--- title: On The Move - August 20, 2024 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - 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[AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – August 20, 2024 #### August 22, 2024 – Effective Date of Change ## American Equity Investment Life Insurance Company #### Fixed Indexed Annuity **AssetShield 10 5,000+** - BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 120% - UBS Tech Edge Annual Pt to Pt with PR:  Part Rate 120% - SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 120% - BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 200% - UBS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 200% - SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 200% - S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 10.5%  - S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 3.1%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 205% - S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 60% - S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee:  Cap 1.2%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 325% - BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 205% - UBS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 205% - SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 205% - BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 325% - UBS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 325% - SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 325% - S&P 500 Annual Pt to Pt with Cap:  Cap 8.5%  - S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 2%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 120% - S&P 500 Annual Pt to Pt with PR:  Part Rate 40% - S&P 500 NeXt Monthly Pt to Pt with Replacement Rate:  Cap 0.1%  - 1 Year Fixed Account:  Rate: 3% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 200% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 115% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 160% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 185% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 250% **AssetShield 5 5,000+** - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 105% - UBS Tech Edge Annual Pt to Pt w/PR:  Part Rate 105% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 105% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 105% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate \*FEE\*:  Part Rate 165% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 8.5%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 2.7%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index \*FEE\*:  Part Rate 170% - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 45% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.2%  - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 165% - UBS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 155% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 160% - S&P 500 Annual Pt to Pt w/Cap:  Cap 6.5%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.8%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 105% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 30% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.1%  - 1 Year Fixed Account:  Rate: 2.35% **AssetShield 7 5,000+** - S&P 500 Annual Pt to Pt w/Cap:  Cap 7%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.9%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index:  Part Rate 115% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 35% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.1%  - 1 Year Fixed Account:  Rate: 2.75% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 9%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 2.8%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index \*FEE\*:  Part Rate 175% - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 50% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.2%  - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 175% - UBS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 165% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 165% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate \*Fee\*:  Part Rate 175% - BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate:  Part Rate 110% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 115% - UBS Tech Edge Annual Pt to Pt w/PR:  Part Rate 115% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 115% **AssetShield 9 Bonus CA 5,000+** - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 100% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 125% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 150% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 200% - Traditional Fixed Value:  Rate: 2% - S&P 500 Annual Pt to Pt w/Cap:  Cap 5%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 105% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 15% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 125% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 105% - UBS Tech Edge Annual Pt to Pt w/PR:  Part Rate 105% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 105% - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 185% - UBS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 185% - BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 125% - BofA Destinations Index 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 275% - UBS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 125% - UBS Tech Edge 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 275% - SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 125% - SG Global Sentiment 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 275% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 185% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR \*FEE\*:  Part Rate 275% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 7%  - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 35% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 185% - S&P 500 Monthly Pt to Pt w/Cap:  Cap 1.25%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 2.5%  **AssetShield 9 CA 5,000+** - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 115% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 160% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 185% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 250% - S&P 500 Annual Pt to Pt w/Cap:  Cap 8.5%  - S&P 500 Monthly Pt to Pt w/Cap:  Cap 2%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR:  Part Rate 120% - S&P 500 Annual Pt to Pt w/PR:  Part Rate 40% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate:  Cap 0.1%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR:  Part Rate 200% - Traditional Fixed Value:  Rate: 3% - BofA Destinations Index Annual Pt to Pt w/PR:  Part Rate 120% - UBS Tech Edge Annual Pt to Pt w/PR:  Part Rate 120% - SG Global Sentiment Annual Pt to Pt w/PR:  Part Rate 120% - BofA Destinations Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 205% - UBS Tech Edge Annual Pt to Pt w/PR \*FEE\*:  Part Rate 205% - SG Global Sentiment Annual Pt to Pt w/PR \*FEE\*:  Part Rate 205% - BofA Destinations Index 2 Year Pt to Pt w/PR :  Part Rate 200% - BofA Destinations Index 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 325% - UBS Tech Edge 2 Year Pt to Pt w/PR :  Part Rate 200% - UBS Tech Edge 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 325% - SG Global Sentiment 2 Year Pt to Pt w/PR :  Part Rate 200% - SG Global Sentiment 2 Year Pt to Pt w/PR \*FEE\*:  Part Rate 325% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR \*FEE\*:  Part Rate 205% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR \*FEE\*:  Part Rate 325% - S&P 500 Annual Pt to Pt w/Cap \*FEE\*:  Cap 10.5%  - S&P 500 Monthly Pt to Pt w/Cap \*FEE\*:  Cap 3.1%  - S&P 500 Annual Pt to Pt w/PR \*FEE\*:  Part Rate 60% - S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate \*FEE\*:  Cap 1.2%  **AssetShield Bonus 10 5,000+** - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate:  Part Rate 100% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate:  Part Rate 125% - BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate \*FEE\*:  Part Rate 150% - BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate \*FEE\*:  Part Rate 200% - 1 Year Fixed Account:  Rate: 2% - S&P 500 Annual Pt to Pt with Cap:  Cap 5%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR:  Part Rate 105% - S&P 500 Annual Pt to Pt with PR:  Part Rate 15% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR:  Part Rate 125% - BofA Destinations Index Annual Pt to Pt with PR:  Part Rate 105% - UBS Tech Edge Annual Pt to Pt with PR:  Part Rate 105% - SG Global Sentiment Annual Pt to Pt with PR:  Part Rate 105% - BofA Destinations Index 2-Year Pt to Pt with PR :  Part Rate 125% - UBS Tech Edge 2-Year Pt to Pt with PR :  Part Rate 125% - SG Global Sentiment 2-Year Pt to Pt with PR :  Part Rate 125% - S&P 500 Annual Pt to Pt with Cap and Fee:  Cap 7%  - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee:  Part Rate 185% - S&P 500 Annual Pt to Pt with PR and Fee:  Part Rate 35% - S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee:  Part Rate 275% - BofA Destinations Index Annual Pt to Pt with PR and Fee:  Part Rate 185% - UBS Tech Edge Annual Pt to Pt with PR and Fee:  Part Rate 185% - SG Global Sentiment Annual Pt to Pt with PR and Fee:  Part Rate 185% - BofA Destinations Index 2-Year Pt to Pt with PR and Fee:  Part Rate 275% - UBS Tech Edge 2-Year Pt to Pt with PR and Fee:  Part Rate 275% - SG Global Sentiment 2-Year Pt to Pt with PR and Fee:  Part Rate 275% - S&P 500 Monthly Sum Pt to Pt with Cap:  Cap 1.25%  - S&P 500 Monthly Pt to Pt with Cap and Fee:  Cap 2.5%  **EstateShield 10 5,000+** - 1-Year S&P 500 Dividend Aristocrats ER Point to Point with Par Rate:  Part Rate 110% - 2-Year S&P 500 Dividend Aristocrats ER Point to Point with Par Rate:  Part Rate 160% - BlackRock Adaptive US Equity 5% Index Annual Pt to Pt with PR:  Part Rate 110% - BlackRock Adaptive US Equity 5% Index 2-Year Pt to Pt with PR:  Part Rate 160% - 1 Year Fixed Acocunt:  Rate: 2% - 1-Year BofA Destinations Point to Point with PR:  Part Rate 110% - 2-Year BofA Destinations Point to Point with PR:  Part Rate 160% - 1-Year UBS Tech Edge Point to Point with PR:  Part Rate 110% - 2-Year UBS Tech Edge Point to Point with PR:  Part Rate 160% - 1-Year SG Global Sentiment Point to Point with PR:  Part Rate 110% - 2-Year SG Global Sentiment Point to Point with PR:  Part Rate 160% - 1-Year S&P 500 Point to Point with Cap:  Cap 4.25%  - 2-Year S&P 500 Point to Point with Cap:  Cap 8.75%  - 1 Year S&P 500 Monthly Average Point to Point with Cap:  Cap 1.7%  **EstateShield 9 CA 5,000+** - 1 Year Fixed Acocunt:  Rate: 2% - 1-Year BofA Destinations Point to Point with PR:  Part Rate 110% - 2-Year BofA Destinations Point to Point with PR:  Part Rate 160% - 1-Year UBS Tech Edge Point to Point with PR:  Part Rate 110% - 2-Year UBS Tech Edge Point to Point with PR:  Part Rate 160% - 1-Year SG Global Sentiment Point to Point with PR:  Part Rate 110% - 2-Year SG Global Sentiment Point to Point with PR:  Part Rate 160% - 1-Year S&P 500 Dividend Aristocrats ER Point to Point with Par:  Part Rate 110% - 2-Year S&P 500 Dividend Aristocrats ER Point to Point with Par:  Part Rate 160% - 1-Year S&P 500 Point to Point with Cap:  Cap 4.25%  - 2-Year S&P 500 Point to Point with Cap:  Cap 8.75%  - 1 Year S&P 500 Monthly Average Point to Point with Cap:  Cap 1.7%  - BlackRock Adaptive US Equity 5% Index Annual Pt to Pt with PR:  Part Rate 110% - BlackRock Adaptive US Equity 5% Index 2-Year Pt to Pt with PR:  Part Rate 160% **Denali 10 10,000+** - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 82% - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 10%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62% - 1 Year S&P 500 Monthly Cap:  Cap 3.25%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112% - 1 Year Fixed Account:  Rate: 4.75% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 220% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.75%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 235% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5%  - NASDAQ Generations 5 w/Participation:  Part Rate 225% - NASDAQ Generations 5 w/Spread:  Spread -4.75%  **Denali 14 10,000+** - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 10%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62% - 1 Year S&P 500 Monthly Cap:  Cap 3.25%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 220% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.75%  - 1 Year Fixed Account:  Rate: 5% - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 235% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5%  - NASDAQ Generations 5 w/Participation:  Part Rate 225% - NASDAQ Generations 5 w/Spread:  Spread -4.75%  - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 82% **Denali 7 10,000+** - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 77% - NASDAQ Generations 5 w/Participation:  Part Rate 207% - NASDAQ Generations 5 w/Spread:  Spread -4.25%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 215% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.5%  - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57% - 1 Year S&P 500 Monthly Cap:  Cap 2.85%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 205% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.25%  - 1 Year Fixed Account:  Rate: 4.75% **Denali Bonus 10 10,000+** - NASDAQ Generations 5 w/Participation:  Part Rate 172% - NASDAQ Generations 5 w/Spread:  Spread -3%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 180% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.25%  - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.25%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 47% - 1 Year S&P 500 Monthly Cap:  Cap 2.25%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 87% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 170% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3%  - 1 Year Fixed Account:  Rate: 4% - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65% **Denali Bonus 14 10,000+** - NASDAQ Generations 5 w/Participation:  Part Rate 177% - NASDAQ Generations 5 w/Spread:  Spread -3.25%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 185% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.5%  - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.5%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50% - 1 Year S&P 500 Monthly Cap:  Cap 2.5%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 175% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3%  - 1 Year Fixed Account:  Rate: 4% - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65% **Denali Bonus 7 10,000+** - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60% - 1 Year S&P 500 Point-to-Point w/Cap:  Cap 6.75%  - 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 45% - 1 Year S&P 500 Monthly Cap:  Cap 2.25%  - 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 80% - 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 160% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.5%  - 1 Year Fixed Account:  Rate: 3.75% - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 170% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75%  - NASDAQ Generations 5 w/Participation:  Part Rate 162% - NASDAQ Generations 5 w/Spread:  Spread -2.75%  **Teton 10 10,000+** - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.5%  - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187% - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200% - 1 Year S&P 500 RavenPack AI k w/Spread:  Spread -4%  - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52% - 1 Year S&P 500 Monthly Cap :  Cap 2.65%  - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95% - 1 Year Fixed Account:  Rate: 4.25% - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70% - NASDAQ Generations 5 w/Participation:  Part Rate 190% - NASDAQ Generations 5 w/Spread:  Spread -3.5%  **Teton 14 10,000+** - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.5%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4%  - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52% - 1 Year S&P 500 Monthly Cap :  Cap 2.75%  - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97% - 1 Year Fixed Account:  Rate: 4.25% - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 72% - NASDAQ Generations 5 w/Participation:  Part Rate 190% - NASDAQ Generations 5 w/Spread:  Spread -3.5%  **Teton 5 10,000+** - 1 Year Fixed Account:  Rate: 4.25% - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 50% - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187% - 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -3.5%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4%  - NASDAQ Generations 5 w/Participation:  Part Rate 190% - NASDAQ Generations 5 w/Spread:  Spread -3.5%  - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70% - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95% - 1 Year S&P 500 Monthly Cap :  Cap 2.65%  **Teton 7 10,000+** - 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -3.5%  - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70% - NASDAQ Generations 5 w/Participation:  Part Rate 190% - NASDAQ Generations 5 w/Spread:  Spread -3.5%  - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 50% - 1 Year S&P 500 Monthly Cap :  Cap 2.65%  - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97% - 1 Year Fixed Account:  Rate: 4.25% - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4%  - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187% **Teton Bonus 10 10,000+** - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57% - NASDAQ Generations 5 w/Participation:  Part Rate 155% - NASDAQ Generations 5 w/Spread:  Spread -2.25%  - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 42% - 1 Year S&P 500 Monthly Cap :  Cap 2.15%  - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77% - 1 Year Fixed Acocunt:  Rate: 3.25% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 160% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5%  - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 150% **Teton Bonus 14 10,000+** - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57% - NASDAQ Generations 5 w/Participation:  Part Rate 157% - NASDAQ Generations 5 w/Spread:  Spread -2.25%  - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 42% - 1 Year S&P 500 Monthly Cap :  Cap 2.15%  - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 80% - 1 Year Fixed Account:  Rate: 3.5% - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25%  - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 162% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5%  - 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 152% **Teton Bonus 5 10,000+** - 1 Year Fixed Account:  Rate: 3% - 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.25%  - 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 40% - 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 150% - 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 160% - 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5%  - 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25%  - NASDAQ Generations 5 w/Participation:  Part Rate 152% - NASDAQ Generations 5 w/Spread:  Spread -2.25%  - 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57% - 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75% - 1 Year S&P 500 Monthly Cap :  Cap 2.15%  #### MYGA - **GuaranteeShield 3 **10,000+  3.50% - **GuaranteeShield 3 **100,000+  3.75% - **GuaranteeShield 3 **250,000+  3.75% - **GuaranteeShield 5 **10,000+  3.60% - **GuaranteeShield 5 **100,000+  3.85% - **GuaranteeShield 5 **250,000+  3.85% ## Fidelity & Guaranty Life #### **MYGA** - **FG Guarantee-Platinum 3 **20,000+  4.70% - **FG Guarantee-Platinum 5 **20,000+  4.90% - **FG Guarantee-Platinum 7 **20,000+  4.90% #### August 23, 2024 – Effective Date of Change ## Athene IA **Agility 10 10,000+** - 2-Year AI Powered US Equity Index :  Part Rate 150% - 2-Year Nasdaq FC Index :  Part Rate 125% - 1 Year AI Powered Global Opportunities :  Part Rate 95% - 2 Year AI Powered Global Opportunities :  Part Rate 130% - 1 Year S&P 500 FC:  Part Rate 62% - 2 Year S&P 500 FC:  Part Rate 87% - 1 Year UBS Innovative Balanced:  Part Rate 95% - 2 Year UBS Innovative Balanced:  Part Rate 130% - 1-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 140% - 2-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 190% - 1-Year S&P 500 Point-to-Point :  Cap 5.5%  - 2-Year S&P 500 Point to Point:  Cap 11%  - 1 Year Fixed Account:  Rate: 2.85% - 1-Year Nasdaq FC Index:  Part Rate 80% - 1-Year AI Powered US Equity Index:  Part Rate 112% **Agility 10 CA 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 95% - 2 Year AI Powered Global Opportunities :  Part Rate 130% - 1 Year S&P 500 FC:  Part Rate 62% - 2 Year S&P 500 FC:  Part Rate 87% - 1 Year UBS Innovative Balanced:  Part Rate 95% - 2 Year UBS Innovative Balanced:  Part Rate 130% - 1 Year Fixed Account:  Rate: 2.85% - 1-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 140% - 2-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 190% - 1-Year S&P 500 Point-to-Point :  Cap 5.5%  - 2-Year S&P 500 Point to Point:  Cap 11%  - 1-Year Nasdaq FC Index:  Part Rate 80% - 1-Year AI Powered US Equity Index:  Part Rate 112% - 2-Year AI Powered US Equity Index :  Part Rate 150% - 2-Year Nasdaq FC Index :  Part Rate 125% **Agility 7 10,000+** - 2-Year AI Powered US Equity Index :  Part Rate 135% - 2-Year Nasdaq FC Index :  Part Rate 115% - 1 Year AI Powered Global Opportunities :  Part Rate 90% - 2 Year AI Powered Global Opportunities :  Part Rate 120% - 1 Year S&P 500 FC:  Part Rate 58% - 2 Year S&P 500 FC:  Part Rate 80% - 1 Year UBS Innovative Balanced:  Part Rate 90% - 2 Year UBS Innovative Balanced:  Part Rate 120% - 1-Year Nasdaq FC Index:  Part Rate 75% - 1-Year AI Powered US Equity Index:  Part Rate 105% - 1-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 130% - 2-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 175% - 1 Year Fixed Account:  Rate: 2.7% - 1-Year S&P 500 Point-to-Point :  Cap 5.25%  - 2-Year S&P 500 Point to Point:  Cap 10.5%  **Agility 7 CA 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 90% - 2 Year AI Powered Global Opportunities :  Part Rate 120% - 1 Year S&P 500 FC:  Part Rate 58% - 2 Year S&P 500 FC:  Part Rate 80% - 1 Year UBS Innovative Balanced:  Part Rate 90% - 2 Year UBS Innovative Balanced:  Part Rate 120% - 1 Year Fixed Account:  Rate: 2.7% - 1-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 130% - 2-Year BNP Paribas Multi Asset Diversified 5 :  Part Rate 175% - 1-Year S&P 500 Point-to-Point :  Cap 5.25%  - 2-Year S&P 500 Point to Point:  Cap 10.5%  - 1-Year Nasdaq FC Index:  Part Rate 75% - 1-Year AI Powered US Equity Index:  Part Rate 105% - 2-Year AI Powered US Equity Index :  Part Rate 135% - 2-Year Nasdaq FC Index :  Part Rate 115% **Athene Accumulator 10 100,000+** - S&P 500 Point-to-Point:  Cap 9.5%  - BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 295% - BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215% - 1 Year Fixed Account:  Rate: 4.6% - 1-Year Nasdaq FC Index:  Part Rate 125% - 1-Year AI Powered US Equity Index:  Part Rate 175% - 2 Year UBS Innovative Balanced:  Part Rate 210% - 2 Year AI Powered Global Opportunities :  Part Rate 205% - 1 Year UBS Innovative Balanced:  Part Rate 155% - 2 Year S&P 500 FC:  Part Rate 135% - 1 Year S&P 500 FC:  Part Rate 97% - 1 Year AI Powered Global Opportunities :  Part Rate 155% - 2-Year Nasdaq FC Index :  Part Rate 190% - 2-Year AI Powered US Equity Index :  Part Rate 225% **Athene Accumulator 10 CA 100,000+** - 2 Year AI Powered Global Opportunities :  Part Rate 205% - 2 Year UBS Innovative Balanced:  Part Rate 210% - 1 Year UBS Innovative Balanced:  Part Rate 155% - 2 Year S&P 500 FC:  Part Rate 135% - 1 Year S&P 500 FC:  Part Rate 97% - 1 Year AI Powered Global Opportunities :  Part Rate 155% - BNP Paribas Multi Asset Diversified 5 – 1 Year:  Part Rate 215% - 1 Year Fixed Account:  Rate: 3% - 2-Year AI Powered US Equity Index :  Part Rate 225% - 1-Year AI Powered US Equity Index:  Part Rate 175% - 1-Year Nasdaq FC Index:  Part Rate 125% - S&P 500 Point-to-Point:  Cap 9.5%  - BNP Paribas Multi Asset Diversified 5 – 2 Year:  Part Rate 295% - 2-Year Nasdaq FC Index :  Part Rate 190% **Athene Performance Elite 10 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 100% - 2 Year AI Powered Global Opportunities :  Part Rate 135% - 1 Year S&P 500 FC:  Part Rate 65% - 2 Year S&P 500 FC:  Part Rate 90% - 1 Year UBS Innovative Balanced:  Part Rate 100% - 2 Year UBS Innovative Balanced:  Part Rate 135% - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 140% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 190% - 1 Year S&P 500 FC with Charge:  Part Rate 90% - 2 Year S&P 500 FC with Charge:  Part Rate 125% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 140% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 190% - 1-Year Nasdaq FC Index:  Part Rate 82% - 1-Year AI Powered US Equity Index:  Part Rate 115% - 1-Year AI Powered US Equity Index With Charge:  Part Rate 160% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 200% - 1-Year Nasdaq FC Index With Charge :  Part Rate 115% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 8.5%  - 2-Year AI Powered US Equity Index With Charge :  Part Rate 215% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 270% - 2-Year Nasdaq FC Index With Charge :  Part Rate 175% - 2-Year AI Powered US Equity Index :  Part Rate 155% - 2-Year Nasdaq FC Index :  Part Rate 130% - 1-Year S&P 500 Point-to-Point Cap Index Strategy :  Cap 6%  - 1 Year Fixed Account :  Rate: 2.95% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 195% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 145% **Athene Performance Elite 10 Plus 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 100% - 2 Year AI Powered Global Opportunities :  Part Rate 135% - 1 Year S&P 500 FC:  Part Rate 65% - 2 Year S&P 500 FC:  Part Rate 90% - 1 Year UBS Innovative Balanced:  Part Rate 100% - 2 Year UBS Innovative Balanced:  Part Rate 135% - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 140% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 190% - 1 Year S&P 500 FC with Charge:  Part Rate 90% - 2 Year S&P 500 FC with Charge:  Part Rate 125% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 140% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 190% - 1-Year AI Powered US Equity Index With Charge:  Part Rate 140% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 200% - 1-Year Nasdaq FC Index With Charge:  Part Rate 115% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 8.5%  - 2-Year AI Powered US Equity Index With Charge:  Part Rate 215% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 270% - 2-Year Nasdaq FC Index With Charge:  Part Rate 175% - 1-Year Nasdaq FC Index:  Part Rate 82% - 1-Year AI Powered US Equity Index:  Part Rate 115% - 2-Year AI Powered US Equity Index :  Part Rate 155% - 2-Year Nasdaq FC Index :  Part Rate 130% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 145% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 195% - 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 6%  - 1 Year Fixed Account :  Rate: 2.95% **Athene Performance Elite 7 10,000+** - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 175% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 235% - 1 Year S&P 500 FC with Charge:  Part Rate 110% - 2 Year S&P 500 FC with Charge:  Part Rate 150% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 175% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 230% - 1 Year AI Powered Global Opportunities :  Part Rate 135% - 2 Year AI Powered Global Opportunities :  Part Rate 180% - 1 Year S&P 500 FC:  Part Rate 85% - 2 Year S&P 500 FC:  Part Rate 115% - 1 Year UBS Innovative Balanced:  Part Rate 135% - 2 Year UBS Innovative Balanced:  Part Rate 180% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 190% - 1-Year S&P 500 Point-to-Point Cap Index Strategy:  Cap 8.5%  - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 260% - 1 Year Fixed Account :  Rate: 4.25% - 1-Year Nasdaq FC Index:  Part Rate 110% - 1-Year AI Powered US Equity Index:  Part Rate 150% - 2-Year AI Powered US Equity Index :  Part Rate 200% - 2-Year Nasdaq FC Index :  Part Rate 165% - 1-Year AI Powered US Equity Index With Charge :  Part Rate 195% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 245% - 1-Year Nasdaq FC Index With Charge:  Part Rate 140% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge :  Cap 11.75%  - 2-Year AI Powered US Equity Index With Charge :  Part Rate 260% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 335% - 2-Year Nasdaq FC Index With Charge :  Part Rate 215% **Athene Performance Elite 7 Plus 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 135% - 2 Year AI Powered Global Opportunities :  Part Rate 180% - 1 Year S&P 500 FC:  Part Rate 85% - 2 Year S&P 500 FC:  Part Rate 115% - 1 Year UBS Innovative Balanced:  Part Rate 135% - 2 Year UBS Innovative Balanced:  Part Rate 180% - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 175% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 235% - 1 Year S&P 500 FC with Charge:  Part Rate 110% - 2 Year S&P 500 FC with Charge:  Part Rate 150% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 175% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 230% - 2-Year AI Powered US Equity Index With Charge :  Part Rate 260% - 1-Year Nasdaq FC Index:  Part Rate 110% - 1-Year AI Powered US Equity Index:  Part Rate 150% - 2-Year AI Powered US Equity Index:  Part Rate 200% - 2-Year Nasdaq FC Index:  Part Rate 165% - 1-Year AI Powered US Equity Index With Charge :  Part Rate 195% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 245% - 1-Year Nasdaq FC Index With Charge :  Part Rate 140% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 11.75%  - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 335% - 2-Year Nasdaq FC Index With Charge :  Part Rate 215% - 1-Year S&P 500 Point-to-Point Cap Strategy :  Cap 8.5%  - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point:  Part Rate 260% - 1 Year Fixed Account :  Rate: 4.25% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 190% **Athene Performance Elite® 15 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 120% - 2 Year AI Powered Global Opportunities :  Part Rate 160% - 1 Year S&P 500 FC:  Part Rate 75% - 2 Year S&P 500 FC:  Part Rate 100% - 1 Year UBS Innovative Balanced:  Part Rate 120% - 2 Year UBS Innovative Balanced:  Part Rate 160% - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 160% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 215% - 1 Year S&P 500 FC with Charge:  Part Rate 100% - 2 Year S&P 500 FC with Charge:  Part Rate 135% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 160% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 215% - 1-Year AI Powered US Equity Index With Charge:  Part Rate 180% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 225% - 1-Year Nasdaq FC Index With Charge:  Part Rate 130% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 10%  - 2-Year AI Powered US Equity Index With Charge:  Part Rate 240% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 305% - 2-Year Nasdaq FC Index With Charge :  Part Rate 195% - 1-Year Nasdaq FC Index:  Part Rate 97% - 1-Year AI Powered US Equity Index:  Part Rate 135% - 2-Year AI Powered US Equity Index :  Part Rate 180% - 2-Year Nasdaq FC Index :  Part Rate 145% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 170% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 230% - 1-Year S&P 500 Point-to-Point Index Strategy:  Cap 7.25%  - 1 Year Fixed Account :  Rate: 3.65% **Athene Performance Elite® 15 Plus 10,000+** - 1 Year AI Powered Global Opportunities :  Part Rate 120% - 2 Year AI Powered Global Opportunities :  Part Rate 160% - 1 Year S&P 500 FC:  Part Rate 75% - 2 Year S&P 500 FC:  Part Rate 100% - 1 Year UBS Innovative Balanced:  Part Rate 120% - 2 Year UBS Innovative Balanced:  Part Rate 160% - 1 Year AI Powered Global Opportunities with Charge:  Part Rate 160% - 2 Year AI Powered Global Opportunities with Charge:  Part Rate 215% - 1 Year S&P 500 FC with Charge:  Part Rate 100% - 2 Year S&P 500 FC with Charge:  Part Rate 135% - 1 Year UBS Innovative Balanced with Charge:  Part Rate 160% - 2 Year UBS Innovative Balanced with Charge:  Part Rate 215% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 230% - 1-Year S&P 500 Point-to-Point Index Cap Strategy :  Cap 7.25%  - 1 Year Fixed Account :  Rate: 3.65% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point :  Part Rate 170% - 2-Year AI Powered US Equity Index :  Part Rate 180% - 2-Year Nasdaq FC Index :  Part Rate 145% - 1-Year Nasdaq FC Index :  Part Rate 97% - 1-Year AI Powered US Equity Index:  Part Rate 135% - 1-Year AI Powered US Equity Index With Charge :  Part Rate 180% - 1-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge:  Part Rate 225% - 1-Year Nasdaq FC Index With Charge:  Part Rate 130% - 1-Year S&P 500 Point-to-Point Cap Index Strategy With Charge:  Cap 10%  - 2-Year AI Powered US Equity Index With Charge:  Part Rate 240% - 2-Year BNP Paribas Multi-Asset No Cap Point-to-Point With Charge :  Part Rate 305% - 2-Year Nasdaq FC Index With Charge :  Part Rate 195% #### August 26. 2024 – Effective Date of Change ## Pacific Guardian Life #### MYGA - **Diamond Head 10 **10,000+  5.10% - **Diamond Head 3 **10,000+  4.90% - **Diamond Head 4 **10,000+  4.90% - **Diamond Head 5 **10,000+  5.10% - **Diamond Head 6 **10,000+  5.10% - **Diamond Head 7 **10,000+  5.10% - **Diamond Head 8 **10,000+  5.10% - **Diamond Head 9 **10,000+  5.10% #### August 27, 2024 – Effective Date of Change ## Farmers Life Insurance Company #### MYGA - **Farmers Safeguard Plus 10 **10,000+  5.35% - **Farmers Safeguard Plus 3 **10,000+  5.35% - **Farmers Safeguard Plus 5 **10,000+  5.60% - **Farmers Safeguard Plus 7 **10,000+  5.40% #### Author:Webmaster [Next Five Ways to Ruin the First Appointment](https://blog.iamsinc.com/five-ways-to-ruin-a-first-appointment) [Previous Creating Your Life Insurance Marketing Plan](https://blog.iamsinc.com/creating-your-life-insurance-marketing-plan) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. 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