On The Move – January 23, 2024

January 24, 2024 – Effective Date of Change

EquiTrust Life Insurance Company

Fixed Indexed Annuity

Bridge Annuity 50,000+

• 1-Year Interest:  Rate: 5.00%
• S&P 500 1-Year Point-to-Point Cap:  Cap 10.000% 
• S&P 500 1-Year Point-to-Point Participation:  Part Rate 50%
• S&P 500 1-Year Monthly Average Participation:  Part Rate 100%
• Focus50 1-Year Point-to-Point Participation:  Part Rate 150%
• MARC 5% 1-Year Point-to-Point Participation:  Part Rate 175%

Market Power Bonus Index 10,000+

• 1-Year S&P MARC 5% ER Point to Point Participation:  Part Rate 150%
• 1-Year Interest Account:  Rate: 4.00%
• 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 7.000% 
• 2-Year S&P 500 Monthly Averaging Cap Index Account :  Cap 18.000% 
• 1 Year S&P 500 Monthly Average Participation Index Account:  Part Rate 75%
• 1-Year Barclays Focus50 Participation Index Account:  Part Rate 135%
• 2-Year Barclays Focus50 Participation Index Account:  Part Rate 180%
• 1-Year S&P 500 Monthly Cap Index Account:  Cap 2.000% 
• 1-Year S&P 500 Monthly Average Cap Index Account:  Cap 8.000% 

Market Ten Bonus Index 10,000+

• 1-Year S&P 500 Monthly Average Cap Index Account:  Cap 8.000% 
• 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 7.000% 
• 1-Year Interest Account:  Rate: 4.00%
• 1-Year S&P 500 Monthly Average Participation Index Account:  Part Rate 75%
• 1-Year S&P 500 Monthly Cap Index Account:  Cap 2.000% 
• 1-Year Barclays Focus50 Participation Index Account:  Part Rate 135%
• 2-Year Barclays Focus50 Participation Index Account:  Part Rate 180%
• 2-Year S&P 500 Monthly Average Cap Index Account :  Cap 18.000% 
• 1-Year S&P MARC 5% ER Point to Point Participation :  Part Rate 150%

Market Value Index 10,000+

• 1-Year S&P 500 Point-to-Point Participation Index Account:  Part Rate 50%
• 1-Year S&P 500 Monthly Average Participation Index Account:  Part Rate 100%
• 2-Year S&P 500 Monthly Average Cap Index Account:  Cap 20.000% 
• 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 10.000% 
• 1-Year S&P 500 Monthly Average Cap Index Account:  Cap 12.000% 
• 1-Year Fixed Interest Account:  Rate: 5.00%
• 1-Year Barclays Focus50 Participation Index Account:  Part Rate 175%
• 2-Year Barclays Focus50 Participation Index Account:  Part Rate 225%
• 1-Year S&P 500 Monthly Cap Index Account:  Cap 2.500% 
• 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 200%

MarketFive Index 10,000+

• 1-Year Interest Account:  Rate: 5.00%
• 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 10.000% 
• 1-Year S&P 500 Point-to-Point Participation Index Account :  Part Rate 50%
• 1-Year S&P 500 Monthly Cap Index Account :  Cap 3.000% 
• 1-Year Barclays Focus50 Participation Index Account:  Part Rate 175%
• 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 200%
• 1-Year S&P 500 Monthly Average Cap Index Account :  Cap 12.000% 
• 1-Year S&P 500 Monthly Average Participation Index Account :  Part Rate 100%

MarketForce Bonus Index 10,000+

• 1-Year Interest:  Rate: 3.75%
• S&P 500 1-Year Point-to-Point Cap:  Cap 6.500% 
• MARC 5% 1-Year Point-to-Point Participation:  Part Rate 160%
• S&P 500 1-Year Point-to-Point Cap with Fee:  Cap 10.000% 
• S&P 500 1-Year Point-to-Point Participation with Fee:  Part Rate 60%
• Focus50 1-Year Point-to-Point Participation with Fee:  Part Rate 200%
• MARC 5% 1-Year Point-to-Point Participation with Fee:  Part Rate 225%

MarketMax Index 10,000+

• S&P 500 1-Year Point-to-Point Cap:  Cap 10.000% 
• MARC 5% 1-Year Point-to-Point Participation:  Part Rate 200%
• S&P 500 1-Year Point-to-Point Cap with Fee:  Cap 13.000% 
• S&P 500 1-Year Point-to-Point Participation with Fee:  Part Rate 65%
• Focus50 1-Year Point-to-Point Participation with Fee:  Part Rate 225%
• MARC 5% 1-Year Point-to-Point Participation with Fee:  Part Rate 250%
• 1-Year Interest:  Rate: 5.00%

MarketSeven Index 10,000+

• 1-Year S&P 500 MARC5 Participation Index Account:  Part Rate 200%
• 1-Year Barclays Focus50 Participation Index Account:  Part Rate 175%
• 2-Year Barclays Focus50 Participation Index Account:  Part Rate 220%
• 1-Year S&P 500 Point-to-Point Cap Index Account:  Cap 10.000% 
• 1-Year S&P 500 Monthly Average Cap Index Account :  Cap 12.000% 
• 1-Year Interest Account:  Rate: 5.00%
• 1-Year S&P 500 Point-to-Point Participation Index Account :  Part Rate 50%
• 1-Year S&P 500 Monthly Average Participation Index Account :  Part Rate 100%
• 2-Year S&P 500 Monthly Average Cap Index Account :  Cap 20.000% 
• 1-Year S&P 500 Monthly Cap Index Account :  Cap 3.000% 

January 25, 2024 – Effective Date of Change

The Standard

• Focused Growth Annuity 10 15,000+  4.85%
• Focused Growth Annuity 10 100,000+  4.95%
• Focused Growth Annuity 3 15,000+  4.95%
• Focused Growth Annuity 3 100,000+  5.05%
• Focused Growth Annuity 5 15,000+  5.20%
• Focused Growth Annuity 5 100,000+  5.30%
• Focused Growth Annuity 7 15,000+  5.15%
• Focused Growth Annuity 7 100,000+  5.25%