On The Move – August 6, 2024

August 7, 2024 – Effective Date of Change

American Equity Investment Insurance Company

MYGA

• GuaranteeShield 3 10,000+  4.00%
• GuaranteeShield 3 100,000+  4.25%
• GuaranteeShield 3 250,000+  4.25%
• GuaranteeShield 5 10,000+  4.10%
• GuaranteeShield 5 100,000+  4.35%
• GuaranteeShield 5 250,000+  4.35%

Fidelity & Guaranty Life

Fixed Indexed Annuity

FG Accelerator Plus 10 10,000+

• 1-Year Balanced Asset 10 Point to Point Participation:  Part Rate 95%
• 1-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5.5%  Part Rate 180%
• 2-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5%  Part Rate 200%
• 2-Year Balanced Asset 10 Index with Spread & Par with Charge:  Spread 5%  Part Rate 230%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 205%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 145%
• 1-Year GS Global Factor Point to Point Par:  Part Rate 190%
• 1-Year GS Global Factor Point to Point Par with Charge:  Part Rate 250%
• 2-Year GS Global Factor Point to Point Par with Charge:  Part Rate 320%
• 2-Year GS Global Factor Point to Point Par & Spread:  Part Rate 280%
• 1-Year S&P 500 Monthly Point-to-Point with Charge:  Cap 3.25% 
• 1-Year S&P 500 Point-to-Point with Cap with Charge:  Cap 12% 
• 1-Year Index Gain Option with Declared Rate with Charge:  Cap 7.5% 
• 2-Year Barclays Trailblazer Sectors 5 Index with Charge:  Part Rate 300%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.45% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 260%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge:  Part Rate 50%
• 1-Year Balanced Asset 5 Index with Spread & Par :  Spread 1%  Part Rate 185%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 265%
• 1-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 240%
• 2-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 305%

FG Accelerator Plus 14 10,000+

• 1-Year Balanced Asset 5 Index with Spread & Par :  Part Rate 190%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 275%
• 1-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 245%
• 2-Year Balanced Asset 5 Index with Par with Charge:  Part Rate 315%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.5% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.75% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 265%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Monthly Point-to-Point with Charge:  Cap 3.35% 
• 1-Year S&P 500 Point-to-Point with Cap with Charge:  Cap 12.25% 
• 1-Year Index Gain Option with Declared Rate with Charge:  Cap 7.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index with Charge:  Part Rate 305%
• 1-Year GS Global Factor Point to Point Par:  Part Rate 195%
• 1-Year GS Global Factor Point to Point Par with Charge:  Part Rate 255%
• 2-Year GS Global Factor Point to Point Par with Charge:  Part Rate 330%
• 2-Year GS Global Factor Point to Point Par & Spread:  Part Rate 290%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 210%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 150%
• 1-Year Balanced Asset 10 Point to Point Participation:  Part Rate 100%
• 1-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5.5%  Part Rate 185%
• 2-Year Balanced Asset 10 Point to Point with Spread & Par :  Spread 5%  Part Rate 205%
• 2-Year Balanced Asset 10 Index with Spread & Par with Charge:  Spread 5%  Part Rate 235%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge:  Part Rate 50%

FG AccumulatorPlus 10 10,000+

• 1-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 205%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 300%
• 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 265%
• 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 340%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.65% 
• 1-Year S&P 500 Monthly Average with Cap:  Cap 10.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.25% 
• 1-Year S&P 500 Annual Performance Trigger:  Cap 6.25% 
• 1-Year Fixed Account:  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 280%
• 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.5% 
• 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 14.25% 
• 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 12.75% 
• 1-Year S&P 500 Annual Performance Trigger With Charge:  Cap 8% 
• 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 320%
• 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 55%

FG AccumulatorPlus 7 10,000+

• 1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge:  Part Rate 55%
• 1-Year S&P 500 Monthly Point-to-Point With Charge:  Cap 3.4% 
• 1-Year S&P 500 Monthly Average with Cap With Charge:  Cap 14% 
• 1-Year S&P 500 Point-to-Point with Cap With Charge:  Cap 12.5% 
• 1-Year S&P 500 Annual Performance Trigger With Charge:  Cap 7.75% 
• 2-Year Barclays Trailblazer Sectors 5 Index With Charge:  Part Rate 315%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.55% 
• 1-Year S&P 500 Monthly Average with Cap:  Cap 10.5% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9% 
• 1-Year S&P 500 Annual Performance Trigger:  Cap 6% 
• 2-Year Barclays Trailblazer Sectors 5 Index:  Part Rate 275%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 260%
• 2-Year GS Global Factor Point-to-Point Par With Charge:  Part Rate 335%
• 1-Year GS Global Factor Point-to-Point Spread and Par :  Part Rate 200%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 295%

FG Power Accumulator 10 10,000+

• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 210%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 150%
• 1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 195%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 240%
• 1-Year Fixed Account:  Rate: 4%
• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 95%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 3%  Part Rate 185%
• 1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par:  Part Rate 50%
• 2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par:  Part Rate 50%
• 2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par:  Spread 4.5%  Part Rate 75%
• 1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par :  Part Rate 40%
• 2-Year iShares U.S. Real (IYR) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares Gold Trust (IAU) Point-to-Point with Par :  Part Rate 45%
• 1-Year Balanced Asset 5 Index Par:  Part Rate 200%
• 1-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 255%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 295%
• 2-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 335%

FG Power Accumulator 7 10,000+

• 1-Year Balanced Asset 5 Index Par:  Part Rate 195%
• 1-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 250%
• 2-Year Balanced Asset 5 Index with Spread & Par:  Part Rate 290%
• 2-Year Balanced Asset 5 Index Par *FEE*:  Part Rate 330%
• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 90%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 3%  Part Rate 180%
• 1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par:  Part Rate 50%
• 2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par:  Part Rate 50%
• 2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par:  Spread 4.5%  Part Rate 70%
• 1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par :  Part Rate 40%
• 2-Year iShares U.S. Real Estate (IYR) Point-to-Point with Spread & Par:  Spread 2.5%  Part Rate 60%
• 1-Year iShares Gold Trust (IAU) Point-to-Point with Par :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 4%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 205%
• 1-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 145%
• 1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 190%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 235%

Flex Accumulator 10,000+

• 1-Year Balanced Asset 10 Index Point-to-Point with Par :  Part Rate 90%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par with Fee:  Spread 4%  Part Rate 195%
• 2-Year BlackRock Market Advantage Point-to-Point with Par:  Part Rate 190%
• 2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*:  Part Rate 220%
• 2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par :  Spread 4%  Part Rate 170%
• S&P 500 1-year Monthly Point-to-Point w/Cap:  Cap 2.25% 
• S&P 500 1-Year Annual Point-to-Point w/Cap:  Cap 7.75% 
• Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par :  Part Rate 240%
• S&P 500 1-year Monthly Point-to-Point w/Cap With Charge:  Cap 3% 
• Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par With Charge:  Part Rate 280%
• 1 Year Fixed Account :  Rate: 3.75%
• S&P 500 1-Year Annual Point-to-Point w/Spread & Par With Charge:  Spread 3%  Part Rate 60%
• S&P 500 1-Year Annual Point-to-Point w/Spread & Par:  Spread 3%  Part Rate 45%

Performance Pro with GMWB 10,000+

• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 225%
• 1-Year S&P 500 Monthly Point-to-Point:  Cap 2.15% 
• 1-Year S&P 500 Annual Point-to-Point:  Cap 7.25% 
• 2-Year S&P 500 Point-to-Point:  Cap 12.25% 
• 3-Year S&P 500 Point-to-Point:  Cap 19.5% 
• 1-Year Gold Point-to-Point:  Cap 7.75% 
• 1-Year Fixed Account:  Rate: 3%
• 2-Year BlackRock Market Advantage Point-to-Point with Spread and Par:  Part Rate 175%
• 1-Year Balanced Asset 5 Point to Point Participation:  Part Rate 155%
• 2-Year Balanced Asset 5 Point to Point Participation with Charge:  Part Rate 265%
• 2-Year Balanced Asset 5 Point to Point Participation and Spread:  Part Rate 225%
• 1-Year GS Global Factor Point-to-Point Par :  Part Rate 165%
• 2-Year GS Global Factor Point-to-Point Spread and Par:  Part Rate 240%
• 2-Year GS Global Factor Point to Point Participation with Charge :  Part Rate 285%

Prosperity Elite 10 Enhancement 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 275%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 315%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 285%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 325%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.75% 
• 1-Year S&P 500 Monthly Point-to-Point with a Cap :  Cap 2.5% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 12.75% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 265%

Prosperity Elite 10 Protection 10,000+

• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 265%
• 1-Year S&P 500 Monthly Point-to-Point with a Cap :  Cap 2.5% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 12.75% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.5% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6% 
• 1 Year Fixed Account :  Rate: 4%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.75% 
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 275%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 315%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 190%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 285%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 325%

Prosperity Elite 14 Enhancement 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 320%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 290%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 330%
• 1-Year Gold Point-to-Point with a Cap:  Cap 10% 
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 270%
• 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.6% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 13% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.75% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
• 1 Year Fixed Account :  Rate: 4%

Prosperity Elite 14 Protection 10,000+

• 1-Year S&P 500 Monthly Point-to-Point with a Cap:  Cap 2.6% 
• 1-Year S&P 500 Monthly Average with A Cap :  Cap 13% 
• 1-Year S&P 500 Point-to-Point with a Cap :  Cap 8.75% 
• 1-Year Index Gain Option with Declared Rate:  Cap 6.25% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 270%
• 1-Year Gold Point-to-Point with a Cap:  Cap 10% 
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 320%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 195%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 290%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 330%

Prosperity Elite 7 Enhancement 10,000+

• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 265%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 305%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 320%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.5% 
• 1-Year S&P 500 Monthly Point-to-Point with Cap :  Cap 2.4% 
• 1-Year S&P 500 Monthly Average with Cap :  Cap 12.5% 
• 1-Year S&P 500 Point-to-Point with Cap :  Cap 8.25% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 1 Year Fixed Account :  Rate: 4%
• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 260%

Prosperity Elite 7 Protection 10,000+

• 2-Year Barclays Trailblazer Sectors 5 Index :  Part Rate 260%
• 1-Year S&P 500 Monthly Point-to-Point with Cap :  Cap 2.4% 
• 1-Year S&P 500 Monthly Average with Cap :  Cap 12.5% 
• 1-Year S&P 500 Point-to-Point with Cap :  Cap 8.25% 
• 1-Year Index Gain Option with Declared Rate:  Cap 5.75% 
• 1 Year Fixed Account :  Rate: 4%
• 1-Year Gold Point-to-Point with a Cap:  Cap 9.5% 
• 1-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate:  Part Rate 265%
• 2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge:  Part Rate 305%
• 1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 185%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate:  Part Rate 280%
• 2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge:  Part Rate 320%

MYGA

• FG Guarantee-Platinum 3 20,000+  5.00%
• FG Guarantee-Platinum 5 20,000+  5.20%
• FG Guarantee-Platinum 7 20,000+  5.20%

Reliance Standard Life

MYGA

• Eleos MVA 5 10,000+  5.00%
• Eleos SP 5 10,000+  4.85%
• Reliance Guarantee – 10 20,000+  4.70%
• Reliance Guarantee – 5 20,000+  5.00%
• Reliance Guarantee – 7 20,000+  4.90%

August 08, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

• Fixed Account:  Rate: 4.1%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 104%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 129% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 154% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 185% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.75% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 120%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 148% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 173% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 201% Floor -10% 
• Annual Declared Rate:  Rate: 4.3%

FIA Plus 10 100,000+

• Annual Declared Rate:  Rate: 4.5%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 207% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 155% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 19%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 24%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 209% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 160% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 135% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• Fixed Account:  Rate: 4.3%

FIA Plus 10 Premium Bonus 25,000+

• Fixed Account:  Rate: 2.85%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 64%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 73%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 160% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 88% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 114% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 149% Floor 10% 
• Annual Declared Rate:  Rate: 3.05%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 164% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.25%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 14.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.75%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 104% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 150% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 125% Floor 5% 

FIA Plus 10 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 132% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 157% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 12.75%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 15.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.25%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 170% Floor 15% 
• Annual Declared Rate:  Rate: 3.25%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 155% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 120% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 95% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 166% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 80%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 70%
• Fixed Account:  Rate: 3.05%

FIA Plus 5 25,000+

• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 148% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 173% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 201% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• Fixed Account:  Rate: 4.1%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 104%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 120%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 129% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 154% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 185% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 
• Annual Declared Rate:  Rate: 4.3%

FIA Plus 5 100,000+

• Annual Declared Rate:  Rate: 4.5%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 209% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 160% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 135% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• Fixed Account:  Rate: 4.3%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 207% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 155% Floor -2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 19%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 24%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 

FIA Plus 5 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.65%
• Fixed Account:  Rate: 3.45%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 80%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 94%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 109% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 134% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 167% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 186% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.25%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 15.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 12.75%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 105% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 147% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 183% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 174% Floor 10% 

FIA Plus 5 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 180% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 190% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 154% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 130% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 13.75%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 16.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 10.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9.25%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 173% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 140% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 116% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 100%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 7.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 86%
• Fixed Account:  Rate: 3.65%
• Annual Declared Rate:  Rate: 3.85%

FIA Plus 7 25,000+

• Annual Declared Rate:  Rate: 4.3%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 208% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 201% Floor -10% 
• Fixed Account:  Rate: 4.1%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 104%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 129% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 154% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 185% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 203% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.75% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 23%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 120%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 148% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 173% Floor -5% 

FIA Plus 7 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 180% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 155% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 127%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 19%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 24%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 15%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12.75%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 209% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 160% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 135% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• Fixed Account:  Rate: 4.3%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 207% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 215% Floor -15% 
• Annual Declared Rate:  Rate: 4.5%

FIA Plus 7 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.55%
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.5%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 15.5%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 12.5%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 141% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 168% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 176% Floor 15% 
• Fixed Account:  Rate: 3.35%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 77%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 92%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 103% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 130% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 162% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 181% Floor 15% 

FIA Plus 7 Premium Bonus 100,000+

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 187% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 168% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 136% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 98%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 7.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 83%
• Fixed Account:  Rate: 3.55%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 182% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 175% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 148% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 126% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 13.5%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 16.5%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 10.5%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 9%  Floor 2.5% 
• Annual Declared Rate:  Rate: 3.75%

MYGA Plus 3 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.15%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.9% 

MYGA Plus 3 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.4%

MYGA Plus 3 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.05%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.8% 

MYGA Plus 3 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.3% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.3%

MYGA Plus 5 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.6%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 

MYGA Plus 5 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.9% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 5 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.5%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.3% 

MYGA Plus 5 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.8% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.8%

MYGA Plus 7 FIA 10,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.4% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 7 FIA 100,000+

• MYGA Fixed Option (Simple Interest):  Rate: 6.2%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.9% 

MYGA Plus 7 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.8%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.3% 

MYGA Plus 7 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7.8% 
• MYGA Fixed Option (Simple Interest):  Rate: 6.1%

MYGA

• MYGA Plus 3 (Simple Interest) 10,000+  5.15%
• MYGA Plus 3 (Simple Interest) 100,000+  5.40%
• MYGA Plus 3 (Simple Interest) CA 10,000+  5.05%
• MYGA Plus 3 (Simple Interest) CA 100,000+  5.30%
• MYGA Plus 5 (Simple Interest) 10,000+  5.60%
• MYGA Plus 5 (Simple Interest) 100,000+  5.90%
• MYGA Plus 5 (Simple Interest) CA 10,000+  5.50%
• MYGA Plus 5 (Simple Interest) CA 100,000+  5.80%
• MYGA Plus 7 (Simple Interest) 10,000+  5.90%
• MYGA Plus 7 (Simple Interest) 100,000+  6.20%
• MYGA Plus 7 (Simple Interest) CA 10,000+  5.80%
• MYGA Plus 7 (Simple Interest) CA 100,000+  6.10%

August 13, 2024

Protective Life

• Secure Saver 5 10,000+  3.75%
• Secure Saver 5 25,000+  4.50%
• Secure Saver 5 75,000+  4.85%
• Secure Saver 7 10,000+  3.75%
• Secure Saver 7 25,000+  4.50%
• Secure Saver 7 75,000+  4.85%