% - S&P 500 Total Return Point-to-Point with Cap:  Cap 11.000%  - S&P 500 Total Return Monthly Sum with Cap:  Cap 3.000%  - S&P 500 Price Return Point-to-Point with Participation Rate:  Part Rate 50% - S&P 500 Price Return Point-to-Point with Cap:  Cap 12.000%  - S&P 500 Price Return Monthly Sum with Cap:  Cap 3.500%  - S&P 500 MARC 5 Point-to-Point with Participation Rate:  Part Rate 150% - Fixed:  Rate 5.00% #### Author:Webmaster [Next Key Highlights from the SECURE Act 2.0](https://blog.iamsinc.com/key-highlights-from-the-secure-act-2-0) [Previous Learn From the Top Minds in the Industry](https://blog.iamsinc.com/learn-from-the-top-minds-in-the-industry) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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