On The Move – January 17, 2023

January 17, 2023 – Effective Date of Change

GBU Life

Fixed Annuity

• Flex Guard Preferred 5 1,000+  2.10%
• Flex Guard Preferred 5 25,000+  4.40%
• Flex Guard Preferred 5 100,000+  4.65%
• Flex Guard Preferred 8 10,000+  4.10%
• Flex Guard Preferred 8 25,000+  4.45%
• Flex Guard Preferred 8 100,000+  4.65%
• Preferred 5 500+  2.85%
• Preferred 8 10,000+  3.35%

MYGA

• Assetguard Select 2 25,000+  4.00%
• Assetguard Select 2 100,000+  4.10%
• Assetguard Select 3 25,000+  3.80%
• Assetguard Select 3 100,000+  4.05%
• Assetguard Select 4 25,000+  4.15%
• Assetguard Select 4 100,000+  4.35%
• Assetguard Select 5 25,000+  4.30%
• Assetguard Select 5 100,000+  4.50%

Global Atlantic Financial Group

MYGA

• SecureFore 3 10,000+  3.75%
• SecureFore 3 100,000+  4.25%
• SecureFore 5 10,000+  4.25%
• SecureFore 5 100,000+  4.75%
• SecureFore 7 10,000+  4.25%
• SecureFore 7 100,000+  4.75%

Lincoln Financial Group

Fixed Indexed Annuity

Lincoln Covered Choice 5 10,000+

• 5 Year Fixed Account:  Rate 4.10%
• 1 Year S&P Perfomance Triggered :  Cap 7.000% 
• 1 Year S&P 500 Point-to-Point Cap:  Cap 8.000% 

Lincoln Covered Choice 5 100,000+

• 5 Year Fixed Account:  Rate 4.35%
• 1 Year S&P Perfomance Triggered :  Cap 7.500% 
• 1 Year S&P 500 Point-to-Point Cap:  Cap 9.000% 

Lincoln Covered Choice 5 Advisory 10,000+

• 1-Year S&P Perfomance Triggered :  Cap 7.500% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 8.500% 
• 5-Year Fixed Account:  Rate 4.35%

Lincoln Covered Choice 5 Advisory 100,000+

• 1-Year S&P Perfomance Triggered :  Cap 8.000% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 9.000% 
• 5-Year Fixed Account:  Rate 4.60%

Lincoln Covered Choice® 5 II 10,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 9.500% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 7.750% 
• 1 Year Fixed Account:  Rate 4.35%

Lincoln Covered Choice® 5 II 100,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 10.000% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 8.500% 
• 1 Year Fixed Account:  Rate 4.50%

Lincoln Covered Choice® 5 II Advisory 10,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 10.000% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 8.250% 
• 1 Year Fixed Account:  Rate 4.65%

Lincoln Covered Choice® 5 II Advisory 100,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 11.000% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 9.250% 
• 1 Year Fixed Account:  Rate 5.25%

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 2.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.750% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 1-Year Fixed Account:  Rate 4.25%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.000% 
• 1-Year S&P 500 Participation :  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1-Year Fixed Account:  Rate 3.65%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 200%
• 1-Year S&P 500 Performance Triggered :  Cap 7.000% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 1.00% 

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.500% 
• 1-Year S&P 500 Participation :  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
• 1-Year Fixed Account:  Rate 3.90%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 225%
• 1-Year S&P 500 Performance Triggered :  Cap 7.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 1-Year Fixed Account:  Rate 4.55%
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 

Lincoln OptiBlend 5 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.250% 
• 1-Year Fixed Account:  Rate 4.80%
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 9.250% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 

Lincoln OptiBlend 5 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000% 
• 1-Year S&P 500 Participation :  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1-Year Fixed Account:  Rate 4.20%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 210%
• 1-Year S&P 500 Performance Triggered :  Cap 8.000% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 

Lincoln OptiBlend 5 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 175%
• 1-Year Fixed Account:  Rate 4.45%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 190%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 235%
• 1-Year S&P 500 Performance Triggered :  Cap 8.500% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.300% 
• 1-Year Fixed Account:  Rate 4.55%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 8.300% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.300% 
• 1-Year Fixed Account:  Rate 4.80%
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 9.050% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 2.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.050% 
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
• 1-Year Fixed Account:  Rate 4.25%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 170%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 215%
• 1-Year S&P 500 Performance Triggered :  Cap 8.050% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 

Lincoln OptiBlend 7 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.550% 
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
• 1-Year Fixed Account:  Rate 4.50%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 195%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 240%
• 1-Year S&P 500 Performance Triggered :  Cap 8.550% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.50% 

Lincoln Set 5 II 10,000+

• Fixed:  Rate 4.35%
• 1 Year S&P 500 Performance Triggered:  Cap 7.750% 
• 1 Year S&P 500 Cap:  Cap 9.000% 
• 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 12.000% 

Lincoln Set 5 II 100,000+

• Fixed:  Rate 4.60%
• 1 Year S&P 500 Performance Triggered:  Cap 8.250% 
• 1 Year S&P 500 Cap:  Cap 9.500% 
• 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15.000% 

MYGA

• Lincoln MYGuarantee Plus 5 10,000+  3.50%
• Lincoln MYGuarantee Plus 5 100,000+  4.00%
• Lincoln MYGuarantee Plus 7 10,000+  3.50%
• Lincoln MYGuarantee Plus 7 100,000+  4.00%

January 18, 2023 – Effective Date of Change

Aspida

MYGA

• Synergy Choice 2 25,000+  4.15%
• Synergy Choice 2 100,000+  4.30%
• Synergy Choice 3 25,000+  4.95%
• Synergy Choice 3 100,000+  5.10%
• Synergy Choice 5 25,000+  5.25%
• Synergy Choice 5 100,000+  5.40%
• Synergy Choice 7 25,000+  5.35%
• Synergy Choice 7 100,000+  5.50%

Delaware Life

MYGA

• Apex MYGA 3 10,000+  4.65%
• Apex MYGA 3 100,000+  4.95%
• Apex MYGA 5 10,000+  4.85%
• Apex MYGA 5 100,000+  5.05%
• Apex MYGA 7 10,000+  4.85%
• Apex MYGA 7 100,000+  5.05%

Oceanview Life and Annuity

MYGA

• Harbourview 10 20,000+  4.75%
• Harbourview 10 80,000+  5.10%
• Harbourview 10 (CA) 20,000+  4.60%
• Harbourview 10 (CA) 80,000+  4.95%
• Harbourview 2 20,000+  4.20%
• Harbourview 2 80,000+  4.55%
• Harbourview 2 (CA) 20,000+  4.10%
• Harbourview 2 (CA) 80,000+  4.45%
• Harbourview 3 20,000+  4.75%
• Harbourview 3 80,000+  5.10%
• Harbourview 3 (CA) 20,000+  4.65%
• Harbourview 3 (CA) 80,000+  5.00%
• Harbourview 4 20,000+  4.65%
• Harbourview 4 80,000+  5.00%
• Harbourview 4 (CA) 20,000+  4.50%
• Harbourview 4 (CA) 80,000+  4.85%
• Harbourview 5 20,000+  4.75%
• Harbourview 5 80,000+  5.10%
• Harbourview 5 (CA) 20,000+  4.60%
• Harbourview 5 (CA) 80,000+  4.95%
• Harbourview 6 20,000+  4.95%
• Harbourview 6 80,000+  5.30%
• Harbourview 6 (CA) 20,000+  4.80%
• Harbourview 6 (CA) 80,000+  5.15%
• Harbourview 7 20,000+  4.75%
• Harbourview 7 80,000+  5.10%
• Harbourview 7 (CA) 20,000+  4.60%
• Harbourview 7 (CA) 80,000+  4.95%