--- title: On The Move - August 30, 2022 - Insurance Agency Marketing Services description: Rates changing! The latest product updates from our carrier partners --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – August 30, 2022 ### **Aug 29, 2022** – Effective Date of Change ## American General Life Insurance Company ### Fixed Indexed Annuity **Power 10 Protector 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.00%  - 1 Year Fixed Account:  Rate 3.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 165% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 215% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 290% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 10 Protector 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 9.00%  - 1 Year Fixed Account:  Rate 3.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 180% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 205% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 230% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 305% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 165% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 220% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 110% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 145% **Power 10 Protector Plus Income 25,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 8.00%  - 1 Year Fixed Account:  Rate 3.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 165% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 190% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 95% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 215% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 290% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 140% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 195% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 135% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 95% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 10 Protector Plus Income 100,000+** - 1 Year S&P 500 Annual Point to Point:  Cap 9.00%  - 1 Year Fixed Account:  Rate 3.65% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 43% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 180% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 205% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 110% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 230% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 305% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 60% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 165% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 220% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 160% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 110% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 145% **Power 5 Protector 25,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 7.40%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 35% - 5 Year S&P 500 Annual Point-to-Point:  Cap 38.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 60% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 85% - 1 Year Fixed Account:  Rate 3.40% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 135% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 185% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 235% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 49% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 130% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 175% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 125% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 85% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 85% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 115% **Power 5 Protector 100,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 8.50%  - 1 Year S&P 500 Annual Point-to-Point Participation Rate:  Part Rate 40% - 5 Year S&P 500 Annual Point-to-Point:  Cap 45.00%  - 1 Year PIMCO Global Optima Index Participation Rate:  Part Rate 75% - 1 Year ML Strategic Balance Index Participation Rate:  Part Rate 110% - 1 Year Fixed Account:  Rate 3.40% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 150% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 200% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 250% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 54% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 155% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 200% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 150% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 100% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 100% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 130% **Power 7 Protector 25,000+** - Fixed Interest Account:  Rate 3.50% - 1 year S&P 500 Annual Point to Point:  Cap 7.45%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 185% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 210% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 285% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% **Power 7 Protector 100,000+** - Fixed Interest Account:  Rate 3.50% - 1 year S&P 500 Annual Point to Point:  Cap 8.85%  - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 225% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 300% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 1 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% **Power 7 Protector Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 7.45%  - 1-Year Fixed Account:  Rate 3.50% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 38% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 62% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 160% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 185% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 90% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 210% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 285% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 51% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 135% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 190% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 130% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 90% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 125% **Power 7 Protector Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Account:  Cap 8.85%  - 1-Year Fixed Account:  Rate 3.50% - 1 Year S&P 500 Annual Point to Point with Participation:  Part Rate 42% - 1 Year PIMCO Global Optima Index Annual Point to Point with Participation:  Part Rate 77% - 1 Year ML Strategic Balanced Annual Point to Point with Participation:  Part Rate 115% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 175% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Participation Rate:  Part Rate 200% - 1 Year PIMCO Global Optima Index Annual Point to Point with Enhanced Participation:  Part Rate 105% - 1 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 225% - 2 Year AQR DynamiQ Allocation Index Point-to-Point Enhanced Participation Rate:  Part Rate 300% - 1 Year S&P 500 Annual Point-to-Point Enhanced Participation Rate:  Part Rate 55% - 2 Year ML Strategic Balance Index Participation Rate:  Part Rate 160% - 2 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 215% - 1 Year ML Strategic Balance Index Enhanced Participation Rate:  Part Rate 155% - 2 Year PIMCO Global Optima Index Participation Rate:  Part Rate 105% - 2 Year PIMCO Global Optima Index Enhanced Participation Rate:  Part Rate 140% **Power Select Builder 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 8.00%  - 1-Year Fixed Interest Account:  Rate 3.50% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 2-Year PIMCO Global Optima Index with Spread:  Spread 2.50%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 44% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 90% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1 Year Russell 2000 Annual Point to Point:  Part Rate 29% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 165% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 180% **Power Select Builder 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 9.00%  - 1-Year Fixed Interest Account:  Rate 3.50% - 2-Year MLStrategic Balanced Index with Spread:  - 2-Year PIMCO Global Optima Index with Spread:  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 50% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 115% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 75% - 1 Year Russell 2000 Annual Point to Point:  Part Rate 35% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 190% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 200% **Power Select Builder 8 25,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 4.25%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 19% - ML Strategic Balanced Index Point-to-Point w/ Spread:  Spread 2.50%  - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participation:  Part Rate 100% - PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation:  Part Rate 50% - Fixed:  Rate 3.00% - 1 Year Russell 2000 Annual Point to Point:  Cap 4.00%  - PIMCO Global Optima Index Annual Point-to-Point w/ Spread:  Spread 5.00%  - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 110% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 2.00%  Part Rate 150% **Power Select Builder 8 100,000+** - S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.00%  - S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 22% - ML Strategic Balanced Index Point-to-Point w/ Spread:  Spread 1.50%  - ML Strategic Balanced Index 2-Year Point-to-Point w/ Participation:  Part Rate 110% - PIMCO Global Optima Index 2-Year Point-to-Point w/ Participation:  Part Rate 65% - Fixed:  Rate 3.00% - 1 Year Russell 2000 Annual Point to Point:  Cap 4.50%  - PIMCO Global Optima Index Annual Point-to-Point w/ Spread:  Spread 4.00%  - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 125% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 2.00%  Part Rate 180% **Power Select Plus Income 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.750%  - 1-Year Fixed Interest Account:  Rate 2.75% - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 2-Year PIMCO Global Optima Index with Spread:  Spread 5.90%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 36% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 47% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 120% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 140% **Power Select Plus Income 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.50%  - 1-Year Fixed Interest Account:  Rate 2.75% - 2-Year MLStrategic Balanced Index with Spread :  - 2-Year PIMCO Global Optima Index with Spread:  Spread 4.00%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 40% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 25% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 140% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 160% **Power Select Plus Income with Multiplier® 25,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5.25%  - 2-Year MLStrategic Balanced Index with Spread:  Spread 0.50%  - 1-Year Fixed Interest Account:  Rate 2.40% - 2-Year PIMCO Global Optima Index with Spread:  Spread 5.90%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 36% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 47% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 20% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 110% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 130% **Power Select Plus Income with Multiplier® 100,000+** - 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 6.00%  - 2-Year MLStrategic Balanced Index with Spread :  - 1-Year Fixed Interest Account:  Rate 2.40% - 2-Year PIMCO Global Optima Index with Spread:  Spread 4.00%  - 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 40% - 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100% - 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60% - 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 25% - 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 1.00%  Part Rate 130% - 2 Year AB All Market Index Point to Point Participation Rate with Spread:  Part Rate 150% ### **August 29, 2022** – Effective Date of Change ## Aspida ### MYGA - **Synergy Choice 2 **25,000+  3.40% - **Synergy Choice 2 **100,000+  3.55% - **Synergy Choice 3 **25,000+  4.05% - **Synergy Choice 3 **100,000+  4.20% - **Synergy Choice 5 **25,000+  4.35% - **Synergy Choice 5 **100,000+  4.50% - **Synergy Choice 7 **25,000+  4.45% - **Synergy Choice 7 **100,000+  4.60% ### **August 29, 2022** – Effective Date of Change ## GBU Life ### Fixed Annuity - **Preferred 5 **500+  4.00% - **Preferred 8 **10,000+  4.15% ### MYGA - **Assetguard Select 2 **25,000+  3.40% - **Assetguard Select 2 **100,000+  3.50% - **Assetguard Select 3 **25,000+  3.40% - **Assetguard Select 3 **100,000+  3.65% - **Assetguard Select 4 **25,000+  3.60% - **Assetguard Select 4 **100,000+  3.80% - **Assetguard Select 5 **25,000+  4.00%**Assetguard Select 5 **100,000+  4.20% ### August 29, 2022 – Effective Date of Change ## Global Atlantic Financial Group ### Fixed Indexed Annuity **Choice Accumulation II 10 100,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 8.75%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.25%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - 1 Year Fixed Rate:  Rate 3.35% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 8.75%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 8.75%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 175% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 6.75%  - 2 Year Franklin US Point to Point with Spread:  **Choice Accumulation II 5 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 7.75%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.00%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - Fixed Rate:  Rate 3.10% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 7.75%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 7.75%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 120% - 2 Year Franklin US Point to Point with Spread :  - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 5.75%  **Choice Accumulation II 5 100,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 8.50%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.10%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - Fixed Rate:  Rate 3.25% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 8.50%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 8.50%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 130% - 2 Year Franklin US Point to Point with Spread :  - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 6.50%  **Choice Accumulation II 7 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 8.00%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.20%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - Fixed Rate:  Rate 3.20% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 8.00%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 8.00%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 165% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 6.00%  - 2 Year Franklin US Point to Point with Spread :  **Choice Accumulation II 7 100,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 8.75%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.25%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - Fixed Rate:  Rate 3.35% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 8.75%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 8.75%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 175% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 6.75%  - 2 Year Franklin US Point to Point with Spread :  **Choice Income II 10 with Guaranteed Income Builder 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 4.00%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.25%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  Spread 2.00%  - 1 Year Fixed Rate:  Rate 2.00% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 4.00%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 85% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 3.25%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 4.00%  - 2 Year Franklin US Point to Point with Spread:  Spread 2.00%  **Choice Income II 10 with Income Multiplier Benefit 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.00%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.40%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - 1 Year Fixed Rate:  Rate 2.40% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 5.00%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 5.00%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 100% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 4.00%  - 2 Year Franklin US Point to Point with Spread :  **Choice Income II 7 with Guaranteed Income Builder 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 4.00%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.25%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  Spread 2.00%  - 1 Year Fixed Rate:  Rate 2.00% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 4.00%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 4.00%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 85% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 3.25%  - 2 Year Franklin US Point to Point with Spread:  Spread 2.00%  **Choice Income II 7 with Income Multiplier Benefit 25,000+** - 1 Year S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.00%  - 1 Year S&P 500 Monthly Point-to-Point w/ Cap:  Cap 1.40%  - 2 Year BlackRock Diversa Volatility Control w/ Spread:  - 1 Year MSCI EAFE Point to Point with Cap:  Cap 5.00%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 5.00%  - 1 Year PIMCO Balanced Point to Point with Participation Rate:  Part Rate 100% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 4.00%  - 2 Year Franklin US Point to Point with Spread :  - 1 Year Fixed Rate:  Rate 2.40% **Income 150+ SE 10,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 2.75%  - 1 Year S&P 500 Monthly Point-to-Point:  Cap 1.15%  - 2 Year BlackRock Diversa VCI Point-to-Point W/Spread:  Spread 5.00%  - 1 Year Fixed Account:  Rate 1.50% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 2.75%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 2.75%  - 1 Year PIMCO Balanced Point to Point with PR:  Part Rate 65% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 2.25%  - 2 Year Franklin US Index Point to Point with Spread:  Spread 5.00%  **Income 150+ SE 25,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 2.75%  - 1 Year S&P 500 Monthly Point-to-Point:  Cap 1.15%  - 2 Year BlackRock Diversa VCI Point-to-Point W/Spread:  Spread 5.00%  - 1 Year Fixed Account:  Rate 1.50% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 2.75%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 2.75%  - 1 Year PIMCO Balanced Point to Point with PR:  Part Rate 65% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 2.25%  - 2 Year Franklin US Index Point to Point with Spread:  Spread 5.00%  **Income 150+ SE 100,000+** - 1 Year S&P 500 Annual Point-to-Point:  Cap 3.00%  - 1 Year S&P 500 Monthly Point-to-Point:  Cap 1.20%  - 2 Year BlackRock Diversa VCI Point-to-Point W/Spread:  Spread 3.00%  - 1 Year Fixed Account:  Rate 1.75% - 1 Year MSCI EAFE Point to Point with Cap:  Cap 3.00%  - 1 Year Russell 2000 Point to Point with Cap:  Cap 3.00%  - 1 Year PIMCO Balanced Point to Point with PR:  Part Rate 75% - 1 Year S&P 500 Point to Point with Performance Trigger:  Cap 2.50%  - 2 Year Franklin US Index Point to Point with Spread:  Spread 3.00%  ### MYGA - **SecureFore 3 **10,000+  3.00% - **SecureFore 3 **100,000+  3.35% - **SecureFore 5 **10,000+  3.40% - **SecureFore 5 **100,000+  3.70% #### Author:Webmaster [Next Tax Impacts of the Inflation Reduction Act](https://blog.iamsinc.com/tax-impacts-of-the-inflation-reduction-act) [Previous On The Move – September 6, 2022](https://blog.iamsinc.com/on-the-move-september-6-2022) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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