IAMS Blog

On The Move - January 9, 2024 - Insurance Agency Marketing Services

Written by Webmaster | Jan 9, 2024 9:39:34 AM

January 10, 2024 – Effective Date of Change

American Equity Investment Life Insurance Company

MYGA

  • GuaranteeShield 3 10,000+  4.90%
  • GuaranteeShield 3 100,000+  5.15%
  • GuaranteeShield 3 250,000+  5.25%
  • GuaranteeShield 5 10,000+  5.15%
  • GuaranteeShield 5 100,000+  5.40%
  • GuaranteeShield 5 250,000+  5.45%

SILAC

Fixed Indexed Annuity

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 90%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 70%
  • 1 Year S&P 500 Monthly Cap:  Cap 3.500% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 125%
  • 1 Year Fixed Account:  Rate: 4.75%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 245%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 260%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -5.75% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 250%
  • NASDAQ Generations 5 w/Spread:  Spread -5.50% 

Denali 10 (AK, MN, MT, OH, OR, PA, UT, WA) 10,000+

  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 180%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 192%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.75% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 185%
  • NASDAQ Generations 5 w/Spread:  Spread -3.50% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 95%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.500% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 67%

Denali 10 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 80%
  • NASDAQ Generations 5 w/Participation:  Part Rate 220%
  • NASDAQ Generations 5 w/Spread:  Spread -4.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 227%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.75% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 65%
  • 1 Year S&P 500 Monthly Cap:  Cap 3.000% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 215%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.50% 
  • 1 Year Fixed Account:  Rate: 4.50%

Denali 14 10,000+

  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 72%
  • 1 Year S&P 500 Monthly Cap:  Cap 3.650% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 130%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 247%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.50% 
  • 1 Year Fixed Account:  Rate: 5.00%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 262%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -5.75% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 252%
  • NASDAQ Generations 5 w/Spread:  Spread -5.50% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 90%

Denali 14 (CO) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 90%
  • 1 Year Fixed Account:  Rate: 4.75%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 70%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 242%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 260%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -5.75% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 247%
  • NASDAQ Generations 5 w/Spread:  Spread -5.50% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 125%
  • 1 Year S&P 500 Monthly Cap:  Cap 3.500% 

Denali 14 (IN) 10,000+

  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.750% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 60%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 205%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.25% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 217%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.50% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 210%
  • NASDAQ Generations 5 w/Spread:  Spread -4.25% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.750% 

Denali 7 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 80%
  • NASDAQ Generations 5 w/Participation:  Part Rate 217%
  • NASDAQ Generations 5 w/Spread:  Spread -4.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 225%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.75% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62%
  • 1 Year S&P 500 Monthly Cap:  Cap 3.000% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 110%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 212%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.50% 
  • 1 Year Fixed Account:  Rate: 4.75%

Denali 7 (AK, MN, MT, OH, OR, PA, UT, WA) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 62%
  • 1 Year Fixed Account:  Rate: 3.75%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.000% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 167%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.00% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 180%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.25% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 172%
  • NASDAQ Generations 5 w/Spread:  Spread -3.00% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.250% 

Denali 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.000% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.650% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 192%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
  • 1 Year Fixed Account:  Rate: 4.25%
  • 1 Year Credit Suisse RavenPack w/Partricipation:  Part Rate 205%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 197%
  • NASDAQ Generations 5 w/Spread:  Spread -3.75% 

Denali Bonus 10 10,000+

  • NASDAQ Generations 5 w/Participation:  Part Rate 202%
  • NASDAQ Generations 5 w/Spread:  Spread -4.00% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 210%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.25% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.750% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 197%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.00% 
  • 1 Year Fixed Account:  Rate: 4.25%
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%

Denali Bonus 10 (AK, CT, MN, MT, OH, OR, PA, UT, WA) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year Fixed Account:  Rate: 2.75%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 5.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 135%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -1.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 145%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 140%
  • NASDAQ Generations 5 w/Spread:  Spread -1.75% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 75%
  • 1 Year S&P 500 Monthly Cap:  Cap 1.750% 

Denali Bonus 10 (CO, DE, ID, IN, MA, MO, MD, NV, SC, TX) 10,000+

  • NASDAQ Generations 5 w/Participation:  Part Rate 170%
  • NASDAQ Generations 5 w/Spread:  Spread -2.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 175%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.00% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 6.750% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 47%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.250% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 85%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 165%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
  • 1 Year Fixed Account:  Rate: 3.50%
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%

Denali Bonus 14 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.750% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 197%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.00% 
  • 1 Year Fixed Account:  Rate: 4.25%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 210%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.25% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 202%
  • NASDAQ Generations 5 w/Spread:  Spread -4.00% 

Denali Bonus 14 (CO) 10,000+

  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 195%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 205%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 200%
  • NASDAQ Generations 5 w/Spread:  Spread -3.75% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.650% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 72%

Denali Bonus 14 (IN) 10,000+

  • 1 Year Fixed Account:  Rate: 3.50%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.000% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 165%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 175%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 170%
  • NASDAQ Generations 5 w/Spread:  Spread -2.75% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.250% 

Denali Bonus 7 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%
  • NASDAQ Generations 5 w/Participation:  Part Rate 180%
  • NASDAQ Generations 5 w/Spread:  Spread -3.25% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 185%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.50% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.500% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 175%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.25% 
  • 1 Year Fixed Account:  Rate: 3.50%

Denali Bonus 7 (AK, CT, MN, MT, OH, OR, PA, UT, WA) 10,000+

  • 1 Year Fixed Account:  Rate: 2.75%
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 5.500% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 135%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -1.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 145%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 140%
  • NASDAQ Generations 5 w/Spread:  Spread -1.75% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 75%
  • 1 Year S&P 500 Monthly Cap:  Cap 1.750% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 50%

Denali Bonus 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%
  • NASDAQ Generations 5 w/Participation:  Part Rate 175%
  • NASDAQ Generations 5 w/Spread:  Spread -3.00% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 180%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.25% 
  • 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.250% 
  • 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
  • 1 Year S&P 500 Monthly Cap:  Cap 2.350% 
  • 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 170%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.00% 
  • 1 Year Fixed Account:  Rate: 3.25%

Teton 10 10,000+

  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.00% 
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.250% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.750% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 100%
  • 1 Year Fixed Account:  Rate: 4.50%
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 195%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 207%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.25% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 200%
  • NASDAQ Generations 5 w/Spread:  Spread -4.00% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%

Teton 10 State Variation 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
  • NASDAQ Generations 5 w/Participation:  Part Rate 190%
  • NASDAQ Generations 5 w/Spread:  Spread -3.50% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 195%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.75% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.50% 
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate :  Part Rate 185%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 7.750% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 55%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.500% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
  • 1 Year Fixed Account:  Rate: 4.25%

Teton 14 10,000+

  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 197%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.500% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.750% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 105%
  • 1 Year Fixed Account:  Rate: 4.75%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.00% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 210%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.25% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 202%
  • NASDAQ Generations 5 w/Spread:  Spread -4.00% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%

Teton 14 (CO) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
  • 1 Year Fixed Account:  Rate: 4.50%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.250% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 195%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 205%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 200%
  • NASDAQ Generations 5 w/Spread:  Spread -3.75% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 100%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.750% 

Teton 7 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
  • 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -3.75% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 192%
  • NASDAQ Generations 5 w/Spread:  Spread -3.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 200%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -4.00% 
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.000% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 55%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.650% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97%
  • 1 Year Fixed Account:  Rate: 4.25%

Teton 7 State Variation 10,000+

  • 1 Year Fixed Account:  Rate: 4.00%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 7.750% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.500% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 182%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 195%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.75% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.50% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 187%
  • NASDAQ Generations 5 w/Spread:  Spread -3.50% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%

Teton Bonus 10 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
  • NASDAQ Generations 5 w/Participation:  Part Rate 157%
  • NASDAQ Generations 5 w/Spread:  Spread -2.50% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 162%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.75% 
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 152%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.350% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.250% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
  • 1 Year Fixed Acocunt:  Rate: 3.00%

Teton Bonus 10 State Variation 10,000+

  • 1 Year Barclays Atlas 5 Annual Point to Point PR :  Part Rate 147%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.000% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.000% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75%
  • 1 Year Fixed Account:  Rate: 2.75%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 157%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.50% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 152%
  • NASDAQ Generations 5 w/Spread:  Spread -2.25% 
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 55%

Teton Bonus 14 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
  • NASDAQ Generations 5 w/Participation:  Part Rate 167%
  • NASDAQ Generations 5 w/Spread:  Spread -2.75% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 172%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -3.00% 
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.750% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 47%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.250% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 80%
  • 1 Year Fixed Account:  Rate: 3.25%
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 162%

Teton Bonus 14 (CO) 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
  • 1 Year Fixed Account:  Rate: 3.00%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.500% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
  • 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 157%
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 167%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.75% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.50% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 162%
  • NASDAQ Generations 5 w/Spread:  Spread -2.50% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.250% 

Teton Bonus 7 10,000+

  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 55%
  • 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 145%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.000% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 42%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.000% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75%
  • 1 Year Fixed Account:  Rate: 2.75%
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.00% 
  • NASDAQ Generations 5 w/Participation:  Part Rate 150%
  • NASDAQ Generations 5 w/Spread:  Spread -2.00% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 155%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.25% 

Teton Bonus 7 State Variation 10,000+

  • NASDAQ Generations 5 w/Participation:  Part Rate 145%
  • NASDAQ Generations 5 w/Spread:  Spread -2.00% 
  • 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -1.75% 
  • 1 Year Credit Suisse RavenPack w/Participation:  Part Rate 150%
  • 1 Year Credit Suisse RavenPack w/Spread:  Spread -2.25% 
  • 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 142%
  • 1 Year S&P 500 Annual Point to Point with Cap:  Cap 5.750% 
  • 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 40%
  • 1 Year S&P 500 Monthly Cap :  Cap 2.000% 
  • 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 70%
  • 1 Year Fixed Account:  Rate: 2.50%
  • 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 55%

January 11, 2024 – Effective Date of Change

Sagicor Life Insurance Company

MYGA

  • Milestone MYGA 3 15,000+  4.25%
  • Milestone MYGA 3 50,000+  5.00%
  • Milestone MYGA 3 100,000+  5.25%
  • Milestone MYGA 3 CA 15,000+  4.20%
  • Milestone MYGA 3 CA 50,000+  4.95%
  • Milestone MYGA 3 CA 100,000+  5.20%
  • Milestone MYGA 3 FL 15,000+  4.25%
  • Milestone MYGA 3 FL 50,000+  5.00%
  • Milestone MYGA 3 FL 100,000+  5.25%
  • Milestone MYGA 4 15,000+  4.45%
  • Milestone MYGA 4 50,000+  5.00%
  • Milestone MYGA 4 100,000+  5.25%
  • Milestone MYGA 4 CA 15,000+  4.40%
  • Milestone MYGA 4 CA 50,000+  4.95%
  • Milestone MYGA 4 CA 100,000+  5.20%
  • Milestone MYGA 4 FL 15,000+  4.45%
  • Milestone MYGA 4 FL 50,000+  5.00%
  • Milestone MYGA 4 FL 100,000+  5.25%
  • Milestone MYGA 5 15,000+  4.60%
  • Milestone MYGA 5 50,000+  5.05%
  • Milestone MYGA 5 100,000+  5.30%
  • Milestone MYGA 5 CA 15,000+  4.55%
  • Milestone MYGA 5 CA 50,000+  5.00%
  • Milestone MYGA 5 CA 100,000+  5.25%
  • Milestone MYGA 5 FL 15,000+  4.60%
  • Milestone MYGA 5 FL 50,000+  5.05%
  • Milestone MYGA 5 FL 100,000+  5.30%
  • Milestone MYGA 6 15,000+  4.70%
  • Milestone MYGA 6 50,000+  5.05%
  • Milestone MYGA 6 100,000+  5.25%
  • Milestone MYGA 6 CA 15,000+  4.65%
  • Milestone MYGA 6 CA 50,000+  5.00%
  • Milestone MYGA 6 CA 100,000+  5.20%
  • Milestone MYGA 6 FL 15,000+  4.70%
  • Milestone MYGA 6 FL 50,000+  5.05%
  • Milestone MYGA 6 FL 100,000+  5.25%
  • Milestone MYGA 7 15,000+  4.75%
  • Milestone MYGA 7 50,000+  5.10%
  • Milestone MYGA 7 100,000+  5.25%
  • Milestone MYGA 7 CA 15,000+  4.70%
  • Milestone MYGA 7 CA 50,000+  5.05%
  • Milestone MYGA 7 CA 100,000+  5.20%
  • Milestone MYGA 7 FL 15,000+  4.75%
  • Milestone MYGA 7 FL 50,000+  5.10%
  • Milestone MYGA 7 FL 100,000+  5.25%

January 16, 2024 – Effective Date of Change

OrionShield 10 15,000+

  • 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.000% 
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
  • 1-Year Fixed Account:  Rate: 4.10%
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
  • 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.000% 
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50%

OrionShield 10 150,000+

  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50%
  • 1-Year S&P 500 Annual Point to Point Cap:  Cap 11.000% 
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180%
  • 1-Year Fixed Account:  Rate: 4.85%
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
  • 1-Year Russell 2000 Monthly Averaging Cap:  Cap 10.500% 

OrionShield 10 Premium Bonus 15,000+

  • 1-Year Fixed Account:  Rate: 3.00%
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.250%  Part Rate 50%
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.750% 
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.750% 

OrionShield 10 Premium Bonus 150,000+

  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000% 
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750% 
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.500%  Part Rate 50%
  • 1-Year Fixed Account:  Rate: 3.00%

OrionShield 5 15,000+

  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.000% 
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.750% 
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
  • 1-Year Fixed Account:  Rate: 3.85%
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%

OrionShield 5 150,000+

  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
  • 1-Year Fixed Account:  Rate: 4.60%
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750% 
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.250% 

OrionShield 7 15,000+

  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.750% 
  • 1-Year Fixed Account:  Rate: 4.00%
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50%
  • 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.750% 
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%

OrionShield 7 150,000+

  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
  • 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750% 
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50%
  • 1-Year Fixed Account:  Rate: 4.75%
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.000% 
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%

OrionShield 7 Premium Bonus 15,000+

  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000% 
  • 1-Year Fixed Account:  Rate: 3.75%
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750% 
  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%

OrionShield 7 Premium Bonus 150,000+

  • 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
  • 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.750% 
  • 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
  • 1-Year Fixed Account:  Rate: 4.50%
  • 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.250% 
  • 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%

MYGA

  • LunarGuard 3 10,000+  4.90%
  • LunarGuard 3 100,000+  5.10%
  • LunarGuard 5 10,000+  4.95%
  • LunarGuard 5 100,000+  5.15%
  • LunarGuard 7 10,000+  4.90%
  • LunarGuard 7 100,000+  5.10%
  • LunarLock 3 10,000+  4.90%
  • LunarLock 3 100,000+  5.10%
  • LunarLock 5 10,000+  4.95%
  • LunarLock 5 100,000+  5.15%
  • LunarLock 7 10,000+  4.90%
  • LunarLock 7 100,000+  5.10%