--- title: On The Move - January 16, 2024 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_100x20.png?width=96&height=20&name=IAMS-Logo_100x20.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – January 16, 2024 #### January 16, 2024 – Effective Date of Change ## American General Life Insurance Company **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 5.000%  - 1 Year Fixed Account:  Rate: 2.75% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 35% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 40% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 20% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 125% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 70% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 190% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 245% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 35% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 85% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.250%  **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 5.000%  - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 65% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 100% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 100% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 40% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 200% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 75% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 135% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 25% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 55% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 40% - 1 Year Fixed Account:  Rate: 3.00% - 1 Year S&P 500 Annual Point to Point:  Cap 6.000%  **Power 7 Protector Plus Income 25,000+** - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 115% - 1 Year Fixed Account:  Rate: 2.50% - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 4.750%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 15% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 30% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 40% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 60% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 180% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 240% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 30% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 85% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 120% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 80% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 55% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 85% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 180% - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.000%  **Power 7 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.750%  - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 95% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 95% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 35% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 250% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate :  Part Rate 190% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 65% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 50% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 35% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 20% - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 5.750%  - 1 Year Fixed Account:  Rate: 2.75% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate :  Part Rate 125% ## AuguStar #### January 16, 2024 – Effective Date of Change #### Fixed Indexed Annuity **Orbiter Growth 10 15,000+** - 1-Year Fixed Account:  Rate: 4.10% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.000%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year Russell 2000 Mothly Averaging Cap :  Cap 9.000%  **Orbiter Growth 10 150,000+** - 1-Year Russell 2000 Mothly Averaging Cap :  Cap 10.500%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 11.000%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.85% **Orbiter Growth 10 Premium Bonus 15,000+** - 1-Year Fixed Account:  Rate: 3.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.250%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.500%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140% **Orbiter Growth 10 Premium Bonus 150,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.000%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.500%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.00% **Orbiter Growth 5 15,000+** - 1-Year Fixed Account:  Rate: 3.85% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.000%  **Orbiter Growth 5 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.250%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.60% **Orbiter Growth 7 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Fixed Account:  Rate: 4.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.750%  **Orbiter Growth 7 150,000+** - 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.75% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.000%  **Orbiter Growth 7 Premium Bonus 15,000+** - 1-Year Fixed Account:  Rate: 3.25% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 7.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.500%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% **Orbiter Growth 7 Premium Bonus 150,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.000%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 8.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.00% **Orbiter Income 10 15,000+** - 1-Year Fixed Account:  Rate: 3.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.500%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.000%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85% - 1-Year Russell 2000 Mothly Averaging Cap :  Cap 5.250%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110% **Orbiter Income 10 150,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Russell 2000 Mothly Averaging Cap :  Cap 6.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.500%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.50% **Orbiter Income 5 15,000+** - 1-Year Fixed Account:  Rate: 3.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 6.500%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 5.500%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 80% - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 4.750%  **Orbiter Income 5 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 6.250%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 7.000%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 9.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.25% **Orbiter Income 7 15,000+** - 1-Year Fixed Account:  Rate: 3.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 7.500%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.250%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 80% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.250%  **Orbiter Income 7 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.750%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.75% **OrionShield 10 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.000%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 1-Year Fixed Account:  Rate: 4.10% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.000%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 13.250%  Part Rate 50% **OrionShield 10 150,000+** - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 15.500%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 11.000%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 180% - 1-Year Fixed Account:  Rate: 4.85% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year Russell 2000 Monthly Averaging Cap:  Cap 10.500%  **OrionShield 10 Premium Bonus 15,000+** - 1-Year Fixed Account:  Rate: 3.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.250%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 140% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.750%  **OrionShield 10 Premium Bonus 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 160% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.500%  Part Rate 50% - 1-Year Fixed Account:  Rate: 3.00% **OrionShield 5 15,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.000%  - 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 1-Year Fixed Account:  Rate: 3.85% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50% **OrionShield 5 150,000+** - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.60% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.750%  - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.250%  **OrionShield 7 15,000+** - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.750%  - 1-Year Fixed Account:  Rate: 4.00% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.250%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% **OrionShield 7 150,000+** - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.500%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.75% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 10.000%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% **OrionShield 7 Premium Bonus 15,000+** - 1-Year Fixed Account:  Rate: 3.75% - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.750%  Part Rate 50% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.750%  - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100% - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130% - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 6.000%  **OrionShield 7 Premium Bonus 150,000+** - 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.250%  - 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 150% - 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115% - 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.750%  - 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 14.000%  Part Rate 50% - 1-Year Fixed Account:  Rate: 4.50% #### MYGA - **LunarGuard 3 **10,000+  4.90% - **LunarGuard 3 **100,000+  5.10% - **LunarGuard 5 **10,000+  4.95% - **LunarGuard 5 **100,000+  5.15% - **LunarGuard 7 **10,000+  4.90% - **LunarGuard 7 **100,000+  5.10% - **LunarLock 3 **10,000+  4.90% - **LunarLock 3 **100,000+  5.10% - **LunarLock 5 **10,000+  4.95% - **LunarLock 5 **100,000+  5.15% - **LunarLock 7 **10,000+  4.90% - **LunarLock 7 **100,000+  5.10% ## Global Atlantic Financial Group #### Fixed Indexed Annuity **ForeAccumulation II 10 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 145% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 205% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.250%  - 1 Year Fixed Rate Account:  Rate: 4.15% - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 17.500%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.250%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.250%  - 2 Year Franklin US Point to Point with Spread :  **ForeAccumulation II 10 100,000+** - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 210% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 150% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150% - 2 Year Franklin US Point to Point with Spread :  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.750%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.750%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 18.000%  - 1 Year Fixed Rate Account:  Rate: 4.25% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.750%  **ForeAccumulation II 5 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 145% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 205% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145% - 1 Year Fixed Rate Account:  Rate: 4.50% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.250%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 17.500%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.250%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195% - 2 Year Franklin US Point to Point with Spread :  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.000%  **ForeAccumulation II 5 100,000+** - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 210% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 150% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.500%  - 2 Year Franklin US Point to Point with Spread :  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.750%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 18.000%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.750%  - 1 Year Fixed Rate Account:  Rate: 4.60% **ForeAccumulation II 7 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 145% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 205% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 280% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 145% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 205% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 145% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 205% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.000%  - 1 Year Fixed Rate Account:  Rate: 4.40% - 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 17.500%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.000%  - 2 Year Franklin US Point to Point with Spread :  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.750%  **ForeAccumulation II 7 100,000+** - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 210% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 150% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 210% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 150% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 285% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 210% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 150% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.250%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 200% - 2 Year Franklin US Point to Point with Spread :  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.500%  - 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 18.000%  - 1 Year Fixed Rate Account:  Rate: 4.50% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.500%  **ForeAccumulation II Advisory 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 295% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 160% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 295% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 220% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 160% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 220% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 160% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 12.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 20.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 12.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 210% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 9.500%  - 2 Year Franklin US Point to Point with Spread :  - 1 Year Fixed Rate Account:  Rate: 4.85% **ForeAccumulation II Advisory 100,000+** - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 160% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 220% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 220% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 160% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 295% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 220% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 160% - 1 Year Fixed Rate Account:  Rate: 4.85% - 2 Year Franklin US Point to Point with Spread :  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 9.500%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 210% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 12.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 20.000%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 12.000%  **ForeIncome II 10 With Guaranteed Income Builder 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year MSCI EAFT Point to Point with Cap :  Cap 5.500%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  - 1 Year Fixed Rate Account:  Rate: 3.25% **ForeIncome II 10 With Guaranteed Income Builder 100,000+** - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 1 Year Fixed Rate Account:  Rate: 3.25% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year MSCI EAFT Point to Point with Cap :  Cap 5.500%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  **ForeIncome II 10 With Income Multiplier Benefit 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year Fixed Rate Account:  Rate: 3.25% **ForeIncome II 10 With Income Multiplier Benefit 100,000+** - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 1 Year Fixed Rate Account:  Rate: 3.25% - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000%  **ForeIncome II 5 With Guaranteed Income Builder 25,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 75% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 105% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75% - 1 Year Point-to-Point with Cap:  Cap 5.000%  - 1 Year Fixed Rate Account:  Rate: 3.00% - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.250%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  **ForeIncome II 5 With Guaranteed Income Builder 100,000+** - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 105% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 75% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75% - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.250%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000%  - 1 Year Fixed Rate Account:  Rate: 3.00% - 1 Year Point-to-Point with Cap:  Cap 5.000%  **ForeIncome II 5 With Income Multiplier Benefit 25,000+** - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 75% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 105% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.500%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year Fixed Rate Account:  Rate: 3.00% **ForeIncome II 5 With Income Multiplier Benefit 100,000+** - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 75% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 75% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 105% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 105% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 75% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 150% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 105% - 1 Year Fixed Rate Account:  Rate: 3.00% - 2 Year Franklin US Point to Point with Spread :  Spread 0.05%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.500%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 105% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 9.000%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  **ForeIncome II 7 With Guaranteed Income Builder 25,000+** - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  - 1 Year Fixed Rate Account:  Rate: 3.25% - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  **ForeIncome II 7 With Guaranteed Income Builder 100,000+** - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 4.750%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 5.500%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year Fixed Rate Account:  Rate: 3.25% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 5.500%  **ForeIncome II 7 With Income Multiplier Benefit 25,000+** - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000%  - 2 Year Franklin US Point to Point with Spread :  Spread 0.50%  - 1 Year Fixed Rate Account:  Rate: 3.25% **ForeIncome II 7 With Income Multiplier Benefit 100,000+** - 2 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 110% - 1 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 80% - 1 Year JP Morgan Cross-Asset Strategy Point to Point with PR:  Part Rate 80% - 2 Year Franklin US Index Point to Point with PR:  Part Rate 110% - 1 Year Franklin US Index Point to Point with PR:  Part Rate 80% - 2 Year PIMCO Balanced Point to Point with PR:  Part Rate 160% - 2 Year BlackRock Diversa Volatility Control Point to Point with PR:  Part Rate 110% - 1 Year Fixed Rate Account:  Rate: 3.25% - 2 Year Franklin US Point to Point with Spread :  Spread 0.05%  - 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 5.000%  - 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 110% - 1 Year MSCI EAFE Point to Point with Cap :  Cap 6.000%  - 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 10.000%  - 1 Year S&P 500 Point-to-Point with Cap:  Cap 6.000%  ## North American Company **NAC Control. X 20,000+** - Fixed Account:  Rate: 3.55% - 2-Year S&P 500 Point to Point Cap:  Cap 13.000%  - 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 35% - 2-Year S&P 500 Point to Point Participation Rate:  Part Rate 40% - 1-Year S&P 500 Point to Point Cap:  Cap 7.500%  - 1-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 115% - 1-Year Barclays Transitions 12 VC Point to Point Participation Rate:  Part Rate 65% - 2-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 185% - 2-Year Barclays Transitions 12 VC Point to Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 115% **NAC VersaChoice 10 20,000+** - S&P 500 Monthly Point to Point Cap :  Cap 2.150%  - S&P 500 Annual Point to Point Cap :  Cap 6.500%  - Fixed Rate:  Rate: 3.40% - S&P 500 Annual Point to Point Participation Rate:  Part Rate 30% - S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 120% - S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 40% - S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 175% - Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 185% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125% - Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 255% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 255% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 185% - 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 65% - 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 95% **NAC VersaChoice 10 75,000+** - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 155% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 280% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200% - Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 280% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150% - Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210% - S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 200% - S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 45% - S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 145% - S&P 500 Annual Point to Point Participation Rate:  Part Rate 35% - Fixed Rate:  Rate: 3.65% - S&P 500 Annual Point to Point Cap :  Cap 7.500%  - S&P 500 Monthly Point to Point Cap :  Cap 2.300%  - 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 110% - 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75% **NAC VersaChoice 10 (ELB) 20,000+** - S&P 500 Monthly Point to Point Cap :  Cap 2.150%  - S&P 500 Annual Point to Point Cap :  Cap 6.500%  - S&P 500 Annual Point to Point Participation Rate:  Part Rate 30% - Fixed Rate:  Rate: 3.40% - S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 175% - S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 120% - S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 40% - Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 185% - Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 255% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 185% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 185% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 185% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 255% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130% - 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 65% - 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 95% **NAC VersaChoice 10 (ELB) 75,000+** - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 155% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 280% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 210% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 200% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 200% - Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 150% - Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 280% - Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 210% - S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 45% - S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 145% - S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 200% - Fixed Rate:  Rate: 3.65% - S&P 500 Annual Point to Point Participation Rate:  Part Rate 35% - S&P 500 Annual Point to Point Cap :  Cap 7.500%  - S&P 500 Monthly Point to Point Cap :  Cap 2.300%  - 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 110% - 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 75% **Performance Choice 8 20,000+** - 1-Year S&P MARC 5% ER Annual Point to Point W/PR:  Part Rate 140% - 1-Year S&P 500 Point-to-Point :  Cap 7.000%  - 1-Year S&P 500 Monthly Point-to-Point Cap :  Cap 2.250%  - 1-Year Fixed :  Rate: 3.60% - 1-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 30% - 2-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 40% - 2-Year S&P MARC 5% ER Annual Point to Point W/PR :  Part Rate 195% - 1-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 145% - 2-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 205% - 1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 190% - 2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 270% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 190% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 270% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 150% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 205% - 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 70% - 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 105% **PrimePath Pro 10 20,000+** - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 170% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 240% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 135% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 190% - S&P 500 Annual Point-to-Point Cap:  Cap 7.250%  - S&P 500 Monthly Point-to-Point:  Cap 2.200%  - S&P 500 Annual Point-to-Point with Participation:  Part Rate 25% - S&P 500 Low Volatility Risk Control 5% Annual Point-to-Point with Index Margin:  Spread 2.50%  - S&P 500 Annual Point to point MARC 5% ER Index Margin:  - MS Dynamic Contributions Annual Point-to-Point Participation Rate :  Part Rate 120% - MS Dynamic Contributions 2-Year Point-to-Point Participation Rate:  Part Rate 170% - MS Dynamic Contributions 2-Year Point-to-Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 285% - S&P MARC 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 225% - S&P MARC 5% ER Annual year Point to Point w/ Enhanced PR :  Part Rate 160% - Fixed Rate:  Rate: 3.15% - S&P Maestro 5 Index ER Annual Point-to-Point with Index Margin:  - S&P Maestro 5 Index ER Annual Point-to-Point with Enhanced Participation Rate :  Part Rate 150% - S&P Maestro 5 Index ER Two-year Point-to-Point with Enhanced Participation Rate :  Part Rate 215% **PrimePath Pro 12 20,000+** - S&P Maestro 5 Index ER Annual Point-to-Point with Index Margin:  - S&P Maestro 5 Index ER Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 155% - S&P Maestro 5 Index ER Two-year Point-to-Point with Enhanced Participation Rate :  Part Rate 220% - S&P 500 Annual Point-to-Point Cap:  Cap 7.750%  - S&P 500 Monthly Point-to-Point:  Cap 2.300%  - S&P 500 Annual Point-to-Point with Participation:  Part Rate 30% - S&P 500 Low Volatility Risk Control 5% Annual Point-to-Point with Index Margin:  Spread 2.25%  - S&P 500 Annual Point to point MARC 5% ER Index Margin:  - MS Dynamic Contributions Annual Point-to-Point Participation Rate :  Part Rate 130% - MS Dynamic Contributions 2-Year Point-to-Point Participation Rate:  Part Rate 180% - MS Dynamic Contributions 2-Year Point-to-Point Index Margin and Participation Rate:  Spread 4.00%  Part Rate 320% - Fixed Rate:  Rate: 3.20% - S&P MARC 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 230% - S&P MARC 5% ER Annual year Point to Point w/ Enhanced PR :  Part Rate 165% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 175% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 250% - Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 145% - Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 200% #### January 17, 2024 – Effective Date of Change ## American Life **American Select 10 Bonus Plus 20,000+** - GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150% - GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200% - S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000%  - S&P 500® ESG Annual Point-to-Point Par:  Part Rate 40% - S&P 500 Annual Point-to-Point Cap:  Cap 7.750%  - S&P 500 Annual Point-to-Point Par:  Part Rate 40% - S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 110% - Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 85% - 1 Year Fixed Account:  Rate: 3.80% **American Select 7 20,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 11.000%  - S&P 500 Annual Point-to-Point Par:  Part Rate 45% - S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 150% - Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 115% - 1 Year Fixed Account:  Rate: 5.00% - GS Xenith 1- Year Annual Point to Point Par:  Part Rate 200% - GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 275% - S&P 500® ESG Annual Point-to-Point Cap:  Cap 6.500%  - S&P 500® ESG Annual Point-to-Point Par:  Part Rate 45% **American Select 7 Bonus 20,000+** - GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150% - GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200% - S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000%  - S&P 500® ESG Annual Point-to-Point Par:  Part Rate 35% - S&P 500 Annual Point-to-Point Cap:  Cap 7.750%  - S&P 500 Annual Point-to-Point Par:  Part Rate 35% - S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 100% - Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 75% - 1 Year Fixed Account:  Rate: 3.80% **American Select 7 Bonus Plus 20,000+** - S&P 500 Annual Point-to-Point Cap:  Cap 7.750%  - S&P 500 Annual Point-to-Point Par:  Part Rate 35% - S&P 500 MARC 5 ER Annual Point-to-Point Par:  Part Rate 100% - Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par:  Part Rate 75% - 1 Fixed Rate Account:  Rate: 3.80% - GS Xenith 1- Year Annual Point to Point Par:  Part Rate 150% - GS Xenith 2-Year Annual Point-to-Point Par:  Part Rate 200% - S&P 500® ESG Annual Point-to-Point Cap:  Cap 5.000%  - S&P 500® ESG Annual Point-to-Point Par:  Part Rate 35% #### MYGA - **American Classic 3 (No Liquidity) **1,000+  5.65% - **American Classic 3 Year **1,000+  5.65% - **American Classic 5 (No Liquidity) **1,000+  5.70% - **American Classic 5 Year **1,000+  5.70% ## Clear Spring Life #### MYGA - **Preserve MYGA 10 **10,000+  5.10% - **Preserve MYGA 10 **100,000+  5.40% - **Preserve MYGA 3 **10,000+  4.90% - **Preserve MYGA 3 **100,000+  5.20% - **Preserve MYGA 4 **10,000+  5.10% - **Preserve MYGA 4 **100,000+  5.40% - **Preserve MYGA 5 **10,000+  5.20% - **Preserve MYGA 5 **100,000+  5.50% - **Preserve MYGA 6 **10,000+  5.20% - **Preserve MYGA 6 **100,000+  5.50% - **Preserve MYGA 7 **10,000+  5.15% - **Preserve MYGA 7 **100,000+  5.45% - **Preserve MYGA 8 **10,000+  5.15% - **Preserve MYGA 8 **100,000+  5.45% - **Preserve MYGA 9 **10,000+  5.10% - **Preserve MYGA 9 **100,000+  5.40% ## Delaware Life - **Pinnacle Plus MYGA 10 **25,000+  5.05% - **Pinnacle Plus MYGA 10 **100,000+  5.35% - **Pinnacle Plus MYGA 3 **25,000+  4.95% - **Pinnacle Plus MYGA 3 **100,000+  5.25% - **Pinnacle Plus MYGA 5 **25,000+  5.10% - **Pinnacle Plus MYGA 5 **100,000+  5.40% - **Pinnacle Plus MYGA 7 **25,000+  5.05% - **Pinnacle Plus MYGA 7 **100,000+  5.35% #### January 22, 2024 – Effective Date of Change ## Oceanview Life and Annuity #### Fixed Indexed Annuity **Harbourview FIA 10 20,000+** - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.250%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 50% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000%  - 1 Year Fixed Rate Account:  Rate: 9.00% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 65% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.250%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.250%  - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 220% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 110% **Harbourview FIA 10 CA 20,000+** - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 220% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 110% - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.250%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 8.000%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 57% - 1 Year Fixed Rate Account:  Rate: 9.00% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.250%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.250%  **Harbourview FIA 3 20,000+** - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 140% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 70% - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 30% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 40% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000%  - 1 Year Fixed Account:  Rate: 5.35% **Harbourview FIA 3 CA 20,000+** - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 140% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 70% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 6.000%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 29% - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 35% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 4.000%  - 1 Year Fixed Account:  Rate: 5.35% **Harbourview FIA 5 20,000+** - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 58% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 90% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 180% - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000%  - 1 Year Fixed Account:  Rate: 5.50% **Harbourview FIA 5 CA 20,000+** - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 180% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 90% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 9.500%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 40% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 5.000%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 50% - 1 Year Fixed Account:  Rate: 5.50% **Harbourview FIA 7 20,000+** - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 58% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 200% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 100% - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 45% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000%  - 1 Year Fixed Account:  Rate: 8.00% **Harbourview FIA 7 CA 20,000+** - 1 Year S&P 500 Daily Risk Control 5% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 200% - 1 Year S&P 500 Daily Risk Control 10% Excess Return Annual Point to Point w/ Participation Rate:  Part Rate 100% - 1 Year Russell 2000 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year Nasdaq-100 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year S&P 500 Annual Point to Point w/ Cap:  Cap 10.000%  - 1 Year S&P 500 Annual Point to Point w/ Participation:  Part Rate 40% - 1 Year S&P 500 Monthly Average w/ Cap:  Cap 6.000%  - 2 Year S&P 500 Point to Point w/ Participation Rate:  Part Rate 50% - 1 Year Fixed Account:  Rate: 8.00% #### MYGA - **Harbourview 10 **20,000+  4.70% - **Harbourview 10 **80,000+  5.05% - **Harbourview 10 (CA) **20,000+  4.55% - **Harbourview 10 (CA) **80,000+  4.90% - **Harbourview 2 **20,000+  4.65% - **Harbourview 2 **80,000+  5.00% - **Harbourview 2 (CA) **20,000+  4.55% - **Harbourview 2 (CA) **80,000+  4.90% - **Harbourview 3 **20,000+  4.80% - **Harbourview 3 **80,000+  5.15% - **Harbourview 3 (CA) **20,000+  4.60% - **Harbourview 3 (CA) **80,000+  4.95% - **Harbourview 4 **20,000+  4.85% - **Harbourview 4 **80,000+  5.20% - **Harbourview 4 (CA) **20,000+  4.70% - **Harbourview 4 (CA) **80,000+  5.05% - **Harbourview 5 **20,000+  4.90% - **Harbourview 5 **80,000+  5.25% - **Harbourview 5 (CA) **20,000+  4.75% - **Harbourview 5 (CA) **80,000+  5.10% - **Harbourview 6 **20,000+  4.95% - **Harbourview 6 **80,000+  5.30% - **Harbourview 6 (CA) **20,000+  4.80% - **Harbourview 6 (CA) **80,000+  5.15% - **Harbourview 7 **20,000+  4.70% - **Harbourview 7 **80,000+  5.05% - **Harbourview 7 (CA) **20,000+  4.55% - **Harbourview 7 (CA) **80,000+  4.90% #### Author:Webmaster [Next There Are No Shortcuts to the Top](https://blog.iamsinc.com/no-shortcuts-to-the-top) [Previous Reach the Top at Ascend 2024](https://blog.iamsinc.com/reach-the-top-at-ascend-2024) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. THIS SITE IS FOR AGENT USE ONLY. [Disclosures](https://www.iamsinc.com/disclaimer/). [Privacy Center](https://www.iamsinc.com/privacy-center/). [Cookie Policy.](https://www.iamsinc.com/cookie-policy/) ![](https://www.facebook.com/tr?id=253820018493378&ev=PageView&noscript=1)