--- title: On The Move - April 1, 2025 - Insurance Agency Marketing Services description: Rates changing! Get the latest product and rate updates from our carrier partners. --- CALL US: 800.255.5055 [Login](http://www.iamsinc.com/wp-login.php) [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [Linkedin](https://www.linkedin.com/organization/2128303/) [YouTube](https://www.youtube.com/user/IAMSinc) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_240x52.png?width=240&height=52&name=IAMS-Logo_240x52.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) [![Insurance Agency Marketing Services](https://blog.iamsinc.com/hs-fs/hubfs/Iamsinc-September2017-Theme/Images/IAMS-Logo_100x20.png?width=96&height=20&name=IAMS-Logo_100x20.png)](http://www.iamsinc.com/) - [Home](https://www.iamsinc.com/) - [Why IAMS](https://www.iamsinc.com/why-iams/) - [Partner With Us](https://www.iamsinc.com/licensing/) - [Agent Kit](https://www.iamsinc.com/agent-kit/) - [About](https://www.iamsinc.com/about/) - [Meet Our Team](https://www.iamsinc.com/meet-our-team/) - [Careers](https://secure.careerlink.com/postings/6694-insurance-agency-marketing-services-inc/) - [Products](https://www.iamsinc.com/products/) - [Annuity](https://www.iamsinc.com/annuity/) - [Life](https://www.iamsinc.com/life/) - [Single Premium Life](https://www.iamsinc.com/single-premium-life/) - [Senior Health Care](https://www.iamsinc.com/senior-health-care/) - [Forms Search](https://www.iamsinc.com/forms-search/) - [e-App Solutions](https://www.iamsinc.com/e-app-solutions/) - [Firelight Registration](https://www.iamsinc.com/firelight-registration/) - [Firelight](https://www.iamsinc.com/e-app-solutions/) - [iGo e-App Solution](https://www.iamsinc.com/e-app-solutions/) - [Connect4Medicare](https://www.iamsinc.com/e-app-solutions/) - [Training](https://www.iamsinc.com/training/) - [Producer Academy](https://www.iamsinc.com/life-annuity-academy/) - [Product Training Confirmation](https://www.iamsinc.com/product-training-confirmation/) - [Monthly Webinars](https://www.iamsinc.com/webinars/) - [Support](https://www.iamsinc.com/iamsupport/) - [Production Builders](https://www.iamsinc.com/incentives/) - [Creative Solutions](https://www.iamsinc.com/creative-solutions/) - [Sales Resources Library](https://www.iamsinc.com/sales-resources-library/) - [E&O Insurance](https://www.iamsinc.com/eo-insurance/) - [AssessBest](https://www.iamsinc.com/assessbest/) - [Marketing Corner](https://www.iamsinc.com/marketing-corner/) - [Contact](https://www.iamsinc.com/contact/) # On The Move – April 1, 2025 #### April 02, 2025 – Effective Date of Change ## Oceanview Life and Annuity #### **MYGA** - **Harbourview 10 **20,000+  4.85% - **Harbourview 10 **70,000+  5.20% - **Harbourview 10 **100,000+  5.20% - **Harbourview 10 (CA) **20,000+  4.70% - **Harbourview 10 (CA) **70,000+  5.05% - **Harbourview 10 (CA) **100,000+  5.05% - **Harbourview 2 **20,000+  4.55% - **Harbourview 2 **70,000+  4.90% - **Harbourview 2 **100,000+  4.90% - **Harbourview 2 (CA) **20,000+  4.45% - **Harbourview 2 (CA) **70,000+  4.80% - **Harbourview 2 (CA) **100,000+  4.80% - **Harbourview 3 **20,000+  4.40% - **Harbourview 3 **70,000+  4.75% - **Harbourview 3 **100,000+  4.75% - **Harbourview 3 (CA) **20,000+  4.20% - **Harbourview 3 (CA) **70,000+  4.55% - **Harbourview 3 (CA) **100,000+  4.55% - **Harbourview 4 **20,000+  4.80% - **Harbourview 4 **70,000+  5.15% - **Harbourview 4 **100,000+  5.15% - **Harbourview 4 (CA) **20,000+  4.65% - **Harbourview 4 (CA) **70,000+  5.00% - **Harbourview 4 (CA) **100,000+  5.00% - **Harbourview 5 **20,000+  4.50% - **Harbourview 5 **70,000+  4.85% - **Harbourview 5 **100,000+  4.85% - **Harbourview 5 (CA) **20,000+  4.35% - **Harbourview 5 (CA) **70,000+  4.70% - **Harbourview 5 (CA) **100,000+  4.70% - **Harbourview 6 **20,000+  5.00% - **Harbourview 6 **70,000+  5.35% - **Harbourview 6 **100,000+  5.35% - **Harbourview 6 (CA) **20,000+  4.85% - **Harbourview 6 (CA) **70,000+  5.20% - **Harbourview 6 (CA) **100,000+  5.20% - **Harbourview 7 **20,000+  4.60% - **Harbourview 7 **70,000+  4.95% - **Harbourview 7 **100,000+  4.95% - **Harbourview 7 (CA) **20,000+  4.45% - **Harbourview 7 (CA) **70,000+  4.80% - **Harbourview 7 (CA) **100,000+  4.80% ## Reliance Standard Life #### Fixed Indexed Annuity **Keystone 10 Index Annuity 10,000+** - 1 Year Point-to-Point – Capped :  Cap 9%  - 1 Year Point-to-Point – Participation Rate:  Part Rate 50% - 1 Year Monthly Average – Capped:  Cap 9.5%  - 1 Year Fixed Interest Strategy :  Rate: 4.4% **Keystone 5 Index Annuity 10,000+** - 1 Year Point-to-Point – Capped:  Cap 9%  - 1 Year Point-to-Point – Participation Rate:  Part Rate 50% - 1 Year Monthly Average – Capped:  Cap 9.5%  - 1 Year Fixed Interest Strategy:  Rate: 4.5% **Keystone 7 Index Annuity 10,000+** - 1 Year Point-to-Point – Capped :  Cap 9%  - 1 Year Point-to-Point – Participation Rate :  Part Rate 50% - 1 Year Monthly Average – Capped :  Cap 9.5%  - 1 Year Fixed Interest Strategy :  Rate: 4.5% **Reliance Accumulator 10 20,000+** - 1-Year S&P 500 Point to Point Capped:  Cap 9.5%  - 1-Year S&P 500 Point to Point Participation:  Part Rate 52% - 1-Year S&P 500 Monthly Average Capped:  Cap 10%  - 1 Year Fixed Interest Account:  Rate: 4.6% - 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 205% - 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 225% **Reliance Accumulator 5 20,000+** - 1-Year S&P 500 Point to Point Capped:  Cap 9.5%  - 1-Year S&P 500 Point to Point Participation:  Part Rate 52% - 1-Year S&P 500 Monthly Average Capped:  Cap 10%  - 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 205% - 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 225% - 1 Year Fixed Interest Account:  Rate: 4.7% **Reliance Accumulator 7 20,000+** - 1-Year S&P 500 Point to Point Capped:  Cap 9.5%  - 1-Year S&P 500 Point to Point Participation:  Part Rate 52% - 1-Year S&P 500 Monthly Average Capped:  Cap 10%  - 1-Year S&P MARC 5% Point to Point Participation:  Part Rate 205% - 1-Year S&P MARC 5% Point to Point Participation with Spread:  Spread 1%  Part Rate 225% - 1 Year Fixed Interest Account:  Rate: 4.7% #### April 07, 2025 – Effective Date of Change ## Delaware Life #### MYGA - **Apex MYGA 3 **10,000+  4.65% - **Apex MYGA 3 **100,000+  4.95% - **Apex MYGA 5 **10,000+  5.10% - **Apex MYGA 5 **100,000+  5.40% - **Apex MYGA 7 **10,000+  5.10% - **Apex MYGA 7 **100,000+  5.35% - **Pinnacle Plus MYGA 10 **25,000+  5.00% - **Pinnacle Plus MYGA 10 **100,000+  5.25% - **Pinnacle Plus MYGA 3 **25,000+  4.60% - **Pinnacle Plus MYGA 3 **100,000+  4.90% - **Pinnacle Plus MYGA 5 **25,000+  5.05% - **Pinnacle Plus MYGA 5 **100,000+  5.35% - **Pinnacle Plus MYGA 7 **25,000+  5.05% - **Pinnacle Plus MYGA 7 **100,000+  5.30% ## Pacific Guardian Life #### MYGA - **Diamond Head 10 **10,000+  5.00% - **Diamond Head 3 **10,000+  5.00% - **Diamond Head 4 **10,000+  5.00% - **Diamond Head 5 **10,000+  5.00% - **Diamond Head 6 **10,000+  5.00% - **Diamond Head 7 **10,000+  5.00% - **Diamond Head 8 **10,000+  5.00% - **Diamond Head 9 **10,000+  5.00% #### Author:Webmaster [Next Capitalizing on the Fixed-Rate Annuity Maturity Boom](https://blog.iamsinc.com/capitalizing-on-the-fixed-rate-annuity-maturity-boom) [Previous Underwriting with Andrea: Autism](https://blog.iamsinc.com/underwriting-with-andrea-autism) ### Recent Posts ### Insurance Agency Marketing Services, Inc. 505 North 210th Street, Elkhorn, NE 68022 (800) 255-5055 (402) 330-7296 [contact@iamsinc.com](mailto:contact@iamsinc.com) ### Marketing Corner ### Our Location ### Follow us Find us on: [Facebook](https://www.facebook.com/iamsinc/) [Twitter](https://twitter.com/IAMSINC) [YouTube](https://www.youtube.com/user/IAMSinc) [Linkedin](https://www.linkedin.com/company/insurance-agency-marketing/) Search: ©2025 Insurance Agency Marketing Services, Inc. THIS SITE IS FOR AGENT USE ONLY. [Disclosures](https://www.iamsinc.com/disclaimer/). [Privacy Center](https://www.iamsinc.com/privacy-center/). [Cookie Policy.](https://www.iamsinc.com/cookie-policy/) ![](https://www.facebook.com/tr?id=253820018493378&ev=PageView&noscript=1)