--- title: On The Move - December 6, 2022 - Insurance Agency Marketing Services description: Rates changing! 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – December 6, 2022 ### **December 6, 2022** – Effective Date of Change ## Allianz ### Fixed Indexed Annuity #### **Allianz 222 Annuity 20,000+** - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.300%  - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 6.000%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 3.35%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 4.500%  - 1-Year Fixed Interest Account:  Rate 3.10% - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.60%  - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 4.500%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 4.500%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 3.10%  - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 115% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 110% - BlackRock iBLD Claria ER Annual Point-to-Point w/PR :  Part Rate 125% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 145% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 145% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 150% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 170% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 165% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 175% #### **Allianz 360 Annuity 20,000+** - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.600%  - 1-Year S&P 500 Annual Point-to-Point:  Cap 6.500%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.10%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 5.000%  - Fixed Interest Account:  Rate 3.50% - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 5.000%  - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 2.35%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 5.000%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 1.70%  - BlackRock iBLD Claria ER Annual Point-to-Point w/ PR:  Part Rate 135% - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 130% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 125% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 160% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 160% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 165% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 215% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 210% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 230% #### **Allianz Accumulation Advantage 20,000+** - S&P 500 Annual Point-to-Point:  Cap 9.000%  - S&P 500 Monthly Sum:  Cap 3.200%  - Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 9.500%  - PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 9.500%  - BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 9.500%  - Fixed Interest:  Rate 4.70% - 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 1.75%  - 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 2.00%  - 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 2.25%  - PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 170% - Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 175% - BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 185% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 270% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 265% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 290% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 240% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 235% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 250% #### **Allianz Accumulation Advantage 100,000+** - S&P 500 Annual Point-to-Point:  Cap 11.000%  - S&P 500 Monthly Sum:  Cap 3.500%  - Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 11.250%  - PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 11.250%  - BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 11.250%  - Fixed Interest:  Rate 5.00% - 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 1.00%  - 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 1.25%  - 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 1.50%  - PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 185% - Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 190% - BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 200% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 285% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 280% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 310% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 260% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 255% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 270% #### **Allianz Benefit Control 20,000+** - 1-Year S&P 500 Monthly Sum Cap:  Cap 2.400%  - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 6.000%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.85%  - 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 4.500%  - Fixed Interest Account:  Rate 3.10% - 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.10%  - 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 4.500%  - BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 4.500%  - BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 2.60%  - Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 125% - PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 120% - BlackRock iBLD Claria ER Annual Point-to-Point w/PR :  Part Rate 135% - 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 150% - 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 160% - 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 165% - 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 185% - 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 180% - 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 195% #### **Allianz Core Income 7 Annuity 10,000+** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 8.000%  - 1-Year Nasdaq-100 Annual Point-to-Point Cap:  Cap 8.000%  - 1-Year Russell 2000 Annual Point-to-Point Cap:  Cap 8.000%  - 1-Year Bloomberg Dynamic Balance II with Spread:  Spread 1.00%  - 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 8.750%  - Fixed Interest Account :  Rate 4.30% - 1-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 175% - 2-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 250% #### **Allianz Essential Income 7 10,000+** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 8.000%  - 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 8.750%  - Fixed Interest Account :  Rate 4.30% ### **December 7, 2022** – Effective Date of Change ## Guaranty Income Life - **AnnuiCare 10 (LTC) **36,500+  3.30% - **AnnuiCare 5 (LTC) **36,500+  3.00% - **AnnuiCare 7 (LTC) **36,500+  3.15% - **FlexPlus 10 **5,000+  3.30% - **FlexPlus 5 **5,000+  3.00% - **FlexPlus 7 **5,000+  3.15% ### Fixed Indexed Annuity #### **WealthChoice 10 20,000+** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 10.000%  - 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 45% - 1-Year S&P 500 Monthly Sum:  Cap 3.500%  - Fixed Rate:  Rate 3.00% - 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 160% #### **WealthChoice 10 PREMIUM BONUS 20,000+** - Fixed Rate:  Rate 3.00% - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 8.750%  - 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 35% - 1-Year S&P 500 Monthly Sum:  Cap 3.500%  - 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 120% #### **WealthChoice 5 20,000+** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 10.000%  - 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 40% - 1-Year S&P 500 Monthly Sum:  Cap 3.500%  - Fixed Rate:  Rate 3.00% - 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 155% #### **WealthChoice 7 20,000+** - 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 10.250%  - 1-Year S&P 500 Annual Point-to-Point Par Rate:  Part Rate 43% - 1-Year S&P 500 Monthly Sum:  Cap 3.500%  - Fixed Rate:  Rate 3.00% - 1-Year Horizon Ascend 5% Point-to-Point Par Rate:  Part Rate 160% ### MYGA - **Guaranty Rate Lock 10 **10,000+  4.90% - **Guaranty Rate Lock 10 **100,000+  5.00% - **Guaranty Rate Lock 10 **250,000+  5.00% - **Guaranty Rate Lock 10 (Non MVA) **10,000+  4.65% - **Guaranty Rate Lock 10 (Non MVA) **100,000+  4.75% - **Guaranty Rate Lock 10 (Non MVA) **250,000+  4.75% - **Guaranty Rate Lock 10 (Non MVA) Fee Based **10,000+  5.00% - **Guaranty Rate Lock 10 (Non MVA) Fee Based **100,000+  5.10% - **Guaranty Rate Lock 10 (Non MVA) Fee Based **250,000+  5.10% - **Guaranty Rate Lock 10 Fee Based **10,000+  5.25% - **Guaranty Rate Lock 10 Fee Based **100,000+  5.35% - **Guaranty Rate Lock 10 Fee Based **250,000+  5.35% - **Guaranty Rate Lock 3 **10,000+  4.80% - **Guaranty Rate Lock 3 **100,000+  4.90% - **Guaranty Rate Lock 3 **250,000+  4.90% - **Guaranty Rate Lock 3 (Non MVA) **10,000+  4.55% - **Guaranty Rate Lock 3 (Non MVA) **100,000+  4.65% - **Guaranty Rate Lock 3 (Non MVA) **250,000+  4.65% - **Guaranty Rate Lock 3 (Non MVA) Fee Based **10,000+  4.70% - **Guaranty Rate Lock 3 (Non MVA) Fee Based **100,000+  4.80% - **Guaranty Rate Lock 3 (Non MVA) Fee Based **250,000+  4.80% - **Guaranty Rate Lock 3 Fee Based **10,000+  4.95% - **Guaranty Rate Lock 3 Fee Based **100,000+  5.05% - **Guaranty Rate Lock 3 Fee Based **250,000+  5.05% - **Guaranty Rate Lock 4 **10,000+  4.90% - **Guaranty Rate Lock 4 **100,000+  5.00% - **Guaranty Rate Lock 4 **250,000+  5.00% - **Guaranty Rate Lock 4 (Non MVA) **10,000+  4.65% - **Guaranty Rate Lock 4 (Non MVA) **100,000+  4.75% - **Guaranty Rate Lock 4 (Non MVA) **250,000+  4.75% - **Guaranty Rate Lock 4 (Non MVA) Fee Based **10,000+  4.85% - **Guaranty Rate Lock 4 (Non MVA) Fee Based **100,000+  4.95% - **Guaranty Rate Lock 4 (Non MVA) Fee Based **250,000+  4.95% - **Guaranty Rate Lock 4 Fee Based **10,000+  5.10% - **Guaranty Rate Lock 4 Fee Based **100,000+  5.20% - **Guaranty Rate Lock 4 Fee Based **250,000+  5.20% - **Guaranty Rate Lock 5 **10,000+  5.10% - **Guaranty Rate Lock 5 **100,000+  5.20% - **Guaranty Rate Lock 5 **250,000+  5.20% - **Guaranty Rate Lock 5 (Non MVA) **10,000+  4.85% - **Guaranty Rate Lock 5 (Non MVA) **100,000+  4.95% - **Guaranty Rate Lock 5 (Non MVA) **250,000+  4.95% - **Guaranty Rate Lock 5 (Non MVA) Fee Based **10,000+  5.15% - **Guaranty Rate Lock 5 (Non MVA) Fee Based **100,000+  5.25% - **Guaranty Rate Lock 5 (Non MVA) Fee Based **250,000+  5.25% - **Guaranty Rate Lock 5 Fee Based **10,000+  5.40% - **Guaranty Rate Lock 5 Fee Based **100,000+  5.50% - **Guaranty Rate Lock 5 Fee Based **250,000+  5.50% ### December 10, 2022 – Effective Date of Change ## The Ohio State Life Insurance Company ### MYGA - **Nex10 10,000+**  5.00% - **Nex3 10,000+**  4.50% - **Nex5 10,000+**  5.00% - **Nex7 10,000+**  5.00% #### Author:Webmaster [Next On The Move – November 22, 2022](https://blog.iamsinc.com/on-the-move-november-22-2022) [Previous Business Trends and Tactics for 2023](https://blog.iamsinc.com/business-trends-and-tactics-for-2023) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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