IAMS Blog

On The Move - December 12, 2023 - Insurance Agency Marketing Services

Written by Webmaster | Dec 12, 2023 12:41:55 PM

December 14, 2023 – Effective Date of Change

Aspida

Fixed Indexed Annuity

Synergy Choice Bonus 10 25,000+

  • 1-Year Fixed Account Rate:  Rate: 3.60%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 7.750% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 12.750% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 47%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 53%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 60%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 83%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 145%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 195%

Synergy Choice Bonus 10 100,000+

  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 210%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 155%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 90%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 65%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 56%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 50%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 14.250% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 8.500% 
  • 1-Year Fixed Account Rate:  Rate: 3.85%

Synergy Choice Max 10 25,000+

  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 270%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 200%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 90%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 128%
  • 1-Year Fixed Account Rate:  Rate: 4.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.500% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.500% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 62%

Synergy Choice Max 10 100,000+

  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 65%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 21.000% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.250% 
  • 1-Year Fixed Account Rate:  Rate: 5.00%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 135%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 95%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 70%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 210%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 285%

Synergy Choice Max 5 25,000+

  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 265%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 85%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 123%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 195%
  • 1-Year Fixed Account Rate:  Rate: 4.75%
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 10.500% 
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 18.250% 
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 57%
  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 64%

Synergy Choice Max 5 100,000+

  • 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
  • 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 60%
  • 2-Year S&P 500 Point to Point Cap Rate:  Cap 19.750% 
  • 1-Year S&P 500 Point to Point Cap Rate:  Cap 11.250% 
  • 1-Year Fixed Account Rate:  Rate: 5.00%
  • 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 205%
  • 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 130%
  • 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 90%
  • 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 280%

MYGA

  • Synergy Choice 2 25,000+  4.70%
  • Synergy Choice 2 100,000+  4.85%
  • Synergy Choice 3 25,000+  5.40%
  • Synergy Choice 3 100,000+  5.55%
  • Synergy Choice 5 25,000+  5.50%
  • Synergy Choice 5 100,000+  5.65%
  • Synergy Choice 7 25,000+  5.50%
  • Synergy Choice 7 100,000+  5.65%

Athena IA

MYGA

  • Athene Max Rate 3 10,000+  5.15%
  • Athene Max Rate 3 100,000+  5.40%
  • Athene Max Rate 3 (state specific) 10,000+  5.15%
  • Athene Max Rate 3 (state specific) 100,000+  5.40%
  • Athene Max Rate 5 10,000+  5.30%
  • Athene Max Rate 5 100,000+  5.55%
  • Athene Max Rate 5 (state specific) 10,000+  5.25%
  • Athene Max Rate 5 (state specific) 100,000+  5.50%
  • Athene Max Rate 7 10,000+  5.30%
  • Athene Max Rate 7 100,000+  5.55%
  • Athene Max Rate 7 (state specific) 10,000+  5.25%
  • Athene Max Rate 7 (state specific) 100,000+  5.50

Fidelity & Guaranty Life

MYGA

  • FG Guarantee-Platinum 3 20,000+  5.50%
  • FG Guarantee-Platinum 5 20,000+  5.65%
  • FG Guarantee-Platinum 7 20,000+  5.70%

Global Atlantic Financial Group

MYGA

  • SecureFore 3 10,000+  4.95%
  • SecureFore 3 100,000+  5.20%
  • SecureFore 5 10,000+  5.10%
  • SecureFore 5 100,000+  5.35%
  • SecureFore 7 10,000+  5.10%
  • SecureFore 7 100,000+  5.35%

North American Company

MYGA

  • NAC Guarantee Plus 3 20,000+  4.85%
  • NAC Guarantee Plus 3 100,000+  5.30%
  • NAC Guarantee Plus 5 20,000+  5.15%
  • NAC Guarantee Plus 5 100,000+  5.40%
  • NAC Guarantee Plus 7 20,000+  5.15%
  • NAC Guarantee Plus 7 100,000+  5.45%

December 15, 2023 – Effective Date of Change

Lincoln Financial Group

Lincoln OptiBlend 10 10,000+

  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000% 
  • 1-Year Fixed Account:  Rate: 4.25%
  • 1-Year S&P 500 Participation:  Part Rate 50%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 200%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 

Lincoln OptiBlend 10 100,000+

  • 1-Year S&P 500 5% Daily Risk Control ER Spread : 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.000% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 225%
  • 1-Year S&P 500 Participation:  Part Rate 60%
  • 1-Year Fixed Account:  Rate: 4.75%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 

Lincoln OptiBlend 10 CA 10,000+

  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.500% 
  • 1-Year S&P 500 Participation :  Part Rate 40%
  • 1-Year Fixed Account:  Rate: 4.00%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 165%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1-Year S&P 500 Performance Triggered :  Cap 7.500% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 

Lincoln OptiBlend 10 CA 100,000+

  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 8.500% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 190%
  • 1-Year Fixed Account:  Rate: 4.35%
  • 1-Year S&P 500 Participation :  Part Rate 55%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 

Lincoln OptiBlend 5 10,000+

  • 1-Year S&P 500 Participation :  Part Rate 50%
  • 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 165%
  • 1-Year Fixed Account:  Rate: 4.25%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.250% 
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 5 100,000+

  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.000% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.250% 
  • 1-Year Fixed Account:  Rate: 4.75%
  • 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 190%
  • 1-Year S&P 500 Participation :  Part Rate 55%

Lincoln OptiBlend 5 CA 10,000+

  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000% 
  • 1-Year S&P 500 Participation :  Part Rate 40%
  • 1-Year Fixed Account:  Rate: 4.00%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 155%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.000% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 5 CA 100,000+

  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 8.500% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 180%
  • 1-Year Fixed Account:  Rate: 4.35%
  • 1-Year S&P 500 Participation :  Part Rate 50%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 

Lincoln OptiBlend 7 10,000+

  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 165%
  • 1-Year S&P 500 Participation:  Part Rate 50%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.500% 
  • 1-Year Fixed Account:  Rate: 4.35%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.500% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 100,000+

  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 9.250% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 285%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
  • 1-Year Fixed Account:  Rate: 4.85%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.500% 
  • 1-Year S&P 500 Participation:  Part Rate 60%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 190%

Lincoln OptiBlend 7 CA 10,000+

  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000% 
  • 1-Year S&P 500 Participation:  Part Rate 40%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
  • 1-Year Fixed Account:  Rate: 4.10%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 235%
  • 1-Year S&P 500 Performance Triggered :  Cap 8.250% 
  • 1-Year S&P 500 10% Daily Risk Control with Spread:  Spread 0.25% 
  • 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 

Lincoln OptiBlend 7 CA 100,000+

  • 1-Year S&P 500 5% Daily Risk Control ER Spread: 
  • 1-Year S&P 500 10% Daily Risk Control with Spread: 
  • 1-Year S&P 500 Performance Triggered :  Cap 8.750% 
  • 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 260%
  • 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 210%
  • 1-Year Fixed Account:  Rate: 4.45%
  • 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
  • 1-Year S&P 500 Participation:  Part Rate 55%
  • 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.000% 

Lincoln Set 5 II 10,000+

  • Fixed:  Rate: 3.95%
  • 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 12.000% 
  • 1 Year S&P 500 Performance Triggered:  Cap 7.750% 
  • 1 Year S&P 500 Cap:  Cap 8.000% 

Lincoln Set 5 II 100,000+

  • 1 Year S&P 500 Cap:  Cap 10.000% 
  • 1 Year S&P 500 Performance Triggered:  Cap 8.750% 
  • 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15.000% 
  • Fixed:  Rate: 4.45%

MYGA

  • Lincoln MYGuarantee Plus 5 10,000+  4.80%
  • Lincoln MYGuarantee Plus 5 100,000+  5.25%
  • Lincoln MYGuarantee Plus 7 10,000+  4.70%
  • Lincoln MYGuarantee Plus 7 100,000+  5.15%
View full post