On The Move – February 21, 2023

February 21, 2023 – Effective Date of Change

Lincoln Financial Group

Fixed Indexed Annuity

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.75% 
• 1-Year Fixed Account:  Rate 3.60%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 6.50% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 1.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00% 
• 1-Year S&P 500 Participation :  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 135%
• 1-Year Fixed Account:  Rate 3.15%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
• 1-Year S&P 500 Performance Triggered :  Cap 6.00% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.00% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.00% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 5 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.00% 
• 1-Year S&P 500 Participation :  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1-Year Fixed Account:  Rate 3.70%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 210%
• 1-Year S&P 500 Performance Triggered :  Cap 7.00% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.25% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.05% 
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
• 1-Year Fixed Account:  Rate 3.75%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 170%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 215%
• 1-Year S&P 500 Performance Triggered :  Cap 7.05% 
• 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Feburary 22, 2023 – Effective Date of Change

American Equity Investment Life Insurance Company

Fixed Indexed Annuity

AssetShield 10 5,000+

• S&P 500 Annual Pt to Pt with Cap:  Cap 11.000% 
• S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 2.600% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 170%
• S&P 500 Annual Pt to Pt with PR:  Part Rate 30%
• S&P 500 NeXt Monthly Pt to Pt with Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate 4.00%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 230%
• BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 135%
• CS Tech Edge Annual Pt to Pt with PR:  Part Rate 140%
• SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 135%
• BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 200%
• CS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 210%
• SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 195%
• S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 13.000% 
• S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 3.400% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 245%
• S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 45%
• S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee:  Cap 1.200% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 345%
• BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 225%
• CS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 235%
• SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 220%
• BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 330%
• CS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 350%
• SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 320%

AssetShield 5 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 10.000% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.300% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 145%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 24%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate 3.35%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 110%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 115%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 110%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.000% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.100% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 230%
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 38%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 210%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 215%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 210%

AssetShield 7 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 10.750% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.500% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 160%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 29%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• 1 Year Fixed Account:  Rate 3.75%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 125%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 130%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 125%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 12.750% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.300% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*:  Part Rate 240%
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 43%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 215%

AssetShield 9 CA 5,000+

• S&P 500 Annual Pt to Pt w/Cap:  Cap 11.000% 
• S&P 500 Monthly Pt to Pt w/Cap:  Cap 2.600% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 170%
• S&P 500 Annual Pt to Pt w/PR:  Part Rate 30%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.100% 
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 230%
• Traditional Fixed Value:  Rate 4.00%
• BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 135%
• CS Tech Edge Annual Pt to Pt w/PR:  Part Rate 140%
• SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 135%
• BofA Destinations Index Annual Pt to Pt w/PR *FEE*:  Part Rate 225%
• CS Tech Edge Annual Pt to Pt w/PR *FEE*:  Part Rate 235%
• SG Global Sentiment Annual Pt to Pt w/PR *FEE*:  Part Rate 220%
• BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 200%
• BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*:  Part Rate 330%
• CS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 210%
• CS Tech Edge 2 Year Pt to Pt w/PR *FEE*:  Part Rate 350%
• SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 195%
• SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*:  Part Rate 320%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*:  Part Rate 245%
• S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*:  Part Rate 345%
• S&P 500 Annual Pt to Pt w/Cap *FEE*:  Cap 13.000% 
• S&P 500 Monthly Pt to Pt w/Cap *FEE*:  Cap 3.400% 
• S&P 500 Annual Pt to Pt w/PR *FEE*:  Part Rate 45%
• S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*:  Cap 1.200% 

Global Atlantic Financial Group

Fixed Indexed Annuity

ForeAccumulation II 10 25,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 3.85%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 21.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.250% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 9.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 185%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.000% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 10 100,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 4.00%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap :  Cap 22.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.000% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 10.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.500% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 5 25,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 8.750% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 3.75%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 19.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 8.750% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 8.750% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 150%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 6.750% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 5 100,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 3.90%
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 20.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.500% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 9.500% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 160%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.250% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 7 25,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 3.85%
• 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 21.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 9.250% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 9.250% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 185%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.000% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II 7 100,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• Fixed Rate:  Rate 4.00%
• 1 Year BlackRock Diversa Volatility Control with Cap:  Cap 22.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.000% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 10.000% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 195%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 7.500% 
• 2 Year Franklin US Point to Point with Spread : 

ForeAccumulation II Advisory 25,000+

• 1 Year S&P 500 Point-to-Point with Cap:  Cap 10.750% 
• 2 Year BlackRock Diversa Volatility Control w/ Spread : 
• 1 Year BlackRock Diversa Volatility Control Point to Point with Cap:  Cap 22.000% 
• 1 Year MSCI EAFE Point to Point with Cap :  Cap 10.750% 
• 1 Year Russell 2000 Point to Point with Cap :  Cap 10.750% 
• 1 Year PIMCO Balanced Point to Point with Participation Rate :  Part Rate 180%
• 1 Year S&P 500 Point to Point with Performance Trigger :  Cap 8.000% 
• 2 Year Franklin US Point to Point with Spread : 
• Fixed Rate:  Rate 4.25%

February 25, 2023

Athene IA

MYGA

• Athene Max Rate 3 10,000+  4.35%
• Athene Max Rate 3 100,000+  4.60%
• Athene Max Rate 3 (state specific) 10,000+  4.35%
• Athene Max Rate 3 (state specific) 100,000+  4.60%
• Athene Max Rate 5 10,000+  4.80%
• Athene Max Rate 5 100,000+  5.20%
• Athene Max Rate 5 (state specific) 10,000+  4.75%
• Athene Max Rate 5 (state specific) 100,000+  5.15%
• Athene Max Rate 7 10,000+  4.85%
• Athene Max Rate 7 100,000+  5.25%
• Athene Max Rate 7 (state specific) 10,000+  4.80%
• Athene Max Rate 7 (state specific) 100,000+  5.20%
• Athene MYG 3 5,000+  3.95%
• Athene MYG 3 100,000+  4.30%
• Athene MYG 3 MVA 5,000+  4.20%
• Athene MYG 3 MVA 100,000+  4.55%
• Athene MYG 3 ROP 5,000+  3.80%
• Athene MYG 3 ROP 100,000+  4.05%
• Athene MYG 5 5,000+  4.40%
• Athene MYG 5 100,000+  4.80%
• Athene MYG 5 MVA 5,000+  4.65%
• Athene MYG 5 MVA 100,000+  5.05%
• Athene MYG 5 ROP 5,000+  4.20%
• Athene MYG 5 ROP 100,000+  4.60%
• Athene MYG 7 5,000+  4.50%
• Athene MYG 7 100,000+  4.90%
• Athene MYG 7 MVA 5,000+  4.70%
• Athene MYG 7 MVA 100,000+  5.10%
• Athene MYG 7 ROP 5,000+  4.25%
• Athene MYG 7 ROP 100,000+  4.65%