On The Move – August 13, 2024

August 14, 2024 – Effective Date of Change

Aspida

Fixed Indexed Annuity

• 1-Year Fixed Account Rate:  Rate: 2.5%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 4.75% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 9.75% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 35%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 44%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 70%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 101%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 160%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 210%
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 7% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 90%
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 3.5% 
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 8.5% 
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 30%
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 37%

Synergy Choice Bonus 10 100,000+

• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 38%
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 33%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 10% 
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 4.25% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 95%
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 8.5% 
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 225%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 170%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 108%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 75%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 47%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 40%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 11.25% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 5.5% 
• 1-Year Fixed Account Rate:  Rate: 2.75%

Synergy Choice Bonus 10 CA 25,000+

• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 215%
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 7.5% 
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 4.25% 
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 32%
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 92%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 10% 
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 39%
• 1-Year Fixed Account Rate:  Rate: 2.65%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 5.75% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 11.25% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 35%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 46%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 73%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 103%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 165%

Synergy Choice Bonus 10 CA 100,000+

• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 175%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 110%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 78%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 49%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 38%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 12.75% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 6.5% 
• 1-Year Fixed Account Rate:  Rate: 2.9%
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 42%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 11.5% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 97%
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 35%
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 5.25% 
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 9.5% 
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 230%

Synergy Choice Income 25,000+

• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 6% 
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 3.75% 
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 27%
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 80%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 7.5% 
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 32%
• 1-Year Fixed Interest Rate:  Rate: 2.5%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 4.5% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 9.5% 
• 1-Year S&P 500 Point to Point Participation Rate:  Part Rate 30%
• 2-Year S&P 500 Point to Point Participation Rate:  Part Rate 35%
• 1-Year Goldman Sachs Grand Prix Index Point to Point Participation Rate:  Part Rate 142%
• 2-Year Goldman Sachs Grand Prix Index Point to Point Participation Rate:  Part Rate 200%
• 2-Year Citi Aria Index Point to Point Participation Rate:  Part Rate 97%
• 1-Year Citi Aria Index Point to Point Participation Rate:  Part Rate 62%

Synergy Choice Income 100,000+

• 1-Year Citi Aria Index Point to Point Participation Rate:  Part Rate 68%
• 2-Year Citi Aria Index Point to Point Participation Rate:  Part Rate 105%
• 2-Year Goldman Sachs Grand Prix Index Point to Point Participation Rate:  Part Rate 215%
• 1-Year Goldman Sachs Grand Prix Index Point to Point Participation Rate:  Part Rate 155%
• 2-Year S&P 500 Point to Point Participation Rate:  Part Rate 39%
• 1-Year S&P 500 Point to Point Participation Rate:  Part Rate 33%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 10.5% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 5.25% 
• 1-Year Fixed Interest Rate:  Rate: 2.75%
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 35%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 9% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 85%
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 30%
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 4.5% 
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 7% 

Synergy Choice Max 10 25,000+

• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 23% 
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 8.5% 
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 47%
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 138%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 18.5% 
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 57%
• 1-Year Fixed Account Rate:  Rate: 4.25%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 9.25% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 18.5% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 57%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 115%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 168%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 250%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 360%

Synergy Choice Max 10 100,000+

• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 375%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 260%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 175%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 120%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 70%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 60%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 20% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 10% 
• 1-Year Fixed Account Rate:  Rate: 4.5%
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 60%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 20% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 145%
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 50%
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 9.25% 
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 30% 

Synergy Choice Max 5 25,000+

• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 23% 
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 8.5% 
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 47%
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 138%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 18.5% 
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 57%
• 1-Year Fixed Account Rate:  Rate: 4.25%
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 9.25% 
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 18.5% 
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 57%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 67%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 115%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 360%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 168%
• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 250%

Synergy Choice Max 5 100,000+

• 1-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 260%
• 2-Year Citi Aria Point to Point Participation Rate:  Part Rate 175%
• 2-Year Goldman Sachs Grand Prix Point to Point Participation Rate:  Part Rate 375%
• 1-Year Citi Aria Point to Point Participation Rate:  Part Rate 120%
• 2-Year S&P 500 Point to Point Participation Rate :  Part Rate 70%
• 1-Year S&P 500 Point to Point Participation Rate :  Part Rate 60%
• 2-Year S&P 500 Point to Point Cap Rate:  Cap 20% 
• 1-Year S&P 500 Point to Point Cap Rate:  Cap 10% 
• 1-Year Fixed Account Rate:  Rate: 4.5%
• 2-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 60%
• 2-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 20% 
• 2-Year Invesco QQQ Growrth Point to Point Participation Rate:  Part Rate 145%
• 1-Year Nasdaq 100 Growrth Point to Point Participation Rate:  Part Rate 50%
• 1-Year Nasdaq 100 Growrth Point to Point Cap Rate:  Cap 9.25% 
• 1-Year Invesco QQQ Growrth Point to Point Cap Rate:  Cap 30% 

• Synergy Choice 2 25,000+  4.80%
• Synergy Choice 2 100,000+  4.95%
• Synergy Choice 3 25,000+  4.85%
• Synergy Choice 3 100,000+  5.00%
• Synergy Choice 5 25,000+  4.95%
• Synergy Choice 5 100,000+  5.10%
• Synergy Choice 7 25,000+  5.00%
• Synergy Choice 7 100,000+  5.15%

SILAC

Fixed Indexed Annuity

Denali 10 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 82%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 10% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62%
• 1 Year S&P 500 Monthly Cap:  Cap 3.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112%
• 1 Year Fixed Account:  Rate: 4.75%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 220%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 235%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5% 
• NASDAQ Generations 5 w/Participation:  Part Rate 225%
• NASDAQ Generations 5 w/Spread:  Spread -4.75% 

Denali 14 10,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 10% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62%
• 1 Year S&P 500 Monthly Cap:  Cap 3.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 220%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.75% 
• 1 Year Fixed Account:  Rate: 5%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 235%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5% 
• NASDAQ Generations 5 w/Participation:  Part Rate 225%
• NASDAQ Generations 5 w/Spread:  Spread -4.75% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 82%

Denali 7 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 77%
• NASDAQ Generations 5 w/Participation:  Part Rate 207%
• NASDAQ Generations 5 w/Spread:  Spread -4.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 215%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.5% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap:  Cap 2.85% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 205%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.25% 
• 1 Year Fixed Account:  Rate: 4.75%

Denali Bonus 10 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 172%
• NASDAQ Generations 5 w/Spread:  Spread -3% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 180%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.25% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.25% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 47%
• 1 Year S&P 500 Monthly Cap:  Cap 2.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 87%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 170%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3% 
• 1 Year Fixed Account:  Rate: 4%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%

Denali Bonus 14 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 177%
• NASDAQ Generations 5 w/Spread:  Spread -3.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 185%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.5% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.5% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year S&P 500 Monthly Cap:  Cap 2.5% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 175%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3% 
• 1 Year Fixed Account:  Rate: 4%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%

Denali Bonus 7 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 6.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 45%
• 1 Year S&P 500 Monthly Cap:  Cap 2.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 80%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 160%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.5% 
• 1 Year Fixed Account:  Rate: 3.75%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 170%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 162%
• NASDAQ Generations 5 w/Spread:  Spread -2.75% 

Teton 10 10,000+

• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.5% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI k w/Spread:  Spread -4% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52%
• 1 Year S&P 500 Monthly Cap :  Cap 2.65% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• NASDAQ Generations 5 w/Participation:  Part Rate 190%
• NASDAQ Generations 5 w/Spread:  Spread -3.5% 

Teton 14 10,000+

• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52%
• 1 Year S&P 500 Monthly Cap :  Cap 2.75% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97%
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 72%
• NASDAQ Generations 5 w/Participation:  Part Rate 190%
• NASDAQ Generations 5 w/Spread:  Spread -3.5% 

Teton 5 10,000+

• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 50%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187%
• 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -3.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• NASDAQ Generations 5 w/Participation:  Part Rate 190%
• NASDAQ Generations 5 w/Spread:  Spread -3.5% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
• 1 Year S&P 500 Monthly Cap :  Cap 2.65% 

Teton 7 10,000+

• 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -3.5% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• NASDAQ Generations 5 w/Participation:  Part Rate 190%
• NASDAQ Generations 5 w/Spread:  Spread -3.5% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 50%
• 1 Year S&P 500 Monthly Cap :  Cap 2.65% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97%
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 187%

Teton Bonus 10 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
• NASDAQ Generations 5 w/Participation:  Part Rate 155%
• NASDAQ Generations 5 w/Spread:  Spread -2.25% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 42%
• 1 Year S&P 500 Monthly Cap :  Cap 2.15% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
• 1 Year Fixed Acocunt:  Rate: 3.25%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 160%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 150%

Teton Bonus 14 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
• NASDAQ Generations 5 w/Participation:  Part Rate 157%
• NASDAQ Generations 5 w/Spread:  Spread -2.25% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 42%
• 1 Year S&P 500 Monthly Cap :  Cap 2.15% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 80%
• 1 Year Fixed Account:  Rate: 3.5%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 162%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 152%

Teton Bonus 5 10,000+

• 1 Year Fixed Account:  Rate: 3%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 40%
• 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 150%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 160%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.5% 
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
• NASDAQ Generations 5 w/Participation:  Part Rate 152%
• NASDAQ Generations 5 w/Spread:  Spread -2.25% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75%
• 1 Year S&P 500 Monthly Cap :  Cap 2.15% 

August 15, 2024 – Effective Date of Change

AuguStar

OrionShield 10 25,000+

• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.9% 
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 155%
• 1-Year Fixed Account:  Rate: 3.9%

OrionShield 10 150,000+

• 1-Year Fixed Account:  Rate: 4.65%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 175%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.75% 
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%

OrionShield 10 Premium Bonus 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.5% 
• 1-Year Fixed Account:  Rate: 2.3%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 6.15%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.8% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%

OrionShield 10 Premium Bonus 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.8% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 2.55%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75% 

OrionShield 5 25,000+

• 1-Year Fixed Account:  Rate: 3.65%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.9% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.75% 

OrionShield 5 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.4%

OrionShield 5 CA 25,000+

• 1-Year Fixed Account:  Rate: 3.65%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 9.9% 
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%

OrionShield 5 CA 150,000+

• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9% 
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.4%

OrionShield 7 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.5% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Fixed Account:  Rate: 3.8%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.9% 

OrionShield 7 150,000+

• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.55%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 145%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.75% 

OrionShield 7 CA 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 8.5% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Fixed Account:  Rate: 3.8%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.9% 

OrionShield 7 CA 150,000+

• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.55%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 145%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 120%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 9.75% 

OrionShield 7 Premium Bonus 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Fixed Account:  Rate: 3.05%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 9%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.8% 

OrionShield 7 Premium Bonus 150,000+

• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.8% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.25%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.55%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7% 

OrionShield 7 Premium Bonus CA 25,000+

• 1-Year Fixed Account:  Rate: 3.05%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 9%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.8% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 105%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75% 

OrionShield 7 Premium Bonus CA 150,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 7% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 7.8% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 11.25%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3.55%

OrionShield 9 CA 25,000+

• 1-Year Fixed Account:  Rate: 3.9%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 10.25%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 9.9% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 8.75% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 155%

OrionShield 9 CA 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 175%
• 1-Year Russell 2000 Monthly Averaging Cap:  Cap 9.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 125%
• 1-Year S&P 500 Annual Point to Point Cap:  Cap 10.9% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 12.5%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.65%

OrionShield 9 Premium Bonus CA 25,000+

• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.5% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 110%
• 1-Year Fixed Account:  Rate: 2.3%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 6.15%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.8% 

OrionShield 9 Premium Bonus CA 150,000+

• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 130%
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 100%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 5.75% 
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.8% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8.75%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 2.55%

MYGA

• LunarGuard 3 10,000+  4.55%
• LunarGuard 3 100,000+  4.75%
• LunarGuard 5 10,000+  4.55%
• LunarGuard 5 100,000+  4.75%
• LunarGuard 7 10,000+  4.55%
• LunarGuard 7 100,000+  4.75%