On The Move – January 16, 2024

January 16, 2024 – Effective Date of Change

American General Life Insurance Company

Power 10 Protector Plus Income 25,000+

• 1 Year S&P 500 Annual Point to Point:  Cap 5.000% 
• 1 Year Fixed Account:  Rate: 2.75%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 35%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 40%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 20%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 125%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 70%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 190%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 245%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 35%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 85%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 85%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.250% 

Power 10 Protector Plus Income 100,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 5.000% 
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 65%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 100%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 100%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 40%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 200%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 75%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 135%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 25%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 55%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 40%
• 1 Year Fixed Account:  Rate: 3.00%
• 1 Year S&P 500 Annual Point to Point:  Cap 6.000% 

Power 7 Protector Plus Income 25,000+

• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 115%
• 1 Year Fixed Account:  Rate: 2.50%
• 1-Year S&P 500 Annual Point-to-Point Account:  Cap 4.750% 
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 15%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 30%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 40%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 60%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 180%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 30%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 85%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 80%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 55%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 85%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 180%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.000% 

Power 7 Protector Plus Income 100,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.750% 
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190%
• 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90%
• 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60%
• 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 95%
• 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140%
• 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 95%
• 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 35%
• 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 190%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 65%
• 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 50%
• 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 35%
• 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 20%
• 1-Year S&P 500 Annual Point-to-Point Account:  Cap 5.750% 
• 1 Year Fixed Account:  Rate: 2.75%
• 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 125%

AuguStar

January 16, 2024 – Effective Date of Change

Fixed Indexed Annuity

Orbiter Growth 10 15,000+

• 1-Year Fixed Account:  Rate: 4.10%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.000% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
• 1-Year Russell 2000 Mothly Averaging Cap :  Cap 9.000% 

Orbiter Growth 10 150,000+

• 1-Year Russell 2000 Mothly Averaging Cap :  Cap 10.500% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 11.000% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.85%

Orbiter Growth 10 Premium Bonus 15,000+

• 1-Year Fixed Account:  Rate: 3.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.250%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.500% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%

Orbiter Growth 10 Premium Bonus 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.000% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.500%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.00%

Orbiter Growth 5 15,000+

• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.000% 

Orbiter Growth 5 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.250% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.60%

Orbiter Growth 7 15,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Fixed Account:  Rate: 4.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.750% 

Orbiter Growth 7 150,000+

• 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.75%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.000% 

Orbiter Growth 7 Premium Bonus 15,000+

• 1-Year Fixed Account:  Rate: 3.25%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 7.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.500% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%

Orbiter Growth 7 Premium Bonus 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.000% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.00%

Orbiter Income 10 15,000+

• 1-Year Fixed Account:  Rate: 3.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.500%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.000% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 1-Year Russell 2000 Mothly Averaging Cap :  Cap 5.250% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%

Orbiter Income 10 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Russell 2000 Mothly Averaging Cap :  Cap 6.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.500% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.50%

Orbiter Income 5 15,000+

• 1-Year Fixed Account:  Rate: 3.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 6.500%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 5.500% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 80%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 4.750% 

Orbiter Income 5 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 6.250% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 7.000% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 9.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.25%

Orbiter Income 7 15,000+

• 1-Year Fixed Account:  Rate: 3.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.500%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.250% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 80%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.250% 

Orbiter Income 7 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.750% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.75%

OrionShield 10 15,000+

• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.000% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Fixed Account:  Rate: 4.10%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.000% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50%

OrionShield 10 150,000+

• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 11.000% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180%
• 1-Year Fixed Account:  Rate: 4.85%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 10.500% 

OrionShield 10 Premium Bonus 15,000+

• 1-Year Fixed Account:  Rate: 3.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.250%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.750% 

OrionShield 10 Premium Bonus 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.500%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.00%

OrionShield 5 15,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.000% 
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%

OrionShield 5 150,000+

• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.60%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750% 
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.250% 

OrionShield 7 15,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.750% 
• 1-Year Fixed Account:  Rate: 4.00%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%

OrionShield 7 150,000+

• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.75%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.000% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%

OrionShield 7 Premium Bonus 15,000+

• 1-Year Fixed Account:  Rate: 3.75%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000% 

OrionShield 7 Premium Bonus 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.250% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.750% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.50%

MYGA

• LunarGuard 3 10,000+  4.90%
• LunarGuard 3 100,000+  5.10%
• LunarGuard 5 10,000+  4.95%
• LunarGuard 5 100,000+  5.15%
• LunarGuard 7 10,000+  4.90%
• LunarGuard 7 100,000+  5.10%
• LunarLock 3 10,000+  4.90%
• LunarLock 3 100,000+  5.10%
• LunarLock 5 10,000+  4.95%
• LunarLock 5 100,000+  5.15%
• LunarLock 7 10,000+  4.90%
• LunarLock 7 100,000+  5.10%

Global Atlantic Financial Group

Fixed Indexed Annuity

ForeAccumulation II 10 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 145%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 205%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 1 Year Fixed Rate Account:  Rate: 4.15%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 17.500% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.250% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 10 100,000+

• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 210%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 150%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150%
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.750% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.750% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 18.000% 
• 1 Year Fixed Rate Account:  Rate: 4.25%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.750% 

ForeAccumulation II 5 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 145%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 205%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145%
• 1 Year Fixed Rate Account:  Rate: 4.50%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.250% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 17.500% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195%
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.000% 

ForeAccumulation II 5 100,000+

• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 210%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 150%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.500% 
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.750% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 18.000% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.750% 
• 1 Year Fixed Rate Account:  Rate: 4.60%

ForeAccumulation II 7 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 145%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 205%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 
• 1 Year Fixed Rate Account:  Rate: 4.40%
• 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 17.500% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.000% 
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.750% 

ForeAccumulation II 7 100,000+

• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 210%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 150%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200%
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.500% 
• 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 18.000% 
• 1 Year Fixed Rate Account:  Rate: 4.50%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.500% 

ForeAccumulation II Advisory 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 295%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 160%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 295%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 220%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 160%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 220%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 160%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 12.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 20.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 12.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 210%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 9.500% 
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year Fixed Rate Account:  Rate: 4.85%

ForeAccumulation II Advisory 100,000+

• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 160%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 220%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 220%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 160%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 295%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 220%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 160%
• 1 Year Fixed Rate Account:  Rate: 4.85%
• 2 Year Franklin US Point to Point with Spread : 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 9.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 210%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 12.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 20.000% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 12.000% 

ForeIncome II 10 With Guaranteed Income Builder 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year MSCI EAFT Point to Point with Cap :  Cap 5.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 
• 1 Year Fixed Rate Account:  Rate: 3.25%

ForeIncome II 10 With Guaranteed Income Builder 100,000+

• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 1 Year Fixed Rate Account:  Rate: 3.25%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year MSCI EAFT Point to Point with Cap :  Cap 5.500% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 

ForeIncome II 10 With Income Multiplier Benefit 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year Fixed Rate Account:  Rate: 3.25%

ForeIncome II 10 With Income Multiplier Benefit 100,000+

• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 1 Year Fixed Rate Account:  Rate: 3.25%
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000% 

ForeIncome II 5 With Guaranteed Income Builder 25,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 75%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 105%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75%
• 1 Year Point-to-Point with Cap:  Cap 5.000% 
• 1 Year Fixed Rate Account:  Rate: 3.00%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.250% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 

ForeIncome II 5 With Guaranteed Income Builder 100,000+

• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 105%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 75%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75%
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000% 
• 1 Year Fixed Rate Account:  Rate: 3.00%
• 1 Year Point-to-Point with Cap:  Cap 5.000% 

ForeIncome II 5 With Income Multiplier Benefit 25,000+

• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 75%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 105%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.500% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year Fixed Rate Account:  Rate: 3.00%

ForeIncome II 5 With Income Multiplier Benefit 100,000+

• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 105%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 75%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105%
• 1 Year Fixed Rate Account:  Rate: 3.00%
• 2 Year Franklin US Point to Point with Spread :  Spread 0.05% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 

ForeIncome II 7 With Guaranteed Income Builder 25,000+

• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 
• 1 Year Fixed Rate Account:  Rate: 3.25%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 

ForeIncome II 7 With Guaranteed Income Builder 100,000+

• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year Fixed Rate Account:  Rate: 3.25%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500% 

ForeIncome II 7 With Income Multiplier Benefit 25,000+

• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000% 
• 2 Year Franklin US Point to Point with Spread :  Spread 0.50% 
• 1 Year Fixed Rate Account:  Rate: 3.25%

ForeIncome II 7 With Income Multiplier Benefit 100,000+

• 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110%
• 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80%
• 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80%
• 2 Year Franklin US Index Point to Point with PR:  Part Rate 110%
• 1 Year Franklin US Index Point to Point with PR:  Part Rate 80%
• 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160%
• 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110%
• 1 Year Fixed Rate Account:  Rate: 3.25%
• 2 Year Franklin US Point to Point with Spread :  Spread 0.05% 
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110%
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000% 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000% 
• 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000% 

North American Company

NAC Control. X 20,000+

• Fixed Account:  Rate: 3.55%
• 2-Year S&P 500 Point to Point Cap:  Cap 13.000% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 35%
• 2-Year S&P 500 Point to Point Participation Rate:  Part Rate 40%
• 1-Year S&P 500 Point to Point Cap:  Cap 7.500% 
• 1-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 115%
• 1-Year Barclays Transitions 12 VC Point to Point Participation Rate:  Part Rate 65%
• 2-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 185%
• 2-Year Barclays Transitions 12 VC Point to Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 115%

NAC VersaChoice 10 20,000+

• S&P 500 Monthly Point to Point Cap :  Cap 2.150% 
• S&P 500 Annual Point to Point Cap :  Cap 6.500% 
• Fixed Rate:  Rate: 3.40%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 120%
• S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 40%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 175%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 185%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 255%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 255%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 185%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 65%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 95%

NAC VersaChoice 10 75,000+

• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 155%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 280%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 280%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 200%
• S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 45%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 145%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 35%
• Fixed Rate:  Rate: 3.65%
• S&P 500 Annual Point to Point Cap :  Cap 7.500% 
• S&P 500 Monthly Point to Point Cap :  Cap 2.300% 
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 110%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75%

NAC VersaChoice 10 (ELB) 20,000+

• S&P 500 Monthly Point to Point Cap :  Cap 2.150% 
• S&P 500 Annual Point to Point Cap :  Cap 6.500% 
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
• Fixed Rate:  Rate: 3.40%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 175%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 120%
• S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 40%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 185%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 255%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 185%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 255%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 65%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 95%

NAC VersaChoice 10 (ELB) 75,000+

• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 155%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 280%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 280%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210%
• S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 45%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 145%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 200%
• Fixed Rate:  Rate: 3.65%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 35%
• S&P 500 Annual Point to Point Cap :  Cap 7.500% 
• S&P 500 Monthly Point to Point Cap :  Cap 2.300% 
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 110%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75%

Performance Choice 8 20,000+

• 1-Year S&P MARC 5% ER Annual Point to Point W/PR:  Part Rate 140%
• 1-Year S&P 500 Point-to-Point :  Cap 7.000% 
• 1-Year S&P 500 Monthly Point-to-Point Cap :  Cap 2.250% 
• 1-Year Fixed :  Rate: 3.60%
• 1-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 30%
• 2-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 40%
• 2-Year S&P MARC 5% ER Annual Point to Point W/PR :  Part Rate 195%
• 1-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 145%
• 2-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 205%
• 1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 190%
• 2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 270%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 190%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 270%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 150%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 205%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 70%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 105%

PrimePath Pro 10 20,000+

• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 170%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 240%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 135%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 190%
• S&P 500 Annual Point-to-Point Cap:  Cap 7.250% 
• S&P 500 Monthly Point-to-Point:  Cap 2.200% 
• S&P 500 Annual Point-to-Point with Participation:  Part Rate 25%
• S&P 500 Low Volatility Risk Control 5% Annual Point-to-Point with Index Margin:  Spread 2.50% 
• S&P 500 Annual Point to point MARC 5% ER Index Margin: 
• MS Dynamic Contributions Annual Point-to-Point Participation Rate :  Part Rate 120%
• MS Dynamic Contributions 2-Year Point-to-Point Participation Rate:  Part Rate 170%
• MS Dynamic Contributions 2-Year Point-to-Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 285%
• S&P MARC 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 225%
• S&P MARC 5% ER Annual year Point to Point w/ Enhanced PR :  Part Rate 160%
• Fixed Rate:  Rate: 3.15%
• S&P Maestro 5 Index ER Annual Point-to-Point with Index Margin: 
• S&P Maestro 5 Index ER Annual Point-to-Point with Enhanced Participation Rate :  Part Rate 150%
• S&P Maestro 5 Index ER Two-year Point-to-Point with Enhanced Participation Rate :  Part Rate 215%

PrimePath Pro 12 20,000+

• S&P Maestro 5 Index ER Annual Point-to-Point with Index Margin: 
• S&P Maestro 5 Index ER Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 155%
• S&P Maestro 5 Index ER Two-year Point-to-Point with Enhanced Participation Rate :  Part Rate 220%
• S&P 500 Annual Point-to-Point Cap:  Cap 7.750% 
• S&P 500 Monthly Point-to-Point:  Cap 2.300% 
• S&P 500 Annual Point-to-Point with Participation:  Part Rate 30%
• S&P 500 Low Volatility Risk Control 5% Annual Point-to-Point with Index Margin:  Spread 2.25% 
• S&P 500 Annual Point to point MARC 5% ER Index Margin: 
• MS Dynamic Contributions Annual Point-to-Point Participation Rate :  Part Rate 130%
• MS Dynamic Contributions 2-Year Point-to-Point Participation Rate:  Part Rate 180%
• MS Dynamic Contributions 2-Year Point-to-Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 320%
• Fixed Rate:  Rate: 3.20%
• S&P MARC 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 230%
• S&P MARC 5% ER Annual year Point to Point w/ Enhanced PR :  Part Rate 165%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 175%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 250%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 145%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 200%

January 17, 2024 – Effective Date of Change

American Life

American Select 10 Bonus Plus 20,000+

• GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150%
• GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200%
• S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000% 
• S&P 500® ESG Annual Point-to-Point Par:  Part Rate 40%
• S&P 500 Annual Point-to-Point Cap:  Cap 7.750% 
• S&P 500 Annual Point-to-Point Par:  Part Rate 40%
• S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 110%
• Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 85%
• 1 Year Fixed Account:  Rate: 3.80%

American Select 7 20,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 11.000% 
• S&P 500 Annual Point-to-Point Par:  Part Rate 45%
• S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 150%
• Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 115%
• 1 Year Fixed Account:  Rate: 5.00%
• GS Xenith 1- Year Annual Point to Point Par:  Part Rate 200%
• GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 275%
• S&P 500® ESG Annual Point-to-Point Cap:  Cap 6.500% 
• S&P 500® ESG Annual Point-to-Point Par:  Part Rate 45%

American Select 7 Bonus 20,000+

• GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150%
• GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200%
• S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000% 
• S&P 500® ESG Annual Point-to-Point Par:  Part Rate 35%
• S&P 500 Annual Point-to-Point Cap:  Cap 7.750% 
• S&P 500 Annual Point-to-Point Par:  Part Rate 35%
• S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 100%
• Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 3.80%

American Select 7 Bonus Plus 20,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 7.750% 
• S&P 500 Annual Point-to-Point Par:  Part Rate 35%
• S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 100%
• Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 75%
• 1 Fixed Rate Account:  Rate: 3.80%
• GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150%
• GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200%
• S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000% 
• S&P 500® ESG Annual Point-to-Point Par:  Part Rate 35%

MYGA

• American Classic 3 (No Liquidity) 1,000+  5.65%
• American Classic 3 Year 1,000+  5.65%
• American Classic 5 (No Liquidity) 1,000+  5.70%
• American Classic 5 Year 1,000+  5.70%

Clear Spring Life

MYGA

• Preserve MYGA 10 10,000+  5.10%
• Preserve MYGA 10 100,000+  5.40%
• Preserve MYGA 3 10,000+  4.90%
• Preserve MYGA 3 100,000+  5.20%
• Preserve MYGA 4 10,000+  5.10%
• Preserve MYGA 4 100,000+  5.40%
• Preserve MYGA 5 10,000+  5.20%
• Preserve MYGA 5 100,000+  5.50%
• Preserve MYGA 6 10,000+  5.20%
• Preserve MYGA 6 100,000+  5.50%
• Preserve MYGA 7 10,000+  5.15%
• Preserve MYGA 7 100,000+  5.45%
• Preserve MYGA 8 10,000+  5.15%
• Preserve MYGA 8 100,000+  5.45%
• Preserve MYGA 9 10,000+  5.10%
• Preserve MYGA 9 100,000+  5.40%

Delaware Life

• Pinnacle Plus MYGA 10 25,000+  5.05%
• Pinnacle Plus MYGA 10 100,000+  5.35%
• Pinnacle Plus MYGA 3 25,000+  4.95%
• Pinnacle Plus MYGA 3 100,000+  5.25%
• Pinnacle Plus MYGA 5 25,000+  5.10%
• Pinnacle Plus MYGA 5 100,000+  5.40%
• Pinnacle Plus MYGA 7 25,000+  5.05%
• Pinnacle Plus MYGA 7 100,000+  5.35%

January 22, 2024 – Effective Date of Change

Oceanview Life and Annuity

Fixed Indexed Annuity

Harbourview FIA 10 20,000+

• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.250% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 50%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000% 
• 1 Year Fixed Rate Account:  Rate: 9.00%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 65%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.250% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.250% 
• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 220%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 110%

Harbourview FIA 10 CA 20,000+

• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 220%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 110%
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.250% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 57%
• 1 Year Fixed Rate Account:  Rate: 9.00%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.250% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.250% 

Harbourview FIA 3 20,000+

• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 140%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 70%
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 40%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000% 
• 1 Year Fixed Account:  Rate: 5.35%

Harbourview FIA 3 CA 20,000+

• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 140%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 70%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.000% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 29%
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000% 
• 1 Year Fixed Account:  Rate: 5.35%

Harbourview FIA 5 20,000+

• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 58%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 90%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 180%
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000% 
• 1 Year Fixed Account:  Rate: 5.50%

Harbourview FIA 5 CA 20,000+

• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 180%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 90%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.500% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 40%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 50%
• 1 Year Fixed Account:  Rate: 5.50%

Harbourview FIA 7 20,000+

• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 58%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 200%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 100%
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000% 
• 1 Year Fixed Account:  Rate: 8.00%

Harbourview FIA 7 CA 20,000+

• 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 200%
• 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 100%
• 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.000% 
• 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 40%
• 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000% 
• 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 50%
• 1 Year Fixed Account:  Rate: 8.00%

MYGA

• Harbourview 10 20,000+  4.70%
• Harbourview 10 80,000+  5.05%
• Harbourview 10 (CA) 20,000+  4.55%
• Harbourview 10 (CA) 80,000+  4.90%
• Harbourview 2 20,000+  4.65%
• Harbourview 2 80,000+  5.00%
• Harbourview 2 (CA) 20,000+  4.55%
• Harbourview 2 (CA) 80,000+  4.90%
• Harbourview 3 20,000+  4.80%
• Harbourview 3 80,000+  5.15%
• Harbourview 3 (CA) 20,000+  4.60%
• Harbourview 3 (CA) 80,000+  4.95%
• Harbourview 4 20,000+  4.85%
• Harbourview 4 80,000+  5.20%
• Harbourview 4 (CA) 20,000+  4.70%
• Harbourview 4 (CA) 80,000+  5.05%
• Harbourview 5 20,000+  4.90%
• Harbourview 5 80,000+  5.25%
• Harbourview 5 (CA) 20,000+  4.75%
• Harbourview 5 (CA) 80,000+  5.10%
• Harbourview 6 20,000+  4.95%
• Harbourview 6 80,000+  5.30%
• Harbourview 6 (CA) 20,000+  4.80%
• Harbourview 6 (CA) 80,000+  5.15%
• Harbourview 7 20,000+  4.70%
• Harbourview 7 80,000+  5.05%
• Harbourview 7 (CA) 20,000+  4.55%
• Harbourview 7 (CA) 80,000+  4.90%