On The Move – August 27, 2024

August 29, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

• Fixed Account:  Rate: 4.05%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 96%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 121% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 146% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 177% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 195% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 111%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 139% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 165% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• Annual Declared Rate:  Rate: 4.25%

FIA Plus 10 100,000+

• Annual Declared Rate:  Rate: 4.45%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 198% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 205% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 145% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 118%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 201% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 183% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 152% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 127% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 102%
• Fixed Account:  Rate: 4.25%

FIA Plus 10 Premium Bonus 25,000+

• Fixed Account:  Rate: 2.5%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 56%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 4.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 63%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 149% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 81% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 106% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 142% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 158% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.25%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.25%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 94% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 140% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 117% Floor 5% 
• Annual Declared Rate:  Rate: 2.7%

FIA Plus 10 Premium Bonus 100,000+

• Annual Declared Rate:  Rate: 2.9%
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 123% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 147% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 101% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 14.25%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.25%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 164% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 148% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 112% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 87% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 156% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 70%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 62%
• Fixed Account:  Rate: 2.7%

FIA Plus 5 25,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 177% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 195% Floor -15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 139% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 165% Floor -5% 
• Fixed Account:  Rate: 4.05%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 96%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 111%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 121% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 146% Floor -5% 
• Annual Declared Rate:  Rate: 4.25%

FIA Plus 5 100,000+

• Annual Declared Rate:  Rate: 4.45%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 152% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 127% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 118%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 102%
• Fixed Account:  Rate: 4.25%
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 145% Floor -2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 201% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 183% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 205% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 198% Floor -10% 

FIA Plus 5 Premium Bonus 25,000+

• Fixed Account:  Rate: 3.05%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 72%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.75% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 84%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 102% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 126% Floor 5% 
• Annual Declared Rate:  Rate: 3.25%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 160% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 179% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.25%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 14.25%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 95% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 137% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 172% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 164% Floor 10% 

FIA Plus 5 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 171% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 179% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 144% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 12.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 15.25%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8.25%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 185% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 166% Floor 10% 
• Annual Declared Rate:  Rate: 3.45%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 132% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 108% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 91%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.75% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 78%
• Fixed Account:  Rate: 3.25%

FIA Plus 7 25,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 139% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 165% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• Fixed Account:  Rate: 4.05%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 96%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 121% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 146% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 177% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 195% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 111%
• Annual Declared Rate:  Rate: 4.25%

FIA Plus 7 100,000+

• Annual Declared Rate:  Rate: 4.45%
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 118%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 18%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 22%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 14%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 12%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 201% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 183% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 152% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 127% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 102%
• Fixed Account:  Rate: 4.25%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 205% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 171% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 145% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 198% Floor -10% 

FIA Plus 7 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.2%
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 158% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 167% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 155% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 173% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.5%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 14%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 102% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 133% Floor 5% 
• Fixed Account:  Rate: 3%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 69%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 82%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 96% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 122% Floor 5% 

FIA Plus 7 Premium Bonus 100,000+

• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 128% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 102% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 89%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 75%
• Fixed Account:  Rate: 3.2%
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 117% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 12%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 15%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 9.5%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 8%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 179% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 161% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 173% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 165% Floor 10% 
• Annual Declared Rate:  Rate: 3.4%

MYGA Plus 3 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.65%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6% 

MYGA Plus 3 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.5% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.15%

MYGA Plus 3 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.55%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 5.9% 

MYGA Plus 3 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.4% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.05%

MYGA Plus 5 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.5% 

MYGA Plus 5 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.6%

MYGA Plus 5 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 4.9%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.4% 

MYGA Plus 5 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.9% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.5%

MYGA Plus 7 FIA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.35%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.5% 

MYGA Plus 7 FIA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 7% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.9%

MYGA Plus 7 FIA CA 10,000+

• MYGA Fixed Option (Simple Interest):  Rate: 5.25%
• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.4% 

MYGA Plus 7 FIA CA 100,000+

• 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest):  Cap 6.9% 
• MYGA Fixed Option (Simple Interest):  Rate: 5.8%

MYGA

• MYGA Plus 3 (Simple Interest) 10,000+  4.65%
• MYGA Plus 3 (Simple Interest) 100,000+  5.15%
• MYGA Plus 3 (Simple Interest) CA 10,000+  4.55%
• MYGA Plus 3 (Simple Interest) CA 100,000+  5.05%
• MYGA Plus 5 (Simple Interest) 10,000+  5.00%
• MYGA Plus 5 (Simple Interest) 100,000+  5.60%
• MYGA Plus 5 (Simple Interest) CA 10,000+  4.90%
• MYGA Plus 5 (Simple Interest) CA 100,000+  5.50%
• MYGA Plus 7 (Simple Interest) 10,000+  5.35%
• MYGA Plus 7 (Simple Interest) 100,000+  5.90%
• MYGA Plus 7 (Simple Interest) CA 10,000+  5.25%
• MYGA Plus 7 (Simple Interest) CA 100,000+  5.80%

North American Company

Fixed Indexed Annuity

BenefitSolutions 10 20,000+

• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5% 
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate:  Cap 1.85% 
• 1 Year Fixed Account:  Rate: 2.3%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 50%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 75%
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 25%
• 1 Year S&P MARC 5% ER Annual Point to Point with Participation Rate:  Part Rate 90%
• 1 Year Morgan Stanley Dynamic Global Annual Point to Point with Participation Rate:  Part Rate 100%
• 1 Year Fidelity Multifactor Yield 5% Annual Point to Point with Participation Rate:  Part Rate 100%
• 2 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 35%
• 2 Year S&P MARC 5% ER Annual Point to Point with Participation Rate:  Part Rate 135%
• 2 Year Fidelity Multifactor Yield 5% Annual Point to Point with Participation Rate:  Part Rate 145%
• 2 Year Morgan Stanley Dynamic Global Annual Point to Point with Participation Rate:  Part Rate 145%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 45%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 90%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 70%
• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 140%

Charter Plus 10 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 40%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 90%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 90%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 70%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 135%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 135%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 135%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 135%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 195%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 195%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 90%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 130%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.3% 
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.75% 
• 1 Year Fixed Account Rate:  Rate: 2.45%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 80%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 120%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 40%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 60%

Charter Plus 10 75,000+

• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Fixed Account Rate:  Rate: 2.45%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.75% 
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.3% 
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 130%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 90%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 195%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 195%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 135%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 135%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 135%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 135%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 70%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 90%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 90%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 40%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 60%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 40%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 120%
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 80%

Charter Plus 10 (State Variations) 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 35%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 85%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 85%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 65%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 125%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 125%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 130%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 130%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 185%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 185%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 85%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 120%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.15% 
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.5% 
• 1 Year Fixed Account Rate:  Rate: 2.45%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 75%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 115%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 35%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 55%

Charter Plus 10 (State Variations) 75,000+

• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Fixed Account Rate:  Rate: 2.45%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.5% 
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.15% 
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 120%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 85%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 185%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 185%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 130%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 130%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 125%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 125%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 65%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 85%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 85%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 35%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 55%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 35%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 115%
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 75%

Charter Plus 10 CA 20,000+

• 1 Year Fixed Account Rate:  Rate: 2.45%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.5% 
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 35%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 85%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 85%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 65%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 125%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 125%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 130%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 130%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 185%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 185%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 120%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.15% 
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 85%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 55%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 35%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 75%
• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 115%

Charter Plus 10 CA 75,000+

• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 115%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 75%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 35%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 55%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 85%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.15% 
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 120%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 185%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 185%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 130%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 130%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 125%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 125%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 65%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 25%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 85%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 85%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 35%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 5.5% 
• 1 Year Fixed Account Rate:  Rate: 2.45%

Charter Plus 14 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 45%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 95%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 95%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 30%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 75%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 140%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 140%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 140%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 140%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 95%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 200%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 200%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 135%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Fixed Account Rate:  Rate: 2.55%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.35% 
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 6.25% 
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 90%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 65%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 130%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 45%

Charter Plus 14 75,000+

• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 6.25% 
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.35% 
• 1 Year Fixed Account Rate:  Rate: 2.55%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 135%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 200%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 200%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 95%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 140%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 140%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 140%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 140%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 75%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 30%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 95%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 95%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 45%
• 1 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 45%
• 2 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 130%
• 2 Year Barclays Transistions 12% VC Participation Rate:  Part Rate 65%
• 1 Year Barclays Transistions 6% VC Participation Rate:  Part Rate 90%

Charter Plus 14 CA 20,000+

• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.35% 
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 135%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 95%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 140%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 140%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 200%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 200%
• 1 Year Fixed Account Rate:  Rate: 2.55%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 6.25% 
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 45%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 95%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 95%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 30%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 75%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 140%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 140%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 45%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 90%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 130%
• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 65%

Charter Plus 14 CA 75,000+

• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 130%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 90%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 65%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 45%
• 2 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 140%
• 2 Year Fidelity Multifactor Yield Index 5% ER with Participation Rate:  Part Rate 140%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 75%
• 2 Year S&P 500 Point to Point with Participation Rate:  Part Rate 30%
• 1 Year Fidelity Multifactor Yield Index 5% ER With Participation Rate:  Part Rate 95%
• 1 Year S&P Multi-Asset Risk Control 5% ER Point to Point Participation Rate:  Part Rate 95%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 45%
• 1 Year S&P 500 Annual Point-to-Point Participation Rate (No Cap):  Part Rate 20%
• 1 Year S&P 500 Annual Point-to-Point Index Cap Rate:  Cap 6.25% 
• 1 Year Fixed Account Rate:  Rate: 2.55%
• 2 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 200%
• 2 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 200%
• 1 Year Morgan Stanley Dynamic Global Index Enhanced Participation Rate:  Part Rate 140%
• 1 Year Fidelity Multifactor Yield Index 5% ER Enhanced Participation Rate:  Part Rate 140%
• 1 Year Morgan Stanley Dynamic Global Index with Participation Rate:  Part Rate 95%
• 2 Year S&P Multi-Asset Risk Control 5% ER with Participation Rate:  Part Rate 135%
• 1 Year S&P 500 Monthly Point-to-Point Index Cap Rate :  Cap 1.35% 

Income Pay Pro 10 20,000+

• 1 Year Fixed Account:  Rate: 2.5%
• 1-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 25%
• 1-Year S&P MARC 5% ER Point-to-Point with Participation Rate:  Part Rate 100%
• 1-Year Fidelity Multifactor Yield 5% ER Point-to-Point with Participation Rate:  Part Rate 105%
• 1-Year Morgan Stanley Dynamic Global Point-to-Point with Participation Rate:  Part Rate 110%
• 2-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 35%
• 2-Year S&P MARC 5% ER Point-to-Point with Participation Rate:  Part Rate 145%
• 2-Year Fidelity Multifactor Yield 5% ER Point-to-Point with Participation Rate:  Part Rate 155%
• 2-Year Morgan Stanley Dynamic Global Point-to-Point with Participation Rate:  Part Rate 155%
• Monthly S&P 500 Point-to-Point with Index Cap Rate:  Cap 1.85% 
• 1-Year S&P 500 Point-to-Point with Index Cap Rate:  Cap 5% 
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 55%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 80%
• 1-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 100%
• 2-Year Barclays Transitions 6 VC Point-to-Point with Participation Rate:  Part Rate 150%
• 1-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 50%
• 2-Year Barclays Transitions 12 VC Point-to-Point with Participation Rate:  Part Rate 75%

NAC Control. X 20,000+

• Fixed Account:  Rate: 3.55%
• 2-Year S&P 500 Point to Point Cap:  Cap 13% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 35%
• 2-Year S&P 500 Point to Point Participation Rate:  Part Rate 40%
• 1-Year S&P 500 Point to Point Cap:  Cap 8.5% 
• 1-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 115%
• 1-Year Barclays Transitions 12 VC Point to Point Participation Rate:  Part Rate 65%
• 2-Year Barclays Transitions 6 VC Point to Point Participation Rate:  Part Rate 185%
• 2-Year Barclays Transitions 12 VC Point to Point Index Margin and Participation Rate:  Spread 4%  Part Rate 115%

NAC VersaChoice 10 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 50%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 70%
• S&P 500 Monthly Point to Point Cap :  Cap 155% 
• S&P 500 Annual Point to Point Cap :  Cap 7.75% 
• Fixed Rate:  Rate: 2.8%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 25%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 95%
• S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 30%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 140%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 150%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 100%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 215%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 150%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 155%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 215%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 150%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 105%

NAC VersaChoice 10 75,000+

• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 175%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 240%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 170%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 165%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 240%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 175%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR:  Part Rate 165%
• S&P 500 2-Year Point to Point with Participation Rate:  Part Rate 35%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR:  Part Rate 120%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
• Fixed Rate:  Rate: 3.05%
• S&P 500 Annual Point to Point Cap :  Cap 8.75% 
• S&P 500 Monthly Point to Point Cap :  Cap 1.7% 
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 85%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 60%

NAC VersaChoice 10 (ELB) 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 50%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 70%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 105%
• S&P 500 Monthly Point to Point Cap :  Cap 1.55% 
• S&P 500 Annual Point to Point Cap :  Cap 7.75% 
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 25%
• Fixed Rate:  Rate: 2.8%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 140%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 95%
• S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 30%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 150%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 100%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 150%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 155%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 215%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 150%
• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 215%

NAC VersaChoice 10 (ELB) 75,000+

• Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR :  Part Rate 240%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 175%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 240%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 170%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR:  Part Rate 165%
• Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR:  Part Rate 125%
• Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR:  Part Rate 175%
• S&P 500 2-Year Point to Point with Participation Rate :  Part Rate 35%
• S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR :  Part Rate 120%
• S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR :  Part Rate 165%
• Fixed Rate:  Rate: 3.05%
• S&P 500 Annual Point to Point Participation Rate:  Part Rate 30%
• S&P 500 Annual Point to Point Cap :  Cap 8.75% 
• S&P 500 Monthly Point to Point Cap :  Cap 1.7% 
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 130%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 85%
• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 60%

Performance Choice 8 20,000+

• 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate:  Part Rate 55%
• 2 Year Goldman Sachs Equity TimeX Index with Participation Rate:  Part Rate 80%
• 1-Year S&P MARC 5% ER Annual Point to Point W/PR:  Part Rate 115%
• 1-Year S&P 500 Point-to-Point :  Cap 7.5% 
• 1-Year S&P 500 Monthly Point-to-Point Cap :  Cap 1.65% 
• 1-Year Fixed :  Rate: 3%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate:  Part Rate 160%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate:  Part Rate 230%
• Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate:  Part Rate 125%
• Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate:  Part Rate 170%
• 1-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 25%
• 2-Year S&P 500 Annual Point-to-Point W/PR:  Part Rate 30%
• 2-Year S&P MARC 5% ER Annual Point to Point W/PR :  Part Rate 160%
• 1-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 120%
• 2-Year Fidelity Multifactor Yeild Index 5% ER W/PR:  Part Rate 170%
• 1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 155%
• 2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR :  Part Rate 230%

Secure Horizon 25,000+

• 2 Year Loomis Sayles Managed Futures Index:  Part Rate 275%
• 1 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 225%
• 1 Year S&P 500 Low Volatility 5% ER Index:  Part Rate 155%
• 1 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 190%
• 1 Year Loomis Sayles Managed Futures Index:  Part Rate 185%
• 2 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 330%
• 2 Year S&P 500 Low Volatility 5% ER Index:  Part Rate 220%
• 2 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 265%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 1Yr:  Part Rate 185%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 2Yr:  Part Rate 275%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 3Yr:  Part Rate 330%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 4Yr:  Part Rate 360%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 5Yr:  Part Rate 425%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 1Yr:  Part Rate 225%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 2Yr:  Part Rate 330%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 3Yr:  Part Rate 380%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 4Yr:  Part Rate 410%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 5Yr:  Part Rate 470%
• Fixed:  Rate: 3.7%
• 1 Year Research Affiliates Global Multi-Asset Index with Charge:  Part Rate 205%
• 1 Year S&P PRISM Index:  Part Rate 150%
• 1 Year S&P PRISM Index with charge:  Part Rate 180%
• 2 Year S&P PRISM Index with charge:  Part Rate 250%
• 2 Year S&P PRISM Index :  Part Rate 210%
• Performance Strategy Ladder S&P PRISM Index 1Yr:  Part Rate 150%
• Performance Strategy Ladder S&P PRISM Index 2Yr:  Part Rate 210%
• Performance Strategy Ladder S&P PRISM Index 3Yr:  Part Rate 240%
• Performance Strategy Ladder S&P PRISM Index 4Yr:  Part Rate 265%
• Performance Strategy Ladder S&P PRISM Index 5Yr:  Part Rate 300%
• Performance Strategy Ladder S&P PRISM Index 1Yr w/charge:  Part Rate 180%
• Performance Strategy Ladder S&P PRISM Index 2Yr w/charge:  Part Rate 250%
• Performance Strategy Ladder S&P PRISM Index 3Yr w/charge:  Part Rate 280%
• Performance Strategy Ladder S&P PRISM Index 4Yr w/charge:  Part Rate 305%
• Performance Strategy Ladder S&P PRISM Index 5Yr w/charge:  Part Rate 340%
• 1 Year Research Affiliates Global Multi-Asset Index :  Part Rate 170%
• 2 Year Research Affiliates Global Multi-Asset Index :  Part Rate 240%
• 2 Year Research Affiliates Global Multi-Asset Index with charge :  Part Rate 285%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 1Yr :  Part Rate 170%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 2Yr :  Part Rate 240%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 3Yr :  Part Rate 270%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 4Yr :  Part Rate 305%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 5Yr :  Part Rate 360%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 1Yr w/charge :  Part Rate 205%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 2Yr w/charge :  Part Rate 285%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 3Yr w/charge :  Part Rate 315%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 4Yr w/charge :  Part Rate 355%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 5Yr w/charge :  Part Rate 415%

Secure Horizon Accelerator 25,000+

• Fixed:  Rate: 2.65%
• 2 Year Loomis Sayles Managed Futures Index:  Part Rate 190%
• 1 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 170%
• 1 Year S&P 500 Low Volatility 5% ER Index:  Part Rate 100%
• 1 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 140%
• 1 Year Loomis Sayles Managed Futures Index:  Part Rate 130%
• 2 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 250%
• 2 Year S&P 500 Low Volatility 5% ER Index:  Part Rate 150%
• 2 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 205%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 1Yr:  Part Rate 130%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 2Yr:  Part Rate 190%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 3Yr:  Part Rate 215%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 4Yr:  Part Rate 255%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 5Yr:  Part Rate 310%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 1Yr:  Part Rate 170%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 2Yr:  Part Rate 250%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 3Yr:  Part Rate 290%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 4Yr:  Part Rate 330%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 5Yr:  Part Rate 390%
• 1 Year S&P PRISM Index:  Part Rate 100%
• 1 Year S&P PRISM Index with charge:  Part Rate 130%
• 2 Year S&P PRISM Index with charge:  Part Rate 190%
• 2 Year S&P PRISM Index :  Part Rate 140%
• Performance Strategy Ladder S&P PRISM Index 1Yr:  Part Rate 100%
• Performance Strategy Ladder S&P PRISM Index 2Yr:  Part Rate 140%
• Performance Strategy Ladder S&P PRISM Index 3Yr:  Part Rate 155%
• Performance Strategy Ladder S&P PRISM Index 4Yr:  Part Rate 185%
• Performance Strategy Ladder S&P PRISM Index 5Yr:  Part Rate 220%
• Performance Strategy Ladder S&P PRISM Index 1Yr w/charge:  Part Rate 130%
• Performance Strategy Ladder S&P PRISM Index 2Yr w/charge:  Part Rate 190%
• Performance Strategy Ladder S&P PRISM Index 3Yr w/charge:  Part Rate 220%
• Performance Strategy Ladder S&P PRISM Index 4Yr w/charge:  Part Rate 260%
• Performance Strategy Ladder S&P PRISM Index 5Yr w/charge:  Part Rate 300%
• 1 Year Research Affiliates Global Multi-Asset Index with Charge:  Part Rate 150%
• 1 Year Research Affiliates Global Multi-Asset Index :  Part Rate 115%
• 2 Year Research Affiliates Global Multi-Asset Index :  Part Rate 160%
• 2 Year Research Affiliates Global Multi-Asset Index with charge :  Part Rate 220%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 1Yr :  Part Rate 115%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 2Yr :  Part Rate 160%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 3Yr :  Part Rate 175%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 4Yr :  Part Rate 215%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 5Yr :  Part Rate 255%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 1Yr w/charge :  Part Rate 150%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 2Yr w/charge :  Part Rate 220%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 3Yr w/charge :  Part Rate 250%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 4Yr w/charge :  Part Rate 280%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index 5Yr w/charge :  Part Rate 340%

Secure Horizon Choice 5 25,000+

• Fixed:  Rate: 3.5%
• 1 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 210%
• 1 Year Loomis Sayles Managed Futures Index:  Part Rate 170%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 1Yr:  Part Rate 170%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 2Yr:  Part Rate 235%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 3Yr:  Part Rate 280%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 4Yr:  Part Rate 295%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 5Yr:  Part Rate 355%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 1Yr:  Part Rate 210%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 2Yr:  Part Rate 285%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 3Yr:  Part Rate 330%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 4Yr:  Part Rate 345%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 5Yr:  Part Rate 405%
• 1 Year S&P 500 Point to Point Cap:  Cap 7.5% 
• 1 Year S&P PRISM Index:  Part Rate 135%
• 1 Year S&P PRISM Index with charge:  Part Rate 165%
• Performance Strategy Ladder S&P PRISM Index 1Yr:  Part Rate 135%
• Performance Strategy Ladder S&P PRISM Index 2Yr :  Part Rate 180%
• Performance Strategy Ladder S&P PRISM Index 3Yr:  Part Rate 205%
• Performance Strategy Ladder S&P PRISM Index 4Yr :  Part Rate 215%
• Performance Strategy Ladder S&P PRISM Index 5Yr:  Part Rate 250%
• Performance Strategy Ladder S&P PRISM Index w/charge 1Yr :  Part Rate 165%
• Performance Strategy Ladder S&P PRISM Index w/charge 2Yr:  Part Rate 215%
• Performance Strategy Ladder S&P PRISM Index w/charge 3Yr:  Part Rate 245%
• Performance Strategy Ladder S&P PRISM Index w/charge 4Yr :  Part Rate 255%
• Performance Strategy Ladder S&P PRISM Index w/charge 5Yr :  Part Rate 285%

Secure Horizon Choice 7 25,000+

• Fixed:  Rate: 3.6%
• 1 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 215%
• 1 Year Loomis Sayles Managed Futures Index:  Part Rate 180%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 1Yr:  Part Rate 180%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 2Yr:  Part Rate 245%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 3Yr:  Part Rate 290%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 4Yr:  Part Rate 310%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index 5Yr:  Part Rate 375%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 1Yr:  Part Rate 215%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 2Yr:  Part Rate 295%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 3Yr:  Part Rate 340%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 4Yr:  Part Rate 360%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 5Yr:  Part Rate 425%
• 1 Year S&P 500 Point to Point Cap:  Cap 7.75% 
• 1 Year S&P PRISM Index:  Part Rate 145%
• 1 Year S&P PRISM Index with charge:  Part Rate 170%
• Performance Strategy Ladder S&P PRISM Index 1Yr:  Part Rate 145%
• Performance Strategy Ladder S&P PRISM Index 2Yr :  Part Rate 190%
• Performance Strategy Ladder S&P PRISM Index 3Yr:  Part Rate 215%
• Performance Strategy Ladder S&P PRISM Index 4Yr :  Part Rate 230%
• Performance Strategy Ladder S&P PRISM Index 5Yr:  Part Rate 270%
• Performance Strategy Ladder S&P PRISM Index w/charge 1Yr :  Part Rate 170%
• Performance Strategy Ladder S&P PRISM Index w/charge 2Yr:  Part Rate 225%
• Performance Strategy Ladder S&P PRISM Index w/charge 3Yr:  Part Rate 255%
• Performance Strategy Ladder S&P PRISM Index w/charge 4Yr :  Part Rate 270%
• Performance Strategy Ladder S&P PRISM Index w/charge 5Yr :  Part Rate 305%

Secure Horizon Plus 25,000+

• 1 Year S&P PRISM Index with charge:  Part Rate 110%
• 2 Year S&P PRISM Index with charge:  Part Rate 160%
• Performance Strategy Ladder S&P PRISM Index 1Yr w/charge:  Part Rate 110%
• Performance Strategy Ladder S&P PRISM Index 2Yr w/charge:  Part Rate 160%
• Performance Strategy Ladder S&P PRISM Index 3Yr w/charge:  Part Rate 170%
• Performance Strategy Ladder S&P PRISM Index 4Yr w/charge:  Part Rate 195%
• Performance Strategy Ladder S&P PRISM Index 5Yr w/charge:  Part Rate 225%
• 1 Year Research Affiliates Global Multi-Asset Index with charge :  Part Rate 125%
• 2 Year Research Affiliates Global Multi-Asset Index with charge :  Part Rate 175%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index w/charge 1Yr :  Part Rate 125%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index w/charge 2Yr :  Part Rate 175%
• Fixed:  Rate: 2.65%
• 1 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 140%
• 1 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 115%
• 2 Year Loomis Sayles Managed Futures Index with charge:  Part Rate 210%
• 2 Year S&P 500 Low Volatility 5% ER Index with charge:  Part Rate 165%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 1Yr:  Part Rate 140%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 2Yr:  Part Rate 210%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 3Yr:  Part Rate 225%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 4Yr:  Part Rate 265%
• Performance Strategy Ladder Loomis Sayles Managed Futures Index w/charge 5Yr:  Part Rate 300%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index w/charge 3Yr :  Part Rate 190%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index w/charge 4Yr :  Part Rate 220%
• Performance Strategy Ladder Research Affiliates Global Multi-Asset Index w/charge 5Yr :  Part Rate 250%