On The Move – August 29, 2023

September 1, 2023 – Effective Date of Change

Brighthouse Life Insurance Company

Fixed Indexed Annuity

SecureAdvantage 50,000+

• Fixed Account:  Rate: 3.50%
• 6-Year S&P 500 Annual Sum with Cap:  Cap 12.500% 
• 6-Year S&P 500 Annual Sum with Participation Rate:  Part Rate 60%
• 6-Year S&P 500 Point-to-Point with Participation:  Part Rate 70%
• 6-Year Russell Annual Sum with Cap :  Cap 12.000% 
• 6-Year Russell Annual Sum with Participation Rate :  Part Rate 50%
• 6-Year Russell Point-to-Point with Participation:  Part Rate 65%
• 6-Year Credit Suisse truVol US Target Sectors Index with Participation:  Part Rate 185%
• 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation:  Part Rate 175%

SecureAdvantage 100,000+

• Fixed Account:  Rate: 3.50%
• 6-Year S&P 500 Annual Sum with Cap:  Cap 13.000% 
• 6-Year S&P 500 Annual Sum with Participation Rate:  Part Rate 70%
• 6-Year S&P 500 Point-to-Point with Participation:  Part Rate 80%
• 6-Year Russell Annual Sum with Cap :  Cap 12.500% 
• 6-Year Russell Annual Sum with Participation Rate :  Part Rate 65%
• 6-Year Russell Point-to-Point with Participation:  Part Rate 75%
• 6-Year Credit Suisse truVol US Target Sectors Index with Participation:  Part Rate 195%
• 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation:  Part Rate 185%

SecureAdvantage 500,000+

• Fixed Account:  Rate: 3.50%
• 6-Year S&P 500 Annual Sum with Cap:  Cap 13.250% 
• 6-Year S&P 500 Annual Sum with Participation Rate:  Part Rate 75%
• 6-Year S&P 500 Point-to-Point with Participation:  Part Rate 85%
• 6-Year Russell Annual Sum with Cap :  Cap 12.750% 
• 6-Year Russell Annual Sum with Participation Rate :  Part Rate 70%
• 6-Year Russell Point-to-Point with Participation:  Part Rate 80%
• 6-Year Credit Suisse truVol US Target Sectors Index with Participation:  Part Rate 200%
• 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation:  Part Rate 190%

Clear Spring Life

Fixed Indexed Annuity

ClearFlex 10,000+

• 1-Year BNP Paribas Technology Balanced 7 Pt-to-Pt w/ Participation:  Part Rate 145%
• 1-Year S&P 500 Sector Rotator Daily RC2 5% Index ER Pt-to-Pt w/ Participation:  Part Rate 170%
• 1-Year S&P MARC 5% Excess Return Index Pt-to-Pt w/ Participation:  Part Rate 175%
• 1-Year S&P 500 Index Pt-to-Pt w/ Annual Cap:  Cap 9.500% 
• 1-Year S&P 500 Index Pt-to-Pt w/ Participation:  Part Rate 35%
• 1-Year Fixed Rate:  Rate: 4.00%

Highlander 10,000+

• S&P 500 1-Year Point-To-Point With Cap:  Cap 7.000% 
• S&P 500 1-Year Point-To-Point With Participation:  Part Rate 35%
• 1 Year Fixed Rate Strategy:  Rate: 3.50%
• S&P 500 MARC 5% ER 1-Year Pt-to-Pt w/Participation :  Part Rate 160%

Highlander 7 10,000+

• 1 Year Fixed:  Rate: 4.25%
• S&P MARC 5% ER 1-Year Pt-to-Pt w/Participation:  Part Rate 175%
• S&P 500 1-Year Pt-to-Pt w/Annual Cap:  Cap 9.000% 
• S&P 500 1-Year Pt-to-Pt w/Participation:  Part Rate 40%

TriVysta 10,000+

• S&P 500 Annual Pt-to-Pt:  Cap 10.250% 
• MS Diversified Select 1-Year Pt-to-Pt Participation:  Part Rate 75%
• MS Diversified Select 2-Year Pt-to-Pt Participation:  Part Rate 200%
• 1-Year Fixed:  Rate: 4.50%
• S&P 500 Economic Cycle Factor Rotator Index 1-Year Pt-to-Pt Participation:  Part Rate 190%
• S&P 500 Daily Risk Control 5% USD Excess Return 1-Year Pt-to-Pt w/Participation:  Part Rate 180%

ViStar 10,000+

• S&P 500 w/ Cap:  Cap 9.500% 
• S&P 500 w/ Participation:  Part Rate 35%
• S&P 500 Sector Rotator Daily RC2 5% Index ER w/ Participation:  Part Rate 170%
• S&P Economic Cycle Factor Rotator Index w/ Participation:  Part Rate 170%
• S&P MARC 5% Excess Return Index w/ Participation:  Part Rate 175%
• Fixed:  Rate: 4.00%

MYGA

• Preserve MYGA 1 10,000+  4.15%
• Preserve MYGA 1 250,000+  4.25%
• Preserve MYGA 10 10,000+  5.25%
• Preserve MYGA 10 250,000+  5.35%
• Preserve MYGA 2 10,000+  4.35%
• Preserve MYGA 2 250,000+  4.45%
• Preserve MYGA 3 10,000+  5.20%
• Preserve MYGA 3 250,000+  5.30%
• Preserve MYGA 4 10,000+  5.20%
• Preserve MYGA 4 250,000+  5.30%
• Preserve MYGA 5 10,000+  5.20%
• Preserve MYGA 5 250,000+  5.30%
• Preserve MYGA 6 10,000+  5.20%
• Preserve MYGA 6 250,000+  5.30%
• Preserve MYGA 7 10,000+  5.20%
• Preserve MYGA 7 250,000+  5.30%
• Preserve MYGA 8 10,000+  5.20%
• Preserve MYGA 8 250,000+  5.30%
• Preserve MYGA 9 10,000+  5.20%
• Preserve MYGA 9 250,000+  5.30%

Delaware Life

Fixed Indexed Annuity

Retirement Stages Select 5 25,000+

• Fixed:  Rate: 4.75%
• 1-Year S&P 500 Point-To-Point with Cap:  Cap 9.000% 
• 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread:  Spread 2.00%  Part Rate 60%
• 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate:  Part Rate 140%
• 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate:  Part Rate 130%
• 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate:  Part Rate 155%
• 1-Year S&P 500 r Point-to-Point Performance Trigger:  Cap 7.750% 

Retirement Stages Select 5 100,000+

• Fixed:  Rate: 5.00%
• 1-Year S&P 500 Point-To-Point with Cap:  Cap 9.500% 
• 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread:  Spread 2.00%  Part Rate 65%
• 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate:  Part Rate 150%
• 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate:  Part Rate 140%
• 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate:  Part Rate 165%
• 1-Year S&P 500 r Point-to-Point Performance Trigger:  Cap 8.250% 

Retirement Stages Select 7 25,000+

• Fixed:  Rate: 4.75%
• 1-Year S&P 500 Point-To-Point with Cap:  Cap 9.000% 
• 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread:  Spread 2.00%  Part Rate 60%
• 1-Year S&P 500 r Point-to-Point Performance Trigger:  Cap 7.750% 
• 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate:  Part Rate 140%
• 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate:  Part Rate 130%
• 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate:  Part Rate 155%

Retirement Stages Select 7 100,000+

• Fixed:  Rate: 5.00%
• 1-Year S&P 500 Point-To-Point with Cap:  Cap 9.500% 
• 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread:  Spread 2.00%  Part Rate 65%
• 1-Year S&P 500 r Point-to-Point Performance Trigger:  Cap 8.250% 
• 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate:  Part Rate 150%
• 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate:  Part Rate 140%
• 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate:  Part Rate 165%

Target Growth 10 25,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.250% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 35%
• 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 140%
• 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 130%
• Fixed:  Rate: 4.25%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 150%
• 1 Year S&P 500 Performance Trigger:  Cap 7.500% 
• 1 Year S&P 500 Point-to-Point w/Participation & Spread:  Spread 2.00%  Part Rate 55%

Target Growth 10 100,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.750% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40%
• 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 155%
• 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 145%
• Fixed:  Rate: 4.50%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 165%
• 1 Year S&P 500 Performance Trigger:  Cap 8.250% 
• 1 Year S&P 500 Point-to-Point w/Participation & Spread:  Spread 2.00%  Part Rate 65%

Target Income 10 25,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 95%
• 1 Year S&P 500 with Cap:  Cap 5.000% 
• Fixed:  Rate: 3.00%
• 1 Year S&P 500 with Participation:  Part Rate 25%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 95%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 105%

Target Income 10 100,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 110%
• 1 Year S&P 500 with Cap:  Cap 5.250% 
• Fixed:  Rate: 3.00%
• 1 Year S&P 500 with Participation:  Part Rate 27%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 110%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 115%

Target Income 10 500,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 115%
• 1 Year S&P 500 with Cap:  Cap 5.500% 
• Fixed:  Rate: 3.00%
• 1 Year S&P 500 with Participation:  Part Rate 30%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 115%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 120%

MYGA

• Apex MYGA 3 10,000+  4.90%
• Apex MYGA 3 100,000+  5.15%
• Apex MYGA 5 10,000+  5.10%
• Apex MYGA 5 100,000+  5.30%
• Apex MYGA 7 10,000+  5.20%
• Apex MYGA 7 100,000+  5.35%
• Pinnacle Plus MYGA 10 25,000+  5.20%
• Pinnacle Plus MYGA 10 100,000+  5.35%
• Pinnacle Plus MYGA 3 25,000+  4.90%
• Pinnacle Plus MYGA 3 100,000+  5.15%
• Pinnacle Plus MYGA 5 25,000+  5.05%
• Pinnacle Plus MYGA 5 100,000+  5.25%
• Pinnacle Plus MYGA 7 25,000+  5.15%
• Pinnacle Plus MYGA 7 100,000+  5.30%

Liberty Bankers Life

Fixed Annuity

• Liberty Choice 5,000+  4.05% w/ 1.00% Bonus
• Liberty Select 5,000+  4.11% w/ 1.50% Bonus

MYGA

• Bankers 3 10,000+  4.50%
• Bankers 5 10,000+  4.70%
• Bankers 5 Premier 10,000+  5.00%
• Bankers 5 Premier Plus 10,000+  5.00% w/ 1.00% Bonus
• Bankers 7 10,000+  4.70%
• Bankers 7 Premier 10,000+  5.00%
• Bankers Elite 3 10,000+  4.60%
• Bankers Elite 5 10,000+  5.05%
• Bankers Elite 7 10,000+  5.05%
• Bankers Elite 9 10,000+  5.10%

Nationwide Life Insurance Company

Fixed Indexed Annuity

Nationwide Peak 5 25,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.000% 
• S&P 500 Annual Point-to-Point:  Cap 8.500% 
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.000% 
• Morgan Stanley 3D Index:  Cap 9.000% 
• 1 Year Fixed Account:  Rate: 4.60%

Nationwide Peak 5 100,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.500% 
• S&P 500 Annual Point-to-Point:  Cap 8.750% 
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.500% 
• Morgan Stanley 3D Index:  Cap 9.500% 
• 1 Year Fixed Account:  Rate: 4.90%

Nationwide Peak 5 MVA 25,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.250% 
• S&P 500 Annual Point-to-Point:  Cap 8.750% 
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.500% 
• Morgan Stanley 3D Index:  Cap 9.500% 
• 1 Year Fixed Account:  Rate: 4.70%

Nationwide Peak 5 MVA 100,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.750% 
• S&P 500 Annual Point-to-Point:  Cap 9.000% 
• J.P. Morgan Mozaic II Point-to-Point:  Cap 10.000% 
• Morgan Stanley 3D Index:  Cap 10.000% 
• 1 Year Fixed Account:  Rate: 4.95%

Nationwide Peak 7 25,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.250% 
• S&P 500 Annual Point-to-Point:  Cap 9.250% 
• 1 Year Fixed Account:  Rate: 4.70%
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.000% 
• Morgan Stanley 3D Index:  Cap 9.000% 

Nationwide Peak 7 100,000+

• MSCI EAFE Annual Point-to-Point:  Cap 11.000% 
• S&P 500 Annual Point-to-Point:  Cap 9.750% 
• 1 Year Fixed Account:  Rate: 4.95%
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.500% 
• Morgan Stanley 3D Index:  Cap 9.500% 

Nationwide Peak 7 MVA 25,000+

• MSCI EAFE Annual Point-to-Point:  Cap 10.750% 
• S&P 500 Annual Point-to-Point:  Cap 9.500% 
• 1 Year Fixed Account:  Rate: 4.75%
• J.P. Morgan Mozaic II Point-to-Point:  Cap 9.500% 
• Morgan Stanley 3D Index:  Cap 9.500% 

Nationwide Peak 7 MVA 100,000+

• MSCI EAFE Annual Point-to-Point:  Cap 11.500% 
• S&P 500 Annual Point-to-Point:  Cap 10.000% 
• 1 Year Fixed Account:  Rate: 5.00%
• J.P. Morgan Mozaic II Point-to-Point:  Cap 10.000% 
• Morgan Stanley 3D Index:  Cap 10.000%