On The Move – February 27, 2024

February 28, 2024 – Effective Date of Change

Sagicor Life Insurance Company

MYGA

• Milestone MYGA 3 15,000+  4.10%
• Milestone MYGA 3 50,000+  4.85%
• Milestone MYGA 3 100,000+  5.10%
• Milestone MYGA 3 CA 15,000+  4.05%
• Milestone MYGA 3 CA 50,000+  4.80%
• Milestone MYGA 3 CA 100,000+  5.05%
• Milestone MYGA 3 FL 15,000+  4.10%
• Milestone MYGA 3 FL 50,000+  4.85%
• Milestone MYGA 3 FL 100,000+  5.10%
• Milestone MYGA 4 15,000+  4.30%
• Milestone MYGA 4 50,000+  4.85%
• Milestone MYGA 4 100,000+  5.10%
• Milestone MYGA 4 CA 15,000+  4.25%
• Milestone MYGA 4 CA 50,000+  4.80%
• Milestone MYGA 4 CA 100,000+  5.05%
• Milestone MYGA 4 FL 15,000+  4.30%
• Milestone MYGA 4 FL 50,000+  4.85%
• Milestone MYGA 4 FL 100,000+  5.10%

March 1, 2024 – Effective Date of Change

Oxford Life Insurance Company

Fixed Indexed Annuity

Royal Select 10,000+

• 1 Year Fixed Account Strategy:  Rate: 4.2%
• 1 Year Monthly Average Strategy:  Cap 8.4% 
• 1 Year Annual Point-to-Point Strategy:  Cap 8.4% 

Select 10 10,000+

• 1 Year Fixed Account Strategy :  Rate: 5%
• 1 Year S&P 500 Monthly Average :  Cap 9.7% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 9.7% 

Select 3 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 7.85% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 7.85% 
• 1 Year Fixed Account Strategy :  Rate: 4.3%

Select 5 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 9% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 9% 
• 1 Year Fixed Account Strategy :  Rate: 4.8%

Select 7 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 9.2% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 9.2% 
• 1 Year Fixed Account Strategy :  Rate: 4.8%

Silver Select 10,000+

• 1 Year S&P 500 Annual Point-to-Point:  Cap 9.055% 
• 1 Year S&P 500 Annual Monthly Average:  Cap 9.05% 
• 1 Year Fixed Account Strategy:  Rate: 4.6%

MYGA

• Multi-Select 10 20,000+  5.35%
• Multi-Select 3 20,000+  4.80%
• Multi-Select 4 20,000+  5.30%
• Multi-Select 5 20,000+  5.25%
• Multi-Select 6 20,000+  5.60%
• Multi-Select 7 20,000+  5.50%
• Multi-Select 8 20,000+  5.45%
• Multi-Select 9 20,000+  5.30%

March 4, 2024 – Effective Date of Change

Pacific Guardian Life

MYGA

• Diamond Head 10 10,000+  5.20%
• Diamond Head 3 10,000+  5.00%
• Diamond Head 4 10,000+  5.00%
• Diamond Head 5 10,000+  5.20%
• Diamond Head 6 10,000+  5.20%
• Diamond Head 7 10,000+  5.20%
• Diamond Head 8 10,000+  5.20%
• Diamond Head 9 10,000+  5.20%

March 7, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

• Fixed Account:  Rate: 4.25%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 

FIA Plus 10 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
• Fixed Account:  Rate: 4.45%

FIA Plus 5 25,000+

• Fixed Account:  Rate: 4.25%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 

FIA Plus 5 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
• Fixed Account:  Rate: 4.45%

FIA Plus 7 25,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 206% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• Fixed Account:  Rate: 4.25%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 109%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 134% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 159% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 190% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.25% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.75%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 158% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 

FIA Plus 7 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 185% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 163% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 133%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18.75%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23.75%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15.75%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 11.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 212% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 194% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 163% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 113%
• Fixed Account:  Rate: 4.45%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 220% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 212% Floor -10% 

Royal Neighbors of America

MYGA

• MYGA 10 Year 10,000+  5.25%
• MYGA 10 Year 100,000+  5.35%
• MYGA 3 Year 10,000+  5.25%
• MYGA 3 Year 100,000+  5.35%
• MYGA 3 Year CA 10,000+  5.15%
• MYGA 3 Year CA 100,000+  5.25%
• MYGA 5 Year 10,000+  5.35%
• MYGA 5 Year 100,000+  5.45%
• MYGA 5 Year CA 10,000+  5.25%
• MYGA 5 Year CA 100,000+  5.35%
• MYGA 9 Year CA 10,000+  5.15%
• MYGA 9 Year CA 100,000+  5.25%